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HomeMy WebLinkAbout2021 Audit ReportTOWN OF TAOS FINANCIAL STATEMENTS FOR THE YEAR ENDED JUNE 30, 201 Page Left Intentionally Blank 2 I NTRODUCTORY SECTION 3 TOWN OF TAOS June 30, 2021 Table of Contents INTRODUCTORY SECTION Exhibit Page Table of Contents 4-5 Official Roster 6 FINANCIAL SECTION Independent Auditors' Report 8-10 Management's Discussion and Analysis 12-19 BASIC FINANCIAL STATEMENTS Government-wide Financial Statements: Statement of Net Position A-1 22-23 Statement of Activities A-2 24-25 Fund Financial Statements: Balance Sheet - Governmental Funds B-1 26-27 Reconciliation of the Balance Sheet to the Statement of Net Position 29 Statement of Revenues, Expenditures, and Changes in Fund Balances - Governmental Funds B-2 30-31 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities 33 Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget (GAAP Budgetary Basis) and Actual: General Fund C-1 34 Capital Maintenance Operating Fund C-2 35 Statement of Net Position - Proprietary Funds D-1 36-39 Statement of Revenues, Expenses and Changes in Net Position - Proprietary Funds D-2 40-41 Statement of Cash Flows - Proprietary Funds D-3 43 Statement of Fiduciary Net Position - Custodial Funds E-1 44 Statement of Changes in Fiduciary Net Position - Custodial Funds E-2 45 NOTES TO THE FINANCIAL STATEMENTS 46-86 Statement/ Schedule Page REQUIRED SUPPLEMENTARY INFORMATION Schedule of Proportionate Share of the Net Pension Liability A-1 88-93 Schedule of the Town's Contributions - Public Employees Retirement Association Plan A-2 94-99 Notes to Required Supplementary Information 100 Schedule of Proportionate Share of the Net OPEB Liability B-1 102 Schedule of the Town's Contributions - Retiree Health Care OPEB Plan B-2 103 SUPPLEMENTARY INFORMATION Nonmajor Fund Descriptions 106-108 Combining and Individual Fund Statements and Schedules: Combining Balance Sheet - Nonmajor Governmental Funds A-1 110-115 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances - Nonmajor Governmental Funds A-2 116-121 4 TOWN OF TAOS June 30, 2021 Table of Contents Statement/ Schedule Page SUPPORTING SCHEDULES Schedule of Deposit and Investment Accounts I 124-125 Schedule of Collateral Pledged by Depository For Public Funds II 126 COMPLIANCE SECTION Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 128-129 FEDERAL FINANCIAL ASSISTANCE Report on Compliance for Each Major Federal Program and on Internal Control Over Compliance Required by the Uniform Guidance 132-133 Schedule of Expenditures of Federal Awards III 134-135 Schedule of Findings and Questioned Costs IV 137-139 OTHER DISCLOSURES 140 5 TOWN OF TAOS Official Roster June 30, 2021 Town Council Name Title Daniel Barrone Mayor Nathaniel Evans Town Councilor Darien D. Fernandez Town Councilor George “Fritz”Hahn Town Councilor Pascualito Maestas Town Councilor Administration Richard Bellis Marietta Fambro Francella Garcia Richard Chavez Stephen Ross Town Manager Finance Director Town Clerk Municipal Judge Town Attorney 6 F INANCIAL SECTION 7 CORDOVA CPAs LLC CERTIFIED PUBLIC ACCOUNTANTS | BUSINESS ADVISORS cordovacpas.com INDEPENDENT AUDITORS’ REPORT Mr. Brian S. Colón, Esq. New Mexico State Auditor Town Council Town of Taos U.S. Office of Management and Budget Taos, New Mexico Report on Financial Statements We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, the aggregate remaining fund information, and the budgetary comparison for the general fund and major special revenue fund of the Town of Taos (the Town), as of and for the year ended June 30, 2021, and the related notes to the financial statements which collectively comprise the Town’s basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatements, whether due to fraud or error. Auditors’ Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditors’ judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. 8 Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, the aggregate remaining fund information, and the budgetary comparison of the General Fund and major special revenue fund of the Town, as of June 30, 2021, and the respective changes in financial position and, where applicable, cash flows thereof, for the year then ended in accordance with accounting principles generally accepted in the United States of America. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management’s Discussion and Analysis on pages 12 through 19 and Schedules A-1 through B-2 and the notes to the Required Supplementary Information on pages 88 through 103 be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the District’s basic financial statements. The introductory section, the combining and individual fund financial statements, the combining financial statements for the general fund, the Schedule of Expenditures of Federal Awards, as required by Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance) and Supporting Schedules I and II required by 2.2.2 NMAC are presented for the purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual fund financial statements, the Schedule of Expenditures of Federal Awards and Supporting Schedules I and II required by 2.2.2 NMAC are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual fund financial statements, the Schedule of Expenditures of Federal Awards and Supporting Schedules I and II required by 2.2.2 NMAC are fairly stated, in all material respects, in relation to the basic financial statements taken as a whole. The introductory section has not been subjected to the auditing procedures applied in the audit of the basic financial statements, and accordingly, we do not express an opinion or provide any assurance on it. 9 Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated December 13, 2021 on our consideration of the Town’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the Town’s internal control over financial reporting and compliance. Cordova CPAs LLC Albuquerque, New Mexico December 13, 2021 10 Page Left Intentionally Blank 11 STATE OF NEW MEXICO Town of Taos Management’s Discussion and Analysis June 30, 2021 We are pleased to present the Town of Taos’s financial statements for the fiscal year ended June 30, 2021. Management’s discussion and analysis of these statements is also provided to help the reader fully understand the Town’s financial condition. FINANCIAL HIGHLIGHTS  The Town of Taos’ total assets exceeded its total liabilities at the close of the fiscal year by $90,901,408 (net position). Of this amount, ($2,328,465) is (unrestricted net position), due to the on-going implementation of GASB Statement No. 68 and Statement No. 75. The Town along with other governmental entities throughout the entire state have experienced the negative effect with these two GASB Statements. Even though ending the year with this negative amount, the Town has at this time the available cash balances to meet the government’s ongoing obligations to its citizens and creditors. Included in the available cash balances are approximately $8,111,019 for capital projects and $5,912,570 for special revenue projects.  The Town’s total net position increased by $6,332,579 during the fiscal year. The majority of this overall increase was due to an increase in the gross receipts taxes versus what was originally projected. As we entered FY21, with the uncertainty of the pandemic, we originally anticipated a decrease of approximately 20% in gross receipts tax and a decrease of 40% in lodger’s tax, which the Town considers as our main sources of revenue. Using the same logic, we decreased our operating expenses by approximately $1.7M. As the year progressed, we noticed our gross receipts tax distributions were significantly greater than prior year(s) collections. We attributed that increase due to the stay-at-home orders issued by the State of New Mexico. Due to the orders, there was less traveling by our locals for everyday essentials like groceries, fuel, supplies, and materials, thus generating gross receipts taxes approximately 10% greater than FY19. We used this year as a benchmark since the pandemic started in FY20 and it has been difficult to generate a comparable from this period. Along with gross receipts well above budget, our General Fund expenditures were projected at $10,148,929 but ended with actuals of $9,359,809 which attributed to total net position increase. Other notable increases were to operating grants associated with the CARES ACT and small business funding in the amount of $1.5M.  As of June 30, 2021, the Town’s governmental activities reported a combined ending net position balance of $61,549,134. Of this total, $8,323,193 is designated for debt service and capital projects.  At the close of the current fiscal year, the unassigned fund balance for the general fund was $2,752,561, amounting to 32 percent of total general fund expenditures.  The Town of Taos’ total debt had a net decrease of $1,070,039 during the year due to scheduled principal payments being paid and early retirements on two of the New Mexico Finance Authority loans. Compensated absences increased by $85,649 from last fiscal year due to several reasons, increase in wages by $1.00 which affects the liability amount, administrative leave for employees in lieu of personal leave during the pandemic and continued accruals at the maximum with several tenured employees. The Town paid $2,362,741 towards the principal of several of its government loans, bonds, compensated absences and contracts payable compared to the previous year of $1,434,358. The majority of the difference is that the Town elected to use its additional revenue received to pay off two loans early, one scheduled for May 2025 and the other May 2022. Overview of the Financial Statements The Town’s basic financial statements comprise three components: 1) government-wide financial statements; 2) fund financial statements; and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government-wide financial statements. The government-wide financial statements are designed to provide readers with a broad overview of the Town of Taos’ finances, in a manner similar to a private-sector business. The statement of net position presents information on all of the Town of Taos’ assets and liabilities, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator regarding whether or not the financial position of the Town of Taos is improving or deteriorating. The statement of activities presents information showing how the government’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused personal leave). Both of the government-wide financial statements distinguish functions of the Town of Taos that are principally supported in a majority by taxes and a minimal amount from other miscellaneous receipts (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the Town of Taos include general government, public safety, public works, culture and recreation, and health and welfare. The business-type activities of the Town include joint water and sewer services, solid waste services, and the Taos Regional Landfill. 12 STATE OF NEW MEXICO Town of Taos Management’s Discussion and Analysis June 30, 2021 The government-wide financial statements can be found in Exhibits A-1 and A-2 of this report. Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The Town of Taos, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the Town of Taos can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental Funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on daily inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in determining what financial resources are available in the near future to finance the Town’s programs. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The Town of Taos maintains twenty-eight individual governmental funds organized according to their type (special revenue, debt service and capital projects). Information is presented separately in the governmental fund balance sheet and statement of revenues, expenditures, and changes in fund balances for the General Fund, Capital Maintenance & Operating Fund and Airport Construction Fund, which are considered major funds. Data from the other twenty-five governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements elsewhere in this report. The Town of Taos adopts an annual appropriated budget for its general fund, capital equipment replacement, special revenue fund, fire, police, GRT, and all other funds. A budgetary comparison statement has been provided for the General Fund to demonstrate compliance with this budget. In addition, the individual financial statements of the nonmajor governmental fund types include budgetary comparison data. The basic governmental fund financial statements can be found in Exhibits B-1 through C-1 of this report Proprietary funds. Proprietary funds are generally used to account for services for which the Town charges customers – either outside customers or internal units or departments of the Town. Proprietary funds provide the same type of information as shown in the government-wide financial statements, only in more detail. The Town maintains one type of proprietary fund. Enterprise funds. Are used to report the same functions presented as business-type activities in the government-wide financial statements. The Town uses enterprise funds to account for the joint water and sewer services, solid waste and regional landfill operations for the Town. The enterprise funds are considered to be major funds of the Town and can be found in Exhibits D-1 through D-3 of this report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statement because the resources of those funds are not available to support the Town of Taos’ own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. The Town of Taos fiduciary funds account for the collection of street cut permits and deposits for recreation events. The basic fiduciary fund financial statement can be found in Exhibits E-1 and E-2 of this report. Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the financial statements can be found on pages 42-82 of this report. Combining statements. The combining statements referred to earlier in connection with nonmajor governmental funds are presented immediately following the notes to the financial statements. Combining and individual fund statements and schedules can be found on pages 110-121 of this report. 13 STATE OF NEW MEXICO Town of Taos Management’s Discussion and Analysis June 30, 2021 GOVERNMENT-WIDE FINANCIAL ANALYSIS Analysis of Net Position As noted earlier, the net of assets over liabilities, otherwise known as net position, may serve over time as a useful indicator of a government’s financial position. In the case of the Town of Taos, assets exceeded liabilities by $90,901,408 at the close of the current fiscal year. The significant portion of the Town of Taos’ net position represents the Town’s investment of $77,652,506 in capital assets (e.g., land improvements, buildings, infrastructure and machinery & equipment), less any related outstanding debt used to acquire those assets. The Town of Taos uses these capital assets to provide services to its citizens, so these assets are not available for future spending. Although the Town of Taos’ investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. Governmental Business-Type Activities Activities Total Assets Current and other assets 20,951,040$ 10,183,214$ 31,134,254$ Restricted cash, cash equivalents & investments - 1,591,134 1,591,134 Restricted investments 75,400 75,400 Capital assets, net of accumulated 59,101,945 25,051,719 84,153,664 depreciation Total assets 80,052,985 36,901,467 116,954,452 Deferred Outflows of Resources Deferred Outflows - pension 3,754,723.00 430,478.00 4,185,201.00 Defered Outflows - OPEB 990,092.00 146,388.00 1,136,480.00 Total deferred outflows of resources 4,744,815 576,866 5,321,681 Total assets and deferred outflows of resources 84,797,800$ 37,478,333$ 122,276,133$ Liabilities ` Current Liabilities 1,378,449$ 1,451,641$ 2,830,090$ Non-current liabilities 18,766,621 6,258,945 25,025,566 Total liabilities 20,145,070 7,710,586 27,855,656 Deferred Inflows of Resources Defered Inflows - pension 943,317 117,170 1,060,487 Deferred Inflows - OPED 2,160,279 298,303 2,458,582 Total deferred inflows of resources 3,103,596 415,473 3,519,069 Net Position Net investment in capital assets 56,652,266 21,000,240 77,652,506 Restricted 14,235,763 1,341,604 15,577,367 Unrestricted (9,338,895) 7,010,430 (2,328,465) Total net position 61,549,134$ 29,352,274$ 90,901,408$ Total Liabilities and Net Position 84,797,800$ 37,478,333$ 122,276,133$ A portion of the Town of Taos’ governmental restricted net position of $14,235,763 (23 percent) represents resources that are subject to restrictions related to covenants arising from the Town’s long-term debt issuance, special revenue projects and capital projects. The remaining balance of unrestricted net position, ($9,338,895) previously stated, continues as a negative due to the implementation of GASB Statement 68 and Statement 75 reported in the financials. and creditors. 14 STATE OF NEW MEXICO Town of Taos Management’s Discussion and Analysis June 30, 2021 In the previous year, this amount was ($10,062,701). Taking that negative into consideration, the Town still has the available cash to meet the government’s ongoing obligations to citizens At the end of the current fiscal year, the Town of Taos is able to report positive balances in all categories of net position for both governmental and business-type activities. Analysis of Changes in Net Position The Town’s net position increased by $6,332,579 during the fiscal year. This increase is primarily the result of operating and capital, in the General Government. `Governmental Business-type Revenues Activities Activities Total Program revenues: Charges for service 632,207$ 5,522,058$ 6,154,265$ Operating grants and contributions 2,551,984 - 2,551,984 Capital grants and contributions 1,175,030 1,585,523 2,760,553 General revenues: Property taxes, levied for general purposes 1,201,338 - 1,201,338 Gross receipts taxes 12,254,964 541,852 12,796,816 Gasoline, franchise and motor vehicle 686,564 - 686,564 Lodger's Taxes 1,033,251 - 1,033,251 Interest income (loss)5,035 7,028 12,063 Miscellaneous income 103,218 - 103,218 Total Revenues 19,643,591 7,656,461 27,300,052 Program expenses: General government 9,121,131$ -$ 9,121,131$ Public safety 3,047,363 - 3,047,363 Public works 1,204,787 - 1,204,787 Culture and recreation 1,461,217 - 1,461,217 Interest and other costs 149,584 - 149,584 Joint water and sewer - 4,367,055 4,367,055 Solid waste - 101,460 101,460 Taos Regional Landfill - 1,514,876 1,514,876 Total Expenses 14,984,082 5,983,391 20,967,473 Change in net position 4,659,509 1,673,070 6,332,579 Net Position, beginning 56,889,625 27,679,204 84,568,829 Net Position, ending 61,549,134$ 29,352,274$ 90,901,408$ 15 STATE OF NEW MEXICO Town of Taos Management’s Discussion and Analysis June 30, 2021 Governmental activities. Governmental activities increased the Town of Taos’ net position by $4,659,509 primarily as the result of an increase in operating and capital grants. Along with decreases in general government expenditures added to the net position of the Town during the year. Tax revenues account for $15,176,117 or 77 percent of governmental revenues. Tax revenues are made up of property, gross receipts, gasoline and motor vehicle and other taxes. Tax revenues decreased by $527,537 from last fiscal year. This was mainly from lodger’s taxes that were hit hard by the pandemic, as we are a tourist destination that was affected by this pandemic. The General fund received the majority of the Town’s program revenue, accounting for $9,121,826 or 46 percent of total governmental revenues. The primary recipients of these revenues are general government, public safety and culture and recreation. The Town’s direct charges to users of governmental services made up $632,207 or 3 percent of total governmental revenues. These charges are for fees, fines and forfeitures, and licenses and permits. Charges for services decreased by $748,135 from last fiscal year due to the fact that the major facilities that account for these revenues were closed. Those included the Youth & Family Center, the Library, the suspension of our Community and Special Events and other fee-generated activities. Business-type activities. Business-type activities increased the Town’s net position by $1,673,070, primarily as the result of increase in charges for services and capital grants. The Town’s direct charges to users of business-type services made up $5,522,058 or 72 percent of total business-type revenues. These charges are for water and sewer services, water and sewer connection fees, landfill tipping fees and solid waste services. These direct charges for service increased by $355,163 from the previous year, primarily as the result of again, the pandemic and stay at home orders and increased new homeowner and second homeowners relocating to the town. The Town’s direct charges for the joint water and sewer program were the majority of the increase this year. The Town still continues looking at the joint water and sewer program, such as refunding of debt service and analysis of direct cost of employees expensed to the program. FINANCIAL ANALYSIS OF THE TOWN’S FUNDS The Town of Taos uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Governmental funds. The focus of the Town of Taos’ governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the Town of Taos’ financing requirements. In particular, unassigned fund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. Types of Governmental funds reported by the Town include the General Fund, Special Revenue Funds, Debt Service Funds and Capital Projects Funds. Revenues for governmental functions overall totaled approximately $19,643,591 in the fiscal year ended June 30, 2021, which represents an increase of $616,055 from the fiscal year ended June 30, 2020. This is largely due to the increase in operating and capital grants. Expenditures for governmental functions, totaling $14,984,777 decreased by approximately $3,391,885 from the fiscal year ended June 30, 2020. This is due mainly to the decrease in expenditures for all governmental functions. Culture and recreation were the greatest decrease of $1,235,652 from the previous fiscal year due to the closure of these programs and facilities. In the fiscal year ended June 30, 2021, revenues for governmental functions exceeded expenditures by approximately $4,658,814. The General Fund is the chief operating fund of the Town of Taos. It is from here that the Town pays for public safety and other basic services it provides to its citizens. At the end of the current fiscal year, unassigned fund balance of the general fund was $2,752,561 along with a minimum fund balance of $2,900,518. Overall, the general fund’s performance resulted in revenues over expenditures in the fiscal year ended June 30, 2021 of $4,190,668 an increase of $1,681,558 over the comparable figure from the prior year of $2,509,110. The Town’s overall financial position improved as stated prior under the Financial Highlights. During the year, there were also several personnel vacancies within various departments that contributed to the expenditures being less than what was originally budgeted. Proprietary Funds. The Town’s proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. 16 STATE OF NEW MEXICO Town of Taos Management’s Discussion and Analysis June 30, 2021 At the end of the fiscal year, the unrestricted net position for enterprise funds were $7,010,430. The total increase in net position for the enterprise funds was $1,517,422 compared to $155,648 from the prior year. This was again a much-improved performance from the previous year due to the increase in charges for services and decrease of the overall operating expenses. The Town continues to build up the asset management fund to a level with the intent in meeting the required replacement of the water and sewer system for years to come. Fiduciary Funds. The Town maintains fiduciary funds for the assets associated with bid bonds, street cuts permits and recreation deposits. Changes to the fiduciary funds were immaterial for the fiscal year. General Fund Budgetary Highlights Town budgets reflect the same pattern as seen in the revenue and expenditures of the Town. The State of New Mexico budget process is defined under state law and regulation. To enhance the process of developing a budget at the Town level, Taos utilizes goals and objectives defined by the Town Council, community input meetings, long term plans and input from various staff groups to develop the Town budget. Town defines its priorities through this process. The following table examines the summary budget performance of the general fund for the fiscal year ending June 30, 2021. Detailed budget performance is examined through the Statement of Revenues, Expenditures, and Changes in Fund Balance for the General Fund found at Exhibit C-1. The Town’s final budget differs from the original budget due to amendments that were made during the fiscal year and the increase of expenditures. Actual general fund expenditures were $658,256 less than budgeted. This year major adjustments were made at mid-year and end of year for several one-time capital, maintenance and operational requests in several departments within the Town to utilize the favorable variance savings. Budget Amounts Original Final Expenditures: General government 4,797,541$ 4,355,738$ 3,861,331$ 494,407$ Public safety 3,178,511 3,072,409 2,961,617 110,792 Public works 1,014,765 885,231 874,937 10,294 Culture and recreation 1,158,112 1,046,431 1,003,668 42,763 Capital outlay - - - - Total Expenditures 10,148,929$ 9,359,809$ 8,701,553$ 658,256$ Actual (GAAP Basis) Favorable (Unfavorable) Variance 17 STATE OF NEW MEXICO Town of Taos Management’s Discussion and Analysis June 30, 2021 Capital Asset and Debt Administration Capital assets. The Town of Taos’ capital assets for its governmental and business-type activities as of June 30, 2021 amount to $84,153,664 (net of accumulated depreciation). Capital assets include land, land improvements, buildings and improvements, furniture, fixtures and equipment, and infrastructure. The Town’s capital assets for the current fiscal year decreased $908,227 for governmental activities and increased $771,528 for business-type activities (net of accumulated depreciation). The additions to capital assets during the year were mainly classified as either construction or projects in progress but there was also a substantial increase in purchasing of equipment/vehicles. We continue to have many active engineering contracts for several future capital projects that are reflected on the significant commitment list included in the financial statements. The additions to capital assets were as follows:  $688,766 of additions to governmental infrastructure at the airport for engineering services related to the Airport Terminal Building, Taxiway A, Airport Well and completion of Runway 4-22 rehabilitation.  $737,096 of additions to governmental equipment/vehicles including a new Pierce Enforcer Class A Pumper for the Fire Department and manufacturing equipment for Humble; both projects in progress.  $1,077,300 of additions to governmental buildings/equipment for Town Hall HVAC and Coronado Hall HVAC both close completion but continue as construction in progress with a close-out date in FY22.  $671,438 of additions to governmental infrastructure and equipment/vehicles for completion and/or purchase of the following –Ultraviolet Light Disinfection, Police Responder Pursuit Vehicles, 2021 Kenworth Dump/Snowplow Truck, Caterpillar Grader, Message Traffic Boards, ATV’s (2), Kubota Mower for Airport, Fire Safety Trailer and Computer servers/equipment.  $2,826,938 of additions to the business-type infrastructure – Wastewater Treatment Plant Solar Array, Muffin Monster Sewage Grinder Repairs, 2020 Caterpillar Wheel Loader, Mailroom Maxi feeder, and Abeyta Settlement engineering in progress. Governmental Business-like Activities Activities Total Land 6,615,288$ 262,422$ 6,877,710$ Constuction in progress 3,363,196 4,678,215 8,041,411 Land improvements 7,527,676 104,895 7,632,571 Buildings and improvements 36,133,646 4,656,981 40,790,627 Machinery and Equipment 18,302,254 9,925,925 28,228,179 Infrastructure 84,840,894 38,991,417 123,832,311 Total capital assets 156,782,954 58,619,855 215,402,809 Less: accumulated depreciation (97,681,009) (33,568,136) (131,249,145) Total property, plant and equipment, net of accumulated depreciation 59,101,945$ 25,051,719$ 84,153,664$ For government-wide financial statement presentation purposes, all depreciable capital assets were depreciated from acquisition date to the end of the current fiscal year. Fund financial statements record capital asset purchases as expenditures. See Note 6 in the accompanying Notes to the Financial Statements for further information regarding capital assets. 18 STATE OF NEW MEXICO Town of Taos Management’s Discussion and Analysis June 30, 2021 Debt Administration. At the end of the current fiscal year, the Town of Taos had total long-term obligations outstanding of $7,914,838. In total, outstanding debt decreased by $1,070,039 from the previous fiscal year. The Town this year took advantage of excess revenue and paid off two New Mexico Finance Authority loans early, which were schedule for retirement in May 2022 and May of 2025. Along with the early retirement we incurred $700,000 of new debt in the Business-type Activities associated with the construction of the Wastewater Treatment Plant Solar Array project. The Town continues to look at options of either paying off early or refinancing those loans with higher interest rates and low balances to further reduce outstanding debt. Governmental Business-type Activities Activities Total Revenue Bonds 2,430,000$ 1,468,600$ 3,898,600$ NMFA amd RUS Loans - 2,582,879 2,582,879 Compensated absences 751,203 86,798 838,001 Landfill Closure Liability - 595,358 595,358 Total long-term liabilities 3,181,203$ 4,733,635$ 7,914,838$ See Note 7 in the accompanying Notes to the Financial Statements for further information regarding the Town of Taos’ long-term debt. The Town knows of no currently known facts, decisions or conditions that are expected to have a significant effect on financial position or results of operations. REQUESTS FOR INFORMATION This financial report is designed to provide a general overview of the Town of Taos’ finances for all of those with an interest in the government’s finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Town of Taos – Finance Director, Town of Taos, 400 Camino de la Placita, Taos, New Mexico, 87571, (575) 751-2024. 19 Page Left Intentionally Blank 20 B ASIC FINANCIAL STATEMENTS 21 TOWN OF TAOS Statement of Net Position June 30, 2021 Governmental Activities Business-type Activities Total Assets Current assets Cash and cash equivalents 15,107,776$ 7,298,871$ 22,406,647$ Investments 2,415,679 1,598,881 4,014,560 Receivables: Property taxes 237,445 - 237,445 Taxes receivable 2,562,009 97,905 2,659,914 Due from other governments 300,491 219,414 519,905 Customer receivable, net - 911,137 911,137 Inventory 303,320 81,326 384,646 Internal balances 24,320 (24,320) - Total current assets 20,951,040 10,183,214 31,134,254 Noncurrent assets Restricted cash and cash equivalents - 1,591,134 1,591,134 Restricted investments - 75,400 75,400 Capital assets 156,782,954 58,619,855 215,402,809 Less: accumulated depreciation (97,681,009) (33,568,136) (131,249,145) Total noncurrent assets 59,101,945 26,718,253 85,820,198 Total assets 80,052,985 36,901,467 116,954,452 Deferred outflows of resources Deferred outflows- pension 3,754,723 430,478 4,185,201 Deferred outflows- OPEB 990,092 146,388 1,136,480 Total deferred outflows of resources 4,744,815 576,866 5,321,681 Total assets and deferred outflows of resources 84,797,800$ 37,478,333$ 122,276,133$ The accompanying notes are an integral part of these financial statements.22 Exhibit A-1 Governmental Activities Business-type Activities Total Liabilities Current liabilities Accounts payable 199,800$ 649,313$ 849,113$ Accrued payroll 407,811 25,014 432,825 Accrued compensated absences 307,306 37,373 344,679 Deposits held in trust for others 5,103 324,930 330,033 Accrued interest 8,429 58,415 66,844 Current portion of bonds and loans payable 450,000 356,596 806,596 Total current liabilities 1,378,449 1,451,641 2,830,090 Noncurrent liabilities Accrued compensated absences 443,897 49,425 493,322 Bond premiums, net of accumulated amortization of $51,163 19,679 - 19,679 Bonds payable 1,980,000 1,398,600 3,378,600 Loans payable - 2,296,283 2,296,283 Landfill closure and post-closure - 595,358 595,358 Net pension liability 12,233,235 1,367,195 13,600,430 Net OPEB liability 4,089,810 552,084 4,641,894 Total noncurrent liabilities 18,766,621 6,258,945 25,025,566 Total liabilities 20,145,070 7,710,586 27,855,656 Deferred inflows of resources Deferred inflows- pension 943,317 117,170 1,060,487 Deferred inflows- OPEB 2,160,279 298,303 2,458,582 Total deferred inflows of resources 3,103,596 415,473 3,519,069 Net position Net investment in capital assets 56,652,266 21,000,240 77,652,506 Restricted for: Debt service 212,174 - 212,174 Capital projects 8,111,019 - 8,111,019 Special revenue projects 5,912,570 - 5,912,570 Landfill - 1,341,604 1,341,604 Unrestricted (deficit)(9,338,895) 7,010,430 (2,328,465) Total net position 61,549,134 29,352,274 90,901,408 Total liabilities, deferred inflows of resources, and net position 84,797,800$ 37,478,333$ 122,276,133$ The accompanying notes are an integral part of these financial statements.23 TOWN OF TAOS Statement of Activities For the Year Ended June 30, 2021 Functions/Programs Expenses Charges for Services Operating Grants and Contributions Capital Grants and Contributions Governmental Activities: General government 9,121,131$ 598,322$ 545,996$ -$ Public safety 3,047,363 - 398,515 250,000 Public works 1,204,787 - 1,582,473 925,030 Culture and recreation 1,461,217 33,885 25,000 - Interest 149,584 - - - Total governmental activities 14,984,082 632,207 2,551,984 1,175,030 Business‐type Activities: Water and Sewer 4,367,055 3,831,543 - 1,585,523 Solid Waste 101,460 136,313 - - Taos Regional Landfill 1,514,876 1,554,202 - - Total business‐type activities 5,983,391 5,522,058 - 1,585,523 Total 20,967,473$ 6,154,265$ 2,551,984$ 2,760,553$ General Revenues: Taxes: Gross receipts taxes Property taxes, levied for general purposes Gasoline, franchise and motor vehicle Lodger's taxes Investment income Miscellaneous revenue Total general revenues Change in net position Net position, beginning Net position, ending Program Revenues The accompanying notes are an integral part of these financial statements.24 Exhibit A-2 Governmental Activities Business‐type Activities Total (7,976,813)$ -$ (7,976,813)$ (2,398,848) - (2,398,848) 1,302,716 - 1,302,716 (1,402,332) - (1,402,332) (149,584) - (149,584) (10,624,861) - (10,624,861) - 1,050,011 1,050,011 - 34,853 34,853 - 39,326 39,326 - 1,124,190 1,124,190 (10,624,861) 1,124,190 (9,500,671) 12,254,964 541,852 12,796,816 1,201,338 - 1,201,338 686,564 - 686,564 1,033,251 - 1,033,251 5,035 7,028 12,063 103,218 - 103,218 15,284,370 548,880 15,833,250 4,659,509 1,673,070 6,332,579 56,889,625 27,679,204 84,568,829 61,549,134$ 29,352,274$ 90,901,408$ Net (Expense) Revenue and Changes in Net Position The accompanying notes are an integral part of these financial statements.25 General Fund Capital Maintenance Operating Fund Airport Construction Assets Cash and cash equivalents 2,598,795$ 1,150,533$ 2,816,447$ Investments 1,454,593 190,000 - Receivables: Property taxes 237,445 - - Taxes receivable 2,009,798 - - Due from other governments 6,765 - 231,222 Inventory 274,199 - - Due from other funds 24,320 - - Total assets 6,605,915$ 1,340,533$ 3,047,669$ Liabilities, deferred inflows of resources, and fund balances Liabilities Accounts payable 92,232$ 12,038$ 21,036$ Accrued payroll 402,477 417 - Deposits held in trust for others - - - Total liabilities 494,709 12,455 21,036 Deferred inflows of resources Unavailable revenue - property taxes 183,928 - - Total deferred inflows of resources 183,928 - - Fund balances Nonspendable: Inventory 274,199 - - Spendable: Restricted for: General government - - - Public safety - - - Culture and recreation - - - Transportation and roads - - - Capital improvements - - - Debt service - - - Committed to: General government - 1,086,961 - Public safety - 26,582 - Culture and recreation - 129,240 - Transportation and roads - 27,985 - Capital improvements - 57,310 3,026,633 Minimum fund balance 2,900,518 - - Unassigned 2,752,561 - - Total fund balances 5,927,278 1,328,078 3,026,633 Total liabilities, deferred inflows of resources, and fund balances 6,605,915$ 1,340,533$ 3,047,669$ June 30, 2021 Governmental Funds Balance Sheet TOWN OF TAOS The accompanying notes are an integral part of these financial statements.26 Exhibit B-1 Page 1 of 2 Other Governmental Funds Total 8,542,001$ 15,107,776$ 771,086 2,415,679 - 237,445 552,211 2,562,009 62,504 300,491 29,121 303,320 - 24,320 9,956,923$ 20,951,040$ 74,494$ 199,800$ 4,917 407,811 5,103 5,103 84,514 612,714 - 183,928 - 183,928 29,121 303,320 481,357 481,357 331,301 331,301 1,094,193 1,094,193 42,232 42,232 1,083,267 1,083,267 1,935,929 1,935,929 54,566 1,141,527 9,828 36,410 22,931 152,171 1,228,610 1,256,595 3,559,074 6,643,017 - 2,900,518 - 2,752,561 9,872,409 20,154,398 9,956,923$ 20,951,040$ The accompanying notes are an integral part of these financial statements.27 Page Left Intentionally Blank 28 TOWN OF TAOS Exhibit B-1 Reconciliation of the Balance Sheet to the Statement of Net Position Page 2 of 2 Governmental Funds June 30, 2021 Amounts reported for governmental activities in the Statement of Net Position are different because: Fund balances - total governmental funds 20,154,398$ Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds 59,101,945 Delinquent property taxes not collected within sixty days after year end are not considered "available" revenues and are considered to be unavailable revenue in the fund financial statements, but are considered revenue in the Statement of Activities 183,928 Deferred outflows and inflows of resources related to pensions and OPEB are applicable to future periods and therefore, are not reported in funds: Deferred outflows- pension 3,754,723 Deferred outflows- OPEB 990,092 Deferred inflows- pension (943,317) Deferred inflows- OPEB (2,160,279) Certain liabilities, including loans and bonds payable and related components, accrued interest, current and long-term portions of accrued compensated absences, and net penison and OPEB liabilites are not due and payable in the current period and, therefore, are not reported in the funds: Loans and bonds payable (2,430,000) Bond premiums (19,679) Accrued interest (8,429) Accrued compensated absences (751,203) Net pension liability (12,233,235) Net OPEB liability (4,089,810) Net position of governmental activities 61,549,134$ The accompanying notes are an integral part of these financial statements.29 General Fund Capital Maintenance Operating Fund Airport Construction Revenues Taxes: Property 1,200,412$ -$ -$ Gross receipts taxes 10,359,140 - - Gasoline, franchise, and motor vehicle 608,398 - - Lodger's tax - - - Intergovernmental: Federal operating grants 1,422 1,502,473 - Federal capital grants - - 402,490 State operating grants 117,830 - - State capital grants - - 522,540 Charges for services 131,881 - - Licenses and fees 383,158 - - Investment income 368 - - Miscellaneous 89,612 - - Total revenues 12,892,221 1,502,473 925,030 Expenditures Current: General government 3,861,331 983,822 258,039 Public safety 2,961,617 - - Public works 874,937 - - Culture and recreation 1,003,668 - - Capital outlay - 1,378,608 688,768 Debt service: Principal - - - Interest - - - Total expenditures 8,701,553 2,362,430 946,807 Excess (deficiency) of revenues over expenditures 4,190,668 (859,957) (21,777) Other financing sources (uses) Transfers in 4,461,003 52,486 2,613,166 Transfers (out)(8,720,598) (1,245,162) - Total other financing sources (uses)(4,259,595) (1,192,676) 2,613,166 Net change in fund balance (68,927) (2,052,633) 2,591,389 Fund balance - beginning of year 5,996,205 3,380,711 435,244 Fund balance - end of year 5,927,278$ 1,328,078$ 3,026,633$ For the Year Ended June 30, 2021 Governmental Funds Statement of Revenues, Expenditures, and Changes in Fund Balances TOWN OF TAOS The accompanying notes are an integral part of these financial statements.30 Exhibit B-2 Page 1 of 2 Other Governmental Funds Total -$ 1,200,412$ 1,895,824 12,254,964 78,166 686,564 1,033,251 1,033,251 134,063 1,637,958 250,000 652,490 796,196 914,026 - 522,540 41,085 172,966 76,083 459,241 4,667 5,035 13,606 103,218 4,322,941 19,642,665 201,404 5,304,596 232,794 3,194,411 21,491 896,428 514,957 1,518,625 1,707,224 3,774,600 1,669,059 1,669,059 161,143 161,143 4,508,072 16,518,862 (185,131) 3,123,803 5,261,200 12,387,855 (2,422,095) (12,387,855) 2,839,105 - 2,653,974 3,123,803 7,218,435 17,030,595 9,872,409$ 20,154,398$ The accompanying notes are an integral part of these financial statements.31 Page Left Intentionally Blank 32 TOWN OF TAOS Exhibit B-2 Amounts reported for governmental activities in the Statement of Activities are different because: Net change in fund balances - total governmental funds 3,123,803$ Governmental funds report capital outlays as expenditures. However, in the statement of activities, the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense: Capital outlay additions reported in capital outlay expenditures 3,774,600 Depreciation expense (4,682,827) Revenues in the statement of activities that do not provide current financial resources are not reported as revenue in the funds: Change in deferred inflows related to the property taxes receivable 926 Governmental funds report Town pension and OPEB contributions as expenditures. However in the Statement of Activities, the cost of pension and OPEB benefits earned net of employee contributions is reported as pension and OPEB (expense) income: Town pension contributions subsequent to measurement date 516,859 Pension expense (58,024) Town OPEB contributions subsequent to measurement date 88,447 OPEB income 314,755 Expenses in the Statement of Activities that do not require current financial resources are not reported as expenditures in the funds: Increase in accrued compensated absences (99,648) Decrease in accrued interest 7,624 The issuance of long-term debt (e.g. bonds, notes, leases) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position. Also, governmental funds report the effect of premiums and similar items when debt is first issued, whereas these amounts are deferred and amortized in the Statement of Activities: Amortization of bond premiums 3,935 Principal payments on loans 1,669,059 Change in net position of governmental activities 4,659,509$ in Fund Balances of Governmental Funds to the Statement of Activities For the Year Ended June 30, 2021 Reconciliation of the Statement of Revenues, Expenditures, and Changes Governmental Funds The accompanying notes are an integral part of these financial statements.33 TOWN OF TAOS Exhibit C-1 Statement of Revenues, Expenditures, and Changes in Fund Balance Budget (GAAP Budgetary Basis) and Actual General Fund For the Year Ended June 30, 2021 Variances Original Final Actual Final to Actual Revenues Taxes: Property 1,143,226$ 1,143,226$ 1,200,412$ 57,186$ Gross receipts 7,404,868 10,050,538 10,359,140 308,602 Gasoline, franchise and motor vehicle 549,873 658,156 608,398 (49,758) Intergovernmental: Federal operating grants 3,257 3,257 1,422 (1,835) State operating grants 90,000 119,054 117,830 (1,224) Charges for services 110,666 110,666 131,881 21,215 Licenses and fees 370,316 370,316 383,158 12,842 Investment income 22,809 22,809 368 (22,441) Miscellaneous 86,241 96,241 89,612 (6,629) Total revenues 9,781,256 12,574,263 12,892,221 317,958 Expenditures Current: General government 4,797,541 4,355,738 3,861,331 494,407 Public safety 3,178,511 3,072,409 2,961,617 110,792 Public works 1,014,765 885,231 874,937 10,294 Culture and recreation 1,158,112 1,046,431 1,003,668 42,763 Total expenditures 10,148,929 9,359,809 8,701,553 658,256 Excess (deficiency) of revenues over expenditures (367,673) 3,214,454 4,190,668 976,214 Other financing sources (uses) Designated cash (budgeted cash increase)196,880 843,542 - (843,542) Transfers in 4,493,191 4,816,826 4,461,003 (355,823) Transfers (out)(4,322,398) (8,874,822) (8,720,598) 154,224 Total other financing sources (uses)367,673 (3,214,454) (4,259,595) (1,045,141) Net change in fund balance - - (68,927) (68,927) Fund balance - beginning of year - - 5,996,205 5,996,205 Fund balance - end of year -$ -$ 5,927,278$ 5,927,278$ Budgeted Amounts The accompanying notes are an integral part of these financial statements.34 TOWN OF TAOS Exhibit C-2 Statement of Revenues, Expenditures, and Changes in Fund Balance Budget (GAAP Budgetary Basis) and Actual Capital Maintenance Operating Fund For the Year Ended June 30, 2021 Variances Original Final Actual Final to Actual Revenues Taxes: Property -$ -$ -$ -$ Gross receipts - - - - Gasoline, franchise and motor vehicle - - - - Intergovernmental: Federal operating grants - 1,502,473 1,502,473 - State operating grants - - - - Charges for services - - - - Licenses and fees - - - - Investment income - - - - Miscellaneous - - - Total revenues - 1,502,473 1,502,473 - Expenditures Current: General government 802,048 1,701,021 983,822 717,199 Capital outlay 2,578,339 1,989,163 1,378,608 610,555 Total expenditures 3,380,387 3,690,184 2,362,430 1,327,754 Excess (deficiency) of revenues over expenditures (3,380,387) (2,187,711) (859,957) 1,327,754 Other financing sources (uses) Designated cash (budgeted cash increase)3,380,387 3,380,387 - (3,380,387) Transfers in - 52,486 52,486 - Transfers (out)- (1,245,162) (1,245,162) - Total other financing sources (uses)3,380,387 2,187,711 (1,192,676) (3,380,387) Net change in fund balance - - (2,052,633) (2,052,633) Fund balance - beginning of year - - 3,380,711 3,380,711 Fund balance - end of year -$ -$ 1,328,078$ 1,328,078$ Budgeted Amounts The accompanying notes are an integral part of these financial statements.35 Water and Sewer Solid Waste Assets Current assets Cash and cash equivalents 4,726,819$ 640,088$ Investments 1,349,781 249,100 Taxes receivable 97,905 - Due from other governments 219,414 - Customer receivables, net 736,682 4,907 Inventory 81,326 - Total current assets 7,211,927 894,095 Noncurrent assets Restricted cash and cash equivalents 324,930 - Restricted investments - - Capital assets 50,608,907 1,134,674 Less: accumulated depreciation (29,311,733) (874,073) Total noncurrent assets 21,622,104 260,601 Total assets 28,834,031 1,154,696 Deferred outflows of resources Deferred outflows- pension 264,558 48,961 Deferred outflows- OPEB 84,975 24,517 Total deferred outflows of resources 349,533 73,478 Total assets and deferred outflows of resources 29,183,564$ 1,228,174$ June 30, 2021 Proprietary Funds Statement of Net Position TOWN OF TAOS The accompanying notes are an integral part of these financial statements.36 Exhibit D-1 Page 1 of 2 Taos Regional Landfill Total 1,931,964$ 7,298,871$ - 1,598,881 - 97,905 - 219,414 169,548 911,137 - 81,326 2,101,512 10,207,534 1,266,204 1,591,134 75,400 75,400 6,876,274 58,619,855 (3,382,330) (33,568,136) 4,835,548 26,718,253 6,937,060 36,925,787 116,959 430,478 36,896 146,388 153,855 576,866 7,090,915$ 37,502,653$ The accompanying notes are an integral part of these financial statements.37 Water and Sewer Solid Waste Liabilities Current liabilities Accounts payable 574,543$ 14,098$ Accrued payroll 15,010 1,089 Accrued compensated absences 22,375 - Due to other funds 16,550 232 Deposits held in trust for others 324,930 - Accrued interest 57,406 - Current maturity of bonds and loans payable 177,064 - Total current liabilities 1,187,878 15,419 Noncurrent liabilities Accrued compensated absences 38,252 - Bonds payable 1,398,600 - Loans payable 1,733,145 - Landfill closure and post-closure costs - - Net pension liability 880,901 148,937 Net OPEB liability 320,473 92,462 Total noncurrent liabilities 4,371,371 241,399 Total liabilities 5,559,249 256,818 Deferred inflows of resources Deferred inflows- pension 60,303 30,067 Deferred inflows- OPEB 173,160 49,959 Total deferred inflows of resources 233,463 80,026 Net position Net investment in capital assets 17,988,365 260,601 Restricted for: Landfill - - Unrestricted 5,402,487 630,729 Total net position 23,390,852 891,330 Total liabilities and net position 29,183,564$ 1,228,174$ June 30, 2021 Proprietary Funds Statement of Net Position TOWN OF TAOS The accompanying notes are an integral part of these financial statements.38 Exhibit D-1 Page 2 of 2 Taos Regional Landfill Total 60,672$ 649,313$ 8,915 25,014 14,998 37,373 7,538 24,320 - 324,930 1,009 58,415 179,532 356,596 272,664 1,475,961 11,173 49,425 - 1,398,600 563,138 2,296,283 595,358 595,358 337,357 1,367,195 139,149 552,084 1,646,175 6,258,945 1,918,839 7,734,906 26,800 117,170 75,184 298,303 101,984 415,473 2,751,274 21,000,240 1,341,604 1,341,604 977,214 7,010,430 5,070,092 29,352,274 7,090,915$ 37,502,653$ The accompanying notes are an integral part of these financial statements.39 Water and Sewer Solid Waste Operating revenues Charges for services 3,831,543$ 136,313$ Total operating revenues 3,831,543 136,313 Operating expenses Depreciation 1,682,615 47,305 Personnel services 357,426 26,579 Contractual services 1,086,065 - Supplies and purchases 16,982 2,190 Maintenance and materials 148,937 4,381 Utilities 639,864 17,312 Non-capital equipment 64,090 - Other costs 294,473 3,693 Total operating expenses 4,290,452 101,460 Operating income (loss)(458,909) 34,853 Non-operating revenues (expenses) Gross receipts taxes 541,852 - Interest expense (76,603) - Investment income 5,054 - Total non-operating revenues (expenses)470,303 - Income (loss) before contributions and transfers 11,394 34,853 Capital grants 1,585,523 - Transfers in 3,604,973 7,402 Transfers (out)(3,604,973) - Change in net position 1,596,917 42,255 Total net position, beginning of year 21,793,935 849,075 Total net position, end of year 23,390,852$ 891,330$ For the Year Ended June 30, 2021 Proprietary Funds Statement of Revenues, Expenses, and Changes in Net Position TOWN OF TAOS The accompanying notes are an integral part of these financial statements.40 Exhibit D-2 Taos Regional Landfill Total 1,554,202$ 5,522,058$ 1,554,202 5,522,058 325,490 2,055,410 438,876 822,881 207,693 1,293,758 236 19,408 126,572 279,890 8,057 665,233 8,416 72,506 384,491 682,657 1,499,831 5,891,743 54,371 (369,685) - 541,852 (15,045) (91,648) 1,974 7,028 (13,071) 457,232 41,300 87,547 - 1,585,523 478,788 4,091,163 (486,190) (4,091,163) 33,898 1,673,070 5,036,194 27,679,204 5,070,092$ 29,352,274$ The accompanying notes are an integral part of these financial statements.41 Page Left Intentionally Blank 42 Exhibit D-3 Water and Sewer Solid Waste Taos Regional Landfill Total Cash flows from operating activities: Cash received from user charges 3,596,847$ 136,136$ 1,530,349$ 5,263,332$ Cash payments to employees for services (464,497) (43,996) (484,591) (993,084) Cash payments to suppliers for goods and services (2,146,288) (27,470) (703,351) (2,877,109) Net cash provided by operating activities 986,062 64,670 342,407 1,393,139 Cash flows from noncapital financing activities: Gross receipts taxes 541,852 --541,852 Landfill closure costs --162,374 162,374 Repayment of interfund loans 476 232 (471)237 Transfers (net)-7,402 (7,402) - Net cash provided by noncapital financing activities 542,328 7,634 154,501 704,463 Cash flows from investing activities: Purchase of investments (2,421) --(2,421) Interest income 5,054 -1,974 7,028 Net cash provided by investing activities 2,633 -1,974 4,607 Cash flows from capital and related financing activities: Interest paid (79,256)-(15,312)(94,566) Capital grants 1,585,523 --1,585,523 Acquisition of capital assets (2,826,938)--(2,826,940) Proceeds from issuance of long-term debt 700,000 --700,000 Principal payments on loans (172,855) -(176,148)(349,003) Net cash (used) by capital and related financing activities (793,526) -(191,460)(984,986) Net increase in cash and cash equivalents 737,497 72,304 307,422 1,117,223 Cash and cash equivalents - beginning of year 4,314,252 567,784 2,890,746 7,772,782 Cash and cash equivalents - end of year 5,051,749$ 640,088$ 3,198,168$ 8,890,005$ Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating income (loss)(458,909)$ 34,853$ 54,371$ (369,685)$ Adjustments to reconcile operating income (loss) to net cash provided by operating activities: Depreciation 1,682,615 47,305 325,490 2,055,410 Net pension and OPEB expense (83,451) (14,333) (38,721) (136,505) Changes in assets and liabilities: Receivables (244,392) (177)(23,853)(268,422) Accounts payable 104,123 106 32,114 136,343 Accrued payroll expenses (14,164) (840)(4,695)(19,699) Customer deposits 9,696 --9,696 Accrued compensated absences (9,456) (2,244) (2,299) (13,999) Net cash provided (used) by operating activities 986,062$ 64,670$ 342,407$ 1,393,139$ For the Year Ended June 30, 2021 Proprietary Funds Statement of Cash Flows TOWN OF TAOS The accompanying notes are an integral part of these financial statements.43 TOWN OF TAOS Exhibit E-1 Custodial Funds Assets Cash 17,857$ Investments 60,000 Total assets 77,857$ Liabilities Due to other entities 77,857$ Total liabilities 77,857$ Statement of Fiduciary Net Position June 30, 2021 The accompanying notes are an integral part of these financial statements.44 TOWN OF TAOS Exhibit E-2 Custodial Funds Additions: Charges for services 12,634$ Total additions 12,634 Deductions: Contractual services and other 6,816 Total deductions 6,816 Change in custodial funds due to others 5,818 Beginning - custodial funds due to others 72,039 Ending - custodial funds due to others 77,857$ For the Year Ended June 30, 2021 Statement of Changes in Fiduciary Net Position The accompanying notes are an integral part of these financial statements.45 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 1. Summary of Significant Accounting Policies The Town of Taos (the Town) was incorporated in 1934. The Town operates under a Council-Mayor form of government and provides the following services as authorized by its charter: public safety (police and fire), highways and streets, public utilities (water and sewer, solid waste, and landfill), health and social services, culture-recreation, education, public improvements, planning and zoning, and general administrative services. The Town of Taos is a body politic and corporate under the name and form of government selected by its qualified electors. The Town may: 1. Sue or be sued; 2. Enter into contracts and leases; 3. Acquire and hold property, both real and personal; 4. Have common seal, which may be altered at pleasure; 5. Exercise such other privileges that are incident to corporations of like character or degree that are not inconsistent with the laws of New Mexico. 6. Protect generally the property of its Town and its inhabitants; 7. Preserve peace and order within the Town; and 8. Establish rates for services provided by the Town utilities and revenue-producing projects, including amounts which the governing body determines to be reasonable in the operation of similar facilities. This summary of significant accounting policies of Town of Taos is presented to assist in the understanding of Town of Taos’s financial statements. The financial statements and notes are the representation of Town of Taos’s management who is responsible for their integrity and objectivity. The financial statements of the Town have been prepared in conformity with accounting principles generally accepted in the United States of America (GAAP) as applied to government entities. At year end June 30, 2021, there is no GASB Statement No. 77 disclosure requirement. A. Financial Reporting Entity The financial reporting entity consists of (a) the primary government, (b) organizations for which the primary government is financially accountable and (c) other organizations for which the nature and significance of their relationship with the primary government are such that exclusion would cause the reporting entity’s financial statements to be misleading or incomplete. In evaluating how to define the Town for financial reporting purposes, management has considered all potential component units. The decision to include any potential component units in the financial reporting entity was made by applying the criteria set forth in GASB Statement No. 14, as amended by GASB Statement No. 39 and GASB Statement No. 61. Blended component units, although legally separate entities, are in substance part of the government’s operations. Each discretely presented component unit is reported in a separate column in the government-wide financial statements to emphasize that it is legally separate from the government. The basic-but not the only-criterion for including a potential component unit within the reporting entity is the governing body’s ability to exercise oversight responsibility. The most significant manifestation of this ability is financial interdependency. Other manifestations of the ability to exercise oversight responsibility include, but are not limited to, the selection of governing authority, the designation of management, the ability to significantly influence operations, and accountability for fiscal matters. 46 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 1. Summary of Significant Accounting Policies (continued) A. Financial Reporting Entity (continued) A second criterion used in evaluating potential component units is the scope of public service. Application of this criterion involves considering whether the activity benefits the government and/or its citizens. A third criterion used to evaluate potential component units for inclusion or exclusion from the reporting entity is the existence of special financing relationships, regardless of whether the government is able to exercise oversight responsibilities. Finally, the nature and significance of a potential component unit to the primary government could warrant its inclusion within the reporting entity. Based upon the application of these criteria, the Town has no component units, and is not a component unit of another governmental agency. B. Government‐wide and fund financial statements The government-wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the primary government. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business‐type activities, which rely to a significant extent on fees and charges for support. The Statement of Net Position and the Statement of Activities were prepared using the economic resources measurement focus and the accrual basis of accounting. Revenues, expenses, gains, losses, assets and liabilities resulting from exchange-like transactions are recognized when the exchange takes place. Revenues, expenses, gains, losses, assets and liabilities resulting from non-exchange transactions are recognized in accordance with the requirements of GASB Statement No. 33, Accounting and Financial Reporting for Non‐Exchange Transactions. In the government-wide Statement of Net Position, the governmental activities column (a) is presented on a consolidated basis by column, (b) and is reported on a full accrual, economic resource basis, which recognizes all long-term assets and receivables as well as long-term debt obligations. The Town’s net position is reported in three parts – net investments in capital assets; restricted net position; and unrestricted net position. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. 47 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 1. Summary of Significant Accounting Policies (continued) C. Measurement focus, basis of accounting, and financial statement presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the fiduciary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements of time, reimbursement and contingencies imposed by the provider are met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, franchise taxes, licenses and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Sales and use taxes are classified as derived tax revenues and are recognized as revenue when the underlying exchange takes place and the revenues are measurable and available. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. Expenditure-driven grants are recognized as revenue when the qualifying expenditures have been incurred and all other grant requirements have been met and the susceptible to accrual criteria have been met. All other revenue items are considered to be measurable and available only when cash is received by the Town. Program revenues included in the Statement of Activities are derived directly from the program itself or from parties outside the Town’s taxpayer or citizenry, as a whole; program revenues reduce the cost of the function to be financed from the Town’s general revenues. Program revenues are categorized as (a) charges for services, which include revenues collected for fees and use of Town facilities, etc., (b) program-specific operating grants, which includes revenues received from state and federal sources to be used as specified within each program grant agreement, and (c) program-specific capital grants and contributions, which include revenues from state sources to be used for capital projects. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. The Town reports all direct expenses by function in the Statement of Activities. Direct expenses are those that are clearly identifiable with a function. The Town does not currently employ indirect cost allocation systems. Depreciation expense is specifically identified by function and is included in the direct expense of each function. Interest on general long-term debt is considered an indirect expense and is reported separately on the Statement of Activities. 48 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 1. Summary of Significant Accounting Policies (continued) C. Measurement focus, basis of accounting, and financial statement presentation (continued) Proprietary funds distinguish operating revenues and expense from non-operating items. Operating revenues and expenses generally result from providing services in connection with the fund’s principal ongoing operations. The principal operating revenue for the Town’s enterprise funds is charges for services for the Town’s utilities. Operating expenses for enterprise funds include the cost of services, administrative expenses and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non- operating revenues and expenses When both restricted and unrestricted resources are available for use, it is the Town’s policy to use restricted resources first, then unrestricted resources as they are needed. Under the requirements of GASB Statement No. 34, the Town is required to present certain of its governmental funds as major based upon certain criteria. The major funds presented in the fund financial statements include the following, which includes funds that were not required to be presented as major but were at the discretion of management: The General Fund is the government’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. Revenues are provided through property and other taxes, federal sources, state sources, charges for services, licenses and fees, and other miscellaneous recoveries and revenue. Expenditures include all costs associated with the daily operation of the Town except for items included in other funds. The Capital Maintenance Operating Fund was created to receive additional amounts that are paid for onetime costs by the Town of Taos. Authority is Town Council resolution. The Airport Construction Fund This fund was created to receive proceeds from federal and state grants for the purpose of financing improvements to the Taos Municipal Airport. Authority is Town Council resolution. The Town reports its proprietary funds as major funds. Proprietary funds (enterprise funds) include: The Water and Sewer Fund is used to account for the activities of the Town’s water and sewer operations. The Solid Waste Fund accounts for the provision of solid waste services to the residents of the Town and some residents of Taos County. All activities necessary to provide such services are accounted for in this fund, including, but not limited to administration, operations, maintenance, financing and related debt service, and billing and collection. The Taos Regional Landfill Fund is used to account for the activities of the Taos Regional Landfill including debt repayments, closure and post-closure care estimates as well as operations and administration. 49 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 1. Summary of Significant Accounting Policies (continued) C. Measurement focus, basis of accounting, and financial statement presentation (continued) Additionally, the Town reports the following fund type: The Fiduciary Fund is purely custodial (assets equal liabilities) and does not involve the measurement of results of operations. This fund accounts for assets held by the Town as a trustee for the judicial system bonds, street cut deposits, and recreational events. As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are payments-in-lieu of taxes and various other functions of the government. Elimination of these charges would distort the direct costs and program revenues reported in the Statement of Activities. D. Assets, Deferred Outflow of Resources, Liabilities, Deferred Inflow of Resources, and Net Position or Equity Deposits and Investments: The Town’s cash and cash equivalents are considered to be cash on hand, demand deposits and short-term investments with original maturities of three months or less from the date of acquisition. State statutes authorize the Town to invest in Certificates of Deposit, obligations of the U.S. Government, and the State Treasurer’s Investment Pool. Investments for the Town are reported at fair value. The State Treasurer’s Pool operates in accordance with appropriate state laws and regulations. The reported value of the pool is the same as the fair value of the pool shares. Receivables and Payables: Interfund activity is reported as loans, services provided, reimbursements or transfers. Loans are reported as interfund receivables and payables as appropriate and are subject to elimination upon consolidation. Services provided, deemed to be at market or near market rates, are treated as revenues and expenditures/expenses. Reimbursements are when one fund incurs a cost, charges the appropriate benefiting funds and reduces its related cost as a reimbursement. All other interfund transactions are treated as transfers. Transfers between governmental funds are netted as part of the reconciliation to the government-wide financial statements. Advances between funds, as reported in the fund financial statements, are offset by a fund balance reserve account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable available financial resources in the event they are not received within 60 days after year end. All receivables are reported at their gross value and, where appropriate, are reduced by the estimated portion that is expected to be uncollectible. In the government-wide and governmental fund financial statements, delinquent property taxes are recorded as revenue when levied net of estimated refunds and uncollectable amounts. Property taxes are levied on November 1 based on the assessed value of property as listed on the previous January 1 and are due in two payments by November 10th and April 10th. Property taxes uncollected after May 10th are considered delinquent. The taxes attach as an enforceable lien on property as of January 1st. Property taxes are collected by Taos County and are remitted monthly to the Town. 50 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 1. Summary of Significant Accounting Policies (continued) D. Assets, Deferred Outflow of Resources, Liabilities, Deferred Inflow of Resources, and Net Position or Equity (continued) Inventory: The Town’s method of accounting for inventory is the consumption method. Under the consumption approach, governments report inventories they purchase as an asset and defer the recognition of the expenditures until the period in which the inventories actually are consumed. Inventory is valued at cost. Restricted Assets: Restricted assets consist of those funds’ expendable for debt service, meter deposits, and landfill purposes, which are restricted as to the specific purpose for which they may be expended. Restricted cash in the amount of $1,591,134 and restricted investments in the amount of $75,400, at June 30, 2021 are reported in the statement of net position. Capital Assets: Capital assets, which include property, plant, equipment, and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental activities columns in the government-wide financial statements. Capital assets are defined by the government as assets with an initial, individual cost of more than $5,000 (amount not rounded) and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Town of Taos was a phase II government for purposes of implementing GASB 34. Therefore, the Town was required to report its major general infrastructure assets retroactively to June 30, 1980. The Town has made the required restatement for infrastructure assets retroactive to June 30, 1980, in order to properly implement GASB 34. Information Technology Equipment including software is being capitalized and included in furniture, fixtures and equipment in accordance with NMAC 2.20.1.9 C (5). Donated assets are recorded at fair market value when received. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business-type activities is included as part of the capitalized value of the assets constructed. There was no interest expense capitalized by the Town during fiscal year 2021. No interest was included as part of the cost of capital assets under construction. Property, plant, and equipment of the primary government are depreciated using the straight- line method over the following estimated useful lives: Assets Years Land improvements 20 Buildings and improvements 10-50 Machinery and Equipment 5-25 Infrastructure (including airport) 10-50 Accrued Expenses: Accrued expenses are comprised of the payroll expenditures based on amounts earned by the employees through June 30, 2021, along with applicable PERA, FICA, RHC and Medicare accruals. Deposits Held in Trust For Others: Deposits held in trust for others consists of security deposits for the Civic Center, street deposits, and meter deposits as of June 30, 2021. 51 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 1. Summary of Significant Accounting Policies (continued) D. Assets, Deferred Outflow of Resources, Liabilities, Deferred Inflow of Resources, and Net Position or Equity (continued) Deferred Outflows of Resources: In addition to assets, the balance sheet reports a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a use of net position that applies to a future period(s) and so will not be recognized as an outflow of resources (expenditure) until that time. The Town has four types of items that qualify for reporting in this category related to the pension and OPEB plans which are discussed at Notes 10 and 11. Deferred Inflows of Resources: In addition to liabilities, the balance sheet reports a separate section for deferred inflows of resources. This separate financial statement element, deferred inflows of resources, represents an acquisition of net position that applies to a future period(s) and so will not be recognized as an inflow of resources (revenue) until that time. Revenue must be susceptible to accrual (measurable and available to finance expenditures of the current fiscal period) to be recognized. If assets are recognized in connection with a transaction, but those assets are not yet available to finance expenditures of the current fiscal period, then the assets must be offset by a corresponding liability for deferred inflows of resources. The Town has one type of item, which arises under the modified accrual basis of accounting that qualifies for reporting in this category. Accordingly, the item, unavailable revenue – property taxes, are reported only in the governmental funds balance sheet. These amounts are deferred and recognized as an inflow of resources in the period that the amounts become available. The Town has recorded $183,928 related to property taxes that are considered “unavailable”. The Town also has items related to the pension and OPEB plans which are discussed at Notes 10 and 11. Compensated Absences: The Town’s employees earn personal leave at a rate of 22 to 27 days per year based on years of service. Employees can carry over unused personal leave each year with a cap of 500 hours. Vested or accumulated vacation leave that is expected to be liquidated with expendable available financial resources is reported as an expenditure and a fund liability of the governmental or proprietary fund that will pay it. In prior years, substantially all of the related expenditures have been liquidated by the general fund. Amounts of vested or accumulated vacation leave that are not expected to be liquidated with expendable available financial resources are reported in the government-wide statement of net position. Long‐term Obligations: In the government-wide financial statements, and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net position. Bond premiums and discounts, are deferred and amortized over the life of the bonds using the effective interest method or the straight-line method if the difference is minimal. Bonds payable are reported net of the applicable bond premium or discount. For fund financial reporting, bond premiums and discounts, as well as issuance costs, are recognized in the period the bonds are issued. Bond proceeds are reported as another financing source net of the applicable premium or discount. Issuance costs, even if withheld from the actual net proceeds received, are reported as debt service expenditures. 52 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 1. Summary of Significant Accounting Policies (continued) D. Assets, Deferred Outflow of Resources, Liabilities, Deferred Inflow of Resources, and Net Position or Equity (continued) Pensions: For purposes of measuring the net pension liability, deferred outflows of resources and deferred inflows of resources related to pensions, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and additions to/deductions from PERA’s fiduciary net position have been determined on the same basis as they are reported by PERA, on the economic resources measurement focus and accrual basis of accounting. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Postemployment Benefits Other Than Pensions (OPEB) For purposes of measuring the net OPEB liability, deferred outflows of resources and deferred inflows of resources related to OPEB, and OPEB expense, information about the fiduciary net position of the New Mexico Retiree Health Care Authority (NMRHCA) and additions to and deductions from NMRHCA’s fiduciary net position have been determined on the same basis as they are reported by NMRHCA. For this purpose, NMRHCA recognizes benefit payments when due and payable in accordance with the benefit terms. Investments are reported at fair value. Fund Balance Classification Policies and Procedures: In the governmental fund financial statements, fund balance is reported in five classifications: Nonspendable – This classification includes amounts that cannot be spent because they are either (a) not in spendable form, for example, inventories, prepaid amounts, long term amount of loans and note receivable; or (b) legally or contractually required to be maintained intact, for example, debt service reserves. The Town has nonspendable fund balance of $303,320 at June 30, 2021. Restricted – This classification includes amounts that are restricted to a specific purpose. Fund balances are restricted when constraints placed on the use of resources are either: (a) externally imposed by creditors (such as debt covenants) grantors, contributors, or laws or regulations of other governments; (b) enabling legislation, as the term is used authorizes the Town to assess, levy, charge, or otherwise mandate payment of resources and includes a legally enforceable requirement that those resources be used only for the specific purposes stipulated in the legislation. The Town has $4,968,279 in restricted fund balances at June 30, 2021. Committed – This classification includes amounts that can only be used for specific purposes to constraints imposed by formal action of the highest level of Authority, the Town Council. Those committed amounts cannot be used for any other purpose unless the Council removes or changes the specific use by taking the same type of action (for example, resolution or ordinance) it employed to previously commit those amounts. The Town has $12,130,238 in committed funds at June 30, 2021 for governmental, public safety, transportation and roads, and capital expenditures. Assigned – This classification includes amounts that are constrained by the Town’s intent to be used for specific purposes, but are neither restricted nor committed and should be reported as assigned fund balance. The Town Council has delegated the authority to assign amounts to be used for specific purposes to the Finance Director. 53 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 1. Summary of Significant Accounting Policies (continued) D. Assets, Deferred Outflow of Resources, Liabilities, Deferred Inflow of Resources, and Net Position or Equity (continued) Minimum Fund Balance Policy: The Town’s policy for maintaining a minimum amount of fund balance for operations is to minimize any sudden and unplanned discontinuity to programs and operations and for unforeseen contingencies. At a minimum, the budget shall ensure that the Town holds cash reserves of 1/12th the General Fund expenditures, however the Town has committed fund balance of 4/12th per Town Council. The Town has also presented committed fund balance on the governmental funds balance sheet including $2,900,518 for minimum fund balance for the year ended June 30, 2021. As these amounts are an accumulation of resources and not a true restriction or commitment of expenditures, they are reflected within the unassigned fund balance of the general fund. Net Position: Equity is classified as net position and displayed in three components: a. Net Investment in Capital Assets: Net investment in capital assets consist of capital assets, net of accumulated depreciation and reduced by the outstanding balances of any bonds, mortgages, notes, or other borrowings that are attributable to the acquisition, construction, or improvement of those assets. b. Restricted Net Position: Consist of net position with constraints placed on the use either by (1) external groups such as creditors, grantors, contributors, or laws or regulation of other governments; or (2) law through constitutional provisions or enabling legislation. Descriptions for the related restrictions for net position restricted for “special revenue, and capital projects” are described on pages 106-108. c. Unrestricted Net Position: All other net position that do not meet the definition of “restricted” or “net investment in capital assets.” Interfund Transactions: Quasi-external transactions are accounted for as revenues, expenditures or expenses. Transactions that constitute reimbursements to a fund from expenditures/expenses initially made from it that are properly applicable to another fund, are recorded as expenditures/expenses in the reimbursing fund and as reductions of expenditures/expenses in the fund that is reimbursed. All other interfund transactions, except quasi-external transactions and reimbursements, are reported as transfers. Nonrecurring or non-routine permanent transfers of equity are reported as residual equity transfers. All other interfund transfers are reported as operating transfers. Estimates: The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. Significant estimates for the Town include the depreciable lives of capital assets, estimated allowance for uncollectible accounts receivables, the Town’s estimate landfill closure and post closure costs, and the Town’s net pension and OPEB liabilities and related deferred inflows and outflows of resources. 54 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 2. Stewardship, Compliance, and Accountability Budgetary Information Annual budgets of the Town are prepared prior to June 1 and must be approved by resolution of the Town Councilors, and submitted to the Department of Finance and Administration for State approval. Once the budget has been formally approved, any amendments must also be approved by the Town Council Members and the Department of Finance and Administration. A separate budget is prepared for each fund. Line items within each budget may be over-expended; however, it is not legally permissible to over-expend any budget in total by fund. Governmental fund budgets are prepared on the GAAP basis, excluding encumbrances, and secure appropriation of funds for only one year. Carryover funds must be re-appropriated in the budget of the subsequent fiscal year. Proprietary fund budgets are prepared on the GAAP basis, excluding encumbrances, and secure appropriation of funds for only one year. Carryover funds must be re-appropriated in the budget of the subsequent fiscal year. The Town does not budget for depreciation expense, only capital outlay. The budgetary information presented in these financial statements has been properly amended by Town Council in accordance with the above procedures. These amendments resulted in the following changes: Original Final Budget Budget Budgeted Funds: General Fund (367,673)$ 3,214,454$ Capital Maintenance Operating Fund (3,380,387)$ (2,187,711)$ Excess (deficiency) of revenues over expenditures Operating income (loss) The accompanying Statements of Revenues, Expenditures and Changes in Fund Balance – Budget (GAAP Basis) and Actual and Statements of Revenues, Expenses and Changes in Net Position- Budget (GAAP Basis) and Actual present comparisons of the legally adopted budget with actual data on a budgetary basis. NOTE 3. Deposits and Investments State statutes authorize the investment of Town funds in a wide variety of instruments including certificates of deposit and other similar obligations, state investment pool, money market accounts, and United States Government obligations. All invested funds of the Town properly followed State investment requirements as of June 30, 2021. There are no specific state laws governing the ability to spend net appreciation and investment income. Deposits of funds may be made in interest or non-interest-bearing checking accounts in one or more banks or savings and loan associations within the geographical boundaries of the Town. Deposits may be made to the extent that they are insured by an agency of the United States or collateralized as required by statute. The financial institution must provide pledged collateral for 50% of the deposit amount in excess of the deposit insurance. The rate of interest on non-demand interest-bearing accounts shall be set by the State Board of Finance, but in no case, shall the rate of interest be less than one hundred percent of the asked price on United States treasury bills of the same maturity on the day of deposit. 55 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 3. Deposits and Investments (continued) Excess funds may be temporarily invested in securities which are issued by the State or by the United States government, or by their departments or agencies, and which are either direct obligations of the State or the United States or are backed by the full faith and credit of those governments. All of the Town’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount of $250,000. Custodial Credit Risk – Deposits Custodial credit risk is the risk that in the event of a bank failure, the Town’s deposits may not be returned to it. The Town does not have a deposit policy for custodial credit risk, other than following state statutes as set forth in the Public Money Act (Section 6-10-1 to 6-10-63, NMSA 1978). At June 30, 2021, $24,798,580 of the Town’s deposits of $25,298,580 was exposed to custodial credit risk. $16,994,706 was uninsured and collateralized by collateral held by the pledging bank’s trust department, not in the Town’s name, and $7,803,874 was uninsured and uncollateralized. Total Amount of deposits 8,758,992$ 16,539,588$ 25,298,580$ FDIC Coverage (250,000) (250,000) (500,000) Total uninsured public funds 8,508,992 16,289,588 24,798,580 8,508,992 8,485,714 16,994,706 Uninsured and uncollateralized -$ 7,803,874$ 7,803,874$ Collateral requirement (50% of uninsured funds)4,254,496$ 8,144,794$ 12,399,290$ Pledged Collateral 10,000,000 8,485,714 18,485,714 Over (Under) collateralized 5,745,504$ 340,920$ 6,086,424$ Collateralized by securities held by pledging institution or by its trust department or agent in other than the Town's name US Bank Centinel Bank The collateral pledged is listed on Schedule II of this report. The types of collateral are limited to direct obligations of the United States Government and all bonds issued by any agency, district, or political subdivision of the State of New Mexico. 56 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 3. Deposits and Investments (continued) Investments Credit Risk The New MexiGROW Local Government Investment Pool’s (LGIP) investments are valued at fair value based on quoted market prices as of the valuation date. The LGIP is not SEC registered. The New Mexico State Treasurer is authorized to invest the short-term investment funds, with the advice and consent of the State Board of Finance, in accordance with Sections 6-10-10(I) through 6-10-10(P) and Sections 6- 10-10.1(A) and (E), NMSA 1978. The LGIP’s investments are monitored by the same policies and procedures that apply to all other state investments. The pool does not have unit shares. Per Section 6- 10-10.1(F), NMSA 1978, at the end of each month all interest earned is distributed by the State Treasurer to the contributing entities in amounts directly proportionate to the respective amounts deposited in the fund and the length of time the fund amounts were invested. Participation in the LGIP is voluntary. As of June 30, 2021, the Town had the following investments and maturities: Weighted Average Investment Type Maturities Fair Value Rating New Mexico Local Government Investment Pool 48 Days ( R ); 78 Days ( F ) 4,149,964$ AAAm U.S. Treasury Notes <1 year 154,458 Aaa 4,304,422$ The Town has presented $4,149,964 in investments at year end that is invested in the Local Government Investment Pool. Of the $4,304,422 noted above $154,458 is considered restricted cash and cash equivalents as these are invested by NMFA in US Treasury notes. For purposes of cash flows at Exhibit D-3 ending cash is considered to be cash and cash equivalents, restricted cash and cash equivalents. Interest Rate Risk – Investments. The Town does not have a formal policy limiting investment maturities that would help manage its exposure to fair value losses from increasing interest rates. Concentration of Credit Risk – Investments. For an investment, concentration of credit risk is when any one issuer is 5% or more of the investment portfolio of the Town. The investments in the New Mexico LGIP and U.S Treasury Money Market Mutual Funds represent 96% and 4%, respectively, of the investment portfolio. Since the Town only purchases investments with the highest credit rating, the additional concentration is not viewed to be an additional risk by the Town. The Town’s policy related to concentration of credit risk is to comply with the state statute as put forth in the Public Money Act (Section 6-10-1 to 6-10-63, NMSA 1978). 57 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 3. Deposits and Investments (continued) Fair Value Measurement The fair value framework uses a hierarchy that prioritizes the inputs to the valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (level 1 measurement) and the lowest priority to unobservable inputs (level 3 measurements). The three levels of the fair value hierarchy are described below: Level 1 Inputs to the valuation methodology are unadjusted quoted prices for identical assets or liabilities in active markets that the Town has the ability to access. Level 2 Inputs to the valuation methodology include:  Quoted prices for similar assets or liabilities in active markets.  Quoted prices for identical or similar assets or liabilities in inactive markets.  Inputs other than quoted prices that are observable for the asset or liability.  Inputs that are derived principally from or corroborated by observable market data by correlation or other means. If the asset or liability has a specified (contractual) term, the Level 2 input must be observable for substantially the full term of the asset or liability. Level 3 Inputs to the valuation methodology are unobservable and significant to the fair value measurement. The asset’s or liability’s fair value measurement level within the fair value hierarchy is based on the lowest level of any input that is significant to the fair value measurement. Valuation techniques used need to maximize the use of observable inputs and minimize the use of unobservable inputs. See above for discussion of valuation methodologies used to measure fair value of investments. The valuation methodologies described above may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. Furthermore, while the Town believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different fair value measurement at the reporting date. The following table sets forth by level within the fair value hierarchy, the Town’s assets at fair value as of June 30, 2021: Total Level 1 Level 2 Level 3 4,304,422$ -$ 4,149,964$ -$ 58 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 3. Deposits and Investments (continued) Reconciliation to the Statement of Net Position: Cash and cash equivalents per Exhibit A-1 22,406,647$ Restricted cash and cash equivalents per Exhibit A-1 1,591,134 Cash and investments - Statement of Fiduciary Assets and Liabilities per Exhibit E-1 77,857 Investments per Exhibit A-1 4,014,560 Restricted investments per Exhibit A-1 75,400 Total cash, investments, and cash equivalents 28,165,598 Add: outstanding checks and other reconciling items 1,439,033 Less: NMFA restricted accounts (154,458) Less: New Mexico Government Local Investment Pool (4,149,964) Less: petty cash (1,629) Bank balance of deposits 25,298,580$ NOTE 4. Receivables Governmental receivables as of June 30, 2021 are comprised of the following: Other Airport Governmental General Construction Funds Total Property taxes 237,445$ -$ -$ 237,445$ Taxes receivable: Gross receipts taxes 1,901,113 - 342,632 2,243,745 Franchise taxes 78,281 - - 78,281 Lodger's taxes - - 194,865 194,865 Oil and gas taxes 24,243 - 14,714 38,957 MVD taxes 6,161 - - 6,161 Total taxes receivable 2,009,798 - 552,211 2,562,009 Due from other governments: State grants 6,765 154,390 62,504 146,101 Federal grants - 76,832 - 154,390 Total due from other governments 6,765 231,222 62,504 300,491 Accounts receivable, net 2,254,008$ 231,222$ 614,715$ 3,099,945$ In accordance with GASB Statement No. 33, property tax revenues in the amount of $183,928 that were not collected within the period of availability have been reclassified as deferred inflows in the governmental fund financial statements as of June 30, 2021. 59 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 4. Receivables (continued) Business-type activity receivables as of June 30, 2021 are comprised of the following: Water and Sewer Solid Waste Taos Regional Landfill Taxes receivable Gross receipts taxes 97,905$ -$ -$ Customer receivable 1,481,898 57,509 187,033 Due from other governments: State grants 200,200 - - Federal grants 19,214 - - Less: allowance for uncollectable accounts (745,216) (52,602) (17,485) Accounts receivable, net 1,054,001$ 4,907$ 169,548$ Total Taxes receivable Gross receipts taxes 97,905$ Customer receivable 1,726,440 Due from other governments: State grants 200,200 Fedeal grants 19,214 Less: allowance for uncollectable accounts (815,303) Accounts receivable, net 1,228,456$ NOTE 5. Interfund Receivables, Payables, and Transfers The Town records temporary interfund receivables and payables to cover cash deficits related to accounts payable. All interfund balances are to be repaid within one year. Due from other funds Due to other funds Amount General Fund Water and Sewer Fund 16,550$ General Fund Solid Waste 232 General Fund Taos Regional Landfill 7,538 Total 24,320$ Net operating transfers, made to supplement other funding sources were as follows: 60 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 5. Interfund Receivables, Payables, and Transfers (continued) Transfers Out Transfers In Amount Fire Protection 2015 NMFA Fire Pumper Loan 75,094$ 1/4 cent Municipal Gross Receipts Tax 2008 Gross Receipts Tax Revenue Bond 547,325 1/4 cent Municipal Gross Receipts Tax 2009 NMFA Disadvantaged Prog Eco Park 164,815 1/4 cent Municipal Gross Receipts Tax Vehicle Replacement Fund 31,766 2011 PPRF Street Improvement 1999 Gasoline Tax Acquisition 10,964 2011 PPRF Street Improvement Reserve 2011 PPRF Street Improvement 177,960 Capital Maintenance Operating 1999 Gasoline Tax Acquisition 118,617 Capital Maintenance Operating Airport Construction Fund 1,126,545 Capital Projects 1999 Gasoline Tax Acquisition 568,156 General Fund 2009 NMFA Disadvantaged Prog Eco Park 475,534 General Fund 2011 PPRF Street Improvement 31,656 General Fund 2011 PPRF Street Improvement 73,177 General Fund Airport Construction Fund 1,486,621 General Fund Capital Maintenance Operation 52,486 General Fund Community Grants 59,374 General Fund Facilities Improvement Fund 628,756 General Fund Facilities Improvement Fund 77,000 General Fund Facilities Improvement Fund 470,439 General Fund General Fund 4,460,556 General Fund Historical District 5,000 General Fund Special Events Enterprise 400,000 General Fund Vehicle Replacement Fund 500,000 Lodger's Tax Fund Civic Center 2,323 Lodger's Tax Fund Lodger's Tax Promotional 472,142 Lodger's Tax Fund Public Transportation 118,035 Municipal Road Gas Tax 2011 PPRF Street Improvement 49,018 NMFA Debt Service Reserve Eco Park 2009 NMFA Disadvantaged Prog Eco Park 190,065 NMFA Debt Service Reserve Eco Park 1/4 Cent Municipal Gross Receipts Tax 13,984 Recreation General Fund 446 Taos Regional Landfill Solid Waste 7,402 Taos Regional Landfill Taos Regional Landfill 478,788 Water and Sewer Water and Sewer 3,604,974 Total 16,479,018$ 61 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 6. Capital Assets The following is a summary of capital assets and changes occurring during the year ended June 30, 2021. Land and construction in progress are not subject to depreciation. Governmental Activities: Balance June 30, 2020 Additions Balance June 30, 2021 Capital assets not being depreciated: Land 6,615,288$ -$ -$ 6,615,288$ Construction in progress 860,034 2,503,162 - 3,363,196 Total not being depreciated 7,475,322 2,503,162 - 9,978,484 Capital assets being depreciated: Land improvements 7,527,676 - - 7,527,676 Buildings and improvements 36,028,513 105,133 - 36,133,646 Machinery and Equipment 17,135,949 1,166,305 - 18,302,254 Infrastructure 84,840,894 - - 84,840,894 Total being depreciated 145,533,032 1,271,438 - 146,804,470 Total capital assets 153,008,354 3,774,600 - 156,782,954 Accumulated depreciation: Land improvements 5,759,314 157,149 - 5,916,463 Buildings and improvements 22,218,782 1,075,635 - 23,294,417 Machinery and Equipment 14,829,928 534,298 - 15,364,226 Infrastructure 50,190,158 2,915,745 - 53,105,903 Total accumulated depreciation 92,998,182 4,682,827 - 97,681,009 Capital assets, net 60,010,172$ (908,227)$ -$ 59,101,945$ Deletions and Transfers Depreciation expense for the year ended June 30, 2021 was charged to the functions of the governmental activities as follows: General 4,260,509$ Public safety 93,849 Public works 328,469 Total 4,682,827$ 62 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 6. Capital Assets (continued) Balance June 30, 2020 Additions Deletions and Transfers Balance June 30, 2021 Capital assets not being depreciated: Land 262,422$ -$ -$ 262,422$ Construction in progress 2,103,348 2,574,867 - 4,678,215 Total not being depreciated 2,365,770 2,574,867 - 4,940,637 Capital assets being depreciated: Land improvements 104,895 - - 104,895 Buildings and improvements 4,656,981 - - 4,656,981 Machinery and Equipment 9,673,854 252,071 - 9,925,925 Infrastructure 38,991,417 - - 38,991,417 Total being depreciated 53,427,147 252,071 - 53,679,218 Total capital assets 55,792,917 2,826,938 - 58,619,855 Accumulated depreciation: Land improvements 97,352 163 - 97,515 Buildings and improvements 3,306,015 134,882 - 3,440,897 Machinery and Equipment 8,605,451 299,162 - 8,904,613 Infrastructure 19,503,908 1,621,203 - 21,125,111 Total accumulated depreciation 31,512,726 2,055,410 - 33,568,136 Capital assets, net 24,280,191$ 771,528$ -$ 25,051,719$ Depreciation expense for the year ended June 30, 2021 was charged to the proprietary funds as follows: Water and Sewer 1,682,615$ Solid Waste 47,305 Taos Regional Landfill 325,490 Total 2,055,410$ 63 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 7. Long‐term Debt During the year ended June 30, 2021, the following changes occurred in the liabilities reported in the government-wide statement of net position: Governmental Activities:Balance June 30, 2020 Additions Retirements Balance June 30, 2021 Due Within One Year Revenue Bonds 2,860,000$ -$ 430,000$ 2,430,000$ 450,000$ NMFA Loans 1,239,059 - 1,239,059 - - Compensated Absences 651,555 406,954 307,306 751,203 307,306 Total 4,750,614$ 406,954$ 1,976,365$ 3,181,203$ 757,306$ Revenue Bonds At June 30, 2021, the Town had one revenue bond outstanding. For the Series 2008 Gross Receipts Tax Revenue Bonds, the Town pledged revenues from the State-Shared Gross Receipts Tax revenues. The revenue bonds are as follows: Description Date of Issue Due Date Interest Rate Original Amount of Issue Series 2008 Gross Receipts Tax 1/30/2008 6/1/2026 4.00-5.00% 6,395,000$ The annual requirements to amortize the revenue bond as of June 30, 2021, including interest payments, are as follows: 2022 450,000$ 101,145$ 551,145$ 2023 465,000 82,695 547,695 2024 485,000 63,630 548,630 2025 505,000 43,260 548,260 2026 525,000 22,050 547,050 Total 2,430,000$ 312,780$ 2,742,780$ Fiscal Year Ending June 30, Principal Interest Total Debt Service 64 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 7. Long‐term Debt (continued) NMFA Loans The Town entered into three loan agreements with the New Mexico Finance Authority, wherein the Town pledged revenue derived from State-Shared Gross Receipts Tax and the Fire to cover debt service. Aside from the NMFA Fire Truck Pumper loan, this revenue is not subject to intercept agreements. All three loans were paid in full during year end 2021.The NMFA loans were as follows: Description Date of Issue Due Date Interest Rate Original Amount of Issue NMFA Phase I Multi-Phase Eco Park 11/25/2009 5/1/2025 .62-3.67% 2,213,469$ NMFA Revolving Loan Fund Road Projects 11/4/2011 5/1/2022 1.90% 1,694,457$ NMFA Fire Truck Pumper Loan 5/8/2015 5/1/2021 0.92% 434,994$ Compensated Absences‐ Employees of the Town are able to accrue a limited amount of vacation and other compensatory time during the year. During fiscal year June 30, 2021, government-wide compensated absences increased $99,648 from the prior year accrual. Compensated absences are liquidated by the respective funds in which they are accrued. Proprietary Funds: The proprietary funds have incurred various forms of debt which were used for the purposes of constructing, expanding, repairing and making improvements to its property, plant and equipment. The following schedule shows the changes to its various forms of debt during the fiscal year ended June 30, 2021: Business‐type Activities:Balance June 30, 2020 Additions Retirements Balance June 30, 2021 Due Within One Year Revenue Bonds 1,534,600$ -$ 66,000$ 1,468,600$ 70,000$ NMFA and RUS Loans 2,165,882 700,000 283,003 2,582,879 286,596 Landfill closure and postclosure 432,984 162,374 - 595,358 - Compensated Absences 100,797 23,374 37,373 86,798 37,373 Total 4,234,263$ 885,748$ 386,376$ 4,733,635$ 393,969$ 65 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 7. Long‐term Debt (continued) Revenue Bonds At June 30, 2021, the Town had the following revenue bonds outstanding: Description Date of Issue Due Date Interest Rate Original Amount of Issue Series 1993A Water and Sewer 3/16/1993 3/16/2033 5.63%635,600$ Series 1995A Water and Sewer 12/5/1995 12/5/2035 5.13% 1,315,000$ Series 1998A Water and Sewer 7/1/1999 1/1/2038 4.75%475,000$ The annual requirements to amortize the NMFA loans as of June 30, 2021, including interest payments, are as follows: 2022 70,000$ 75,812$ 145,812$ 2023 73,000 72,165 145,165 2024 77,000 68,358 145,358 2025 81,000 64,346 145,346 2026 85,000 60,117 145,117 2027-2031 498,000 229,096 727,096 2032-2036 512,600 91,603 604,203 2037-2041 72,000 6,936 78,936 Total 1,468,600$ 668,433$ 2,137,033$ Fiscal Year Ending June 30, Principal Interest Total Debt Service NMFA and USDA Loans The Town entered into loan agreements with the New Mexico Finance Authority and USDA. These loans are not subject to intercept agreements. The loans are as follows: Description Date of Issue Due Date Interest Rate Original Amount of Issue NMFA/WTB Water Project Fund Loan 9/11/2009 6/1/2029 0.00%130,000$ NMFA/WTB Water Project Fund Loan 9/11/2009 6/1/2029 0.00%600,000$ NMED/ARRA Water State Revolving Fund Loan 11/23/2009 6/30/2030 0.00% 1,200,000$ NMFA/WTB Water Project Fund Loan 4/19/2013 6/1/2033 0.00%197,390$ NMFA New Cell for Landfill Facility Loan 8/28/2015 6/1/2025 0.38-2.24% 1,376,046$ NMED Solar Array Project 5/24/2016 7/1/2031 0.50%700,000$ 66 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 7. Long‐term Debt (continued) The annual requirements to amortize the loans as of June 30, 2021, including interest payments are as follows: 2022 286,596$ 12,108$ 298,704$ 2023 316,959 11,888 328,847 2024 321,507 7,640 329,147 2025 326,040 3,236 329,276 2026 134,292 3,103 137,395 2027-2031 599,301 13,493 612,794 2032-2033 598,184 19,707 617,891 Total 2,582,879$ 71,175$ 2,654,054$ Fiscal Year Ending June 30, Principal Interest Total Debt Service Compensated Absences – Employees of the Town are able to accrue a limited amount of vacation and other compensatory time during the year. During fiscal year June 30, 2021, business-type compensated absences decreased $13,999 from the previous year accrual. Compensated absences are liquidated by the respective funds in which they are accrued NOTE 8. Risk Management The Town is exposed to various risks of loss related to torts, theft of, damage to, and destruction of assets; errors and omissions; injuries and natural disasters. The Town is a member and is insured through the New Mexico Town Insurance Authority. The Authority was created to provide comprehensive core insurance programs by expanding the pool of subscribers to maximize cost containment opportunities for required insurance coverage. The Authority acts as the common carrier for the State of New Mexico cities. The Town pays an annual premium to the Authority based on claim experience and the status of the pool. The Risk Management Program includes Workers Compensation, General and Automobile Liability, Automobile Physical Damage, and Property and Crime coverage. The Town is not liable for more than the premiums paid. The Town has not had any insurance settlements that exceeded insurance coverage amounts in the preceding three fiscal years. NOTE 9. Other Required Individual Fund Disclosures Generally accepted accounting principles require disclosures of certain information concerning individual funds including: A. Deficit fund balance of individual funds. There were no funds that had a deficit fund balance for the year ended June 30, 2021. B. Excess of expenditures over appropriations. There were no funds in which fund expenditures were in excess of the budgeted appropriations for the year ended June 30, 2021. C. Designated cash appropriations in excess of available balances. There were no funds with designated cash appropriation in excess of available balances for the year ended June 30, 2021. 67 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 10. Pension Plan – Public Employee Retirement Association of NM Public Employees Retirement Fund is a cost-sharing, multiple employer defined benefit pension plan. This fund has six divisions of members, including State General, State Police/Adult Correction Officers, Municipal General, Municipal Police/Detention Officers, Municipal Fire, and State Legislative Divisions, and offers 24 different types of coverage within the PERA plan. All assets accumulated may be used to pay benefits, including refunds of member contributions, to any of the plan members or beneficiaries, as defined by the terms of this plan. Certain coverage plans are only applicable to a specific division. Eligibility for membership in the Public Employees Retirement Fund is set forth in the Public Employees Retirement Act (Chapter 10, Article 11, NMSA 1978). Except as provided for in the Volunteer Firefighters Retirement Act (10-11A-1 to 10-11A-7, NMSA 1978), the Judicial Retirement Act (10-12B-1 to 10-12B-19, NMSA 1978), the Magistrate Retirement Act (10-12C-1 to 10-12C-18, NMSA 1978), and the Educational Retirement Act (Chapter 22, Article 11, NMSA 1978), each employee and elected official of every affiliated public employer is required to be a member in the Public Employees Retirement Fund, unless specifically excluded. Benefits Provided – Benefits are generally available at age 65 with five or Benefits are generally available at age 65 with five or more years of service or after 25 years of service regardless of age for TIER I members. Provisions also exist for retirement between ages 60 and 65, with varying amounts of service required. Certain police and fire members may retire at any age with 20 or more years of service for Tier I members. Generally, the amount of retirement pension is based on final average salary, which is defined under Tier I as the average of salary for the 36 consecutive months of credited service producing the largest average; credited service; and the pension factor of the applicable coverage plan. Monthly benefits vary depending upon the plan under which the member qualifies, ranging from 2% to 3.5% of the member’s final average salary per year of service. The maximum benefit that can be paid to a retiree may not exceed a range of 60% to 90% of the final average salary, depending on the division. Benefits for duty and non-duty death and disability and for post-retirement survivors’ annuities are also available. TIER II The retirement age and service credit requirements for normal retirement for PERA state and municipal general members hired increased effective July 1, 2013 with the passage of Senate Bill 27 in the 2013 Legislative Session. Under the new requirements (Tier II), general members are eligible to retire at any age if the member has at least eight years of service credit and the sum of the member’s age and service credit equals at least 85 or at age 67 with 8 or more years of service credit. General members hired on or before June 30, 2013 (Tier I) remain eligible to retire at any age with 25 or more years of service credit. Under Tier II, police and firefighters in Plans 3, 4 and 5 are eligible to retire at any age with 25 or more years of service credit. State police and adult correctional officers, peace officers and municipal juvenile detention officers will remain in 25-year retirement plans, however, service credit will no longer be enhanced by 20%. All public safety members in Tier II may retire at age 60 with 6 or more years of service credit. Generally, under Tier II pension factors were reduced by .5%, employee Contribution increased 1.5 percent and effective July 1, 2014 employer contributions were raised .05 percent. The computation of final average salary increased as the average of salary for 60 consecutive months. 68 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 10. Pension Plan – Public Employee Retirement Association of NM (continued) Contributions – See PERA’s compressive annual financial report for Contribution provided description. PERA Contribution Rates and Pension Factors in effect during FY20 Coverage Plan Employee Contribution Percentage Employer Contribution Percentage Pension Factor per year of Service Pension Maximum as a Percentage of the Final Average Salary Annual Salary less than $20,000 Annual Salary greater than $20,000 TIER 1 TIER 2 STATE PLAN State Plan 3 7.42% 8.92% 17.24% 3.0% 2.5% 90% MUNICIPAL PLANS 1 - 4 Municipal Plan 1 (plan open to new employers) 7.0% 8.50% 7.65% 2.0% 2.0% 90% Municipal Plan 2 (plan open to new employers) 9.15% 10.65% 9.80% 2.5% 2.0% 90% Municipal Plan 3 (plan closed to new employers 6/95) 13.15% 14.65% 9.80% 3.0% 2.5% 90% Municipal Plan 4 (plan closed to new employers 6/00) 15.65% 17.15% 12.30% 3.0% 2.5% 90% MUNICIPAL POLICE PLANS 1 - 5 Municipal Police Plan 1 7.0% 8.50% 10.70% 2.0% 2.0% 90% Municipal Police Plan 2 7.0% 8.50% 15.70% 2.5% 2.0% 90% Municipal Police Plan 3 7.0% 8.50% 19.20% 2.5% 2.0% 90% Municipal Police Plan 4 12.35% 13.85% 19.20% 3.0% 2.5% 90% Municipal Police Plan 5 16.30% 17.80% 19.20% 3.5% 3.0% 90% MUNICIPAL FIRE PLANS 1 - 5 Municipal Fire Plan 1 8.0% 9.50% 11.65% 2.0% 2.0% 90% Municipal Fire Plan 2 8.0% 9.50% 18.15% 2.5% 2.0% 90% Municipal Fire Plan 3 8.0% 9.50% 21.90% 2.5% 2.0% 90% Municipal Fire Plan 4 12.80% 14.30% 21.90% 3.0% 2.5% 90% Municipal Fire Plan 5 16.20% 17.70% 21.90% 3.5% 3.0% 90% MUNICIPAL DETENTION OFFICER PLAN 1 Municipal Detention Officer Plan 1 16.65% 18.15% 17.30% 3.0% 3.0% 90% STATE POLICE AND ADULT CORRECTIONAL OFFICER PLANS, ETC. State Police and Adult Correctional Officer Plan 1 7.60% 9.1% 25.50% 3.0% 3.0% 90% State Plan 3 - Peace Officer 7.42% 8.92% 17.24% 3.0% 3.0% 90% Juvenile Correctional Officer Plan 2 4.78% 6.28% 26.37% 3.0% 3.0% 90% 69 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 10. Pension Plan – Public Employee Retirement Association of NM (continued) Pension Liabilities, Pension Expense, and Deferred Outflows of Resources and Deferred Inflows of Resources Related to Pensions – PERA Fund Division Municipal General: At June 30, 2021, the Town reported a liability of $7,876,575 for its proportionate share of the net pension liability. The net pension liability was measured as of June 30, 2020, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2019. The total pension liability was rolled-forward from the valuation date to the plan year ending June 30, 2020 using generally accepted actuarial principles. Therefore, the employer’s portion was established as of the measurement date of June 30, 2020. There were no significant events or changes in benefit provision that required an adjustment to the roll- forward liabilities as of June 30, 2020. The Town’s proportion of the net pension liability was based on a projection of the Town’s long-term share of contributions to the pension plan relative to the projected contributions of all participating entities, actuarially determined. At June 30, 2020, the Town’s proportion was 0.3895 percent, which was a decrease of 0.0187 percent from its proportion measured as of June 30, 2019. For the year ended June 30, 2021, the Town recognized pension expense of $75,702. At June 30, 2021, the Town reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflow Deferred Inflow of Resources of Resources Changes of assumptions 145,733$ -$ Changes in proportion 361,693 556,466 Difference between expected and actual experience 218,279 - Net difference between projected and actual earnings on pension plan investments 1,440,390 - Town's contributions subsequent to the measurement date 325,110 - Total 2,491,205$ 556,466$ $325,110 reported as deferred outflows of resources related to pensions resulting from the Town’s contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2021. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pensions expense as follows: Year ended June 30: 2022 311,481$ 2023 586,674 2024 358,048 2025 353,426 Thereafter - Total $ 1,609,629 70 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 10. Pension Plan – Public Employee Retirement Association of NM (continued) PERA Fund Division Municipal Police: At June 30, 2020, The Town reported a liability of $3,615,841 for its proportionate share of the net pension liability. The net pension liability was measured as of June 30, 2020, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2019. The total pension liability was rolled-forward from the valuation date to the plan year ending June 30, 2020 using generally accepted actuarial principles. Therefore, the employer’s portion was established as of the measurement date of June 30, 2020. There were no significant events or changes in benefit provision that required an adjustment to the roll-forward liabilities as of June 30, 2020. The Town’s proportion of the net pension liability was based on a projection of the Town’s long-term share of contributions to the pension plan relative to the projected contributions of all participating entities, actuarially determined. At June 30, 2019, the Town’s proportion was 0.4210 percent, which was an decrease of 0.0829 percent from its proportion measured as of June 30, 2019. For the year ended June 30, 2021, the Town recognized pension income of $(70,865). At June 30, 2021, The Town reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflow Deferred Inflow of Resources of Resources Changes of assumptions 85,625$ -$ Changes in proportion 31,920 430,021 Difference between expected and actual experience 210,121 - Net difference between projected and actual earnings on pension plan investments 620,631 - Town's contributions subsequent to the measurement date 185,304 - Total 1,133,601$ 430,021$ $185,304 reported as deferred outflows of resources related to pensions resulting from the Town’s contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2021. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pensions expense as follows: Year ended June 30: 2022 182,184$ 2023 92,917 2024 90,804 2025 152,371 Thereafter - Total 518,276$ 71 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 10. Pension Plan – Public Employee Retirement Association of NM (continued) PERA Fund Division Municipal Fire: At June 30, 2021, The Town reported a liability of $2,108,014 for its proportionate share of the net pension liability. The net pension liability was measured as of June 30, 2020, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2019. The total pension liability was rolled-forward from the valuation date to the plan year ending June 30, 2020 using generally accepted actuarial principles. Therefore, the employer’s portion was established as of the measurement date of June 30, 2020. There were no significant events or changes in benefit provision that required an adjustment to the roll-forward liabilities as of June 30, 2020. The Town’s proportion of the net pension liability was based on a projection of the Town’s long-term share of contributions to the pension plan relative to the projected contributions of all participating entities, actuarially determined. At June 30, 2020, the Town’s proportion was 0.2787 percent, which was a increase of 0.041 percent from its proportion measured as of June 30, 2019. For the year ended June 30, 2021, the Town recognized pension expense of $75,458. At June 30, 2021, The Town reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflow Deferred Inflow of Resources of Resources Changes of assumptions 25,263$ -$ Changes in proportion 201,583 74,000 Difference between expected and actual experience 46,735 - Net difference between projected and actual earnings on pension plan investments 195,104 - Town's contributions subsequent to the measurement date 91,710 - Total 560,395$ 74,000$ $91,710 reported as deferred outflows of resources related to pensions resulting from the Town’s contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2021. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pensions expense as follows: Year ended June 30: 2022 101,108$ 2023 128,593 2024 117,078 2025 47,906 Thereafter - 394,685$ 72 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 10. Pension Plan – Public Employee Retirement Association of NM (continued) Actuarial assumptions. The total pension liability in the June 30, 2020 actuarial valuation was determined using the following significant actuarial assumptions, applied to all periods included in the measurement: PERA FUND Actuarial Valuation Date June 30, 2019 Actuarial Cost Method Entry Age Normal Amortization Period Level Percentage of Pay Asset Valuation Method Solved for based on statutory rates Actuarial Assumptions: Investment Rate of Return 7.25% annual rate, net of investment expense Projected benefit payment 100 years Payroll Growth 3.00% Projected Salary increases 3.25% to 13.50% annual rate Includes Inflation at 2.50% 2.75% all other years Mortality Assumption The mortality assumptions are based on the RPH-2014 Blue Collar mortality table with female ages set forward one year. Future improvement in mortality rates is assumed using 60% of the MP-2017 projection scale generational. For non- public safety groups, 25% of in-service deaths are assumed to be duty related and 35% are assumed to be duty-related for public safety groups. Experience Study Dates July 1, 2008 to June 30, 2017 (demographic) and July 1, 2013 through June 30, 2017 (economic) The total pension liability, net pension liability, and certain sensitivity information are based on an actuarial valuation performed as of June 30, 2019. The total pension liability was rolled-forward from the valuation date to the plan year ended June 30, 2020. These assumptions were adopted by the Board use in the June 30, 2019 actuarial valuation. The long-term expected rate of return on pension plan investments was determined using a building- block method in which best-estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. These ranges are combined to produce the long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: 73 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 10. Pension Plan – Public Employee Retirement Association of NM (continued) Asset Class Target Allocation Long-term Expected Real Rate of Return Global Equity 35.50% 5.90% Risk Reduction & Mitigation 19.50% 1.00% Credit Oriented Fixed Income 15.00% 4.20% Real Assets to include Real Estate Equity 20.00% Multi-Risk Allocation 10.00% 6.00% 6.40% Total 100.00% Discount rate for the PERA Funds. The discount rate used to measure the total pension liability is 7.25%. The projection of cash flows used to determine the discount rate assumed that future contributions will be made in accordance with statutory rates. On this basis, the pension plan’s fiduciary net position together with the expected future contributions are sufficient to provide all projected future benefit payments of current plan members as determined in accordance with GASB Statement No. 67. Therefore, the 7.25% assumed long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. Sensitivity of the Town’s proportionate share of the net pension liability to changes in the discount rate. The following presents the Town’s proportionate share of the net pension liability calculated using the discount rate of 7.25 percent, as well as what the Town’s proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1-percentage-point lower (6.25 percent) or 1- percentage-point higher (8.25 percent) than the current rate: PERA Fund Municipal General Division 1% Decrease (6.25%) Current Discount Rate (7.25%) 1% Increase (8.25%) Town's proportionate share of the net pension liability 11,277,207$ 7,876,575$ 5,056,767$ PERA Fund Municipal Police Division 1% Decrease (6.25%) Current Discount Rate (7.25%) 1% Increase (8.25%) Town's proportionate share of the net pension liability 5,189,080$ 3,615,841$ 2,328,229$ 74 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 10. Pension Plan – Public Employee Retirement Association of NM (continued) PERA Fund Municipal Fire Division 1% Decrease (6.25%) Current Discount Rate (7.25%) 1% Increase (8.25%) Town's proportionate share of the net pension liability 2,728,045$ 2,108,014$ 1,598,396$ Pension plan fiduciary net position. Detailed information about the pension plan’s fiduciary net position is available in separately issued PERA’S financial reports. Payables to the pension plan. At June 30, 2021, the Town had payables to the plan in the amount of $54,103. NOTE 11. Post‐Employment Benefits – State Retiree Health Care Plan General Information about the OPEB Plan description. Employees of the Town are provided with OPEB through the Retiree Health Care Fund (the Fund)—a cost-sharing multiple-employer defined benefit OPEB plan administered by the New Mexico Retiree Health Care Authority (NMRHCA). NMRHCA was formed February 13, 1990, under the New Mexico Retiree Health Care Act (the Act) of New Mexico Statutes Annotated, as amended (NMSA 1978), to administer the Fund under Section 10-7C-1-19 NMSA 1978. The Fund was created to provide comprehensive group health insurance coverage for individuals (and their spouses, dependents and surviving spouses) who have retired or will retire from public service in New Mexico. NMRHCA is an independent agency of the State of New Mexico. The funds administered by NMRHCA are considered part of the State of New Mexico financial reporting entity and are OPEB trust funds of the State of New Mexico. NMRHCA’s financial information is included with the financial presentation of the State of New Mexico. Benefits provided. The Fund is a multiple employer cost sharing defined benefit healthcare plan that provides eligible retirees (including terminated employees who have accumulated benefits but are not yet receiving them), their spouses, dependents and surviving spouses and dependents with health insurance and prescription drug benefits consisting of a plan, or optional plans of benefits, that can be contributions to the Fund and by co-payments or out-of-pocket payments of eligible retirees. 75 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 11. Post‐Employment Benefits – State Retiree Health Care Plan (continued) Employees covered by benefit terms – At June 30, 2020, the Fund’s measurement date, the following employees were covered by the benefit terms: Plan membership Current retirees and surviving spouses 52,179 Inactive and eligible for deferred benefit 10,916 Current active members 91,082 154,177 Active membership State general 17,097 State police and corrections 1,830 Municipal general 17,538 Municipal police 3,159 Municipal FTRE 1,966 Educational Retirement Board 49,492 91,082 Contributions – Employer and employee contributions to the Fund total 3% for non-enhanced retirement plans and 3.75% of enhanced retirement plans of each participating employee’s salary as required by Section 10-7C-15 NMSA 1978. The contributions are established by statute and are not based on an actuarial calculation. All employer and employee contributions are non-refundable under any circumstance, including termination of the employer’s participation in the Fund. Contributions to the Fund from the Town were $106,685 for the year ended June 30, 2020. 76 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 11. Post‐Employment Benefits – State Retiree Health Care Plan (continued) OPEB Liabilities, OPEB Expense, and Deferred Outflows of Resources and Deferred Inflows of Resources Related to OPEB At June 30, 2021, the Town reported a liability of $4,641,894 for its proportionate share of the net OPEB liability. The net OPEB liability was measured as of June 30, 2020, and the total OPEB liability used to calculate the net OPEB liability was determined by an actuarial valuation as of that date. The Town’s proportion of the net OPEB liability was based on actual contributions provided to the Fund for the year ending June 30, 2020. At June 30, 2021, the Town’s proportion was 0.11055 percent. For the year ended June 30, 2021, the Town recognized OPEB income of $343,106. At June 30, 2019 the Town reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following sources: Deferred Outflow Deferred Inflow of Resources of Resources Differences between expected and actual experience -$ 824,274$ Net difference between expected and actual investments on OPEB plan investments 25,313 - Change of assumptions 911,237 824,368 Changes in proportion 98,144 809,940 Town's contributions subsequent to the measurement date 101,786 - Total 1,136,480$ 2,458,582$ Deferred outflows of resources totaling $101,786 represent Town contributions to the Fund made subsequent to the measurement date and will be recognized as a reduction of net OPEB liability in the year ending June 30, 2021. Other amounts reported as deferred outflows of resources and deferred inflows of resources will be recognized in OPEB expense as follows: Year ended June 30: 2022 (547,383)$ 2023 (475,509) 2024 (293,512) 2025 (152,407) 2026 44,923 Total (1,423,888)$ 77 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 11. Post‐Employment Benefits – State Retiree Health Care Plan (continued) Actuarial assumptions. The total OPEB liability as of June 30, 2020 was determined by an actuarial valuation using the following actuarial assumptions: Actuarial cost method Entry age normal, level percent of pay, calculated on individual employee basis Asset valuation method Market value of assets Actuarial assumptions: Inflation 2.50% for ERB; 2.55% for PERA Projected payroll increases 3.25% to 13.50% based on years of service, including inflation Investment rate of return 7.25%, net of OPEB plan investment expense and margin for adverse deviation including inflation Health care cost trend rate 8% graded down to 4.5% over 14 years for Non-Medicare medical plan costs and 7.5% graded down to 4.5% over 12 for Medicare medical plan costs Mortality ERB members: RP-2000 Combined Healthy Mortality Table with White Collar Adjustment (males) and GRS Southwest Region Teacher Mortality Table (females) PERA members: RP-2014 Combined Healthy Mortality Rate of Return. The long-term expected rate of return on OPEB plan investments was determined using a building-block method in which the expected future real rates of return (net of investment fees and inflation) are developed for each major asset class. These returns are combined to produce the long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage, adding expected inflation and subtracting expected investment expenses and a risk margin. The target allocation and projected arithmetic real rates of return for each major asset class, after deducting inflation, but before investment expenses, used in the derivation of the long-term expected investment rate of return assumptions. The best estimates for the long-term expected rate of return is summarized as follows: Asset Class Long-Term Rate of Return U.S. core fixed income 2.1% U.S. equity - large cap 7.1 Non U.S. - emerging markets 10.2 Non U.S. - developed equities 7.8 Private equity 11.8 Credit and structured finance 5.3 Real estate 4.9 Absolute return 4.1 U.S. equity - small/mid cap 7.1 78 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 11. Post‐Employment Benefits – State Retiree Health Care Plan (continued) Discount Rate. The discount rate used to measure the Fund’s total OPEB liability is 2.86% as of June 30, 2020. The projection of cash flows used to determine the discount rate assumed that employer contributions will be made at rates proportional to the actuary determined contribution rates. For this purpose, employer contributions that are intended to fund benefits of current plan members and their beneficiaries are included. Projected employer contributions that are intended to fund the service costs for future plan members and their beneficiaries are not included. Based on those assumptions, the Fund's fiduciary net position was projected to be available to make all projected future benefit payments for current plan members through the fiscal year ending June 30, 2039. Thus, the 7.25% discount rate was used to calculate the net OPEB liability through 2040. The index rate for 20-year, tax exempt general obligation municipal bonds with an average rating of AA/Aa or higher was used beyond 2041, resulting in a blended discount rate of 2.86%. Sensitivity of the net OPEB liability to changes in the discount rate and healthcare cost trend rates. The following presents the net OPEB liability of the Town, as well as what the Town’s net OPEB liability would be if it were calculated using a discount rate that is 1-percentage-point lower (1.86 percent) or 1- percentage-point higher (3.86 percent) than the current discount rate: Current Discount 1% Decrease Rate 1% Increase (1.86%) (2.86%) (3.86%) Town's proportionate share of the net OPEB liability 5,769,892$ 4,641,894$ 3,770,066$ The following presents the net OPEB liability of the Town, as well as what the Town’s net OPEB liability would be if it were calculated using healthcare cost trend rates that are 1-percentage-point lower or 1-percentage-point higher than the current healthcare cost trend rates: 1% Decrease Rate 1% Increase Town's proportionate share of the net OPEB liability 3,810,126$ 4,641,894$ 5,272,810$ Trend Rate Sensitivity Analysis OPEB plan fiduciary net position. Detailed information about the OPEB plan’s fiduciary net position is available in NMRHCA’s audited financial statements for the year ended June 30, 2021. Payable Changes in the Net OPEB Liability. At June 30, 2021, the Town reported a payable of $6,053 for outstanding contributions due to NMRHCA for the year ended June 30, 2021. 79 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 12. Landfill Closure and Post Closure Care Costs State and Federal laws and regulations require that the Town place a final cover on its landfill site and perform certain maintenance and monitoring functions at the landfill site for a minimum of thirty years after closure. In addition to operating expenses related to current activities of the landfill site, an expense provision and related liability are being recognized based on the future closure and post closure care costs that will be incurred near or after the date the landfill no longer accepts waste. The recognition of these landfill closure and post-closure care costs is based on the amount of the landfill used during the year. The estimated liability for landfill closure and post closure care costs is $595,358 as of June 30, 2021, which is based on 24 percent usage (filled) of the landfill. The estimate has remained unchanged from the prior year as no significant construction occurred or changes to the site conditions. The estimated total current cost of the landfill closure and post closure care is based on the amount that would be paid if all equipment, facilities, and services required to close, monitor, and maintain the landfill were acquired as of June 30, 2021. However, the actual cost of closure and post closure care may be higher due to inflation, changes in technology, or changes in landfill laws and regulations. In addition, the Town is required by State and Federal laws and regulations to make annual contributions to finance closure and post closure care. The Town is in compliance with these requirements, and at June 30, 2021 cash of $1,266,204 and investments of $75,400 is part of the pooled funds held by the Town and is presented as restricted cash on the statement of net position. NOTE 13. Joint Powers Agreements Salazar Property and Sports Facilities Participants Town of Taos, Taos Municipal Schools Board of Education Responsible party Taos Municipal School District Description Develop, manage and maintain a multi-purpose athletic facility on the Salazar property Term of agreement 40 years from 2009, with option to renew Amount of project $2,140,012 for Phase I; unknown for other phases Town contributions $ 180,756 Principal/ Interest- Debt Payment Audit responsibility Town of Taos Public Restroom Facility Participants Town of Taos, County of Taos Responsible party County of Taos Description Designing, constructing, operating, and maintaining a public restroom facility Term of agreement November 20, 2007 to January 31, 2028 Amount of project Indeterminate Town contributions Indeterminate Audit responsibility County of Taos 80 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 13. Joint Powers Agreements (continued) Enhanced 911‐Response System Participants Town of Taos, County of Taos, Town of Questa, Village of Taos Ski Valley, Taos Pueblo Responsible party County of Taos Description Provide an answering point for information regarding needed emergency services Term of agreement October 19, 2017 until terminated Amount of project Estimated $973,873 per year Town contributions None in Fiscal year 2018-2019 Audit responsibility County of Taos Taos Regional Landfill Board Participants Town of Taos, County of Taos, Village of Questa, Village of Red River, Village of Taos Ski Valley Responsible party Town of Taos Description Establish the Taos Regional Landfill Board Term of agreement Until terminated Amount of project Dependent on landfill expenses Town contributions none to date Audit responsibility Town of Taos NOTE 14. Contingent Liabilities The Town is party to various claims and lawsuits arising in the normal course of business. The Town is insured through the New Mexico Self Insurer’s Fund. In the opinion of management, the outcome of these matters will not have a material effect on the financial position of the Town. In the normal course of operations, the Town receives grant funds from various federal and state agencies. Amounts received or receivable from grantor agencies are subject to audit and adjustment by grantor agencies, the purpose of which is to ensure compliance with conditions precedent to the granting of funds. Any liability for reimbursement which may arise as a result of these audits is not believed to be material. 81 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 15. Construction and Other Significant Commitments The Town has committed to pay for several construction contracts that were not completed at June 30, 2021 in the amount of $4,099,723 as follows: Contract Amount Remaining 1,419,077$ Daniel B. Stephens & Associates 44,618 Daniel B. Stephens & Associates Well 3 Replacement 630,331 Rodgers & Co., Inc. Develop Airport Master Plan 81,217 Armstrong Consultants, Inc. 25,280 Armstrong Consultants, Inc. Terminal Building Design & Development 818,339 Armstrong Consultants, Inc. 385,495 Armstrong Consultants, Inc. 36,486 Armstrong Consultants, Inc. Project Management to the WWTP Solar Array 24,517 Miller Engineers, Inc. Design/Build Solar Array WWTP 130,421 Affordable Solar Installation Inc. NM 68 Utility Relocation Engineering Design 20,731 Miller Engineers, Inc. 10,108 Miller Engineers, Inc. 18,547 Miller Engineers, Inc. 80,943 Miller Engineers, Inc. 149,741 Miller Engineers, Inc. Development of Landfill Cell 4B Engineering 117,759 Miller Engineers, Inc. 72,795 Miller Engineers Inc. 29,112 Smith Engineering Company 4,207 Smith Engineering Company Total 4,099,723$ Project Description Environmental Services at Taos Regional Landfill 2019-2020 Carryover Environmental Services at Taos Regional Landfill FY 2020-2021 Additional Permit Renewal for Taos Regional Landfill Contractor Cordoba and Destino Lane Water Line Engineering Services for Metering Vault at Taos Pueblo Interconnection Bureau of Reclamation - Abeyta Settlement Agreement Engineering/R-O-W Services for Camino del Medio Tank Replacement and Well House Improvements Design of an Airport Hangar - General Aviation Hangars and Taxilane/Apron Deisgn Design & Redesign and Project Management of Reconstruction of Taxiway A & Conector Design of Taxiway A and Associated Taxiways Taos Regional Airport Well 3 Replacement Design, Bid Package & Construction Administration NOTE 16. Subsequent Events The date to which events occurring after June 30, 2021, the date of the most recent statement of net position, have been evaluated for possible adjustment to the financial statements or disclosures is December 13, 2021 which is the date on which the financial statements were issued. No issues were noted for disclosure at December 13, 2021. 82 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 17. Concentrations The Town depends on financial resources flowing from, or associated with, both the Federal Government and the State of New Mexico. Because of this dependency, the Town is subject to changes in specific flows of intergovernmental revenues based on modifications to Federal and State laws and Federal and State Appropriations. NOTE 18. Restricted Net Position The government-wide statement of net position reports $15,577,367 of restricted net position, all of which is restricted by enabling legislation. For descriptions of the related enabling legislation for special revenue, debt service, and capital projects funds see pages 49-50 and 106-108. NOTE 19. Utility Revenues Pledged The Town of Taos has pledged future revenues from the water and sewer system, net of operation and maintenance expenses, to repay $635,600 in Series 1993A Water & Sewer Revenue Bonds, issued in 1993. The bonds are payable solely from utility customer net revenues and are payable through March 2033. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the bond agreement, including an amount sufficient to cure any deficiencies in the debt service account or the bond agreement reserve account, to the USDA or the Trustee, as its assignee, to be deposited in the debt service reserve account or the bond agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal and interest remaining to be paid on the bonds is $347,600 and $140,129, respectively. Principal and interest paid for the current year and total customer net revenues were $40,678 and $3,831,543, respectively. The Town of Taos has pledged future revenues from the water and sewer system, net of operation and maintenance expenses, to repay $1,315,000 in Series 1995A Water & Sewer Revenue Bonds, issued in 1995.The bonds are payable solely from utility customer net revenues and are payable through December 2035.The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the bond agreement, including an amount sufficient to cure any deficiencies in the debt service account or the bond agreement reserve account, to the USDA or the Trustee, as its assignee, to be deposited in the debt service reserve account or the bond agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal and interest remaining to be paid on the bonds is $803,000 and $366,799, respectively. Principal and interest paid for the current year and total customer net revenues were $77,948 and $3,831,543, respectively. The Town of Taos has pledged future revenues from the water and sewer system, net of operation and maintenance expenses, to repay $475,000 in Series 1998A Water & Sewer Revenue Bonds, issued in 1999.The bonds are payable solely from utility customer net revenues and are payable through January 2038.The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the bond agreement, including an amount sufficient to cure any deficiencies in the debt service account or the bond agreement reserve account, to the USDA or the Trustee, as its assignee, to be deposited in the debt service reserve account or the bond agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal and interest remaining to be paid on the bonds is $318,000 and $161,504, respectively. Principal and interest paid for the current year and total customer net revenues were $26,628 and $3,831,543, respectively. 83 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 20. Utility Revenues Pledged (continued) The Town of Taos has pledged future revenues from the Taos Wastewater project, net of operation and maintenance expenses, to repay $130,000 in NMFA/WTB Water Project, issued in 2009. The loans are payable solely from utility customer net revenues and are payable through June 2029. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the loan agreement, including an amount sufficient to cure any deficiencies in the debt service account or the loan agreement reserve account, to the NMFA or the Trustee, as its assignee, to be deposited in the debt service reserve account or the loan agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal remaining to be paid on the loan is $53,524 with no interest due. Principal for the current year and total customer net revenues were $6,597 and $3,831,543, respectively. The Town of Taos has pledged future revenues from the Taos Wastewater project, net of operation and maintenance expenses, to repay $600,000 in NMFA/WTB Water Project, issued in 2009. The loans are payable solely from utility customer net revenues and are payable through June 2029. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the loan agreement, including an amount sufficient to cure any deficiencies in the debt service account or the loan agreement reserve account, to the NMFA or the Trustee, as its assignee, to be deposited in the debt service reserve account or the loan agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal remaining to be paid on the loan is $247,036 with no interest due. Principal for the current year and total customer net revenues were $30,448 and $3,831,543, respectively. The Town of Taos has pledged future revenues from the Taos Wastewater project, net of operation and maintenance expenses, to repay $1,200,000 in NMED Clean Water State Revolving Fund Project, issued in 2009. The loans are payable solely from utility customer net revenues and are payable through January 2033. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the loan agreement, including an amount sufficient to cure any deficiencies in the debt service account or the loan agreement reserve account, to the NMED or the Trustee, as its assignee, to be deposited in the debt service reserve account or the loan agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal remaining to be paid on the loan is $720,000 with no interest due. Principal for the current year and total customer net revenues were $60,000 and $3,831,543, respectively. The Town of Taos has pledged future revenues from the Taos Wastewater project, net of operation and maintenance expenses, to repay $197,390 in NMFA/WTB Water Project, issued in 2013. The loans are payable solely from utility customer net revenues and are payable through June 2033. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the loan agreement, including an amount sufficient to cure any deficiencies in the debt service account or the loan agreement reserve account, to the NMFA or the Trustee, as its assignee, to be deposited in the debt service reserve account or the loan agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal remaining to be paid on the loan is $119,649 with no interest due. Principal for the current year and total customer net revenues were $9,810 and $3,831,543, respectively. The Town of Taos has pledged future revenues from the New Cell for Landfill Facility, net of operation and maintenance expenses, to repay $1,376,046 in NMFA loan issued 2015. The loans are payable solely from utility customer net revenues and are payable through June 2025. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the loan agreement, including an amount sufficient to cure any deficiencies in the debt service account or the loan agreement reserve account, to the NMFA or the Trustee, as its assignee, to be deposited in the debt service reserve account or the loan agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. 84 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 20. Utility Revenues Pledged (continued) The total principal and interest remaining to be paid on the loan is $742,670 and $24,768, respectively. Principal for the current year and total customer net revenues were $176,148 and $1,554,202, respectively. Interest for the current year was 15,312. The Town of Taos has pledged future revenues from the Taos Wastewater project, net of operation and maintenance expenses, to repay $700,000 in NMED Solar Array Project, issued in 2016. The loans are payable solely from utility customer net revenues and are payable through July 2031. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the loan agreement, including an amount sufficient to cure any deficiencies in the debt service account or the loan agreement reserve account, to the NMED or the Trustee, as its assignee, to be deposited in the debt service reserve account or the loan agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal and interest remaining to be paid on the bonds is $700,000 and $46,407, respectively. No amounts were paid for principal and interest for the current year and total customer net revenues were $3,831,543. NOTE 21. Subsequent Accounting Pronouncements In June 2017, GASB Statement No. 87 Leases, was issued. Effective Date: The provisions of this Statement are effective for fiscal years beginning after June 15, 2021. The Town does not expect this pronouncement to have a material effect on the financial statements. In June 2018, GASB Statement No. 89, Accounting for Interest Cost Incurred before the End of a Construction Period, was issued. Effective Date: The requirements of this Statement are effective for reporting periods beginning after December 15, 2020. The standard will be implemented during the fiscal year ended June 30, 2021. The Town is still evaluating how this pronouncement will affect the financial statements. In May 2020, GASB Statement No. 91, Conduit Debt Obligations, was issued. Effective Date: The requirements of this Statement are effective for reporting periods beginning after December 15, 2021. The Town does not expect this pronouncement to have a material effect on the financial statements. In January 2020, GASB Statement No. 92 Omnibus, was issued. Effective Date: The provisions of this Statement are effective for fiscal years beginning after June 15, 2021. The Town does not expect this pronouncement to have a material effect on the financial statements. In March 2020, GASB Statement No. 93 Replacement of Interbank Offered Rates, was issued. Effective Date: The provisions of this Statement are effective for fiscal years beginning after June 15, 2021. The Town does not expect this pronouncement to have a material effect on the financial statements. In March 2020, GASB Statement No. 94 Public-Private and Public-Public Partnerships and Availability Payment Arrangements, was issued. Effective Date: The provisions of this Statement are effective for fiscal years beginning after June 15, 2022. The Town does not expect this pronouncement to have a material effect on the financial statements. In May 2020, GASB Statement No. 95 Postponement of the Effective Dates of Certain Authoritative Guidance, was issued. Effective Date: The provisions of this Statement are effective immediately for fiscal years beginning after December 15, 2021. The Town is still evaluating how this pronouncement will affect the financial statements. 85 TOWN OF TAOS Notes to the Financial Statements June 30, 2021 NOTE 21. Subsequent Accounting Pronouncements (continued) In May 2020, GASB Statement No. 96 Subscription-Based Information Technology Arrangements, was issued. Effective Date: The provisions of this Statement are effective for fiscal years beginning after June 15, 2022. The Town does not expect this pronouncement to have a material effect on the financial statements. In June 2020, GASB Statement No. 97, Certain Component Unit Criteria, and Accounting and Financial Reporting for Internal Revenue Code Section 457 Deferred Compensation Plans‐and amendment of GASB Statements No. 14 and No. 84, and a supersession of GASB Statement No. 32, was issued. Effective Date: The requirements of this Statement are effective for reporting periods beginning after June 15, 2021. The Town does not expect this pronouncement to have a material effect on the financial statements. 86 R EQUIRED SUPPLEMENTARY INFORMATION 87 2021 Measurement Date (As of and for the year ended June 30, 2020) 2020 Measurement Date (As of and for the year ended June 30, 2019) Town of Taos's proportion of the net pension liability 0.3895%0.4082% Town of Taos's proportionate share of the net pension liability 7,876,575$ 7,066,348$ Town of Taos's covered payroll 3,676,714$ 3,606,337$ 214.23% 195.94% Plan fiduciary net position as a percentage of the total pension liability 66.36%70.52% Town of Taos's proportionate share of the net pension liability as a percentage Last 10 Fiscal Years* Public Employees Retirement Association (PERA) Plan of PERA Fund Municipal General Division Schedule of the Town's Proportionate Share of the Net Pension Liability TOWN OF TAOS * Governmental Accounting Standards Board Statement 68 requires ten years of historical information be presented; however, until a full 10-year trend is compiled, the statement only requires presentation of the information is available. Complete information for Town of Taos is not available prior to fiscal year 2015, the year the statement requirements became effective. See independent auditors' report. See notes to required supplementary information.88 Schedule A-1 Page 1 of 3 2019 Measurement Date (As of and for the year ended June 30, 2018) 2018 Measurement Date (As of and for the year ended June 30, 2017) 2017 Measurement Date (As of and for the year ended June 30, 2016) 2016 Measurement Date (As of and for the year ended June 30, 2015) 2015 Measurement Date (As of and for the year ended June 30, 2014) 0.3528%0.4630%0.4710%0.5054%0.5476% 5,624,937$ 6,362,011$ 7,524,994$ 5,152,991$ 4,271,868$ 3,793,609$ 3,909,077$ 4,069,174$ 4,513,593$ 4,457,324$ 148.27% 162.75% 184.93% 114.17%95.84% 71.13%73.74%69.18%76.99%81.29% See independent auditors' report. See notes to required supplementary information.89 2021 Measurement Date (As of and for the year ended June 30, 2020) 2020 Measurement Date (As of and for the year ended June 30, 2019) Town of Taos's proportion of the net pension liability 0.4210%0.5039% Town of Taos's proportionate share of the net pension liability 3,615,841$ 3,722,153$ Town of Taos's covered payroll 994,304$ 1,120,723$ Plan fiduciary net position as a percentage of the total pension liability 66.36%70.52% 363.66% Schedule of the Town's Proportionate Share of the Net Pension Liability 332.12% Town of Taos's proportionate share of the net pension liability as a percentage Last 10 Fiscal Years* Public Employees Retirement Association (PERA) Plan of PERA Fund Municipal Police Division TOWN OF TAOS * Governmental Accounting Standards Board Statement 68 requires ten years of historical information be presented; however, until a full 10-year trend is compiled, the statement only requires presentation of the information is available. Complete information for Town of Taos is not available prior to fiscal year 2015, the year the statement requirements became effective. See independent auditors' report. See notes to required supplementary information.90 Schedule A-1 Page 2 of 3 2019 Measurement Date (As of and for the year ended June 30, 2018) 2018 Measurement Date (As of and for the year ended June 30, 2017) 2017 Measurement Date (As of and for the year ended June 30, 2016) 2016 Measurement Date (As of and for the year ended June 30, 2015) 2015 Measurement Date (As of and for the year ended June 30, 2014) 0.5100%0.4874%0.4766%0.4844%0.4887% 3,479,752$ 2,707,827$ 3,516,497$ 2,329,267$ 1,593,109$ 1,020,869$ 911,949$ 953,345$ 949,833$ 937,534$ 71.13%73.74%69.18%76.99%81.29% 340.86%368.86%169.93%245.23%296.93% See independent auditors' report. See notes to required supplementary information.91 2021 Measurement Date (As of and for the year ended June 30, 2020) 2020 Measurement Date (As of and for the year ended June 30, 2019) Town of Taos's proportion of the net pension liability 0.2787%0.2377% Town of Taos's proportionate share of the net pension liability 2,108,014$ 1,633,562$ Town of Taos's covered payroll 389,109$ 316,260$ Plan fiduciary net position as a percentage of the total pension liability 66.36%70.52% 516.53% Town of Taos's proportionate share of the net pension liability as a percentage 541.75% Last 10 Fiscal Years* Public Employees Retirement Association (PERA) Plan of PERA Fund Municipal Fire Division Schedule of the Town's Proportionate Share of the Net Pension Liability TOWN OF TAOS * Governmental Accounting Standards Board Statement 68 requires ten years of historical information be presented; however, until a full 10-year trend is compiled, the statement only requires presentation of the information is available. Complete information for Town of Taos is not available prior to fiscal year 2015, the year the statement requirements became effective. See independent auditors' report. See notes to required supplementary information.92 Schedule A-1 Page 3 of 3 2019 Measurement Date (As of and for the year ended June 30, 2018) 2018 Measurement Date (As of and for the year ended June 30, 2017) 2017 Measurement Date (As of and for the year ended June 30, 2016) 2016 Measurement Date (As of and for the year ended June 30, 2015) 2015 Measurement Date (As of and for the year ended June 30, 2014) 0.2497%0.2753%0.2784%0.2769%0.2567% 1,598,237$ 1,575,114$ 1,857,210$ 1,429,131$ 1,071,464$ 317,344$ 321,046$ 336,796$ 315,617$ 285,100$ 71.13%73.74%69.18%76.99%81.29% 375.82%490.62% 551.43%503.63%452.81% See independent auditors' report. See notes to required supplementary information.93 As of and for the year ended June 30, 2021 As of and for the year ended June 30, 2020 Contractually required contribution 325,110$ 350,621$ Contributions in relation to the contractually required contribution (325,110) (350,621) Contribution deficiency (excess)-$ -$ Town of Taos’s covered payroll 3,404,290$ 3,676,714$ Contributions as a percentage of covered payroll 9.55%9.54% Last 10 Fiscal Years* PERA Fund Municipal General Division Public Employees Retirement Association (PERA) Plan Schedule of the Town's Contributions TOWN OF TAOS * Governmental Accounting Standards Board Statement 68 requires ten years of historical information be presented; however, until a full 10-year trend is compiled, the statement only requires presentation of the information is available. Complete information for Town of Taos is not available prior to fiscal year 2015, the year the statement requirements became effective. See independent auditors' report. See notes to required supplementary information.94 Schedule A-2 Page 1 of 3 As of and for the year ended June 30, 2019 As of and for the year ended June 30, 2018 As of and for the year ended June 30, 2017 As of and for the year ended June 30, 2016 As of and for the year ended June 30, 2015 344,405$ 362,290$ 373,065$ 386,572$ 428,791$ (344,405) (362,290) (373,065) (386,572) (428,791) -$ -$ -$ -$ -$ 3,606,337$ 3,793,609$ 3,909,077$ 4,069,174$ 4,513,593$ 9.55%9.55%9.54%9.50%9.50% See independent auditors' report. See notes to required supplementary information.95 As of and for the year ended June 30, 2021 As of and for the year ended June 30, 2020 Contractually required contribution 185,304$ 187,924$ Contributions in relation to the contractually required contribution (185,304)(187,924) Contribution deficiency (excess)-$ -$ Town of Taos’s covered payroll 980,451$ 994,304$ Contributions as a percentage of covered payroll 18.90%18.90% PERA Fund Municipal Police Division Public Employees Retirement Association (PERA) Plan Schedule of the Town's Contributions TOWN OF TAOS Last 10 Fiscal Years* * Governmental Accounting Standards Board Statement 68 requires ten years of historical information be presented; however, until a full 10-year trend is compiled, the statement only requires presentation of the information is available. Complete information for Town of Taos is not available prior to fiscal year 2015, the year the statement requirements became effective. See independent auditors' report. See notes to required supplementary information.96 Schedule A-2 Page 2 of 3 As of and for the year ended June 30, 2019 As of and for the year ended June 30, 2018 As of and for the year ended June 30, 2017 As of and for the year ended June 30, 2016 As of and for the year ended June 30, 2015 211,817$ 192,944$ 161,795$ 169,123$ 168,500$ (211,817)(192,944)(161,795)(169,123)(168,500) -$ -$ -$ -$ -$ 1,120,723$ 1,020,869$ 911,949$ 953,345$ 949,833$ 18.90%18.90%17.74%17.74%17.74% See independent auditors' report. See notes to required supplementary information.97 As of and for the year ended June 30, 2021 As of and for the year ended June 30, 2020 Contractually required contribution 91,710$ 84,242$ Contributions in relation to the contractually required contribution (91,710)(84,242) Contribution deficiency (excess)-$ -$ Town of Taos’s covered payroll 423,601$ 389,109$ Contributions as a percentage of covered payroll 21.65%21.65% * Governmental Accounting Standards Board Statement 68 requires ten years of historical information be presented; however, until a full 10-year trend is compiled, the statement only requires presentation of the information is available. Complete information for Town of Taos is not available prior to fiscal year 2015, the year the statement requirements became effective. Last 10 Fiscal Years* PERA Fund Municipal Fire Division Public Employees Retirement Association (PERA) Plan Schedule of the Town's Contributions TOWN OF TAOS See independent auditors' report. See notes to required supplementary information.98 Schedule A-2 Page 3 of 3 As of and for the year ended June 30, 2019 As of and for the year ended June 30, 2018 As of and for the year ended June 30, 2017 As of and for the year ended June 30, 2016 As of and for the year ended June 30, 2015 68,470$ 68,705$ 69,503$ 72,748$ 68,173$ (68,470)(68,705)(69,503)(72,748)(68,173) -$ -$ -$ -$ -$ 316,260$ 317,344$ 321,046$ 336,796$ 315,617$ 21.65%21.65%21.65%21.60%21.60% See independent auditors' report. See notes to required supplementary information.99 PERA Changes of benefit terms: The PERA and COLA and retirement eligibility benefits changes in recent years are described in Note 1 of PERA’s CFAR. https://www.saonm.org Assumptions: The Public Employee Retirement Association of New Mexico Annual Actuarial Valuations as of June 2020 report is available at http://www.nmpera.org/ For the Year Ended June 30, 2021 Notes to Required Supplementary Information TOWN OF TAOS See independent auditors' report. See notes to required supplementary information.100 Page Left Intentionally Blank 101 TOWN OF TAOS Schedule B-1 2021 Measurement Date (As of and for the Year Ended June 30, 2020) 2020 Measurement Date (As of and for the Year Ended June 30, 2019) 2019 Measurement Date (As of and for the Year Ended June 30, 2018) 2018 Measurement Date (As of and for the Year Ended June 30, 2017) 0.11055% 0.12328% 0.13080% 0.12709% 4,641,894$ 3,997,218$ 5,687,649$ 5,759,303$ 5,003,183 5,111,405 5,250,703 5,294,121 92.78%78.20% 108.32% 108.79% 16.50%18.92%13.14%11.34% Retiree Health Care OPEB Plan Schedule of Proportionate Share of the Net OPEB Liability * This schedule is presented to illustrate the requirement to show information for 10 years. However, until a full 10- year trend is compiled, the Town will present information for available years. Town of Taos's proportion of the net OPEB liability (asset) Town of Taos's covered payroll Town of Taos's proportionate share of the net OPEB liability as a percentage of its covered payroll Last 10 Fiscal Years* Plan fiduciary net position as a percentage of the total OPEB liability Town of Taos's proportionate share of the net OPEB liability (asset) See independent auditors' report. See notes to required supplementary information.102 TOWN OF TAOS Schedule B-2 As of and for the Year Ended June 30, 2021 As of and for the Year Ended June 30, 2020 As of and for the Year Ended June 30, 2019 As of and for the Year Ended June 30, 2018 Contractually required contribution 101,786$ 106,685$ 109,126$ 111,708$ 101,786 106,685 109,126 111,708 Contribution deficiency (excess)-$ -$ -$ -$ 4,753,407 5,003,183 5,111,405 5,250,703 2.14%2.13%2.13%2.13% Notes to Required Supplementary Information RHC Plan In the June 30, 2019 actuarial valuation rolled forward to the measurement date of June 30, 2020, changes in assumptions and differences between expected and actual experience include adjustments resulting from an decrease in the discount rate from 4.16% to 2.86%, changes in medical carrier election assumptions based on recent enrollment, and updated Medicare Advantage trends to reflect 2020 and 2021 premiums. * This schedule is presented to illustrate the requirement to show information for 10 years. However, until a full 10- year trend is compiled, the Town will present information for available years. Schedule of Contributions Retiree Health Care OPEB Plan Last 10 Fiscal Years* Contributions in relation to the contractually required contribution Town of Taos's covered payroll Contribution as a percentage of covered payroll See independent auditors' report. See notes to required supplementary information.103 Page Left Intentionally Blank 104 S UPPLEMENTARY INFORMATION 105 TOWN OF TAOS Nonmajor Fund Descriptions June 30, 2021 Special Revenue Funds Fire Protection – To account for the operations and maintenance of the fire department. Financing is provided by an allotment from the State of New Mexico Fire Marshall’s Office. State Statute Section 59A-53-2, NMSA, 1978 compilation, requires the allotment be used only to operate fire departments. Recreation – To account for establishing and maintaining recreational programs in the Town. Financing is provided by program revenue. Lodgers’ Tax Special Revenue Fund – To account for the operations of tourist facilities or for half of advertising, promoting and publicizing such facilities and tourist attractions. Financing is provided by one and a half percent of a five percent tax on lodging gross receipts within the Town of Taos. State Statute Section 4-6-41 provides for this tax to be imposed by the Town. Revenues received are pursuant to the Lodgers Tax Act (Section 3- 38-15, NMSA 1978). Monies in the Lodgers Tax Fund may be used to build, operate, and maintain tourism related facilities. Local Government Correction – The local government corrections fee fund is used to account for the collection of a mandatory correction fee for violations of any municipal ordinance. Funds collected can only be used for jailer training, construction planning, construction, operation and maintenance of a municipal jail, and for paying for costs of housing. Authority is NMSA 1978 Section 35-14-11B(1). Law Enforcement Protection – The law enforcement protection fund was created to account for revenues received pursuant to the law enforcement protection fund (Section 29-13-7, NMSA 1978). Amounts distributed from this fund may only be expended for the following purposes: (1) the repair and purchase of law enforcement apparatus and equipment that meet nationally recognized standards; (2) expenses associated with advanced law enforcement planning and training; (3) complying with match or contribution requirements of federal funds for criminal justice programs; (4) no more than fifty percent (50%) of the replacement salaries of municipal and county law enforcement personnel while attending a specified advanced law enforcement planning and training. Civic Center – To account for that portion of lodgers tax receipts allocated for Civic Center operations and promotional expenditures, as well as the revenues earned from Civic Center operations, including rentals, catering fees, and related charges for services. Authority is Town Council resolution. Public Transportation – To account for the portion of Lodgers Tax receipts allocated for the purpose of providing transportation to the public. Authority is Town Council resolution. Community Grants – To account for various small grants for various community purposes. Each grant is authorized by the granting agency. The fund is authorized by Town Council resolution. Municipal Road Gasoline Tax – To account for a 1 cent gasoline tax that is used for repairing and construction of roads. Also included in this fund is revenue from the State Department of Transportation under a municipal arterial project agreement. Authority is 7-7-6.9 and 7-1-6.27 NMSA 1978. 1/4 Cent Municipal Gross Receipts Tax – To account for proceeds from a supplemental municipal gross receipts tax, a portion of which is pledged toward payment of principal and interest on Gross Receipts Tax Revenue Bonds. After required debt service transfers have been made, the remaining income of this fund is restricted for capital improvement purposes. NMSA 1978 Chapter 7, Article 20E-1 to 22. Historical District – To account for all associated parking meter and associated revenues and costs, including leases, meter maintenance, personnel, and historic district promotion. Authority is Town Council resolution. 106 TOWN OF TAOS Nonmajor Fund Descriptions June 30, 2021 Special Revenue Funds (continued) Confidential Informant – A structured accounting system, operated within the department, providing officers with investigative expense monies to support operations related to the detection, investigation or enforcement of the laws related to crime. This includes but is not limited to: paying documented confidential informants and confidential sources; purchasing contraband as evidence; and paying expenses for surveillance activities and equipment. Authority is Town Council resolution. Capital Projects Fund Facilities Improvements – This fund was created to receive transfers from other funds for the purpose of improving facilities of the Town. Authority is Town Council resolution. Capital Projects – This fund was created to accumulate revenue and other financing sources for the purpose of financing general-purpose capital projects. Authority is Town Council resolution. Vehicle Replacement – This fund was created to receive transfers from other funds for the purpose of purchasing vehicles for the Town of Taos. Authority is Town Council resolution. Special Events Enterprise – This fund was created to account for the monies for the special events the Town puts on throughout the year to generate revenue. Authority is Town Council resolution. 1994 Gross Receipts Tax Revenue Bond Acquisition – This fund was created to receive the 1994 Gross Receipts Tax Bond proceeds for the purpose of construction of affordable housing. Authority is Town Council resolution. Debt Service Funds 1999 Gasoline Tax Acquisition Debt Service Fund – This fund was created to receive bond proceeds and to account for the capital outlay associated with the bond issue. Authority is the Town Council resolution. 2015 NMFA Fire Pumper – This fund was created for the purpose of repayment of the bond issued for the new fire pumper purchased. Authority is Town Council resolution. 2009 NMFA PPRF Disadvantage Program‐ Eco Park – This fund was created for the purpose of constructing phase I of a multi-phased recreation park. The repayment under the loan agreement is solely from the first and second increments of municipal infrastructure gross receipts tax pursuant to section 7-19D-11, NMSA 1978. 2008 Gross Receipts Tax Revenue Bond Retirement – This fund was created for the purpose of repayment of the bond issue from the 1.225% distribution of State Shared Gross Receipts Tax revenues. Authority is Town Council resolution. NMFA Debt Service Reserve Eco Park – This fund was created to be credited with transfers from the General Fund for the purpose of accumulating monies for payment of principal and interest on the debt for repayment of Eco Park. Authority is Town Council resolution. 107 TOWN OF TAOS Nonmajor Fund Descriptions June 30, 2021 Debt Service Funds (continued) 2007 NMFA Land Purchase – This fund was created to be credited with transfers from the General Fund for the purpose of accumulating monies for payment of principal and interest on the debt for repayment of land purchase. Authority is Town Council resolution. 2011 PPRF Street Improvement – This fund was created for the purpose of accumulating monies for the payment of principal and interest on Series PPRF Street Improvement Revenue Bonds. Authority is Town Council resolution. 2011 PPRF Street Improvement Reserve – This fund was created for the purpose of accumulating monies for the payment of principal and interest on Series PPRF Street Improvement Revenue Bonds. Authority is Town Council resolution. 108 Page Left Intentionally Blank 109 Fire Protection Recreation Lodgers' Tax Special Revenue Fund Local Governmental Correction Assets Cash and cash equivalents 223,665$ -$ 927,043$ 80,916$ Investments 23,258 - - - Receivables: Taxes receivable - - 194,865 - Due from other governments - - - - Inventory - - 29,121 - Total assets 246,923$ -$ 1,151,029$ 80,916$ Liabilities Accounts payable 1,609$ -$ 22,798$ 1,200$ Accrued payroll expenses - - 4,917 - Deposits held in trust for others - - - - Total liabilities 1,609 - 27,715 1,200 Fund balances Nonspendable Inventory - - 29,121 - Spendable Restricted for: General government - - - - Public safety 245,314 - - 79,716 Culture and recreation - - 1,094,193 - Transportation and roads - - - - Capital improvements - - - - Debt service - - - - Committed to: General government - - - - Public safety - - - - Culture and recreation - - - - Transportation and roads - - - - Capital improvements - - - - Total fund balances 245,314 - 1,123,314 79,716 Total liabilities and fund balances 246,923$ -$ 1,151,029$ 80,916$ Nonmajor Governmental Funds TOWN OF TAOS Special Revenue June 30, 2021 Combining Balance Sheet See independent auditors' report.110 Statement A-1 Page 1 of 3 Law Enforcement Protection Civic Center Public Transportation Community Grants Municipal Road Gasoline Tax 7,149$ 3,103$ 1,018,610$ 40,071$ 27,518$ - 2,000 210,000 - - - - - - 14,714 - - - 62,504 - - - - - - 7,149$ 5,103$ 1,228,610$ 102,575$ 42,232$ 878$ -$ -$ 48,009$ -$ - - - - - - 5,103 - - - 878 5,103 - 48,009 - - - - - - - - - - - 6,271 - - - - - - - - - - - - - 42,232 - - - - - - - - - - - - - 54,566 - - - - - - - - - - - - - 1,228,610 - - - - - - - 6,271 - 1,228,610 54,566 42,232 7,149$ 5,103$ 1,228,610$ 102,575$ 42,232$ Special Revenue See independent auditors' report.111 Capital Projects 1/4 Cent Municipal Gross Receipts Tax Historical District Confidential Informant Facilities Improvements Assets Cash and cash equivalents 285,581$ 22,931$ 9,828$ 2,028,757$ Investments - - - - Receivables: Taxes receivable 195,776 - - - Due from other governments - - - - Inventory - - - - Total assets 481,357$ 22,931$ 9,828$ 2,028,757$ Liabilities Accounts payable -$ -$ -$ -$ Accrued payroll expenses - - - - Deposits held in trust for others - - - - Total liabilities - - - - Fund balances Nonspendable Inventory - - - - Spendable Restricted for: General government 481,357 - - - Public safety - - - - Culture and recreation - - - - Transportation and roads - - - - Capital improvements - - - - Debt service - - - - Committed to: General government - - - - Public safety - - 9,828 - Culture and recreation - 22,931 - - Transportation and roads - - - - Capital improvements - - - 2,028,757 Total fund balances 481,357 22,931 9,828 2,028,757 Total liabilities and fund balances 481,357$ 22,931$ 9,828$ 2,028,757$ Special Revenue TOWN OF TAOS June 30, 2021 Nonmajor Governmental Funds Combining Balance Sheet See independent auditors' report.112 Statement A-1 Page 2 of 3 Debt Service Capital Projects Vehicle Replacement Special Events Enterprise 1994 Gross Receipts Tax Revenue Bond Acquisition 1999 Gasoline Tax Acquisition Debt Service Fund 825,543$ 553,887$ 550,843$ 102,051$ 1,834,004$ 4,031 - - 430,373 101,424 146,856 - - - - - - - - - - - - - - 976,430$ 553,887$ 550,843$ 532,424$ 1,935,428$ -$ -$ -$ -$ -$ - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 550,843 532,424 - - - - - 1,935,428 - - - - - - - - - - - - - - - - - - - 976,430 553,887 - - - 976,430 553,887 550,843 532,424 1,935,428 976,430$ 553,887$ 550,843$ 532,424$ 1,935,428$ Capital Projects See independent auditors' report.113 2015 NMFA Fire Pumper 2009 NMFA PPRF Disadvantage Program- Eco Park 2008 Gross Receipts Tax Revenue Bond Retirement NMFA Debt Service Reserve Eco Park Assets Cash and cash equivalents -$ -$ 501$ -$ Investments - - - - Receivables: Taxes receivable - - - - Due from other governments - - - - Inventory - - - - Total assets -$ -$ 501$ -$ Liabilities Accounts payable -$ -$ -$ -$ Accrued payroll expenses - - - - Deposits held in trust for others - - - - Total liabilities - - - - Fund balances Nonspendable Inventory - - - - Spendable Restricted for: General government - - - - Public safety - - - - Culture and recreation - - - - Transportation and roads - - - - Capital improvements - - - - Debt service - - 501 - Committed to: General government - - - - Public safety - - - - Culture and recreation - - - - Transportation and roads - - - - Capital improvements - - - - Total fund balances - - 501 - Total liabilities and fund balances -$ -$ 501$ -$ June 30, 2021 Combining Balance Sheet Nonmajor Governmental Funds TOWN OF TAOS Debt Service See independent auditors' report.114 Statement A-1 Page 3 of 3 2007 NMFA Land Purchase 2011 PPRF Street Improvement 2011 PPRF Street Improvement Reserve Total Nonmajor Governmental Funds -$ -$ -$ 8,542,001$ - - - 771,086 - - - 552,211 - - - 62,504 - - - 29,121 -$ -$ -$ 9,956,923$ -$ -$ -$ 74,494$ - - - 4,917 - - - 5,103 - - - 84,514 - - - 29,121 - - - 481,357 - - - 331,301 - - - 1,094,193 - - - 42,232 - - - 1,083,267 - - - 1,935,929 - - - 54,566 - - - 9,828 - - - 22,931 - - - 1,228,610 - - - 3,559,074 - - - 9,872,409 -$ -$ -$ 9,956,923$ Debt Service See independent auditors' report.115 Fire Protection Recreation Lodgers' Tax Special Revenue Fund Local Governmental Correction Revenues Taxes: Gross receipts -$ -$ -$ -$ Gasoline and motor vehicle - - - - Lodgers tax - - 1,033,251 - Intergovernmental: Federal operating grants - - - - Federal capital grants - - - - State operating grants 368,315 - 25,000 - Charges for services - - 4,290 29,595 Licenses and fees - - - 17,779 Investment income 2 - - - Miscellaneous - - 250 - Total revenues 368,317 - 1,062,791 47,374 Expenditures Current: General government - - - - Public safety 181,948 - - 26,917 Public works - - - - Culture and recreation - - 441,256 - Capital outlay 489,907 - - - Debt service: Principal - - - - Interest - - - - Total expenditures 671,855 - 441,256 26,917 Excess (deficiency) of revenues over expenditures (303,538) - 621,535 20,457 Other financing sources (uses) Transfers in - - 472,142 - Transfers (out)(75,094) (445) (592,501) - Total other financing sources (uses)(75,094) (445) (120,359) - Net change in fund balances (378,632) (445) 501,176 20,457 Fund balances - beginning of year 623,946 445 622,138 59,259 Fund balances - end of year 245,314$ -$ 1,123,314$ 79,716$ TOWN OF TAOS Special Revenue For the Year Ended June 30, 2021 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds See independent auditors' report.116 Statement A-2 Page 1 of 3 Law Enforcement Protection Civic Center Public Transportation Community Grants Municipal Road Gasoline Tax -$ -$ -$ -$ -$ - - - - 78,166 - - - - - - - - 134,063 - - - - - - 30,200 - - 292,681 - - - - - - - - - - - - - - - - - - - - - 30,200 - - 426,744 78,166 - - - 177,383 - 23,929 - - - - - - - - - - - - - - - - - 456,719 - - - - - - - - - - - 23,929 - - 634,102 - 6,271 - - (207,358) 78,166 - 2,323 118,035 59,374 - - - - - (49,018) - 2,323 118,035 59,374 (49,018) 6,271 2,323 118,035 (147,984) 29,148 - (2,323) 1,110,575 202,550 13,084 6,271$ -$ 1,228,610$ 54,566$ 42,232$ Special Revenue See independent auditors' report.117 Capital Projects 1/4 Cent Municipal Gross Receipts Tax Historical District Confidential Informant Facilities Improvements Revenues Taxes: Gross receipts 1,083,067$ -$ -$ -$ Gasoline and motor vehicle - - - - Lodgers tax - - - - Intergovernmental: Federal operating grants - - - - Federal capital grants - - - - State operating grants - - - 80,000 Charges for services - - - - Licenses and fees - 58,304 - - Investment income - - - - Miscellaneous - - - - Total revenues 1,083,067 58,304 - 80,000 Expenditures Current: General government 22,837 - - - Public safety - - - - Public works - - - - Culture and recreation - 73,701 - - Capital outlay - - - 106,701 Debt service: Principal - - - - Interest - - - - Total expenditures 22,837 73,701 - 106,701 Excess (deficiency) of revenues over expenditures 1,060,230 (15,397) - (26,701) Other financing sources (uses) Transfers in - 5,000 - 1,176,195 Transfers (out)(743,908) - - - Total other financing sources (uses)(743,908) 5,000 - 1,176,195 Net change in fund balances 316,322 (10,397) - 1,149,494 Fund balances - beginning of year 165,035 33,328 9,828 879,263 Fund balances - end of year 481,357$ 22,931$ 9,828$ 2,028,757$ For the Year Ended June 30, 2021 Special Revenue Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds TOWN OF TAOS See independent auditors' report.118 Statement A-2 Page 2 of 3 Debt Service Capital Projects Vehicle Replacement Special Events Enterprise 1994 Gross Receipts Tax Revenue Bond Acquisition 1999 Gasoline Tax Acquisition Debt Service Fund 812,757$ -$ -$ -$ -$ - - - - - - - - - - - - - - - 250,000 - - - - - - - - - - - 7,200 - - - - - - 5 - - 543 126 - - - - 13,356 812,762 250,000 - 7,743 13,482 - - - 1,109 - - - - - - 19,247 2,244 - - - - - - - - - 653,897 - - - - - - - - - - - - - 19,247 656,141 - 1,109 - 793,515 (406,141) - 6,634 13,482 - 531,766 400,000 - 697,737 (568,156) - - - - (568,156) 531,766 400,000 - 697,737 225,359 125,625 400,000 6,634 711,219 751,071 428,262 150,843 525,790 1,224,209 976,430$ 553,887$ 550,843$ 532,424$ 1,935,428$ Capital Projects See independent auditors' report.119 2015 NMFA Fire Pumper 2009 NMFA PPRF Disadvantage Program- Eco Park 2008 Gross Receipts Tax Revenue Bond Retirement NMFA Debt Service Reserve Eco Park Revenues Taxes: Gross receipts -$ -$ -$ -$ Gasoline and motor vehicle - - - - Lodgers tax - - - - Intergovernmental: Federal operating grants - - - Federal capital grants - - - - State operating grants - - - - Charges for services - - - - Licenses and fees - - - - Investment income - - - 2,159 Miscellaneous - - - - Total revenues - - - 2,159 Expenditures Current: General government 75 - - - Public safety - - - - Public works - - - - Culture and recreation - - - - Capital outlay - - - - Debt service: Principal 75,019 815,417 430,000 - Interest - 31,140 118,775 - Total expenditures 75,094 846,557 548,775 - Excess (deficiency) of revenues over expenditures (75,094) (846,557) (548,775) 2,159 Other financing sources (uses) Transfers in 75,094 846,352 547,325 - Transfers (out)- - - (204,049) Total other financing sources (uses)75,094 846,352 547,325 (204,049) Net change in fund balances - (205) (1,450) (201,890) Fund balances - beginning of year - 205 1,951 201,890 Fund balances - end of year -$ -$ 501$ -$ Debt Service Fund For the Year Ended June 30, 2021 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds TOWN OF TAOS See independent auditors' report.120 Statement A-2 Page 3 of 3 2007 NMFA Land Purchase 2011 PPRF Street Improvement 2011 PPRF Street Improvement Reserve Total Nonmajor Governmental Funds -$ -$ -$ 1,895,824$ - - - 78,166 - - - 1,033,251 - - - 134,063 - - - 250,000 - - - 796,196 - - - 41,085 - - - 76,083 - - 1,832 4,667 - - - 13,606 - - 1,832 4,322,941 - - - 201,404 - - - 232,794 - - - 21,491 - - - 514,957 - - - 1,707,224 - 348,623 - 1,669,059 - 11,228 - 161,143 - 359,851 - 4,508,072 - (359,851) 1,832 (185,131) - 329,857 - 5,261,200 - (10,964) (177,960) (2,422,095) - 318,893 (177,960) 2,839,105 - (40,958) (176,128) 2,653,974 - 40,958 176,128 7,218,435 -$ -$ -$ 9,872,409$ Debt Service Fund See independent auditors' report.121 Page Left Intentionally Blank 122 S UPPORTING SCHEDULES 123 Account Bank Deposits Outstanding Book Bank Name/Account Name Type Balance in Transit Checks Balance US Bank Clearing Account Checking 964,062$ 304,667$ 1,052,780$ 215,949$ Judicial Bond Fund Municipal Court Checking 1,853 - - 1,853 Water & Sewer System Income Fund Checking 7,793,077 18,248 1,908 7,809,417 Total US Bank 8,758,992 322,915 1,054,688 8,027,219 Centinel Bank General Fund Checking 14,730,764 75,190 - 14,805,954 1994 GRT Revenue Bond Acquisition Fund Checking 102,701 74 724 102,051 Water Wastewater Improvements Fund Checking 1,690,242 - 765,913 924,329 ACH Transfer Account Checking 15,873 - 15,887 (14) Payroll Clearing Checking 8 - - 8 Total Centinel Bank 16,539,588 75,264 782,524 15,832,328 Bank balance of deposits 25,298,580$ 398,179$ 1,837,212$ 23,859,547$ New Mexico Finance Authority-Investment Taos 49 - Debt Service Funds 9,611$ -$ -$ 9,611$ Taos 49 - Debt Service Reserve Funds Funds 144,847 - - 144,847 Total New Mexico Finance Authority 154,458 - - 154,458 *All checking accounts are non-interest bearing TOWN OF TAOS Schedule of Deposit and Investment Accounts June 30, 2021 See independent auditors' report.124 Schedule I Account Bank Deposits Outstanding Book Bank Name/Account Name Type Balance in Transit Checks Balance Total investments 154,458$ -$ -$ 154,458$ Total 25,453,038$ 398,179$ 1,837,212$ 24,014,005 Add: New Mexico State Treasurer Local Government Investment Pool 4,149,964 Add: petty cash 1,629 Total deposits and investments 28,165,598$ Deposits and investments per financial statements: Cash and cash equivalents - Exhibit A-1 22,406,647$ Investments - Exhibit A-1 4,014,560 Restricted cash and cash equivalents - Exhibit A-1 1,591,134 Restricted investments - Exhibit A-1 75,400 Fiduciary funds cash - Exhibit E-1 17,857 Investments - Exhibit E-1 60,000 Total cash, cash equivalents, and investments 28,165,598$ See independent auditors' report.125 Schedule II Fair Market Name of Description of CUSIP Value at Depository Pledged Collateral Maturity Number June 30, 2021 US Bank FHLB N/A LOC NO. 554871 10,000,000$ Total US Bank 10,000,000 The location of the safekeeper of the above securities is 221 East Fourth Street, Cincinnati, OH 45202 Centinel Bank Clovis SD 3.00%08/01/22 189414KC8 200,000$ FHLB Bullet 2.38%09/10/21 313378JP7 507,254 Clovis SD 2.05%08/01/24 189414JA4 250,000 Espanola SD 2.125%09/01/25 29662RBA5 150,000 Ruidoso SD 2.50%08/01/21 781338HR2 250,000 West Las Vegas 2.00%08/15/22 953769KX3 150,000 Hobbs SD 2.25%07/15/21 433866EV8 200,000 Torrance ETC County 2.00%09/01/23 891400PE7 150,000 Alamogordo NM Muni 3.00%08/01/25 11464KQ6 250,000 FFCB 2.01%12/08/21 3133EGT47 1,008,460 Dona Ana Branch Community 3.00%08/01/24 257578EG5 300,000 Torrance ETC County 2.00%09/01/24 891400PF4 310,000 Jal NM Public Schools 2.00%10/01/24 470143AJ7 300,000 Clovis NM Municipal Sch Dist 2.25%08/01/32 189414PN9 325,000 Ruidoso SD 3.00%08/01/29 781338LT3 265,000 Ruidoso SD 2.50%08/01/31 781338KR8 300,000 Bernalillo NM Sch Dist 08/01/30 085279VG9 375,000 Taos NM Sch Dist 4.00%09/01/28 87601UBY8 215,000 FHMS K091 A2 3.51%03/25/29 3137FLN91 600,000 FHMS K091 A2 3.51%03/25/29 3137FLN91 300,000 Silver City NM Consol SC 4.00%08/01/34 827513GCO 200,000 Clovis NM Muni 3.00%08/01/34 189414QE8 200,000 Los Alamos NM Public Sch 2.25%08/01/23 54422NDM5 400,000 Taos NM Sch Dist 5.15%09/01/27 876014GE5 505,000 Bernalillo NM Sch Dist 2.00%08/01/27 085279UD7 275,000 Uni of New Mexico 1.882%06/01/32 9146924S4 500,000 Total Centinel Bank 8,485,714 The location of the safekeeper of the above securities is Independent Bankers Bank, Dallas, TX Total Pledged Collateral 18,485,714$ TOWN OF TAOS Schedule of Collateral Pledged by Depository For Public Funds June 30, 2021 See independent auditors' report.126 C OMPLIANCE SECTION 127 CORDOVA CPAs LLC CERTIFIED PUBLIC ACCOUNTANTS | BUSINESS ADVISORS cordovacpas.com REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS INDEPENDENT AUDITORS’ REPORT Mr. Brian S. Colón, Esq. New Mexico State Auditor Town Council Town of Taos U.S. Office of Management and Budget Taos, New Mexico We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, the aggregate remaining fund information, and the budgetary comparison for the General Fund of the Town of Taos (the Town), as of and for the year ended June 30, 2021, and the related notes to the financial statements, which collectively comprise Town’s basic financial statements, and have issued our report thereon dated December 13, 2021. Internal Control Over Financial Reporting In planning and performing our audit of the financial statements, we considered the Town’s internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the Town’s internal control. Accordingly, we do not express an opinion on the effectiveness of the Town’s internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the Town’s financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. We did identify a certain deficiency in internal control, described in the accompanying schedule of findings and questioned costs as item 2021-001 that we consider to be a significant deficiency. 128 Compliance and Other Matters As part of obtaining reasonable assurance about whether the Town’s financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. We noted a certain matter that is required to be reported per section 12-6-5 NMSA 1978 that we have described in the accompanying schedule of Section 12-6-5 NMSA 1978 findings as item 2021-002. Town of Taos’s Responses to Findings The Town’s responses to the finding identified in our audit were described in the accompanying schedule of findings and questioned costs. The Town’s responses were not subjected to the auditing procedures applied in the audit of the financial statements and, accordingly, we express no opinion on them. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the result of that testing, and not to provide an opinion on the effectiveness of the Town’s internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the Town’s internal control and compliance. Accordingly, this communication is not suitable for any other purpose. Cordova CPAs LLC Albuquerque, NM December 13, 2021 129 Page Left Intentionally Blank 130 F EDERAL FINANCIAL ASSISTANCE 131 CORDOVA CPAs LLC CERTIFIED PUBLIC ACCOUNTANTS | BUSINESS ADVISORS cordovacpas.com REPORT ON COMPLIANCE FOR EACH MAJOR FEDERAL PROGRAM AND ON INTERNAL CONTROL OVER COMPLIANCE REQUIRED BY THE UNIFORM GUIDANCE INDEPENDENT AUDITORS’ REPORT Mr. Brian S. Colón, Esq. New Mexico State Auditor Town Council Town of Taos U.S. Office of Management and Budget Taos, New Mexico Report on Compliance for Each Major Federal Program We have audited the Town of Taos’s (the Town) compliance with the types of compliance requirements described in the OMB Compliance Supplement that could have a direct and material effect on each of the Town’s major federal programs for the year ended June 30, 2021. The Town’s major federal program is identified in the summary of auditors’ results section of the accompanying schedule of findings and questioned costs. Management’s Responsibility Management is responsible for compliance with federal statutes, regulations, and the terms and conditions of its federal awards applicable to its federal programs. Auditors’ Responsibility Our responsibility is to express an opinion on compliance for each of the Town’s major federal programs based on our audit of the types of compliance requirements referred to above. We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and the audit requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Those standards and the Uniform Guidance require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the types of compliance requirements referred to above that could have a direct and material effect on a major federal program occurred. An audit includes examining, on a test basis, evidence about the Town’s compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion on compliance for each major federal program. However, our audit does not provide a legal determination of the Town’s compliance. 132 Opinion on Major Federal Program In our opinion, the Town complied, in all material respects, with the types of compliance requirements referred to above that could have a direct and material effect on each of its major federal programs for the year ended June 30, 2021. Report on Internal Control Over Compliance Management of the Town is responsible for establishing and maintaining effective internal control over compliance with the types of compliance requirements referred to above. In planning and performing our audit of compliance, we considered the Town’s internal control over compliance with the types of requirements that could have a direct and material effect on each major federal program to determine the auditing procedures that are appropriate in the circumstances for the purpose of expressing an opinion on compliance for each major federal program and to test and report on internal control over compliance in accordance with the Uniform Guidance, but not for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, we do not express an opinion on the effectiveness of the Town’s internal control over compliance. A deficiency in internal control over compliance exists when the design or operation of a control over compliance does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, noncompliance with a type of compliance requirement of a federal program on a timely basis. A material weakness in internal control over compliance is a deficiency, or combination of deficiencies, in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a type of compliance requirement of a federal program will not be prevented, or detected and corrected, on a timely basis. A significant deficiency in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance with a type of compliance requirement of a federal program that is less severe than a material weakness in internal control over compliance, yet important enough to merit attention by those charged with governance. Our consideration of internal control over compliance was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over compliance that might be material weaknesses or significant deficiencies. We did not identify any deficiencies in internal control over compliance that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. The purpose of this report on internal control over compliance is solely to describe the scope of our testing of internal control over compliance and the results of that testing based on the requirements of the Uniform Guidance. Accordingly, this report is not suitable for any other purpose. Cordova CPAs LLC Albuquerque, NM December 13, 2021 133 Assistance Listing Number Federal Expenditures Funds Provided to Subrecipients Noncash Assistance U.S. Department of the Interior - Bureau of Reclamation Abeyta 15.565 469,362$ -$ -$ Total U.S Department of the Interior - Bureau of Reclamation 469,362 - - U.S. Department of Housing and Urban Development Passed through State of New Mexico Department of Finance and Administration CDBG- Eco Dev- Hotel Willa 14.228 27,877 - - CDBG- Comprehensive Plan 14.228 25,036 - - Total U.S. Department of Housing and Urban Development 52,913 - - U.S. Department of Justice Passed Through State of New Mexico Energy Minerals Natural Resources Juvenile Justice Program 16.523 28,440 - - Total U.S. Department of Justice 28,440 - - U.S. Department of Agriculture Passed Through State of New Mexico Children, Youth and Families Humble Equipment 10.351 136,718 - - Total U.S. Department of Agriculture 136,718 - - Environmental Protection Agency Passed Through State of New Mexico Environment Department Wastewater Treatment Plant Solar Array 66.458 *1,116,161 - - Wastewater Treatment Plant Solar Array Loan 66.458 *700,000 - - Total Environmental Protection Agency 1,816,161 - - U.S. Department of Transportation Passed through NM Department of Transportation Federal Aviation Administration (FAA) Airport Improvement Grant Taxiway-A PER, Phase I Design 20.106 24,692 - - Airport Runway 422 20.106 377,388 - - Total U.S. Department of Transportation 402,080 - - U.S. Department of Treasury Passed through NM Department of Finance and Administration CARES- Small Business Continuity Grant 21.019 *479,250 - - CARES- Local Government 21.019 *860,151 - - Passed through New Mexico Humanities Council CARES Act Grant- Library 45.129 4,958 - - Total U.S. Department of Treasury 1,344,359 - - Total Federal Financial Assistance 4,250,033$ -$ -$ * Denotes Major Federal Financial Assistance Program TOWN OF TAOS Schedule of Expenditures of Federal Awards For the Year Ended June 30, 2021 Federal Grantor or Pass-Through Grantor / Program Title See independent auditors' report. See accompanying notes to schedule of expenditures of federal awards.134 Schedule III Notes to Schedule of Expenditures of Federal Awards 1.Basis of Presentation 2.Loans 3.10% de minimus Indirect Cost Rate 4.Federally Funded Insurance The accompanying Schedule of Expenditures of Federal Awards (Schedule)includes the federal grant activity of the Town of Taos and is presented on the modified accrual basis of accounting,which is the same basis as was used to prepare the fund financial statements.The information in this Schedule is presented in accordance with the requirements of Uniform Administrative Requirements,Cost Principles,and Audit Requirements for Federal Awards (Uniform Guidance).Therefore,some amounts presented in this schedule may differ from amounts presented in,or used in the preparation of the financial statements. The Town has no federally funded insurance. The Town did not elect to use the allowed 10% indirect cost rate. The Town expended $700,000 in federal awards related to loans or loan guarantees during the year. See independent auditors' report.135 Page Left Intentionally Blank 136 TOWN OF TAOS Schedule IV Schedule of Findings and Questioned Costs Page 1 of 3 June 30, 2021 Section I – Summary of Auditors’ Results Financial Statements: 1. Type of auditors’ report issued Unmodified 2. Internal control over financial reporting: a. Material weaknesses identified? None Noted b. Significant deficiencies identified not considered to be material weaknesses? Yes c. Noncompliance material to the financial statements noted? None Noted Federal Awards: 1. Internal control over major programs: a. Material weaknesses identified? None noted b. Significant deficiencies identified not considered to be material weaknesses? None noted 2. Type of auditors’ report issued on compliance for major programs Unmodified 3. Any audit findings disclosed that are required to be reported in accordance with 2 CFR section 200.516(a)? No 4. Identification of major programs: Assistance Listing Number Federal Program 66.458 Capitalization Grants for Clean Water Program 21.019 CARES Act- Small Business Continuity Grant 21.019 CARES Act- Local Government 5. Dollar threshold used to distinguish between type A and type B programs: $750,000 6. Auditee qualified as low-risk auditee? No 137 TOWN OF TAOS Schedule IV Schedule of Findings and Questioned Costs Page 2 of 3 June 30, 2021 Section II – Financial Statement Findings 2021‐001 —Consumable Inventory (Significant Deficiency) Condition: During inquiry and gathering of client prepared documents to support audited financial numbers it was noted that the Town was not able to provide evidence of the consumable inventory on hand as of year- end. Inventory in the amount of $384,646 from prior year was reported in current year. Criteria: Sections 6-5-1 through 6-5-6 NMSA, 1978 require internal accounting controls designed to prevent accounting errors and violations of state and federal laws and rules related to financial matters. Effect: Without proper inventory controls, the Town cannot verify what inventory they have on hand or is available for use and may be misappropriated without the knowledge of management. Also, the inventory balance at year end may be misstated as the balance cannot be supported by the sufficient evidence. Cause: The Town was unsuccessful at completing a proper report at year end and therefore did not have a printed copy available when it was requested. Auditors’ Recommendations: We recommend the Town ensures policies and procedures designed to prevent or detect possible misstatements in its inventory at year end. Agency’s Response: Management agrees with the auditor’s recommendations. We have established policies and procedures as it relates to consumable inventory, issued a standardized excel workbook or approved individualized workbooks by Department. This information is communicated to them with our standard end of year memorandum issued in April of each year. This past year has been a challenge with staffing shortages in several of our departments including the Finance Department Fixed Assets position which ultimately oversees this function. Along with the department staffing shortage, COVID has also made it difficult on the staff that are employed and trying to do several jobs to maintain the level of performance, unfortunately this is one area that the majority of the departments have not been able to keep on top of. As we go forward, we anticipate this fixed asset position to be filled during the first quarter of 2022, we have hired an additional Assistant Finance Director to help with the Town’s succession plan in order to address any areas that need attention such as the consumable inventory. The personnel responsible for this are Department Directors and/or their designee. 138 TOWN OF TAOS Schedule IV Schedule of Findings and Questioned Costs Page 3 of 3 June 30, 2021 Section III – Federal Award Findings None noted Section IV – Section 12‐6‐5 NMSA 1978 Findings 2021‐002 — Retiree Health Care Contributions (Other Matter) Condition: During testwork over payroll and the human resource functions, we noted that the Town is including car allowances in the calculation for the Retiree Health Care Contribution. Criteria: According NMAC 6.20.2.18, the local board shall establish written payroll policies and procedures which comply with state and federal regulations on payroll as well as maintaining strict internal controls, close supervision and financial accounting in accordance with GAAP. In addition, the Retiree Health Care Act 10-7C-15 “Retiree Health Care Fund Contributions (b)” states that each participating employee as a condition of employment … shall contribute to the fund an employee contribution… based on the employee's salary. Effect: The RHC contribution of one employee in the amount of $30 for the transaction tested, was incorrectly calculated to include the car allowance. Cause: This was a mistake and oversight when the original code in the system was set up. Auditors’ Recommendations: We recommend that the Town properly code car allowances so that it is excluded from the Retiree Health Care contributions. In addition, management should perform a retrospective evaluation of the effect, as a result of this, and ensure the Town complies with all regulations. Agency’s Response: Management agrees with the auditor’s recommendations. The Human Resources Department has corrected the code set up for the car allowances on December 10, 2021 along with the Finance Department’s review for accuracy. In the future, the Human Resources Department will follow the same process as new codes are created, they will perform a test run and review with Finance prior to the implementation into an actual payroll. The responsible parties are the Human Resources Department and the Finance Department. Section V – Prior Year Audit Findings 2020‐001 — Reporting– (Material Weakness and Noncompliance) ‐ Resolved 2020‐002 — Procurement Code Violation (Other Matter) ‐ Resolved 2020‐003 — Lodger’s Tax Audit Violation (Other Matter) ‐ Resolved 139 TOWN OF TAOS Other Disclosures June 30, 2021 Exit Conference An exit conference was held on December 10, 2021. In attendance were the following: Representing the Town of Taos: Daniel Barrone - Mayor Rick Bellis – Town Manager Marietta Fambro – Finance Director Josephine Fresquez – Assistant Finance Director Lupe Martinez- CPO Representing Cordova CPAs LLC: Robert Gonzales, CPA, Principal Robert Cordova, CPA, Principal Auditor Prepared Financial Statements Cordova CPAs LLC prepared the GAAP-basis financial statements and footnotes of Town of Taos from the original books and records provided to them by the management of the Town. The responsibility for the financial statements remains with the Town. 140