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HomeMy WebLinkAbout2022 Audit ReportTOWN OF TAOS FINANCIAL STATEMENTS FOR THE YEAR ENDED JUNE 30, 202 Page Left Intentionally Blank 2 I NTRODUCTORY SECTION 3 TOWN OF TAOS June 30, 2022 Table of Contents INTRODUCTORY SECTION Exhibit Page Table of Contents 4-5 Official Roster 6 FINANCIAL SECTION Independent Auditors' Report 8-10 Management's Discussion and Analysis 13-21 BASIC FINANCIAL STATEMENTS Government-wide Financial Statements: Statement of Net Position A-1 24-25 Statement of Activities A-2 26-27 Fund Financial Statements: Balance Sheet - Governmental Funds B-1 28 Reconciliation of the Balance Sheet to the Statement of Net Position 29 Statement of Revenues, Expenditures, and Changes in Fund Balances - Governmental Funds B-2 30 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities 31 Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget (GAAP Budgetary Basis) and Actual: General Fund C-1 33 Statement of Net Position - Proprietary Funds D-1 34-37 Statement of Revenues, Expenses and Changes in Net Position - Proprietary Funds D-2 38-39 Statement of Cash Flows - Proprietary Funds D-3 41 Statement of Fiduciary Net Position - Custodial Funds E-1 42 Statement of Changes in Fiduciary Net Position - Custodial Funds E-2 43 NOTES TO THE FINANCIAL STATEMENTS 44-85 Statement/ Schedule Page REQUIRED SUPPLEMENTARY INFORMATION Schedule of Proportionate Share of the Net Pension Liability A-1 88-93 Schedule of the Town's Contributions - Public Employees Retirement Association Plan A-2 94-99 Notes to Required Supplementary Information 100 Schedule of Proportionate Share of the Net OPEB Liability B-1 102-103 Schedule of the Town's Contributions - Retiree Health Care OPEB Plan B-2 104 SUPPLEMENTARY INFORMATION Nonmajor Fund Descriptions 106-107 Combining and Individual Fund Statements and Schedules: Combining Balance Sheet - Nonmajor Governmental Funds A-1 108-113 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances - Nonmajor Governmental Funds A-2 114-119 4 TOWN OF TAOS June 30, 2022 Table of Contents Statement/ Schedule Page SUPPORTING SCHEDULES Schedule of Deposit and Investment Accounts I 122-123 Schedule of Collateral Pledged by Depository For Public Funds II 124 COMPLIANCE SECTION Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 126-127 FEDERAL FINANCIAL ASSISTANCE Report on Compliance for Each Major Federal Program and on Internal Control Over Compliance Required by the Uniform Guidance 130-132 Schedule of Expenditures of Federal Awards III 134-135 Schedule of Findings and Questioned Costs IV 137-139 OTHER DISCLOSURES 140 5 TOWN OF TAOS Official Roster June 30, 2022 Town Council Name Title Pascualito Maestas Mayor Nathaniel Evans Town Councilor Darien D. Fernandez Town Councilor Marietta Fambro Town Councilor Richard Chavez Town Councilor Administration Andrew Gonzales Lupe Martinez Francella Garcia Richard Chavez Christopher Stachura Town Manager Finance Director Town Clerk Municipal Judge Town Attorney 6 F INANCIAL SECTION 7 CORDOVA CPAs LLC CERTIFIED PUBLIC ACCOUNTANTS | BUSINESS ADVISORS cordovacpas.com INDEPENDENT AUDITORS’ REPORT Mr. Brian S. Colón, Esq. New Mexico State Auditor Town Council Town of Taos U.S. Office of Management and Budget Taos, New Mexico Report on the Audit of the Financial Statements Opinions We have audited the accompanying financial statements of the governmental activities, business-type activities, each major fund, the aggregate remaining fund information, and the budgetary comparison of the General Fund of Town of Taos (the Town), as of and for the year ended June 30, 2022, and the related notes to the financial statements which collectively comprise the Town’s basic financial statements as listed in the table of contents. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, business-type activities, each major fund, the aggregate remaining fund information, and the budgetary comparison of the General Fund of Town of Taos, as of June 30, 2022, and the respective changes in financial position and where applicable, cash flows thereof, for the year then ended in accordance with accounting principles generally accepted in the United States of America. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Our responsibilities under those standards are further described in the Auditor’s Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of the Town of Taos and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Responsibilities of Management for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. 8 In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the Town of Taos’s ability to continue as a going concern for twelve months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. Auditor’s Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with generally accepted auditing standards and Government Auditing Standards will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with generally accepted auditing standards and Government Auditing Standards, we:  Exercise professional judgment and maintain professional skepticism throughout the audit.  Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements.  Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Town of Taos’s internal control. Accordingly, no such opinion is expressed.  Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements.  Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the Town of Taos’s ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control-related matters that we identified during the audit. Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management’s Discussion and Analysis on pages 13 through 21 and Schedules A-1 through B-2 and notes to the Required Supplementary Information on pages 88 through 104 be presented to supplement the basic financial statements. Such information is the responsibility of management and, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, 9 and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the Town of Taos’s basic financial statements. The combining and individual fund financial statements, the Schedule of Expenditures of Federal Awards, as required by Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards, and Supporting Schedules I through II required by 2.2.2 NMAC are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual fund financial statements, the Schedule of Expenditures of Federal Awards and the Supporting Schedules I through II required by 2.2.2 NMAC are fairly stated, in all material respects, in relation to the basic financial statements as a whole. Other Information Management is responsible for the other information included in the annual report. The other information comprises the introductory section but does not include the basic financial statements and our auditor’s report thereon. Our opinions on the basic financial statements do not cover the other information, and we do not express an opinion or any form of assurance thereon. In connection with our audit of the basic financial statements, our responsibility is to read the other information and consider whether a material inconsistency exists between the other information and the basic financial statements, or the other information otherwise appears to be materially misstated. If, based on the work performed, we conclude that an uncorrected material misstatement of the other information exists, we are required to describe it in our report. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated December 7, 2022 on our consideration of the Town of Taos’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the Town of Taos’s internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering Town of Taos’s internal control over financial reporting and compliance. Cordova CPAs LLC Albuquerque, New Mexico December 7, 2022 10 Page Left Intentionally Blank 11 Page Left Intentionally Blank 12 STATE OF NEW MEXICO  Town of Taos  Management’s Discussion and Analysis  June 30, 2022    We are pleased to present the Town of Taos’ financial statements for the fiscal year ended June 30, 2022.  Management’s discussion  and analysis of these statements is also provided to help the reader fully understand the Town’s financial condition.    FINANCIAL HIGHLIGHTS     The Town of Taos’ total assets exceeded its total liabilities at the close of the fiscal year by $99,585,333 (net position). Of this  amount, $3,069,784 is (unrestricted net position), due to the on‐going implementation of GASB Statement No. 68 and  Statement No. 75.  The Town along with other governmental entities throughout the entire state have experienced the  negative effect with these two GASB Statements.  Even though ending the year with this negative amount, the Town  currently has available cash balances to meet the government’s ongoing obligations to its citizens and creditors.  Included in  the available cash balances are approximately $9,479,963 for ongoing capital projects and $5,060,502 for special revenue  projects.     The Town’s total net position increased to $8,683,925 during the fiscal year. The majority of this overall increase was due to  an increase in gross receipts taxes versus original projections.  During the mid‐year budget adjustment process the increase  to gross receipts taxes was made by 13.98% as well as an increase in lodger’s tax revenue by $964,522.       As of June 30, 2022, the Town’s governmental activities reported a combined ending net position balance of $68,852,678.    Of this total, $9,481,857 is restricted for debt service and capital projects.    As illustrated in the data below, you will note the favorable increase the Town of Taos has continued to experience during the last few  years.  According to the financial information, Total Assets increased by 5.38%, the Town’s Net Position increased by 9.55% and the  Operating Income posted in the General Fund experienced an increase of 11.67%, which amounts to $1.5M over the prior year.  Total  Revenues increased by 19.86% and Total Expenditures increased by 14.64% over the prior year.             13 STATE OF NEW MEXICO  Town of Taos  Management’s Discussion and Analysis  June 30, 2022    Overview of the Financial Statements    The Town’s basic financial statements comprise three components: 1) government‐wide financial statements; 2) fund financial  statements; and 3) notes to the financial statements.  This report also contains other supplementary information in addition to the  basic financial statements themselves.    Government‐wide financial statements.  The government‐wide financial statements are designed to provide readers with a broad  overview of the Town of Taos’ finances, in a manner similar to a private‐sector business.    The statement of net position presents information on all of the Town of Taos’ assets and liabilities, with the difference between the  two reported as net position.  Over time, increases or decreases in net position may serve as a useful indicator regarding whether or  not the financial position of the Town of Taos is improving or deteriorating.    The statement of activities presents information showing how the government’s net position changed during the most recent fiscal  year.  All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing  of related cash flows.  Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in  future fiscal periods (e.g., uncollected taxes and earned but unused personal leave).    Both of the government‐wide financial statements distinguish functions of the Town of Taos that are principally supported in a  majority by taxes and a minimal amount from other miscellaneous receipts (governmental activities) from other functions that are  intended to recover all or a significant portion of their costs through user fees and charges (business‐type activities).  The  governmental activities of the Town of Taos include general government, public safety, public works, culture and recreation, and  health and welfare.  The business‐type activities of the Town include joint water and sewer services, solid waste services, and the Taos  Regional Landfill.    The government‐wide financial statements can be found in Exhibits A‐1 and A‐2 of this report.    Fund Financial Statements.  A fund is a grouping of related accounts that is used to maintain control over resources that have been  segregated for specific activities or objectives.  The Town of Taos, like other state and local governments, uses fund accounting to  ensure and demonstrate compliance with finance‐related legal requirements.  All of the funds of the Town of Taos can be divided into  three categories:  governmental funds, proprietary funds, and fiduciary funds.    Governmental Funds.  Governmental funds are used to account for essentially the same functions reported as governmental activities  in the government‐wide financial statements.  However, unlike the government‐wide financial statements, governmental fund  financial statements focus on daily inflows and outflows of spendable resources, as well as on balances of spendable resources  available at the end of the fiscal year.  Such information may be useful in determining what financial resources are available in the  near future to finance the Town’s programs.    Because the focus of governmental funds is narrower than that of the government‐wide financial statements, it is useful to compare  the information presented for governmental funds with similar information presented for governmental activities in the government‐ wide financial statements.  By doing so, readers may better understand the long‐term impact of the government’s near‐term financing  decisions.  Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes  in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities.    The Town of Taos maintains thirty individual governmental funds organized according to their type (special revenue, debt service and  capital projects).  Information is presented separately in the governmental fund balance sheet and statement of revenues,  expenditures, and changes in fund balances for the General Fund, Capital Maintenance & Operating Fund and Airport Construction  Fund, which are considered major funds.  Data from the other twenty‐five governmental funds are combined into a single, aggregated  presentation.  Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements  elsewhere in this report.       14 STATE OF NEW MEXICO  Town of Taos  Management’s Discussion and Analysis  June 30, 2022    The Town of Taos adopts an annual appropriated budget for its general fund, capital equipment replacement, special revenue fund,  fire, police, GRT, and all other funds.  A budgetary comparison statement has been provided for the General Fund to demonstrate  compliance with this budget.  In addition, the individual financial statements of the nonmajor governmental fund types include  budgetary comparison data.    The basic governmental fund financial statements can be found in Exhibits B‐1 through C‐1 of this report    Proprietary funds.  Proprietary funds are generally used to account for services for which the Town charges customers – either  outside customers or internal units or departments of the Town.  Proprietary funds provide the same type of information as shown in  the government‐wide financial statements, only in more detail.  The Town maintains one type of proprietary fund.    Enterprise funds. Are used to report the same functions presented as business‐type activities in the government‐wide financial  statements.  The Town uses enterprise funds to account for the joint water and sewer services, solid waste and regional landfill  operations for the Town. The enterprise funds are considered to be major funds of the Town and can be found in Exhibits D‐1 through  D‐3 of this report.    Fiduciary funds.  Fiduciary funds are used to account for resources held for the benefit of parties outside the government.  Fiduciary  funds are not reflected in the government‐wide financial statement because the resources of those funds are not available to support  the Town of Taos’ own programs.  The accounting used for fiduciary funds is much like that used for proprietary funds.    The Town of Taos fiduciary funds account for the revenue collection of street permits and deposits for recreation events. The basic  fiduciary fund financial statement can be found in Exhibits E‐1 and E‐2 of this report.    Notes to the financial statements.  The notes provide additional information that is essential to a full understanding of the data  provided in the government‐wide and fund financial statements.  The notes to the financial statements can be found on pages 44‐85  of this report.    Combining statements.  The combining statements referred to earlier in connection with non‐major governmental funds are  presented immediately following the notes to the financial statements.  Combining and individual fund statements and schedules can  be found on pages 108‐119 of this report.        15 STATE OF NEW MEXICO  Town of Taos  Management’s Discussion and Analysis  June 30, 2022    GOVERNMENT‐WIDE FINANCIAL ANALYSIS    Analysis of Net Position    As noted earlier, the net of assets over liabilities, otherwise known as net position, may serve over time as a useful indicator of a  government’s financial position.  In the case of the Town of Taos, assets exceeded liabilities by $99,585,333 at the close of the current  fiscal year.  An increase of approximately 9.55% over the prior year.     The significant portion of the Town of Taos’ net position represents the Town’s investment of $80,490,318 in capital assets (e.g., land  improvements, buildings, infrastructure and machinery & equipment), less any related outstanding debt used to acquire those assets.  The Town of Taos uses these capital assets to provide services to its citizens, so these assets are not available for future spending.   Although the Town of Taos’ investment in its capital assets is reported net of related debt, it should be noted that the resources  needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these  liabilities.  Governmental Business‐Type  Activities Activities Total Assets Current and other assets 26,529,236$         11,338,213$         37,867,449$          Restricted cash, cash equivalents & investments ‐                              1,741,994              1,741,994               Restricted investments ‐                              75,400                   75,400                    Bond issuance costs and discount ‐                              ‐                              ‐                           Capital assets, net of accumulated 61,940,831            24,925,065            86,865,896                depreciation Total assets 88,470,067            38,080,672            126,550,739          Deferred Outflows of Resources Deferred Outflows ‐ pension 1,274,959              105,629                 1,380,588               Defered Outflows ‐ OPEB 800,082                 127,706                 927,788                  Total deferred outflows of resources 2,075,041              233,335                 2,308,376               Total assets and deferred outflows of resources 90,545,108$         38,314,007$         128,859,115$        Liabilities ` Current Liabilities 3,466,448$            1,586,357$            5,052,805$             Non‐current liabilities 12,641,425            5,264,005              17,905,430             Total liabilities 16,107,873            6,850,362              22,958,235             Deferred Inflows of Resources Defered Inflows ‐ pension 3,133,907              404,137                 3,538,044               Deferred Inflows ‐ OPED 2,450,650              326,853                 2,777,503               Total deferred inflows of resources 5,584,557              730,990                 6,315,547               Net Position Net investment in capital assets 59,370,350            21,119,968            80,490,318             Restricted 14,542,359            1,482,872              16,025,231             Unrestricted (5,060,031)            8,129,815              3,069,784               Total net position 68,852,678            30,732,655            99,585,333             Total Liabilities and Net Position 90,545,108            38,314,007            128,859,115             16 STATE OF NEW MEXICO  Town of Taos  Management’s Discussion and Analysis  June 30, 2022    A portion of the Town of Taos’ governmental restricted net position of $14,542,359 (21%) represents resources that are subject to  restrictions related to covenants arising from the Town’s long‐term debt issuance, special revenue projects and capital projects.  The  remaining balance of unrestricted net position, ($5,060,031) continues as a negative due to the implementation of GASB Statement 68  and Statement 75 reported in the financials.  In the previous year, this amount was ($9,338,895).  Taking that negative into  consideration, the Town still has the available cash to meet the government’s ongoing obligations to citizens and creditors.    At the end of the current fiscal year, the Town of Taos is able to report positive balances in all categories of net position for both  governmental and business‐type activities.    Analysis of Changes in Net Position    The Town’s net position increased to $8,683,925 during the fiscal year.  This increase is primarily the result of operating and capital, in  the General Government.  Governmental Business‐type Revenues Activities Activities Total Program revenues: Charges for service 1,247,290$         5,908,745$         7,156,035$           Operating grants and contributions 1,909,437           213,135               2,122,572              Capital grants and contributions 4,566,566           632,744               5,199,310              General revenues: Property taxes, levied for general purposes 1,197,463           ‐                            1,197,463              Cannabis excise tax 13,603                 ‐                            13,603                   Gross receipts taxes 13,768,528         611,687               14,380,215           Gasoline, franchise and motor vehicle 814,422               ‐                            814,422                  Lodger's Taxes 1,685,509           ‐                            1,685,509              Interest income (loss)6,915                   6,023                   12,938                   Miscellaneous income 119,113               20,738                 139,851                 Transfer to other entity 11,441                 (11,441)               ‐                              Loss on disposal of capital assets ‐                            ‐                            ‐                              Total Revenues 25,340,287         7,381,631           32,721,918           Program expenses: General government 9,436,679$         ‐$                          9,436,679$           Public safety 3,719,039           ‐                            3,719,039              Public works 1,509,869           ‐                            1,509,869              Culture and recreation 3,170,673           ‐                            3,170,673              Health and welfare ‐                            ‐                            ‐                              Interest 200,483               ‐                            200,483                 Joint water and sewer ‐                            4,776,237           4,776,237              Solid waste ‐                            82,979                 82,979                   Taos Regional Landfill ‐                            1,142,034           1,142,034              Total Expenses 18,036,743         6,001,250           24,037,993           Change in net position 7,303,544           1,380,381           8,683,925              Net Position, beginning 61,549,134         29,352,274         90,901,408           Net Position, ending 68,852,678$       30,732,655$       99,585,333$         For the Year Ended June 30, 2022  17 STATE OF NEW MEXICO  Town of Taos  Management’s Discussion and Analysis  June 30, 2022    Governmental activities.  Governmental activities increased the Town of Taos’ net position to $7,303,544 primarily as the result of an  increase in operating and capital grants.  Whereas, Business‐type activities increased to $1,380,381 for a combined total of $8,683,925  net position at fiscal year‐end.   It is worth noting, decreases in general government expenditures added to the overall net position of  the Town during the year.                                                          The Town is pleased to report that tax revenues account for 69% of governmental revenues, or $17,465,922.  Tax revenues are made  up of property, gross receipts, gasoline and motor vehicle as well as other taxes.  Tax revenues increased by $2,289,805 from last fiscal  year. Respectively, $1,513,564 in gross receipts taxes and $652,258 in lodger’s taxes that were previously impacted by the pandemic.      The General fund received the majority of the Town’s program revenue, accounting for $9,436,679 or 37% of total governmental  revenues.  The primary recipients of these revenues are general government, public safety, public works and, culture and recreation.     The Town’s direct charges to users of governmental services made up $1,247,290 or 5% of total governmental revenues.  These  charges are for fees, fines and forfeitures as well as licenses and permits.  Charges for services increased by $615,083 from last fiscal  year due to the fact that the major facilities that account for these revenues were open to the public.  Those included the Youth &  Family Center, the Library, the Swimming Pool, the return of many of our Community and Special Events as well as other fee‐ generated activities.    Business‐type activities.  As referenced earlier, Business‐type activities increased the Town’s net position by $1,380,381, primarily as  the result of an increase in charges for services and capital grants.    The Town’s direct charges to users of business‐type services made up $5,908,745 or 80 % of total business‐type revenues. These  charges are for water and sewer services, water and sewer connection fees, landfill tipping fees and solid waste services.  These direct  charges for service increased by $386,687 from the previous year, primarily as the result of again, the pandemic and stay at home  orders and increased number of new homeowner and second homeowners relocating to the town.  The Town’s direct charges for the  joint water and sewer program were responsible for the majority of the increase this year.  The Town still continues looking at the  joint water and sewer program, such as refunding of debt service and analysis of direct cost of employees expensed to the program.    FINANCIAL ANALYSIS OF THE TOWN’S FUNDS    The Town of Taos uses fund accounting to ensure and demonstrate compliance with finance‐related legal requirements.    Governmental funds.  The focus of the Town of Taos’ governmental funds is to provide information on near‐term inflows, outflows,  and balances of spendable resources.  Such information is useful in assessing the Town of Taos’ financing requirements.  In particular,  unassigned fund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal  year.  Types of Governmental funds reported by the Town include the General Fund, Special Revenue Funds, Debt Service Funds and  Capital Projects Funds.   18 STATE OF NEW MEXICO  Town of Taos  Management’s Discussion and Analysis  June 30, 2022    Revenues for governmental functions overall totaled approximately $25,311,450 in the fiscal year ended June 30, 2022, which  represents an increase of $5,668,785 from the fiscal year ended June 30, 2021.  This is largely due to the increase in operating and  capital grants.  Expenditures for governmental functions, totaling $22,360,282 was an increase of approximately $5,841,420 from the  fiscal year ended June 30, 2021.  This is due mainly to the reopening of all governmental functions.  In the fiscal year ended June 30,  2022, revenues for governmental functions exceeded expenditures by approximately $7,303,544.  The General Fund is the general operating fund of the Town of Taos.  It is from here that the Town pays for public safety and other  basic services it provides to its citizens.  At the end of the current fiscal year, unassigned fund balance of the general fund was  $5,164,942 along with a minimum fund balance of $3,783,251.    Overall, the general fund’s performance resulted in revenues over expenditures in the fiscal year ended June 30, 2022 of $3,047,312 a  decrease of $1,143,356 over the comparable figure from the prior year of $4,190,668.  The Town’s overall financial position improved  as stated prior under the Financial Highlights.  During the year, there were several personnel vacancies within various departments  that contributed to the decrease in expenditures over those originally budgeted.    Proprietary Funds.  The Town’s proprietary funds provide the same type of information found in the government‐wide financial  statements, but in more detail.    At the end of the fiscal year, the unrestricted net position for enterprise funds were $8,129,815.  The total net position for the  enterprise funds were decreased by $292,689 as compared to the prior year.  This performance was reflective of an increase in  charges for services and a decrease in overall operating expenses.  The Town continues to build up the asset management fund to a  level with the intent in meeting the required replacement of the water and sewer system for years to come.    Fiduciary Funds.  The Town maintains fiduciary funds for the assets associated with bid bonds, street cuts permits and recreation  deposits.  Changes to the fiduciary funds were immaterial for the fiscal year.    General Fund Budgetary Highlights    Town budgets reflect the same pattern as seen in the revenue and expenditures of the Town.  The State of New Mexico budget  process is defined under state law and regulation.  To enhance the process of developing a budget at the Town level, Taos utilizes  goals and objectives defined by the Town Council, community input meetings, long term plans and input from various staff groups to  develop the Town budget.  The Town defines its priorities through this process.    As compared to the prior year, the General Fund revenue increased by 11.67% or approximately $1,504,845.  Notable increases were  in Gross Receipts Taxes. The prior year reflected $10,359,140 versus the current financial year reflected at $11,624,599.                         19 STATE OF NEW MEXICO  Town of Taos  Management’s Discussion and Analysis  June 30, 2022  The following table examines the summary budget performance of the general fund for the fiscal year ending June 30, 2022.  Detailed  budget performance is examined through the Statement of Revenues, Expenditures, and Changes in Fund Balance for the General  Fund found in Exhibit C‐1.  The Town’s final budget differs from the original budget due to amendments made during the fiscal year  and the increase in expenditures.  Actual general fund expenditures were $1,579,552 less than budgeted. This year, major  adjustments were made at mid‐year and end of year for several one‐time capital, maintenance and operational requests over several  departments within the Town to utilize the favorable variance savings.  Budget Amounts Original Final Expenditures: General  government 5,695,279$    5,478,864$    4,636,566$     842,298$         Public safety 3,750,966  3,766,248    3,543,758     222,490    Public works 1,181,070  1,176,925    980,541    196,384    Culture and recreation 1,909,107  1,749,769    1,431,389     318,380    Capital  outlay ‐   ‐     ‐  ‐    Total  Expenditures 12,536,422$ 12,171,806$   10,592,254$   1,579,552$        Actual  (GAAP   Basis) Favorable  (Unfavorable)  Variance Capital Asset and Debt Administration  Capital assets.  The Town of Taos’ capital assets for its governmental and business‐type activities as of June 30, 2022 amount to  $86,291,158 (net of accumulated depreciation).  Capital assets include land, land improvements, buildings and improvements,  furniture, fixtures and equipment as well as infrastructure.  The Town’s capital assets for the current fiscal year increased $2,264,148  for governmental activities and decreased $126,654 for business‐type activities (net of accumulated depreciation).  The additions to capital assets during the year were mainly classified as either construction or projects in progress, however there was  also a substantial increase in purchasing of equipment/vehicles.  We continue to have many active engineering contracts for several  future capital projects that are reflected on the significant commitment list included in the financial statements.  The additions to  capital assets were as follows: 20 STATE OF NEW MEXICO  Town of Taos  Management’s Discussion and Analysis  June 30, 2022  $3,112,110 for the reconstruction of Taxiway A at the Taos Regional Airport; $757,933 of additions to governmental equipment and machinery for the purchase of an ambulance, John Deere Model 410‐L, 623 H CAT Scraper and; $144,501 for the completion of the Solar Array Project located at the Waste Water Treatment Plant. Governmental Business‐type Activities Activities Total Land 6,615,288$                262,422$ 6,877,710$         Constuction in progress 5,239,837 3,539,981               8,779,818            Land  improvements 7,527,676 104,895 7,632,571            Buildings  and improvements 37,287,682                6,756,693               44,044,375         Machinery and Equipment 19,790,394                10,175,770             29,966,164         Infrastructure 87,345,085                39,766,796             127,111,881       Total  capital  assets 163,805,962              60,606,557             224,412,519       Less: accumulated depreciation (102,439,869)            (35,681,492)           (138,121,361)      Total  property, plant and  equipment, net of accumulated  depreciation 61,366,093$              24,925,065$           86,291,158$       For government‐wide financial statement presentation purposes, all depreciable capital assets were depreciated from acquisition date  to the end of the current fiscal year.  Fund financial statements record capital asset purchases as expenditures.  See Note 7 in the  accompanying Notes to the Financial Statements for further information regarding capital assets.  Debt Administration.  At the end of the current fiscal year, the Town of Taos had total long‐term obligations outstanding of  $7,276,395.  The Town’s outstanding debt decreased by $638,443 from prior year.  Upon review of the compensated absences,  Governmental Activities increased slightly by $3,613 from prior year while Business‐type Activities increased $22,805 from prior year.   The Town continues to look at options such as, early loan payoffs and refinancing of those loans with higher interest rates and low  balances in order to further reduce outstanding debt.  Governmental Business‐type Activities Activities Total Revenue Bonds 1,980,000$     1,398,600$     3,378,600$      NMFA amd RUS Loans ‐   2,406,497  2,406,497   Compensated absences    745,816 109,603   864,419    Landfill Closure Liability ‐   626,879   626,879    Total  long‐term liabilities $     2,725,816 4,541,579$     7,276,395$      See Note 8 in the accompanying Notes to the Financial Statements for further information regarding the Town of Taos’ long‐term  debt.    REQUESTS FOR INFORMATION  This financial report is designed to provide a general overview of the Town of Taos’ finances for all of those with an interest in the  government’s finances.  Questions concerning any of the information provided in this report or requests for additional financial  information should be addressed to the Town of Taos, 400 Camino de la Placita, Taos, New Mexico, 87571, (575) 751‐2002.  21 Page Left Intentionally Blank 22 B ASIC FINANCIAL STATEMENTS 23 TOWN OF TAOS Statement of Net Position June 30, 2022 Governmental Activities Business-type Activities Total Assets Current assets Cash and cash equivalents 19,098,119$ 7,906,832$ 27,004,951$ Investments 2,415,679 1,598,881 4,014,560 Receivables: Property taxes 240,771 - 240,771 Taxes receivable 2,719,942 105,075 2,825,017 Due from other governments 1,728,191 679,907 2,408,098 Customer receivable, net - 989,406 989,406 Inventory 303,320 81,326 384,646 Internal balances 23,214 (23,214) - Total current assets 26,529,236 11,338,213 37,867,449 Noncurrent assets Restricted cash and cash equivalents - 1,741,994 1,741,994 Restricted investments - 75,400 75,400 Right of use assets, net 574,738 - 574,738 Capital assets 163,805,962 60,606,557 224,412,519 Less: accumulated depreciation (102,439,869) (35,681,492) (138,121,361) Total noncurrent assets 61,940,831 26,742,459 88,683,290 Total assets 88,470,067 38,080,672 126,550,739 Deferred outflows of resources Deferred outflows- pension 1,274,959 105,629 1,380,588 Deferred outflows- OPEB 800,082 127,706 927,788 Total deferred outflows of resources 2,075,041 233,335 2,308,376 Total assets and deferred outflows of resources 90,545,108$ 38,314,007$ 128,859,115$ The accompanying notes are an integral part of these financial statements.24 Exhibit A-1 Governmental Activities Business-type Activities Total Liabilities Current liabilities Accounts payable 2,382,300$ 738,455$ 3,120,755$ Accrued payroll 162,475 18,326 180,801 Accrued compensated absences 364,359 71,096 435,455 Deposits held in trust for others 5,103 334,522 339,625 Accrued interest 6,891 60,355 67,246 Current portion of leases payable 80,320 - 80,320 Current portion of bonds and loans payable 465,000 363,603 828,603 Total current liabilities 3,466,448 1,586,357 5,052,805 Noncurrent liabilities Accrued compensated absences 381,457 38,507 419,964 Bond premiums, net of accumulated amortization of $55,099 15,743 - 15,743 Leases payable 502,757 - 502,757 Bonds payable 1,515,000 1,325,600 2,840,600 Loans payable - 2,115,894 2,115,894 Landfill closure and post-closure - 626,879 626,879 Net pension liability 7,253,668 714,871 7,968,539 Net OPEB liability 2,972,800 442,254 3,415,054 Total noncurrent liabilities 12,641,425 5,264,005 17,905,430 Total liabilities 16,107,873 6,850,362 22,958,235 Deferred inflows of resources Deferred inflows- pension 3,133,907 404,137 3,538,044 Deferred inflows- OPEB 2,450,650 326,853 2,777,503 Total deferred inflows of resources 5,584,557 730,990 6,315,547 Net position Net investment in capital assets 59,370,350 21,119,968 80,490,318 Restricted for: Debt service 1,894 - 1,894 Capital projects 9,479,963 - 9,479,963 Special revenue projects 5,060,502 - 5,060,502 Landfill - 1,482,872 1,482,872 Unrestricted (deficit)(5,060,031) 8,129,815 3,069,784 Total net position 68,852,678 30,732,655 99,585,333 Total liabilities, deferred inflows of resources, and net position 90,545,108$ 38,314,007$ 128,859,115$ The accompanying notes are an integral part of these financial statements.25 TOWN OF TAOS Statement of Activities For the Year Ended June 30, 2022 Functions/Programs Expenses Charges for Services Operating Grants and Contributions Capital Grants and Contributions Governmental Activities: General government 9,436,679$ 1,217,565$ 1,395,358$ -$ Public safety 3,719,039 - 387,179 - Public works 1,509,869 - 61,355 4,566,566 Culture and recreation 3,170,673 29,725 65,545 - Interest 200,483 - - - Total governmental activities 18,036,743 1,247,290 1,909,437 4,566,566 Business-type Activities: Water and Sewer 4,776,237 4,038,602 - 825,879 Solid Waste 82,979 35,246 - - Taos Regional Landfill 1,142,034 1,834,897 - 20,000 Total business-type activities 6,001,250 5,908,745 - 845,879 Total 24,037,993$ 7,156,035$ 1,909,437$ 5,412,445$ General Revenues and transfers: Taxes: Gross receipts taxes Cannabis excise tax Property taxes, levied for general purposes Gasoline, franchise and motor vehicle Lodger's taxes Investment income Miscellaneous revenue Transfers Total general revenues and transfers Change in net position Net position, beginning Net position, ending Program Revenues The accompanying notes are an integral part of these financial statements.26 Exhibit A-2 Governmental Activities Business-type Activities Total (6,823,756)$ -$ (6,823,756)$ (3,331,860) - (3,331,860) 3,118,052 - 3,118,052 (3,075,403) - (3,075,403) (200,483) - (200,483) (10,313,450) - (10,313,450) - 88,244 88,244 - (47,733) (47,733) - 712,863 712,863 - 753,374 753,374 (10,313,450) 753,374 (9,560,076) 13,768,528 611,687 14,380,215 13,603 - 13,603 1,197,463 - 1,197,463 814,422 - 814,422 1,685,509 - 1,685,509 6,915 6,023 12,938 119,113 20,738 139,851 11,441 (11,441) - 17,616,994 627,007 18,244,001 7,303,544 1,380,381 8,683,925 61,549,134 29,352,274 90,901,408 68,852,678$ 30,732,655$ 99,585,333$ Net (Expense) Revenue and Changes in Net Position The accompanying notes are an integral part of these financial statements.27 Exhibit B-1 Page 1 of 1 General Fund Airport Construction Other Governmental Funds Total Assets Cash and cash equivalents 5,596,611$ 2,855,172$ 10,646,336$ 19,098,119$ Investments 1,454,593 - 961,086 2,415,679 Receivables: Property taxes 240,771 - - 240,771 Taxes receivable 2,173,823 - 546,119 2,719,942 Due from other governments 11,747 1,575,880 140,564 1,728,191 Inventory 274,199 - 29,121 303,320 Due from other funds 23,214 - - 23,214 Total assets 9,774,958$ 4,431,052$ 12,323,226$ 26,529,236$ Liabilities, deferred inflows of resources, and fund balances Liabilities Accounts payable 192,987$ 1,578,618$ 610,695$ 2,382,300$ Accrued payroll 158,255 - 4,220 162,475 Deposits held in trust for others - - 5,103 5,103 Total liabilities 351,242 1,578,618 620,018 2,549,878 Deferred inflows of resources Unavailable revenue - property taxes 201,324 - - 201,324 Total deferred inflows of resources 201,324 - - 201,324 Fund balances Nonspendable: Inventory 274,199 - 29,121 303,320 Spendable: Restricted for: General government - - 1,069,933 1,069,933 Public safety - - 420,931 420,931 Culture and recreation - - 1,662,792 1,662,792 Transportation and roads - - 12,640 12,640 Capital improvements - - 2,573,865 2,573,865 Debt service - - 356 356 Committed to: General government - - 765,571 765,571 Public safety - - 9,828 9,828 Culture and recreation - - 36,633 36,633 Transportation and roads - - 1,026,819 1,026,819 Capital improvements - 2,852,434 4,094,719 6,947,153 Minimum fund balance 3,783,251 - - 3,783,251 Unassigned 5,164,942 - - 5,164,942 Total fund balances 9,222,392 2,852,434 11,703,208 23,778,034 Total liabilities, deferred inflows of resources, and fund balances 9,774,958$ 4,431,052$ 12,323,226$ 26,529,236$ Balance Sheet TOWN OF TAOS The accompanying notes are an integral part of these financial statements. June 30, 2022 Governmental Funds 28 TOWN OF TAOS Exhibit B-1 Reconciliation of the Balance Sheet to the Statement of Net Position Page 2 of 2 Governmental Funds June 30, 2022 Amounts reported for governmental activities in the Statement of Net Position are different because: Fund balances - total governmental funds 23,778,034$ Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds 61,366,093 Right of use assets, net of accumulated amortization, used in governmental activities are not financial resources and, therefore, are not reported in the funds 574,738 Delinquent property taxes not collected within sixty days after year end are not considered "available" revenues and are considered to be unavailable revenue in the fund financial statements, but are considered revenue in the Statement of Activities 201,324 Deferred outflows and inflows of resources related to pensions and OPEB are applicable to future periods and therefore, are not reported in funds: Deferred outflows- pension 1,274,959 Deferred outflows- OPEB 800,082 Deferred inflows- pension (3,133,907) Deferred inflows- OPEB (2,450,650) Certain liabilities, including loans and bonds payable and related components, accrued interest, current and long-term portions of accrued compensated absences, and net penison and OPEB liabilites are not due and payable in the current period and, therefore, are not reported in the funds: Loans and bonds payable (1,980,000) Leases payable (583,077) Bond premiums (15,743) Accrued interest (6,891) Accrued compensated absences (745,816) Net pension liability (7,253,668) Net OPEB liability (2,972,800) Net position of governmental activities 68,852,678$ The accompanying notes are an integral part of these financial statements.29 Exhibit B-2 Page 1 of 2 General Fund Airport Construction Other Governmental Funds Total Revenues Taxes: Property 1,180,067$ -$ -$ 1,180,067$ Gross receipts taxes 11,624,599 - 2,143,929 13,768,528 Gasoline, franchise, and motor vehicle 736,453 - 77,969 814,422 Lodger's tax - - 1,685,509 1,685,509 Cannabis excise tax - - 13,603 13,603 Intergovernmental: Federal operating grants 1,748 - 969,818 971,566 Federal capital grants - 4,135,037 - 4,135,037 State operating grants 93,670 - 844,201 937,871 State capital grants - 326,066 105,463 431,529 Charges for services 177,339 - 484,662 662,001 Licenses and fees 491,258 - 94,031 585,289 Investment income 5,819 - 1,096 6,915 Miscellaneous 86,113 - 33,000 119,113 Total revenues 14,397,066 4,461,103 6,453,281 25,311,450 Expenditures Current: General government 4,636,566 81,217 1,117,193 5,834,976 Public safety 3,543,758 - 250,299 3,794,057 Public works 980,541 - 126,091 1,106,632 Culture and recreation 1,431,389 - 1,977,513 3,408,902 Capital outlay 661,027 4,836,810 2,070,260 7,568,097 Debt service: Principal - - 450,000 450,000 Interest - - 101,145 101,145 Lease payments 96,473 - - 96,473 Total expenditures 11,349,754 4,918,027 6,092,501 22,360,282 Excess (deficiency) of revenues over expenditures 3,047,312 (456,924) 360,780 2,951,168 Other financing sources (uses) Lease proceeds 661,027 - - 661,027 Transfers in 6,032,993 282,725 3,396,509 9,712,227 Transfers (out)(6,446,218) - (3,254,568) (9,700,786) Total other financing sources (uses)247,802 282,725 141,941 672,468 Net change in fund balance 3,295,114 (174,199) 502,721 3,623,636 Fund balance - beginning of year 5,927,278 3,026,633 11,200,487 20,154,398 Fund balance - end of year 9,222,392$ 2,852,434$ 11,703,208$ 23,778,034$ TOWN OF TAOS The accompanying notes are an integral part of these financial statements. For the Year Ended June 30, 2022 Governmental Funds Statement of Revenues, Expenditures, and Changes in Fund Balances 30 TOWN OF TAOS Exhibit B-2 Amounts reported for governmental activities in the Statement of Activities are different because: Net change in fund balances - total governmental funds 3,623,636$ Governmental funds report capital outlays as expenditures. However, in the statement of activities, the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense: Capital outlay additions reported in capital outlay expenditures 7,023,008 Depreciation expense (4,758,860) Revenues in the statement of activities that do not provide current financial resources are not reported as revenue in the funds: Change in deferred inflows related to the property taxes receivable 17,396 Expenses in the Statement of Activities that are not paid from current financial resources are not reported as expenditures in the funds: Amortizaton and interest expense on right of use asset (104,812) Governmental funds report Town pension and OPEB contributions as expenditures. However in the Statement of Activities, the cost of pension and OPEB benefits earned net of employee contributions is reported as pension and OPEB (expense) income: Town pension contributions subsequent to measurement date 618,430 Pension expense (309,217) Town OPEB contributions subsequent to measurement date 120,245 OPEB income 516,384 Expenses in the Statement of Activities that do not require current financial resources are not reported as expenditures in the funds: Decrease in accrued compensated absences 5,387 Decrease in accrued interest 1,538 The issuance of long-term debt (e.g. bonds, notes, leases) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position. Also, governmental funds report the effect of premiums and similar items when debt is first issued, whereas these amounts are deferred and amortized in the Statement of Activities: Amortization of bond premiums 3,936 Principal payments on leases 96,473 Principal payments on loans 450,000 Change in net position of governmental activities 7,303,544$ in Fund Balances of Governmental Funds to the Statement of Activities For the Year Ended June 30, 2022 Reconciliation of the Statement of Revenues, Expenditures, and Changes Governmental Funds The accompanying notes are an integral part of these financial statements.31 Page Left Intentionally Blank 32 TOWN OF TAOS Exhibit C-1 Statement of Revenues, Expenditures, and Changes in Fund Balance Budget (GAAP Budgetary Basis) and Actual General Fund For the Year Ended June 30, 2022 Variances Original Final Actual Final to Actual Revenues Taxes: Property 1,182,822$ 1,182,822$ 1,180,067$ (2,755)$ Gross receipts 9,639,080 11,580,882 11,624,599 43,717 Gasoline, franchise and motor vehicle 628,363 709,799 736,453 26,654 Intergovernmental: Federal operating grants 3,257 3,257 1,748 (1,509) State operating grants 90,000 96,881 93,670 (3,211) Charges for services 156,418 156,418 177,339 20,921 Licenses and fees 454,372 540,872 491,258 (49,614) Investment income 3,722 3,722 5,819 2,097 Miscellaneous 66,866 68,561 86,113 17,552 Total revenues 12,224,900 14,343,214 14,397,066 53,852 Expenditures Current: General government 5,695,279 5,478,864 4,636,566 842,298 Public safety 3,750,966 3,766,248 3,543,758 222,490 Public works 1,181,070 1,176,925 980,541 196,384 Culture and recreation 1,909,107 1,749,769 1,431,389 318,380 Total expenditures 12,536,422 12,171,806 10,592,254 1,579,552 Excess (deficiency) of revenues over expenditures (311,522) 2,171,408 3,804,812 1,633,404 Other financing sources (uses) Designated cash (budgeted cash increase)555,897 (1,759,902) - 1,759,902 Transfers in 4,822,712 7,467,902 6,032,993 (1,434,909) Transfers (out)(5,067,087) (7,879,408) (6,446,218) 1,433,190 Total other financing sources (uses)311,522 (2,171,408) (413,225) 1,758,183 Net change in fund balance - - 3,391,587 3,391,587 Fund balance - beginning of year - - 5,927,278 5,927,278 Fund balance - end of year -$ -$ 9,318,865$ 9,318,865$ Adjustments to revenues for lease proceeds 661,027 Adjustments to expenditures for lease payements and lease capital outlay 757,500 Fund balance - end of year 9,222,392$ Budgeted Amounts The accompanying notes are an integral part of these financial statements.33 Water and Sewer Solid Waste Assets Current assets Cash and cash equivalents 4,936,449$ 651,394$ Investments 1,349,781 249,100 Taxes receivable 105,075 - Due from other governments 659,907 - Customer receivables, net 757,353 - Inventory 81,326 - Total current assets 7,889,891 900,494 Noncurrent assets Restricted cash and cash equivalents 334,522 - Restricted investments - - Capital assets 52,264,809 1,067,079 Less: accumulated depreciation (31,097,891) (864,071) Total noncurrent assets 21,501,440 203,008 Total assets 29,391,331 1,103,502 Deferred outflows of resources Deferred outflows- pension 58,722 44,033 Deferred outflows- OPEB 73,135 24,234 Total deferred outflows of resources 131,857 68,267 Total assets and deferred outflows of resources 29,523,188$ 1,171,769$ June 30, 2022 Proprietary Funds Statement of Net Position TOWN OF TAOS The accompanying notes are an integral part of these financial statements.34 Exhibit D-1 Page 1 of 2 Taos Regional Landfill Total 2,318,989$ 7,906,832$ - 1,598,881 - 105,075 20,000 679,907 232,053 989,406 - 81,326 2,571,042 11,361,427 1,407,472 1,741,994 75,400 75,400 7,274,669 60,606,557 (3,719,530) (35,681,492) 5,038,011 26,742,459 7,609,053 38,103,886 2,874 105,629 30,337 127,706 33,211 233,335 7,642,264$ 38,337,221$ The accompanying notes are an integral part of these financial statements.35 Water and Sewer Solid Waste Liabilities Current liabilities Accounts payable 706,724$ 13,521$ Accrued payroll 12,261 - Accrued compensated absences 53,495 - Due to other funds 17,594 - Deposits held in trust for others 334,522 - Accrued interest 58,957 - Current maturity of bonds and loans payable 180,183 - Total current liabilities 1,363,736 13,521 Noncurrent liabilities Accrued compensated absences 27,350 - Bonds payable 1,325,600 - Loans payable 1,736,172 - Landfill closure and post-closure costs - - Net pension liability 467,565 139,041 Net OPEB liability 250,867 90,799 Total noncurrent liabilities 3,807,554 229,840 Total liabilities 5,171,290 243,361 Deferred inflows of resources Deferred inflows- pension 242,136 34,420 Deferred inflows- OPEB 191,254 50,391 Total deferred inflows of resources 433,390 84,811 Net position Net investment in capital assets 17,924,963 203,008 Restricted for: Landfill - - Unrestricted 5,993,545 640,589 Total net position 23,918,508 843,597 Total liabilities and net position 29,523,188$ 1,171,769$ June 30, 2022 Proprietary Funds Statement of Net Position TOWN OF TAOS The accompanying notes are an integral part of these financial statements.36 Exhibit D-1 Page 2 of 2 Taos Regional Landfill Total 18,210$ 738,455$ 6,065 18,326 17,601 71,096 5,620 23,214 - 334,522 1,398 60,355 183,420 363,603 232,314 1,609,571 11,157 38,507 - 1,325,600 379,722 2,115,894 626,879 626,879 108,265 714,871 100,588 442,254 1,226,611 5,264,005 1,458,925 6,873,576 127,581 404,137 85,208 326,853 212,789 730,990 2,991,997 21,119,968 1,482,872 1,482,872 1,495,681 8,129,815 5,970,550 30,732,655 7,642,264$ 38,337,221$ The accompanying notes are an integral part of these financial statements.37 Water and Sewer Solid Waste Operating revenues Charges for services 4,038,602$ 35,246$ Total operating revenues 4,038,602 35,246 Operating expenses Depreciation 1,786,158 - Personnel services 553,170 9,322 Contractual services 1,150,649 - Supplies and purchases 33,851 - Maintenance and materials 154,234 582 Utilities 676,347 - Non-capital equipment 47,762 70,156 Other costs 301,065 2,919 Total operating expenses 4,703,236 82,979 Operating income (loss)(664,634) (47,733) Non-operating revenues (expenses) Gross receipts taxes 611,687 - Interest expense (73,001) - Investment income 3,825 - Miscellaneous income 738 - Total non-operating revenues (expenses)543,249 - Income (loss) before contributions and transfers (121,385) (47,733) Capital grants 825,879 - Transfers in 4,922,280 - Transfers (out)(5,099,118) - Change in net position 527,656 (47,733) Total net position, beginning of year 23,390,852 891,330 Total net position, end of year 23,918,508$ 843,597$ For the Year Ended June 30, 2022 Proprietary Funds Statement of Revenues, Expenses, and Changes in Net Position TOWN OF TAOS The accompanying notes are an integral part of these financial statements.38 Exhibit D-2 Taos Regional Landfill Total 1,834,897$ 5,908,745$ 1,834,897 5,908,745 337,200 2,123,358 344,184 906,676 125,547 1,276,196 1,701 35,552 133,062 287,878 8,583 684,930 - 117,918 179,261 483,245 1,129,538 5,915,753 705,359 (7,008) - 611,687 (12,496) (85,497) 2,198 6,023 20,000 20,738 9,702 552,951 715,061 545,943 20,000 845,879 694,397 5,616,677 (529,000) (5,628,118) 900,458 1,380,381 5,070,092 29,352,274 5,970,550$ 30,732,655$ The accompanying notes are an integral part of these financial statements.39 Page Left Intentionally Blank 40 Exhibit D-3 Water and Sewer Solid Waste Taos Regional Landfill Total Cash flows from operating activities: Cash received from user charges 3,579,860$ 40,153$ 1,752,392$ 5,372,405$ Cash payments to employees for services (601,040) (11,974) (380,651) (993,665) Cash payments to suppliers for goods and services (1,900,927) (16,641) (889,011) (2,806,579) Net cash provided by operating activities 1,077,893 11,538 482,730 1,572,161 Cash flows from noncapital financing activities: Gross receipts taxes 611,687 - - 611,687 Miscellaneous income 738 - - 738 Landfill closure costs - - 31,521 31,521 Repayment of interfund loans 1,044 (232) (1,918) (1,106) Transfers (net)(176,838) - 165,397 (11,441) Net cash provided (used) by noncapital financing activities 436,631 (232) 195,000 631,399 Cash flows from investing activities: Interest income 3,825 - 2,198 6,023 Net cash provided by investing activities 3,825 - 2,198 6,023 Cash flows from capital and related financing activities: Interest paid (71,450) - (12,107) (83,557) Capital grants 825,879 - 20,000 845,879 Acquisition of capital assets (1,986,702) - - (1,986,702) Miscellaneous income - - 20,000 20,000 Proceeds from issuance of long-term debt 110,662 - - 110,662 Principal payments on loans (177,516) - (179,528) (357,044) Net cash provided (used) by capital and related financing activities (1,299,127) - (151,635) (1,450,762) Net increase in cash and cash equivalents 219,222 11,306 528,293 758,821 Cash and cash equivalents ‐ beginning of year 5,051,749 640,088 3,198,168 8,890,005 Cash and cash equivalents ‐ end of year 5,270,971$ 651,394$ 3,726,461$ 9,648,826$ Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating income (loss)(664,634)$ (47,733)$ 705,359$ (7,008)$ Adjustments to reconcile operating income (loss) to net cash provided by operating activities: Depreciation 1,786,158 - 337,200 2,123,358 Adjustments to capital asset accounts 330,800 57,593 (398,395) (10,002) Net pension and OPEB expense (65,339) (1,563) (36,204) (103,106) Changes in assets and liabilities: Receivables (468,334) 4,907 (82,505) (545,932) Accounts payable 132,181 (577) (42,462) 89,142 Accrued payroll expenses (2,749) (1,089) (2,850) (6,688) Customer deposits 9,592 - - 9,592 Accrued compensated absences 20,218 - 2,587 22,805 Net cash provided (used) by operating activities 1,077,893$ 11,538$ 482,730$ 1,572,161$ For the Year Ended June 30, 2022 Proprietary Funds Statement of Cash Flows TOWN OF TAOS The accompanying notes are an integral part of these financial statements.41 TOWN OF TAOS Exhibit E-1 Custodial Funds Assets Cash 30,423$ Investments 60,000 Total assets 90,423$ Liabilities Due to other entities 90,423$ Total liabilities 90,423$ Statement of Fiduciary Net Position June 30, 2022 The accompanying notes are an integral part of these financial statements.42 TOWN OF TAOS Exhibit E-2 Custodial Funds Additions: Charges for services 19,200$ Total additions 19,200 Deductions: Contractual services and other 6,634 Total deductions 6,634 Change in custodial funds due to others 12,566 Beginning - custodial funds due to others 77,857 Ending - custodial funds due to others 90,423$ For the Year Ended June 30, 2022 Statement of Changes in Fiduciary Net Position The accompanying notes are an integral part of these financial statements.43 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 1.Summary of Significant Accounting Policies The Town of Taos (the Town) was incorporated in 1934. The Town operates under a Council-Mayor form of government and provides the following services as authorized by its charter: public safety (police and fire),highways and streets, public utilities (water and sewer, solid waste, and landfill), health and social services,culture-recreation, education, public improvements, planning and zoning, and general administrative services. The Town of Taos is a body politic and corporate under the name and form of government selected by its qualified electors. The Town may: 1.Sue or be sued; 2. Enter into contracts and leases; 3. Acquire and hold property, both real and personal; 4.Have common seal, which may be altered at pleasure; 5. Exercise such other privileges that are incident to corporations of like character or degree that are not inconsistent with the laws of New Mexico. 6.Protect generally the property of its Town and its inhabitants; 7. Preserve peace and order within the Town; and 8. Establish rates for services provided by the Town utilities and revenue-producing projects, including amounts which the governing body determines to be reasonable in the operation of similar facilities. This summary of significant accounting policies of Town of Taos is presented to assist in the understanding of Town of Taos’s financial statements. The financial statements and notes are the representation of Town of Taos’s management who is responsible for their integrity and objectivity. The financial statements of the Town have been prepared in conformity with accounting principles generally accepted in the United States of America (GAAP) as applied to government entities. At year end June 30, 2022, there is no GASB Statement No. 77 disclosure requirement. A.Financial Reporting Entity The financial reporting entity consists of (a) the primary government, (b) organizations for which the primary government is financially accountable and (c) other organizations for which the nature and significance of their relationship with the primary government are such that exclusion would cause the reporting entity’s financial statements to be misleading or incomplete. In evaluating how to define the Town for financial reporting purposes, management has considered all potential component units. The decision to include any potential component units in the financial reporting entity was made by applying the criteria set forth in GASB Statement No. 14, as amended by GASB Statement No. 39 and GASB Statement No. 61. Blended component units, although legally separate entities, are in substance part of the government’s operations. Each discretely presented component unit is reported in a separate column in the government-wide financial statements to emphasize that it is legally separate from the government. The basic-but not the only-criterion for including a potential component unit within the reporting entity is the governing body’s ability to exercise oversight responsibility. The most significant manifestation of this ability is financial interdependency. Other manifestations of the ability to exercise oversight responsibility include, but are not limited to, the selection of governing authority, the designation of management, the ability to significantly influence operations, and accountability for fiscal matters. 44 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 1.Summary of Significant Accounting Policies (continued) A.Financial Reporting Entity (continued) A second criterion used in evaluating potential component units is the scope of public service. Application of this criterion involves considering whether the activity benefits the government and/or its citizens. A third criterion used to evaluate potential component units for inclusion or exclusion from the reporting entity is the existence of special financing relationships, regardless of whether the government is able to exercise oversight responsibilities.Finally, the nature and significance of a potential component unit to the primary government could warrant its inclusion within the reporting entity. Based upon the application of these criteria, the Town has no component units, and is not a component unit of another governmental agency. B.Government-wide and fund financial statements The government-wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the primary government. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The Statement of Net Position and the Statement of Activities were prepared using the economic resources measurement focus and the accrual basis of accounting. Revenues, expenses, gains, losses, assets and liabilities resulting from exchange-like transactions are recognized when the exchange takes place. Revenues, expenses, gains, losses, assets and liabilities resulting from non-exchange transactions are recognized in accordance with the requirements of GASB Statement No. 33, Accounting and Financial Reporting for Non-Exchange Transactions. In the government-wide Statement of Net Position, the governmental activities column (a) is presented on a consolidated basis by column, (b) and is reported on a full accrual, economic resource basis, which recognizes all long-term assets and receivables as well as long-term debt obligations. The Town’s net position is reported in three parts –net investments in capital assets; restricted net position; and unrestricted net position. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds,and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. 45 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 1.Summary of Significant Accounting Policies (continued) C.Measurement focus, basis of accounting, and financial statement presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting,as are the fiduciary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements of time, reimbursement and contingencies imposed by the provider are met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, franchise taxes, licenses and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Sales and use taxes are classified as derived tax revenues and are recognized as revenue when the underlying exchange takes place and the revenues are measurable and available. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. Expenditure-driven grants are recognized as revenue when the qualifying expenditures have been incurred and all other grant requirements have been met and the susceptible to accrual criteria have been met. All other revenue items are considered to be measurable and available only when cash is received by the Town. Program revenues included in the Statement of Activities are derived directly from the program itself or from parties outside the Town’s taxpayer or citizenry, as a whole; program revenues reduce the cost of the function to be financed from the Town’s general revenues. Program revenues are categorized as (a) charges for services, which include revenues collected for fees and use of Town facilities, etc., (b) program-specific operating grants, which includes revenues received from state and federal sources to be used as specified within each program grant agreement, and (c) program-specific capital grants and contributions, which include revenues from state sources to be used for capital projects. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. The Town reports all direct expenses by function in the Statement of Activities. Direct expenses are those that are clearly identifiable with a function. The Town does not currently employ indirect cost allocation systems. Depreciation expense is specifically identified by function and is included in the direct expense of each function. Interest on general long-term debt is considered an indirect expense and is reported separately on the Statement of Activities. 46 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 1.Summary of Significant Accounting Policies (continued) C.Measurement focus, basis of accounting, and financial statement presentation (continued) Proprietary funds distinguish operating revenues and expense from non-operating items. Operating revenues and expenses generally result from providing services in connection with the fund’s principal ongoing operations. The principal operating revenue for the Town’s enterprise funds is charges for services for the Town’s utilities. Operating expenses for enterprise funds include the cost of services, administrative expenses and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non- operating revenues and expenses When both restricted and unrestricted resources are available for use, it is the Town’s policy to use restricted resources first, then unrestricted resources as they are needed. Under the requirements of GASB Statement No. 34, the Town is required to present certain of its governmental funds as major based upon certain criteria. The major funds presented in the fund financial statements include the following, which includes funds that were not required to be presented as major but were at the discretion of management: The General Fund is the government’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. Revenues are provided through property and other taxes, federal sources, state sources, charges for services, licenses and fees, and other miscellaneous recoveries and revenue. Expenditures include all costs associated with the daily operation of the Town except for items included in other funds. The Airport Construction Fund (Capital Projects Fund)was created to receive proceeds from federal and state grants for the purpose of financing improvements to the Taos Municipal Airport. Authority is Town Council resolution. The Town reports its proprietary funds as major funds. Proprietary funds (enterprise funds) include: The Water and Sewer Fund is used to account for the activities of the Town’s water and sewer operations. The Solid Waste Fund accounts for the provision of solid waste services to the residents of the Town and some residents of Taos County. All activities necessary to provide such services are accounted for in this fund, including, but not limited to administration, operations, maintenance, financing and related debt service, and billing and collection. The Taos Regional Landfill Fund is used to account for the activities of the Taos Regional Landfill including debt repayments, closure and post-closure care estimates as well as operations and administration. 47 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 1.Summary of Significant Accounting Policies (continued) C.Measurement focus, basis of accounting, and financial statement presentation (continued) Additionally, the Town reports the following fund type: The Fiduciary Fund is purely custodial (assets equal liabilities) and does not involve the measurement of results of operations. This fund accounts for assets held by the Town as a trustee for the judicial system bonds, street cut deposits,and recreational events. As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are payments-in-lieu of taxes and various other functions of the government. Elimination of these charges would distort the direct costs and program revenues reported in the Statement of Activities. D.Assets, Deferred Outflow of Resources, Liabilities, Deferred Inflow of Resources, and Net Position or Equity Deposits and Investments: The Town’s cash and cash equivalents are considered to be cash on hand, demand deposits and short-term investments with original maturities of three months or less from the date of acquisition.State statutes authorize the Town to invest in Certificates of Deposit, obligations of the U.S. Government, and the State Treasurer’s Investment Pool. Investments for the Town are reported at fair value. The State Treasurer’s Pool operates in accordance with appropriate state laws and regulations. The reported value of the pool is the same as the fair value of the pool shares. Receivables and Payables: Interfund activity is reported as loans, services provided, reimbursements or transfers. Loans are reported as interfund receivables and payables as appropriate and are subject to elimination upon consolidation. Services provided, deemed to be at market or near market rates, are treated as revenues and expenditures/expenses. Reimbursements are when one fund incurs a cost, charges the appropriate benefiting funds and reduces its related cost as a reimbursement. All other interfund transactions are treated as transfers.Transfers between governmental funds are netted as part of the reconciliation to the government-wide financial statements. Advances between funds, as reported in the fund financial statements, are offset by a fund balance reserve account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable available financial resources in the event they are not received within 60 days after year end. All receivables are reported at their gross value and, where appropriate, are reduced by the estimated portion that is expected to be uncollectible. In the government-wide and governmental fund financial statements, delinquent property taxes are recorded as revenue when levied net of estimated refunds and uncollectable amounts. Property taxes are levied on November 1 based on the assessed value of property as listed on the previous January 1 and are due in two payments by November 10th and April 10th. Property taxes uncollected after May 10th are considered delinquent. The taxes attach as an enforceable lien on property as of January 1st. Property taxes are collected by Taos County and are remitted monthly to the Town. 48 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 1. Summary of Significant Accounting Policies (continued) D. Assets, Deferred Outflow of Resources, Liabilities, Deferred Inflow of Resources, and Net Position or Equity (continued) Inventory: The Town’s method of accounting for inventory is the consumption method. Under the consumption approach, governments report inventories they purchase as an asset and defer the recognition of the expenditures until the period in which the inventories actually are consumed. Inventory is valued at cost. Restricted Assets: Restricted assets consist of those funds’ expendable for debt service, meter deposits, and landfill purposes, which are restricted as to the specific purpose for which they may be expended. Restricted cash in the amount of $1,741,994, and restricted investments in the amount of $75,400, at June 30, 2022 are reported in the statement of net position. Capital Assets: Capital assets, which include property, plant, equipment, and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental activities columns in the government-wide financial statements. Capital assets are defined by the government as assets with an initial, individual cost of more than $5,000 (amount not rounded) and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Town of Taos was a phase II government for purposes of implementing GASB 34. Therefore, the Town was required to report its major general infrastructure assets retroactively to June 30, 1980. The Town has made the required restatement for infrastructure assets retroactive to June 30, 1980, in order to properly implement GASB 34. Information Technology Equipment including software is being capitalized and included in furniture, fixtures and equipment in accordance with NMAC 2.20.1.9 C (5). Donated assets are recorded at fair market value when received. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business-type activities is included as part of the capitalized value of the assets constructed. There was no interest expense capitalized by the Town during fiscal year 2022. No interest was included as part of the cost of capital assets under construction. Property, plant, and equipment of the primary government are depreciated using the straight- line method over the following estimated useful lives: Assets Years Land improvements 20 Buildings and improvements 10-50 Machinery and Equipment 5-25 Infrastructure (including airport) 10-50 Accrued Expenses: Accrued expenses are comprised of the payroll expenditures based on amounts earned by the employees through June 30, 2022, along with applicable PERA, FICA, RHC and Medicare accruals. Deposits Held in Trust For Others: Deposits held in trust for others consists of security deposits for the Civic Center, street deposits, and meter deposits as of June 30, 2022. 49 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 1.Summary of Significant Accounting Policies (continued) D.Assets, Deferred Outflow of Resources, Liabilities, Deferred Inflow of Resources, and Net Position or Equity (continued) Deferred Outflows of Resources:In addition to assets, the balance sheet reports a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a use of net position that applies to a future period(s) and so will not be recognized as an outflow of resources (expenditure) until that time. The Town has four types of items that qualify for reporting in this category related to the pension and OPEB plans which are discussed at Notes 11 and 12. Deferred Inflows of Resources: In addition to liabilities,the balance sheet reports a separate section for deferred inflows of resources. This separate financial statement element, deferred inflows of resources, represents an acquisition of net position that applies to a future period(s) and so will not be recognized as an inflow of resources (revenue) until that time. Revenue must be susceptible to accrual (measurable and available to finance expenditures of the current fiscal period) to be recognized. If assets are recognized in connection with a transaction, but those assets are not yet available to finance expenditures of the current fiscal period, then the assets must be offset by a corresponding liability for deferred inflows of resources. The Town has one type of item, which arises under the modified accrual basis of accounting that qualifies for reporting in this category. Accordingly,the item, unavailable revenue –property taxes, are reported only in the governmental funds balance sheet. These amounts are deferred and recognized as an inflow of resources in the period that the amounts become available. The Town has recorded $201,324 related to property taxes that are considered “unavailable”. The Town also has items related to the pension and OPEB plans which are discussed at Notes 11 and 12. Compensated Absences: The Town’s employees earn personal leave at a rate of 22 to 27 days per year based on years of service. Employees can carry over unused personal leave each year with a cap of 500 hours. Vested or accumulated vacation leave that is expected to be liquidated with expendable available financial resources is reported as an expenditure and a fund liability of the governmental or proprietary fund that will pay it. In prior years, substantially all of the related expenditures have been liquidated by the general fund. Amounts of vested or accumulated vacation leave that are not expected to be liquidated with expendable available financial resources are reported in the government-wide statement of net position. Long-term Obligations: In the government-wide financial statements, and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net position. Bond premiums and discounts, are deferred and amortized over the life of the bonds using the effective interest method or the straight-line method if the difference is minimal. Bonds payable are reported net of the applicable bond premium or discount. For fund financial reporting, bond premiums and discounts,as well as issuance costs, are recognized in the period the bonds are issued. Bond proceeds are reported as another financing source net of the applicable premium or discount. Issuance costs, even if withheld from the actual net proceeds received, are reported as debt service expenditures. 50 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 1.Summary of Significant Accounting Policies (continued) D.Assets, Deferred Outflow of Resources, Liabilities, Deferred Inflow of Resources, and Net Position or Equity (continued) Pensions: For purposes of measuring the net pension liability, deferred outflows of resources and deferred inflows of resources related to pensions, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and additions to/deductions from PERA’s fiduciary net position have been determined on the same basis as they are reported by PERA, on the economic resources measurement focus and accrual basis of accounting. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Postemployment Benefits Other Than Pensions (OPEB)For purposes of measuring the net OPEB liability, deferred outflows of resources and deferred inflows of resources related to OPEB, and OPEB expense, information about the fiduciary net position of the New Mexico Retiree Health Care Authority (NMRHCA) and additions to and deductions from NMRHCA’s fiduciary net position have been determined on the same basis as they are reported by NMRHCA. For this purpose, NMRHCA recognizes benefit payments when due and payable in accordance with the benefit terms. Investments are reported at fair value. Fund Balance Classification Policies and Procedures: In the governmental fund financial statements, fund balance is reported in five classifications: Nonspendable –This classification includes amounts that cannot be spent because they are either (a) not in spendable form, for example, inventories, prepaid amounts, long term amount of loans and note receivable; or (b) legally or contractually required to be maintained intact,for example, debt service reserves. The Town has nonspendable fund balance of $303,320 at June 30, 2022. Restricted –This classification includes amounts that are restricted to a specific purpose. Fund balances are restricted when constraints placed on the use of resources are either: (a) externally imposed by creditors (such as debt covenants) grantors,contributors, or laws or regulations of other governments; (b) enabling legislation, as the term is used authorizes the Town to assess, levy, charge, or otherwise mandate payment of resources and includes a legally enforceable requirement that those resources be used only for the specific purposes stipulated in the legislation. The Town has $5,740,517 in restricted fund balances at June 30, 2022. Committed –This classification includes amounts that can only be used for specific purposes to constraints imposed by formal action of the highest level of Authority, the Town Council. Those committed amounts cannot be used for any other purpose unless the Council removes or changes the specific use by taking the same type of action (for example, resolution or ordinance) it employed to previously commit those amounts. The Town has $12,569,255 in committed funds at June 30, 2022 for governmental, public safety,transportation and roads, and capital expenditures. Assigned –This classification includes amounts that are constrained by the Town’s intent to be used for specific purposes, but are neither restricted nor committed and should be reported as assigned fund balance. The Town Council has delegated the authority to assign amounts to be used for specific purposes to the Finance Director. 51 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 1.Summary of Significant Accounting Policies (continued) D.Assets, Deferred Outflow of Resources, Liabilities, Deferred Inflow of Resources, and Net Position or Equity (continued) Minimum Fund Balance Policy: The Town’s policy for maintaining a minimum amount of fund balance for operations is to minimize any sudden and unplanned discontinuity to programs and operations and for unforeseen contingencies. At a minimum, the budget shall ensure that the Town holds cash reserves of 1/12th the General Fund expenditures, however the Town has committed fund balance of 4/12th per Town Council. The Town has also presented committed fund balance on the governmental funds balance sheet including $3,783,251 for minimum fund balance for the year ended June 30, 2022. As these amounts are an accumulation of resources and not a true restriction or commitment of expenditures,they are reflected within the unassigned fund balance of the general fund. Net Position: Equity is classified as net position and displayed in three components: a. Net Investment in Capital Assets: Net investment in capital assets consist of capital assets, net of accumulated depreciation and reduced by the outstanding balances of any bonds, mortgages, notes, or other borrowings that are attributable to the acquisition, construction, or improvement of those assets. b. Restricted Net Position: Consist of net position with constraints placed on the use either by (1)external groups such as creditors, grantors, contributors, or laws or regulation of other governments; or (2) law through constitutional provisions or enabling legislation. Descriptions for the related restrictions for net position restricted for “special revenue, and capital projects” are described on pages 47 and 106-107. c. Unrestricted Net Position:All other net position that do not meet the definition of “restricted” or “net investment in capital assets.” Interfund Transactions: Quasi-external transactions are accounted for as revenues, expenditures or expenses. Transactions that constitute reimbursements to a fund from expenditures/expenses initially made from it that are properly applicable to another fund,are recorded as expenditures/expenses in the reimbursing fund and as reductions of expenditures/expenses in the fund that is reimbursed. All other interfund transactions, except quasi-external transactions and reimbursements, are reported as transfers. Nonrecurring or non-routine permanent transfers of equity are reported as residual equity transfers. All other interfund transfers are reported as operating transfers. Estimates: The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates.Significant estimates for the Town include the depreciable lives of capital assets,estimated allowance for uncollectible accounts receivables,the Town’s estimate landfill closure and post closure costs, and the Town’s net pension and OPEB liabilities and related deferred inflows and outflows of resources. 52 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 1.Summary of Significant Accounting Policies (continued) E.Newly Adopted Accounting Pronouncements During the year ended June 30, 2022 the Town assessed GASB Statements No. 87, Lease’s effect on its financial statements and management has made the changes to the financial statements. The Town’s accounting policy for accounting for Right of Use Assets and related liabilities under GASB Statement No. 87 is to capitalize amounts more than $25,000. See Note 6 for more detail. The Town also adopted GASB Statements No. 89, Accounting for Interest Cost Incurred before the End of a Construction period, No. 92 Omnibus, No. 95 Postponement of the Effective Dates of Certain Authoritative Guidance, No. 97, Certain Component Unit Criteria, and Accounting and Financial Reporting for Internal Revenue Code Section 457 Deferred Compensation Plans-and amendment of GASB Statements No. 14 and No. 84, and a supersession of GASB Statement No. 32. None of these pronouncements have a significant impact on these financial statements. NOTE 2.Stewardship, Compliance,and Accountability Budgetary Information Annual budgets of the Town are prepared prior to June 1 and must be approved by resolution of the Town Councilors, and submitted to the Department of Finance and Administration for State approval. Once the budget has been formally approved, any amendments must also be approved by the Town Council Members and the Department of Finance and Administration. A separate budget is prepared for each fund. Line items within each budget may be over-expended; however, it is not legally permissible to over-expend any budget in total by fund. Governmental fund budgets are prepared on the GAAP basis, excluding encumbrances, and secure appropriation of funds for only one year. Carryover funds must be re-appropriated in the budget of the subsequent fiscal year. Proprietary fund budgets are prepared on the GAAP basis, excluding encumbrances, and secure appropriation of funds for only one year. Carryover funds must be re-appropriated in the budget of the subsequent fiscal year. The Town does not budget for depreciation expense, only capital outlay. The budgetary information presented in these financial statements has been properly amended by Town Council in accordance with the above procedures. These amendments resulted in the following changes: Original Final Budget Budget Budgeted Funds: General Fund (311,522)$ 2,171,408$ Excess (deficiency) of revenues over expenditures Operating income (loss) The accompanying Statements of Revenues, Expenditures and Changes in Fund Balance –Budget (GAAP Basis) and Actual and Statements of Revenues, Expenses and Changes in Net Position- Budget (GAAP Basis)and Actual present comparisons of the legally adopted budget with actual data on a budgetary basis. 53 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 3.Deposits and Investments State statutes authorize the investment of Town funds in a wide variety of instruments including certificates of deposit and other similar obligations,state investment pool, money market accounts, and United States Government obligations. All invested funds of the Town properly followed State investment requirements as of June 30, 2022. There are no specific state laws governing the ability to spend net appreciation and investment income. Deposits of funds may be made in interest or non-interest-bearing checking accounts in one or more banks or savings and loan associations within the geographical boundaries of the Town. Deposits may be made to the extent that they are insured by an agency of the United States or collateralized as required by statute. The financial institution must provide pledged collateral for 50% of the deposit amount in excess of the deposit insurance. The rate of interest on non-demand interest-bearing accounts shall be set by the State Board of Finance, but in no case,shall the rate of interest be less than one hundred percent of the asked price on United States treasury bills of the same maturity on the day of deposit. Excess funds may be temporarily invested in securities which are issued by the State or by the United States government, or by their departments or agencies, and which are either direct obligations of the State or the United States or are backed by the full faith and credit of those governments. All of the Town’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount of $250,000. Custodial Credit Risk –Deposits Custodial credit risk is the risk that in the event of a bank failure, the Town’s deposits may not be returned to it. The Town does not have a deposit policy for custodial credit risk, other than following state statutes as set forth in the Public Money Act (Section 6-10-1 to 6-10-63, NMSA 1978). At June 30, 2022, $28,901,875 of the Town’s deposits of $29,401,875 was exposed to custodial credit risk. $19,277,220 was uninsured and collateralized by collateral held by the pledging bank’s trust department,not in the Town’s name, and $9,624,655 was uninsured and uncollateralized. Total Amount of deposits 9,007,220$ 20,394,655$ 29,401,875$ FDIC Coverage (250,000) (250,000) (500,000) Total uninsured public funds 8,757,220 20,144,655 28,901,875 8,757,220 10,520,000 19,277,220 Uninsured and uncollateralized -$ 9,624,655$ 9,624,655$ Collateral requirement (50% of uninsured funds)4,378,610$ 10,072,328$ 14,450,938$ Pledged Collateral 11,000,000 10,520,000 21,520,000 Over (Under) collateralized 6,621,390$ 447,672$ 7,069,062$ Collateralized by securities held by pledging institution or by its trust department or agent in other than the Town's name US Bank Centinel Bank 54 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 3.Deposits and Investments (continued) The collateral pledged is listed on Schedule II of this report. The types of collateral are limited to direct obligations of the United States Government and all bonds issued by any agency, district, or political subdivision of the State of New Mexico. Investments Credit Risk The New MexiGROW Local Government Investment Pool’s (LGIP) investments are valued at fair value based on quoted market prices as of the valuation date. The LGIP is not SEC registered. The New Mexico State Treasurer is authorized to invest the short-term investment funds, with the advice and consent of the State Board of Finance, in accordance with Sections 6-10-10(I) through 6-10-10(P) and Sections 6- 10-10.1(A) and (E), NMSA 1978. The LGIP’s investments are monitored by the same policies and procedures that apply to all other state investments. The pool does not have unit shares. Per Section 6- 10-10.1(F), NMSA 1978, at the end of each month all interest earned is distributed by the State Treasurer to the contributing entities in amounts directly proportionate to the respective amounts deposited in the fund and the length of time the fund amounts were invested.Participation in the LGIP is voluntary. As of June 30, 2022, the Town had the following investments and maturities: Weighted Average Investment Type Maturities Fair Value Rating New Mexico Local Government Investment Pool 49 Days ( R ); 89 Days ( F ) 4,149,560$ AAAm U.S. Treasury Notes <1 year 156,534 Aaa 4,306,094$ The Town has presented $4,306,094 in investments at year end that is invested in the Local Government Investment Pool. Of the $4,306,094 noted above $156,534 is considered restricted cash and cash equivalents as these are invested by NMFA in US Treasury notes. For purposes of cash flows at Exhibit D-3 ending cash is considered to be cash and cash equivalents,restricted cash and cash equivalents. Interest Rate Risk –Investments. The Town does not have a formal policy limiting investment maturities that would help manage its exposure to fair value losses from increasing interest rates. Concentration of Credit Risk –Investments. For an investment, concentration of credit risk is when any one issuer is 5% or more of the investment portfolio of the Town. The investments in the New Mexico LGIP and U.S Treasury Money Market Mutual Funds represent 96% and 4%, respectively, of the investment portfolio. Since the Town only purchases investments with the highest credit rating, the additional concentration is not viewed to be an additional risk by the Town. The Town’s policy related to concentration of credit risk is to comply with the state statute as put forth in the Public Money Act (Section 6-10-1 to 6-10-63, NMSA 1978). 55 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 3.Deposits and Investments (continued) Fair Value Measurement The fair value framework uses a hierarchy that prioritizes the inputs to the valuation techniques used to measure fair value.The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (level 1 measurement) and the lowest priority to unobservable inputs (level 3 measurements). The three levels of the fair value hierarchy are described below: Level 1 Inputs to the valuation methodology are unadjusted quoted prices for identical assets or liabilities in active markets that the Town has the ability to access. Level 2 Inputs to the valuation methodology include: Quoted prices for similar assets or liabilities in active markets. Quoted prices for identical or similar assets or liabilities in inactive markets. Inputs other than quoted prices that are observable for the asset or liability. Inputs that are derived principally from or corroborated by observable market data by correlation or other means. If the asset or liability has a specified (contractual) term, the Level 2 input must be observable for substantially the full term of the asset or liability. Level 3 Inputs to the valuation methodology are unobservable and significant to the fair value measurement. The asset’s or liability’s fair value measurement level within the fair value hierarchy is based on the lowest level of any input that is significant to the fair value measurement.Valuation techniques used need to maximize the use of observable inputs and minimize the use of unobservable inputs.See above for discussion of valuation methodologies used to measure fair value of investments. The valuation methodologies described above may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values.Furthermore, while the Town believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different fair value measurement at the reporting date. The following table sets forth by level within the fair value hierarchy, the Town’s assets at fair value as of June 30, 2022: Total Level 1 Level 2 Level 3 4,306,094$ -$ 4,306,094$ -$ 56 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 3. Deposits and Investments (continued) Reconciliation to the Statement of Net Position: Cash and cash equivalents per Exhibit A-1 27,004,951$ Restricted cash and cash equivalents per Exhibit A-1 1,741,994 Cash and investments - Statement of Fiduciary Assets and Liabilities per Exhibit E-1 90,423 Investments per Exhibit A-1 4,014,560 Restricted investments per Exhibit A-1 75,400 Total cash, investments, and cash equivalents 32,927,328 Add: outstanding checks and other reconciling items 782,644 Less: NMFA restricted accounts (156,534) Less: New Mexico Government Local Investment Pool (4,149,964) Less: petty cash (1,599) Bank balance of deposits 29,401,875$ NOTE 4. Receivables Governmental receivables as of June 30, 2022 are comprised of the following: Other Airport Governmental General Construction Funds Total Property taxes 240,771$ -$ -$ 240,771$ Taxes receivable: Gross receipts taxes 2,043,049 - 367,701 2,410,750 Franchise taxes 94,475 - - 94,475 Lodger's taxes - - 165,778 165,778 Oil and gas taxes 29,624 - 12,640 42,264 MVD taxes 6,675 - - 6,675 Total taxes receivable 2,173,823 - 546,119 2,719,942 Due from other governments: State grants 11,747 - 140,564 152,311 Federal grants - 1,575,880 - 1,575,880 Total due from other governments 11,747 1,575,880 140,564 1,728,191 Accounts receivable, net 2,426,341$ 1,575,880$ 686,683$ 4,688,904$ In accordance with GASB Statement No. 33, property tax revenues in the amount of $201,324 that were not collected within the period of availability have been reclassified as deferred inflows in the governmental fund financial statements as of June 30, 2022. 57 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 4.Receivables (continued) Business-type activity receivables as of June 30, 2022 are comprised of the following: Water and Sewer Solid Waste Taos Regional Landfill Taxes receivable Gross receipts taxes 105,075$ -$ -$ Customer receivable 1,672,647 46,866 249,538 Due from other governments: State grants 636,794 - 20,000 Federal grants 23,113 - - Less: allowance for uncollectable accounts (915,294) (46,866) (17,485) Accounts receivable, net 1,522,335$ -$ 252,053$ Total Taxes receivable Gross receipts taxes 105,075$ Customer receivable 1,969,051 Due from other governments: State grants 656,794 Fedeal grants 23,113 Less: allowance for uncollectable accounts (979,645) Accounts receivable, net 1,774,388$ NOTE 5.Interfund Receivables, Payables, and Transfers The Town records temporary interfund receivables and payables to cover cash deficits related to accounts payable. All interfund balances are to be repaid within one year. Due from other funds Due to other funds Amount General Fund Water and Sewer Fund 17,594$ General Fund Taos Regional Landfill 5,620 Total 23,214$ Net operating transfers, made to supplement other funding sources were as follows: 58 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 5.Interfund Receivables, Payables, and Transfers (continued) Transfers Out Transfers In Amount General Fund Community Grants 82,763$ 1/4 Cent Municipal Gross Receipts Tax 2008 Shared GRT Revenue Bond 551,000 General Fund Airport Construction Fund 216,296 1/4 Cent Municipal Gross Receipts Tax Vehicle Replacement Fund 432,808 1/4 Cent Municipal Gross Receipts Tax Airport Construction Fund 66,429 General Fund 1999 Gas Tax Fund Acquisition 166,083 Municipal Road Gas Tax 1999 Gas Tax Fund Acquisition 107,561 1/4 cent Municipal Gross Receipts Tax 1999 Gas Tax Fund Acquisition 18,333 Capital Projects 1999 Gas Tax Fund Acquisition 658,156 Capital Projects General Fund 17,162 Cannabis Excise Tax General Fund 408 General Fund General Fund 5,981,076 Lodger's Tax Fund Public Transportation 218,982 Lodger's Tax Fund Lodger's Tax Promotional 1,160,823 1/4 GRT Capital Improvements Fund General Fund 22,906 Water and Sewer Taos Regional Landfill 165,397 Water and Sewer General Fund 11,441 Taos Regional Landfill Taos Regional Landfill 529,000 Water and Sewer Water and Sewer 4,922,280 Total 15,328,904$ NOTE 6.Leases As Lessee During the year 2022 the Town implemented GASB Statement No.87, Leases and the Town has long term agreements for the use of land and equipment which began on July 1, 2021 and will continue through fiscal year 2032. These leases are as follows: The Town paid monthly for copiers,with payments of $2,589.40,and started on July 1, 2021. The equipment has a useful life of 5 years with no purchase option,and a discount rate of 3%. The Town paid monthly for three pieces of land used for public parking, with monthly payments of $3,750 and which started on July 1, 2021. The land has useful lives of 10 years each with no purchase options and a discount rate of 3%. 59 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 6.Leases (continued) A summary of the right to use the assets and changes occurring during the year ended June 30, 2022 follows: Balance Balance June 30, 2021 Additions Dispositions June 30, 2022 Right of Use Asset Land -$144,466$ -$144,466$ Equipment -516,561 -516,561 Total right of use asset -661,027 -661,027 Less accumulated amortization for: Land -$28,893$ -$28,893$ Equipment -57,396 -57,396 Total accumulated amortization -86,289 -86,289 Right of use asset, net -$574,738$ -$574,738$ During the year ended June 30, 2022, the following changes occurred in the lease liabilities related to the right of use assets reported above in the government-wide statement of net position: Balance Balance Due Within June 30, 2021 Additions Retirements June 30, 2022 One Year Lease liability -$661,027$ 77,950$ 583,077$ 80,320$ -$661,027$ 77,950$ 583,077$ 80,320$ The annual requirements to amortize the leases as of June 30, 2022, including interest payments, is as follows: Fiscal Year Ending June 30, Principal Interest 2023 80,320$ 16,153$ 96,473$ 2024 82,763 13,710 96,473 2025 85,280 11,192 96,472 2026 87,874 8,598 96,472 2027 58,965 6,435 65,400 2028-2032 187,875 8,325 196,200 583,077$ 64,413$ 647,490$ Total Debt Service 60 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 7.Capital Assets The following is a summary of capital assets and changes occurring during the year ended June 30, 2022. Land and construction in progress are not subject to depreciation. Governmental Activities: Balance June 30, 2021 Additions Balance June 30, 2022 Capital assets not being depreciated: Land 6,615,288$ -$ -$ 6,615,288$ Construction in progress 3,363,196 4,068,758 2,192,117 5,239,837 Total not being depreciated 9,978,484 4,068,758 2,192,117 11,855,125 Capital assets being depreciated: Land improvements 7,527,676 - - 7,527,676 Buildings and improvements 36,133,646 76,736 (1,077,300) 37,287,682 Machinery and Equipment 18,302,254 751,044 (737,096) 19,790,394 Infrastructure 84,840,894 2,126,470 (377,721) 87,345,085 Total being depreciated 146,804,470 2,954,250 (2,192,117) 151,950,837 Total capital assets 156,782,954 7,023,008 - 163,805,962 Accumulated depreciation: Land improvements 5,916,463 151,635 - 6,068,098 Buildings and improvements 23,294,417 1,101,478 - 24,395,895 Machinery and Equipment 15,364,226 656,912 - 16,021,138 Infrastructure 53,105,903 2,848,835 - 55,954,738 Total accumulated depreciation 97,681,009 4,758,860 - 102,439,869 Capital assets, net 59,101,945$ 2,264,148$ -$ 61,366,093$ Deletions and Transfers Depreciation expense for the year ended June 30, 2022 was charged to the functions of the governmental activities as follows: General 4,330,563$ Public safety 95,178 Public works 333,119 Total 4,758,860$ 61 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 7. Capital Assets (continued) Balance June 30, 2021 Additions Deletions and Transfers Balance June 30, 2022 Capital assets not being depreciated: Land 262,422$ -$ -$ 262,422$ Construction in progress 4,678,215 1,021,066 2,159,300 3,539,981 Total not being depreciated 4,940,637 1,021,066 2,159,300 3,802,403 Capital assets being depreciated: Land improvements 104,895 - - 104,895 Buildings and improvements 4,656,981 167,842 (1,931,870) 6,756,693 Machinery and Equipment 9,925,925 249,845 - 10,175,770 Infrastructure 38,991,417 547,949 (227,430) 39,766,796 Total being depreciated 53,679,218 965,636 (2,159,300) 56,804,154 Total capital assets 58,619,855 1,986,702 - 60,606,557 Accumulated depreciation: Land improvements 97,515 - - 97,515 Buildings and improvements 3,440,897 176,482 - 3,617,379 Machinery and Equipment 8,904,613 312,967 - 9,217,580 Infrastructure 21,125,111 1,623,907 - 22,749,018 Total accumulated depreciation 33,568,136 2,113,356 - 35,681,492 Capital assets, net 25,051,719$ (126,654)$ -$ 24,925,065$ 62 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 8.Long-term Debt During the year ended June 30, 2022, the following changes occurred in the liabilities reported in the government-wide statement of net position: Governmental Activities:Balance June 30, 2021 Additions Retirements Balance June 30, 2022 Due Within One Year Revenue Bonds 2,430,000$ -$ 450,000$ 1,980,000$ 465,000$ Compensated Absences 751,203 325,249 330,636 745,816 364,359 Total 3,181,203$ 325,249$ 780,636$ 2,725,816$ 829,359$ Revenue Bonds At June 30, 2022, the Town had one revenue bond outstanding. For the Series 2008 Gross Receipts Tax Revenue Bonds, the Town pledged revenues from the State-Shared Gross Receipts Tax revenues. The revenue bonds are as follows: Description Date of Issue Due Date Interest Rate Original Amount of Issue Series 2008 Gross Receipts Tax 1/30/2008 6/1/2026 4.00-5.00%6,395,000$ The annual requirements to amortize the revenue bond as of June 30, 2022,including interest payments,are as follows: 2023 465,000$ 82,695$ 547,695$ 2024 485,000 63,630 548,630 2025 505,000 43,260 548,260 2026 525,000 22,050 547,050 Total 1,980,000$ 211,635$ 2,191,635$ Fiscal Year Ending June 30,Principal Interest Total Debt Service 63 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 8. Long‐term Debt (continued) NMFA Loans The Town entered into three loan agreements with the New Mexico Finance Authority, wherein the Town pledged revenue derived from State-Shared Gross Receipts Tax and the Fire to cover debt service. Aside from the NMFA Fire Truck Pumper loan, this revenue is not subject to intercept agreements. All three loans were paid in full during year end 2022.The NMFA loans were as follows: Description Date of Issue Due Date Interest Rate Original Amount of Issue NMFA Phase I Multi-Phase Eco Park 11/25/2009 5/1/2025 .62-3.67% 2,213,469$ NMFA Revolving Loan Fund Road Projects 11/4/2011 5/1/2022 1.90% 1,694,457$ NMFA Fire Truck Pumper Loan 5/8/2015 5/1/2021 0.92% 434,994$ Compensated Absences‐ Employees of the Town are able to accrue a limited amount of vacation and other compensatory time during the year. During fiscal year June 30, 2022, government-wide compensated absences increased $3,613 from the prior year accrual. Compensated absences are liquidated by the respective funds in which they are accrued. Proprietary Funds: The proprietary funds have incurred various forms of debt which were used for the purposes of constructing, expanding, repairing and making improvements to its property, plant and equipment. The following schedule shows the changes to its various forms of debt during the fiscal year ended June 30, 2022: Business‐type Activities:Balance June 30, 2021 Additions Retirements Balance June 30, 2022 Due Within One Year Revenue Bonds 1,468,600$ -$ 70,000$ 1,398,600$ 73,000$ NMFA and RUS Loans 2,582,879 110,662 287,044 2,406,497 290,603 Landfill closure and postclosure 595,358 31,521 - 626,879 - Compensated Absences 86,798 56,529 33,724 109,603 71,096 Total 4,733,635$ 198,712$ 390,768$ 4,541,579$ 434,699$ 64 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 8.Long-term Debt (continued) Revenue Bonds At June 30, 2022, the Town had the following revenue bonds outstanding: Description Date of Issue Due Date Interest Rate Original Amount of Issue Series 1993A Water and Sewer 3/16/1993 3/16/2033 5.63%635,600$ Series 1995A Water and Sewer 12/5/1995 12/5/2035 5.13%1,315,000$ Series 1998A Water and Sewer 7/1/1999 1/1/2038 4.75%475,000$ The annual requirements to amortize the NMFA loans as of June 30, 2022, including interest payments, are as follows: 2023 73,000$ 72,165$ 145,165$ 2024 77,000 68,358 145,358 2025 81,000 64,346 145,346 2026 85,000 60,117 145,117 2027 90,000 55,684 145,684 2028-2032 524,000 203,102 727,102 2033-2037 419,600 65,333 484,933 2038-2040 49,000 3,516 52,516 Total 1,398,600$ 592,621$ 1,991,221$ Fiscal Year Ending June 30,Principal Interest Total Debt Service NMFA and USDA Loans The Town entered into loan agreements with the New Mexico Finance Authority and USDA. These loans are not subject to intercept agreements. The loans are as follows: Description Date of Issue Due Date Interest Rate Original Amount of Issue NMFA/WTB Water Project Fund Loan 9/11/2009 6/1/2029 0.00%130,000$ NMFA/WTB Water Project Fund Loan 9/11/2009 6/1/2029 0.00%600,000$ NMED/ARRA Water State Revolving Fund Loan 11/23/2009 6/30/2030 0.00%1,200,000$ NMFA/WTB Water Project Fund Loan 4/19/2013 6/1/2033 0.00%197,390$ NMFA New Cell for Landfill Facility Loan 8/28/2015 6/1/2025 0.38-2.24%1,376,046$ NMED Solar Array Project 5/24/2016 7/1/2031 0.50%700,000$ 65 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 8.Long-term Debt (continued) The annual requirements to amortize the loans as of June 30, 2022, including interest payments are as follows: 2023 290,603$ 12,749$ 303,352$ 2024 335,518 4,353 339,871 2025 339,918 77 339,995 2026 148,041 73 148,114 2027 148,165 69 148,234 2028-2032 628,093 285 628,378 2033-2037 272,791 182 272,973 2038-2042 202,796 80 202,876 2043 40,572 4 40,576 Total 2,406,497$ 17,872$ 2,424,369$ Fiscal Year Ending June 30, Principal Interest Total Debt Service Compensated Absences –Employees of the Town are able to accrue a limited amount of vacation and other compensatory time during the year. During fiscal year June 30, 2022, business-type compensated absences increased $22,805 from the previous year accrual. Compensated absences are liquidated by the respective funds in which they are accrued NOTE 9. Risk Management The Town is exposed to various risks of loss related to torts, theft of, damage to, and destruction of assets; errors and omissions; injuries and natural disasters. The Town is a member and is insured through the New Mexico Town Insurance Authority. The Authority was created to provide comprehensive core insurance programs by expanding the pool of subscribers to maximize cost containment opportunities for required insurance coverage. The Authority acts as the common carrier for the State of New Mexico cities. The Town pays an annual premium to the Authority based on claim experience and the status of the pool. The Risk Management Program includes Workers Compensation, General and Automobile Liability, Automobile Physical Damage, and Property and Crime coverage. The Town is not liable for more than the premiums paid. The Town has not had any insurance settlements that exceeded insurance coverage amounts in the preceding three fiscal years. NOTE 10.Other Required Individual Fund Disclosures Generally accepted accounting principles require disclosures of certain information concerning individual funds including: A.Deficit fund balance of individual funds. There were no funds that had a deficit fund balance for the year ended June 30, 2022. B.Excess of expenditures over appropriations. There were no funds in which fund expenditures were in excess of the budgeted appropriations for the year ended June 30, 2022. C.Designated cash appropriations in excess of available balances. There were no funds with designated cash appropriation in excess of available balances for the year ended June 30, 2022.66 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 11. Pension Plan –Public Employee Retirement Association of NM Public Employees Retirement Fund is a cost-sharing,multiple employer defined benefit pension plan. This fund has six divisions of members, including State General, State Police/Adult Correction Officers, Municipal General, Municipal Police/Detention Officers, Municipal Fire, and State Legislative Divisions, and offers 24 different types of coverage within the PERA plan. All assets accumulated may be used to pay benefits, including refunds of member contributions, to any of the plan members or beneficiaries, as defined by the terms of this plan. Certain coverage plans are only applicable to a specific division. Eligibility for membership in the Public Employees Retirement Fund is set forth in the Public Employees Retirement Act (Chapter 10, Article 11, NMSA 1978). Except as provided for in the Volunteer Firefighters Retirement Act (10-11A-1 to 10-11A-7, NMSA 1978),the Judicial Retirement Act (10-12B-1 to 10-12B-19, NMSA 1978), the Magistrate Retirement Act (10-12C-1 to 10-12C-18, NMSA 1978), and the Educational Retirement Act (Chapter 22, Article 11, NMSA 1978),each employee and elected official of every affiliated public employer is required to be a member in the Public Employees Retirement Fund, unless specifically excluded.PERA issues a publicly available annual comprehensive financial report that can be obtained at https://www.nmpera.org/financial-overview/. Benefits Provided –Benefits are generally available at age 65 with five or Benefits are generally available at age 65 with five or more years of service or after 25 years of service regardless of age for TIER I members. Provisions also exist for retirement between ages 60 and 65,with varying amounts of service required. Certain police and fire members may retire at any age with 20 or more years of service for Tier I members. Generally, the amount of retirement pension is based on final average salary, which is defined under Tier I as the average of salary for the 36 consecutive months of credited service producing the largest average; credited service;and the pension factor of the applicable coverage plan. Monthly benefits vary depending upon the plan under which the member qualifies, ranging from 2% to 3.5% of the member’s final average salary per year of service. The maximum benefit that can be paid to a retiree may not exceed a range of 60%to 90%of the final average salary, depending on the division. Benefits for duty and non-duty death and disability and for post-retirement survivors’ annuities are also available. TIER II The retirement age and service credit requirements for normal retirement for PERA state and municipal general members hired increased effective July 1, 2013 with the passage of Senate Bill 27 in the 2013 Legislative Session. Under the new requirements (Tier II), general members are eligible to retire at any age if the member has at least eight years of service credit and the sum of the member’s age and service credit equals at least 85 or at age 67 with 8 or more years of service credit. General members hired on or before June 30, 2013 (Tier I)remain eligible to retire at any age with 25 or more years of service credit. Under Tier II, police and firefighters in Plans 3, 4 and 5 are eligible to retire at any age with 25 or more years of service credit. State police and adult correctional officers, peace officers and municipal juvenile detention officers will remain in 25-year retirement plans, however, service credit will no longer be enhanced by 20%. All public safety members in Tier II may retire at age 60 with 6 or more years of service credit. Generally, under Tier II pension factors were reduced by .5%, employee Contribution increased 1.5 percent and effective July 1, 2014 employer contributions were raised .05 percent. The computation of final average salary increased as the average of salary for 60 consecutive months. 67 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 11.Pension Plan –Public Employee Retirement Association of NM (continued) Contributions –See PERA’s compressive annual financial report for Contribution provided description. PERA Contribution Rates and Pension Factors in effect during FY21 Coverage Plan Employee Contribution Percentage Employer Contribution Percentage Pe nsion Factor per year of Service Pe nsion Maximum as a Percentage of the Final Average Salary Annual Salary less than $20,000 Annual Salary greater than $20,000 TIER 1 TIER 2 STATE PLAN State Plan 3 7.42% 9.42%17.74%3.00%2.50%90.00% MUNICIPAL PLANS 1 - 4 Municipal Plan 1 (plan open to new employers)7.00%8.50%7.65%2.00%2.00% 90.00% Municipal Plan 2 (plan open to new employers)9.15%10.65%9.80%2.50%2.00%90.00% Municipal Plan 3 (plan closed to new employers 6/95)13.15% 14.65%9.80%3.00%2.50%90.00% Municipal Plan 4 (plan closed to new employers 6/00)15.65% 17.15%12.30%3.00%2.50%90.00% MUNICIPAL POLICE PLANS 1 - 5 Municipal Police Plan 1 7.00%8.50%10.65%2.00%2.00%90.00% Municipal Police Plan 2 7.00%8.50%15.65%2.50%2.00%90.00% Municipal Police Plan 3 7.00%8.50% 19.15%2.50%2.00%90.00% Municipal Police Plan 4 12.35% 13.85%19.15%3.00%2.50%90.00% Municipal Police Plan 5 16.30%17.80% 19.15%3.50%3.00%90.00% MUNICIPAL FIRE PLANS 1 - 5 Municipal Fire Plan 1 8.00%9.50%11.65%2.00%2.00%90.00% Municipal Fire Plan 2 8.00%9.50% 18.15%2.50%2.00%90.00% Municipal Fire Plan 3 8.00%9.50%21.90%2.50%2.00%90.00% Municipal Fire Plan 4 12.80%14.30%21.90%3.00%2.50%90.00% Municipal Fire Plan 5 16.20% 17.70%21.90%3.50%3.00%90.00% MUNICIPAL DETENTION OFFICER PLAN 1 Municipal Detention Officer Plan 1 16.65% 18.15%17.30%3.00%3.00%90.00% STATE POLICE AND ADULT CORRECTIONAL OFFICER PLANS, ETC. State Police and Adult Correctional Officer Plan 1 7.60%9.10%25.50%3.00%3.00%90.00% State Plan 3 -Peace Officer 7.42% 8.92%17.24%3.00%3.00%90.00% Juvenile Correctional Officer Plan 2 4.78% 6.28%26.37%3.00%3.00%90.00% 68 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 11.Pension Plan –Public Employee Retirement Association of NM (continued) Pension Liabilities, Pension Expense,and Deferred Outflows of Resources and Deferred Inflows of Resources Related to Pensions – PERA Fund Division Municipal General:At June 30, 2022, the Town reported a liability of $4,068,350 for its proportionate share of the net pension liability. The net pension liability was measured as of June 30, 2021, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2020. The total pension liability was rolled-forward from the valuation date to the plan year ending June 30, 2021 using generally accepted actuarial principles. Therefore, the employer’s portion was established as of the measurement date of June 30, 2020. There were no significant events or changes in benefit provision that required an adjustment to the roll- forward liabilities as of June 30, 2021. The Town’s proportion of the net pension liability was based on a projection of the Town’s long-term share of contributions to the pension plan relative to the projected contributions of all participating entities, actuarially determined. At June 30, 2021,the Town’s proportion was 0.3611 percent,which was a decrease of 0.0284 percent from its proportion measured as of June 30, 2020. For the year ended June 30, 2022,the Town recognized pension expense of $12,334.At June 30, 2022, the Town reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflow Deferred Inflow of Resources of Resources Changes of assumptions 1,338$ -$ Changes in proportion 172,324 466,461 Difference between expected and actual experience 101,276 13,929 Net difference between projected and actual earnings on pension plan investments - 1,671,858 Town's contributions subsequent to the measurement date 357,570 - Total 632,508$ 2,152,248$ $357,570 reported as deferred outflows of resources related to pensions resulting from the Town’s contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2022. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pensions expense as follows: Year ended June 30: 2023 (258,671)$ 2024 (481,649) 2025 (450,602) 2026 (686,388) Thereafter - Total (1,877,310)$ 69 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 11.Pension Plan –Public Employee Retirement Association of NM (continued) PERA Fund Division Municipal Police:At June 30, 2022, The Town reported a liability of $2,101,501 for its proportionate share of the net pension liability. The net pension liability was measured as of June 30, 2021, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2020. The total pension liability was rolled-forward from the valuation date to the plan year ending June 30, 2021 using generally accepted actuarial principles. Therefore, the employer’s portion was established as of the measurement date of June 30, 2021. There were no significant events or changes in benefit provision that required an adjustment to the roll-forward liabilities as of June 30, 2021. The Town’s proportion of the net pension liability was based on a projection of the Town’s long-term share of contributions to the pension plan relative to the projected contributions of all participating entities,actuarially determined.At June 30, 2021, the Town’s proportion was 0.4064 percent, which was an decrease of 0.0146 percent from its proportion measured as of June 30, 2020. For the year ended June 30, 2022, the Town recognized pension expense of $134,688.At June 30, 2022, The Town reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflow Deferred Inflow of Resources of Resources Changes of assumptions 818$ -$ Changes in proportion 317 341,243 Difference between expected and actual experience 158,877 - Net difference between projected and actual earnings on pension plan investments - 761,766 Town's contributions subsequent to the measurement date 205,839 - Total 365,851$ 1,103,009$ $205,839 reported as deferred outflows of resources related to pensions resulting from the Town’s contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2022. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pensions expense as follows: Year ended June 30: 2023 (231,921)$ 2024 (232,550) 2025 (167,738) 2026 (310,788) Thereafter - Total (942,997)$ 70 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 11.Pension Plan –Public Employee Retirement Association of NM (continued) PERA Fund Division Municipal Fire:At June 30, 2022, The Town reported a liability of $1,798,688 for its proportionate share of the net pension liability. The net pension liability was measured as of June 30, 2021, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2020. The total pension liability was rolled-forward from the valuation date to the plan year ending June 30, 2021 using generally accepted actuarial principles. Therefore, the employer’s portion was established as of the measurement date of June 30, 2020. There were no significant events or changes in benefit provision that required an adjustment to the roll-forward liabilities as of June 30, 2021. The Town’s proportion of the net pension liability was based on a projection of the Town’s long-term share of contributions to the pension plan relative to the projected contributions of all participating entities, actuarially determined. At June 30, 2021, the Town’s proportion was 0.2963 percent, which was a increase of 0.018 percent from its proportion measured as of June 30, 2020. For the year ended June 30, 2022, the Town recognized pension expense of $219,274. At June 30, 2022, The Town reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflow Deferred Inflow of Resources of Resources Changes of assumptions 266$ -$ Changes in proportion 214,423 17,673 Difference between expected and actual experience 26,949 2,496 Net difference between projected and actual earnings on pension plan investments - 262,618 Town's contributions subsequent to the measurement date 140,591 - Total 382,229$ 282,787$ $140,591 reported as deferred outflows of resources related to pensions resulting from the Town’s contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30,2022. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pensions expense as follows: Year ended June 30: 2023 56,137$ 2024 43,782 2025 (33,739) 2026 (107,329) Thereafter - (41,149)$ 71 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 11.Pension Plan –Public Employee Retirement Association of NM (continued) Actuarial assumptions.The total pension liability in the June 30, 2020 actuarial valuation was determined using the following significant actuarial assumptions,applied to all periods included in the measurement: PERA FUND Actuarial Valuation Date June 30, 2020 Actuarial Cost Method Entry Age Normal Amortization Period Level Percentage of Pay Asset Valuation Method Solved for based on statutory rates Actuarial Assumptions: Investment Rate of Return 7.25%annual rate,net of investment expense Projected benefit payment 100 years Payroll Growth 3.00% Projected Salary increases 3.25%to 13.50%annual rate Includes Inflation at 2.50% 2.75%all other years Mortality Assumption The mortality assumptions are based on the RPH-2014 Blue Collar mortality table with female ages set forward one year. Future improvement in mortality rates is assumed using 60% of the MP-2017 projection scale generational. For non-public safety groups, 25%of in-service deaths are assumed to be duty related and 35% are assumed to be duty-related for public safety groups. Experience Study Dates July 1, 2008 to June 30, 2017 (demographic)and July 1,2013 through June 30,2017 (economic) The total pension liability, net pension liability, and certain sensitivity information are based on an actuarial valuation performed as of June 30, 2020. The total pension liability was rolled-forward from the valuation date to the plan year ended June 30, 2021. These assumptions were adopted by the Board use in the June 30, 2020 actuarial valuation. The long-term expected rate of return on pension plan investments was determined using a building- block method in which best-estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. These ranges are combined to produce the long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: 72 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 11. Pension Plan –Public Employee Retirement Association of NM (continued) Asset Class Target Allocation Long-term Expected Real Rate of Return Global Equity 35.50% 5.90% Risk Reduction & Mitigation 19.50% 1.00% Credit Oriented Fixed Income 15.00% 4.20% Real Assets to include Real Estate Equity 20.00% Multi-Risk Allocation 10.00% 6.00% 6.40% Total 100.00% Discount rate for the PERA Funds. The discount rate used to measure the total pension liability is 7.25%. The projection of cash flows used to determine the discount rate assumed that future contributions will be made in accordance with statutory rates. On this basis, the pension plan’s fiduciary net position together with the expected future contributions are sufficient to provide all projected future benefit payments of current plan members as determined in accordance with GASB Statement No. 67. Therefore, the 7.25% assumed long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. Sensitivity of the Town’s proportionate share of the net pension liability to changes in the discount rate. The following presents the Town’s proportionate share of the net pension liability calculated using the discount rate of 7.25 percent, as well as what the Town’s proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1-percentage-point lower (6.25 percent) or 1- percentage-point higher (8.25 percent) than the current rate: PERA Fund Municipal General Division 1% Decrease (6.25%) Current Discount Rate (7.25%) 1% Increase (8.25%) Town's proportionate share of the net pension liability 7,297,725$ 4,068,350$ 1,389,489$ PERA Fund Municipal Police Division 1% Decrease (6.25%) Current Discount Rate (7.25%) 1% Increase (8.25%) Town's proportionate share of the net pension liability 3,679,164$ 2,101,501$ 810,449$ 73 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 11.Pension Plan –Public Employee Retirement Association of NM (continued) PERA Fund Municipal Fire Division 1% Decrease (6.25%) Current Discount Rate (7.25%) 1% Increase (8.25%) Town's proportionate share of the net pension liability 2,483,044$ 1,798,688$ 1,236,244$ Pension plan fiduciary net position.Detailed information about the pension plan’s fiduciary net position is available in separately issued PERA’S financial reports. Payables to the pension plan. At June 30, 2022, the Town had payables to the plan in the amount of $66,380. NOTE 12.Post-Employment Benefits –State Retiree Health Care Plan General Information about the OPEB Plan description. Employees of the Town are provided with OPEB through the Retiree Health Care Fund (the Fund)—a cost-sharing multiple-employer defined benefit OPEB plan administered by the New Mexico Retiree Health Care Authority (NMRHCA). NMRHCA was formed February 13, 1990,under the New Mexico Retiree Health Care Act (the Act) of New Mexico Statutes Annotated, as amended (NMSA 1978), to administer the Fund under Section 10-7C-1-19 NMSA 1978. The Fund was created to provide comprehensive group health insurance coverage for individuals (and their spouses, dependents and surviving spouses) who have retired or will retire from public service in New Mexico. NMRHCA is an independent agency of the State of New Mexico. The funds administered by NMRHCA are considered part of the State of New Mexico financial reporting entity and are OPEB trust funds of the State of New Mexico. NMRHCA’s financial information is included with the financial presentation of the State of New Mexico. Benefits provided. The Fund is a multiple employer cost sharing defined benefit healthcare plan that provides eligible retirees (including terminated employees who have accumulated benefits but are not yet receiving them), their spouses, dependents and surviving spouses and dependents with health insurance and prescription drug benefits consisting of a plan, or optional plans of benefits, that can be contributions to the Fund and by co-payments or out-of-pocket payments of eligible retirees. 74 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 12.Post-Employment Benefits –State Retiree Health Care Plan (continued) Employees covered by benefit terms –At June 30, 2021, the Fund’s measurement date, the following employees were covered by the benefit terms: Plan membership Current retirees and surviving spouses 53,092 Inactive and eligible for deferred benefit 11,754 Current active members 92,484 157,330 Active membership State general 18,691 State police and corrections 1,919 Municipal general 20,357 Municipal police 1,573 Municipal fire 756 Educational Retirement Board 49,188 92,484 Contributions –Employer and employee contributions to the Fund total 3% for non-enhanced retirement plans and 3.75% of enhanced retirement plans of each participating employee’s salary as required by Section 10-7C-15 NMSA 1978. The contributions are established by statute and are not based on an actuarial calculation. All employer and employee contributions are non-refundable under any circumstance, including termination of the employer’s participation in the Fund. Contributions to the Fund from the Town were $101,786 for the year ended June 30, 2022. 75 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 12.Post-Employment Benefits –State Retiree Health Care Plan (continued) OPEB Liabilities, OPEB Expense, and Deferred Outflows of Resources and Deferred Inflows of Resources Related to OPEB At June 30, 2022, the Town reported a liability of $3,415,054 for its proportionate share of the net OPEB liability. The net OPEB liability was measured as of June 30, 2021, and the total OPEB liability used to calculate the net OPEB liability was determined by an actuarial valuation as of that date. The Town’s proportion of the net OPEB liability was based on actual contributions provided to the Fund for the year ending June 30, 2021. At June 30, 2022, the Town’s proportion was 0.10379 percent. For the year ended June 30, 2022, the Town recognized OPEB income of $568,709.At June 30, 2022 the Town reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following sources: Deferred Outflow Deferred Inflow of Resources of Resources Differences between expected and actual experience 49,933$544,630$ Net difference between expected and actual investments on OPEB plan investments -97,890 Change of assumptions 683,725 1,234,663 Changes in proportion 62,062 900,320 Town's contributions subsequent to the measurement date 132,068 - Total 927,788$ 2,777,503$ Deferred outflows of resources totaling $132,068 represent Town contributions to the Fund made subsequent to the measurement date and will be recognized as a reduction of net OPEB liability in the year ending June 30, 2022. Other amounts reported as deferred outflows of resources and deferred inflows of resources will be recognized in OPEB expense as follows: Year ended June 30: 2023 (687,463)$ 2024 (517,212) 2025 (384,718) 2026 (196,468) 2027 (195,922) Total (1,981,783)$ 76 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 12.Post-Employment Benefits –State Retiree Health Care Plan (continued) Actuarial assumptions. The total OPEB liability as of June 30, 2021 was determined by an actuarial valuation using the following actuarial assumptions: Validation date June 30, 2021 Actuarial cost method Entry age normal, level percent of pay,calculated on individual employee basis Asset valuation method Market value of assets Actuarial assumptions: Inflation 2.30%for ERB; 2.50% for PERA members Projectedpayroll increases 3.25%to 13.00%, based on years of service, including inflation Investment rate of return 7.00%,net of OPEB plan investment expense and margin for adverse deviation including inflation Health care cost trend rate 8% graded down to 4.5% over 14 years for Non-Medicare medical plan costs and 7.5% graded down to 4.5% over 12 years for Medicare medical plan costs Mortality ERB members: 2020 GRS Southwest Region Teacher Mortality Table, set back one year (and scaled at 95% for males). Generational mortality improvements in accordance with the Ultimate MP scales are projected from the year 2020. PERA members: Headcount- Weighted RP-2014 Blue Collar Annuitant Mortality, set forward one year for females, projected generationally with Scale MP-2017 times 60%. Rate of Return. The long-term expected rate of return on OPEB plan investments was determined using a building-block method in which the expected future real rates of return (net of investment fees and inflation) are developed for each major asset class. These returns are combined to produce the long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage, adding expected inflation and subtracting expected investment expenses and a risk margin. The target allocation and projected arithmetic real rates of return for each major asset class, after deducting inflation, but before investment expenses, used in the derivation of the long-term expected investment rate of return assumptions. 77 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 12.Post-Employment Benefits –State Retiree Health Care Plan (continued) The best estimates for the long-term expected rate of return is summarized as follows: Asset Class Long-Term Rate of Return U.S. core fixed income 0.4% U.S. equity - large cap 6.6% Non U.S.- emerging markets 9.2% Non U.S. - developed equities 7.3% Private equity 10.6% Credit and structured finance 3.1% Real estate 3.7% Absolute return 2.5% U.S. equity - small/mid cap 6.6% Discount Rate. The discount rate used to measure the Fund’s total OPEB liability is 3.62% as of June 30, 2021. The projection of cash flows used to determine the discount rate assumed that employer contributions will be made at rates proportional to the actuary determined contribution rates. For this purpose, employer contributions that are intended to fund benefits of current plan members and their beneficiaries are included.Projected employer contributions that are intended to fund the service costs for future plan members and their beneficiaries are not included. Based on those assumptions, the Fund's fiduciary net position was projected to be available to make all projected future benefit payments for current plan members through the fiscal year ending June 30, 2052.Thus,the 7.00% discount rate was used to calculate the net OPEB liability through 2052. The index rate for 20-year, tax exempt general obligation municipal bonds with an average rating of AA/Aa or higher was used beyond 2052, resulting in a blended discount rate of 3.62%. Sensitivity of the net OPEB liability to changes in the discount rate and healthcare cost trend rates. The following presents the net OPEB liability of the Town, as well as what the Tpwn’s net OPEB liability would be if it were calculated using a discount rate that is 1-percentage-point lower (2.62percent) or 1-percentage-point higher (4.62 percent) than the current discount rate: Current Discount 1% Decrease Rate 1% Increase (2.62%)(3.62%)(4.62%) Town's proportionate share of the net OPEB liability 4,290,936$ 3,415,054$ 2,733,714$ The following presents the net OPEB liability of the Town, as well as what the Town’s net OPEB liability would be if it were calculated using healthcare cost trend rates that are 1-percentage-point lower or 1-percentage-point higher than the current healthcare cost trend rates: 1% Decrease Rate 1% Increase Town's proportionate share of the net OPEB liability 2,746,804$ 3,415,054$ 3,953,196$ Trend Rate Sensitivity Analysis OPEB plan fiduciary net position. Detailed information about the OPEB plan’s fiduciary net position is available in NMRHCA’s audited financial statements for the year ended June 30, 2022.78 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 12.Post-Employment Benefits –State Retiree Health Care Plan (continued) Payable Changes in the Net OPEB Liability. At June 30, 2022, the Town reported a payable of $29,417 for outstanding contributions due to NMRHCA for the year ended June 30,2022. NOTE 13. Landfill Closure and Post Closure Care Costs State and Federal laws and regulations require that the Town place a final cover on its landfill site and perform certain maintenance and monitoring functions at the landfill site for a minimum of thirty years after closure. In addition to operating expenses related to current activities of the landfill site, an expense provision and related liability are being recognized based on the future closure and post closure care costs that will be incurred near or after the date the landfill no longer accepts waste. The recognition of these landfill closure and post-closure care costs is based on the amount of the landfill used during the year. The estimated liability for landfill closure and post closure care costs is $626,879 as of June 30, 2022,which is based on 24 percent usage (filled) of the landfill. The estimate has remained unchanged from the prior year as no significant construction occurred or changes to the site conditions.The estimated total current cost of the landfill closure and post closure care is based on the amount that would be paid if all equipment,facilities, and services required to close, monitor, and maintain the landfill were acquired as of June 30,2022. However, the actual cost of closure and post closure care may be higher due to inflation, changes in technology, or changes in landfill laws and regulations.In addition, the Town is required by State and Federal laws and regulations to make annual contributions to finance closure and post closure care. The Town is in compliance with these requirements, and at June 30,2022 cash of $1,330,444 and investments of $75,400 is part of the pooled funds held by the Town and is presented as restricted cash on the statement of net position. NOTE 14.Joint Powers Agreements Salazar Property and Sports Facilities Participants Town of Taos, Taos Municipal Schools Board of Education Responsible party Taos Municipal School District Description Develop, manage and maintain a multi-purpose athletic facility on the Salazar property Term of agreement 40 years from 2009, with option to renew Amount of project $2,140,012 for Phase I; unknown for other phases Town contributions $ 180,756 Principal/ Interest-Debt Payment Audit responsibility Town of Taos 79 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 14.Joint Powers Agreements (continued) Public Restroom Facility Participants Town of Taos, County of Taos Responsible party County of Taos Description Designing,constructing, operating, and maintaining a public restroom facility Term of agreement November 20, 2007 to January 31, 2028 Amount of project Indeterminate Town contributions Indeterminate Audit responsibility County of Taos Enhanced 911-Response System Participants Town of Taos, County of Taos, Town of Questa, Village of Taos Ski Valley, Taos Pueblo Responsible party County of Taos Description Provide an answering point for information regarding needed emergency services Term of agreement October 19, 2017 until terminated Amount of project Estimated $973,873 per year Town contributions None in Fiscal year 2018-2019 Audit responsibility County of Taos Taos Regional Landfill Board Participants Town of Taos, County of Taos, Village of Questa, Village of Red River, Village of Taos Ski Valley Responsible party Town of Taos Description Establish the Taos Regional Landfill Board Term of agreement Until terminated Amount of project Dependent on landfill expenses Town contributions none to date Audit responsibility Town of Taos 80 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 15.Contingent Liabilities The Town is party to various claims and lawsuits arising in the normal course of business. The Town is insured through the New Mexico Self Insurer’s Fund. In the opinion of management, the outcome of these matters will not have a material effect on the financial position of the Town. In the normal course of operations, the Town receives grant funds from various federal and state agencies. Amounts received or receivable from grantor agencies are subject to audit and adjustment by grantor agencies, the purpose of which is to ensure compliance with conditions precedent to the granting of funds. Any liability for reimbursement which may arise as a result of these audits is not believed to be material. NOTE 16. Construction and Other Significant Commitments The Town has committed to pay for several construction contracts that were not completed at June 30, 2022 in the amount of $10,912,921 as follows: Project Description Contract Amount Remaining Reconstruction of Taxiway A & Connector Taxiways A1, A2, A3, A4, A5 2,597,427$ K. Barnett & Sons, Inc. Engineering, Hydrogeologic & Construction Support - Phase II Abeyta 2,533,499 Daniel B. Stephens & Associates Runway 13/31 & Taxiway B 34,485 American Road Maintenance Redesign & Project Management of Taxiway A & Connector Taxiways 178,504 Armstrong Consultants Element #3 - Site Civil and Airside Design 584,489 Armstrong Consultants Finalize Element #1 - General Aviation Hangars & Taxilane/Apron Design 27,901 Armstrong Consultants Ranchitos Road Improvements 244,998 WH Pacific, Inc. Road Rehabilitation pursuant to Task Order No. 2 1,650,694 Cutler Paving Inc. Completion of Design for Construction of Cell 4B 120,597 Miller Engineers Inc. Continuation of Implementation of Abeyta Settlement Agreement 1,291,418 Daniel B. Stephens & Associates Airport On-Site Utilities 54,371 Daniel B. Stephens & Associates Design Services for SW Interconnect Transmission Line 104,023 Daniel B. Stephens & Associates Water System Improvements & Electrical Upgrades 1,490,515 File Construction, LLC Total 10,912,921$ Contractor 81 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 17. Subsequent Events The date to which events occurring after June 30, 2022, the date of the most recent statement of net position, have been evaluated for possible adjustment to the financial statements or disclosures is December 7, 2022 which is the date on which the financial statements were issued. No issues were noted for disclosure at December 7, 2022. NOTE 18. Concentrations The Town depends on financial resources flowing from, or associated with, both the Federal Government and the State of New Mexico. Because of this dependency, the Town is subject to changes in specific flows of intergovernmental revenues based on modifications to Federal and State laws and Federal and State Appropriations. NOTE 19. Restricted Net Position The government-wide statement of net position reports $16,025,231 of restricted net position, all of which is restricted by enabling legislation. For descriptions of the related enabling legislation for special revenue, debt service, and capital projects funds see pages 47 and 106-107. NOTE 20. Utility Revenues Pledged The Town of Taos has pledged future revenues from the water and sewer system, net of operation and maintenance expenses, to repay $635,600 in Series 1993A Water & Sewer Revenue Bonds, issued in 1993. The bonds are payable solely from utility customer net revenues and are payable through March 2033. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the bond agreement, including an amount sufficient to cure any deficiencies in the debt service account or the bond agreement reserve account, to the USDA or the Trustee, as its assignee, to be deposited in the debt service reserve account or the bond agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal and interest remaining to be paid on the bonds is $326,600 and $120,576, respectively. Principal and interest paid for the current year and total customer net revenues were $40,553 and $4,083,601 respectively. The Town of Taos has pledged future revenues from the water and sewer system, net of operation and maintenance expenses, to repay $1,315,000 in Series 1995A Water & Sewer Revenue Bonds, issued in 1995.The bonds are payable solely from utility customer net revenues and are payable through December 2035.The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the bond agreement, including an amount sufficient to cure any deficiencies in the debt service account or the bond agreement reserve account, to the USDA or the Trustee, as its assignee, to be deposited in the debt service reserve account or the bond agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal and interest remaining to be paid on the bonds is $727,000 and $325,645 respectively. Principal and interest paid for the current year and total customer net revenues were $78,154 and $4,083,601 , respectively. The Town of Taos has pledged future revenues from the water and sewer system, net of operation and maintenance expenses, to repay $475,000 in Series 1998A Water & Sewer Revenue Bonds, issued in 1999.The bonds are payable solely from utility customer net revenues and are payable through January 2038.The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the bond agreement, including an amount sufficient to cure any deficiencies in the debt service account or the bond agreement reserve account, to the USDA or the 82 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 20. Utility Revenues Pledged (continued) Trustee, as its assignee, to be deposited in the debt service reserve account or the bond agreement reserve account held by the trustee,payable from and constituting a lien upon the pledged revenues. The total principal and interest remaining to be paid on the bonds is $306,000 and $146,399, respectively.Principal and interest paid for the current year and total customer net revenues were $27,105 and $4,083,601, respectively. The Town of Taos has pledged future revenues from the Taos Wastewater project, net of operation and maintenance expenses, to repay $130,000 in NMFA/WTB Water Project, issued in 2009. The loans are payable solely from utility customer net revenues and are payable through June 2029. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the loan agreement, including an amount sufficient to cure any deficiencies in the debt service account or the loan agreement reserve account,to the NMFA or the Trustee, as its assignee, to be deposited in the debt service reserve account or the loan agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal remaining to be paid on the loan is $40,169 with no interest due. Principal for the current year and total customer net revenues were $6,708 and $4,083,601, respectively. The Town of Taos has pledged future revenues from the Taos Wastewater project,net of operation and maintenance expenses, to repay $600,000 in NMFA/WTB Water Project, issued in 2009. The loans are payable solely from utility customer net revenues and are payable through June 2029. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the loan agreement, including an amount sufficient to cure any deficiencies in the debt service account or the loan agreement reserve account, to the NMFA or the Trustee, as its assignee, to be deposited in the debt service reserve account or the loan agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal remaining to be paid on the loan is $185,397 with no interest due. Principal for the current year and total customer net revenues were $30,677 and $4,083,601, respectively. The Town of Taos has pledged future revenues from the Taos Wastewater project,net of operation and maintenance expenses, to repay $1,200,000 in NMED Clean Water State Revolving Fund Project, issued in 2009. The loans are payable solely from utility customer net revenues and are payable through January 2033. The pledged revenues shall be in an amount sufficient to pay principal, premium,if any, interest and other amounts due under the loan agreement, including an amount sufficient to cure any deficiencies in the debt service account or the loan agreement reserve account, to the NMED or the Trustee, as its assignee, to be deposited in the debt service reserve account or the loan agreement reserve account held by the trustee,payable from and constituting a lien upon the pledged revenues. The total principal remaining to be paid on the loan is $600,000 with no interest due.Principal for the current year and total customer net revenues were $60,000 and $4,083,601 respectively. The Town of Taos has pledged future revenues from the Taos Wastewater project, net of operation and maintenance expenses, to repay $197,390 in NMFA/WTB Water Project,issued in 2013.The loans are payable solely from utility customer net revenues and are payable through June 2033. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the loan agreement, including an amount sufficient to cure any deficiencies in the debt service account or the loan agreement reserve account, to the NMFA or the Trustee, as its assignee, to be deposited in the debt service reserve account or the loan agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal remaining to be paid on the loan is $99,944 with no interest due. Principal for the current year and total customer net revenues were $9,859 and $4,083,601 , respectively. 83 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 20.Utility Revenues Pledged (continued) The Town of Taos has pledged future revenues from the New Cell for Landfill Facility, net of operation and maintenance expenses, to repay $1,376,046 in NMFA loan issued 2015. The loans are payable solely from utility customer net revenues and are payable through June 2025. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the loan agreement, including an amount sufficient to cure any deficiencies in the debt service account or the loan agreement reserve account, to the NMFA or the Trustee, as its assignee, to be deposited in the debt service reserve account or the loan agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal and interest remaining to be paid on the loan is $379,722 and $16,660, respectively. Principal and interest paid for the current year and total customer net revenues were $191,636 and $1,834,898, respectively. The Town of Taos has pledged future revenues from the Taos Wastewater project, net of operation and maintenance expenses, to repay $810,662 in NMED Solar Array Project, issued in 2016. The loans are payable solely from utility customer net revenues and are payable through July 2031. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the loan agreement, including an amount sufficient to cure any deficiencies in the debt service account or the loan agreement reserve account, to the NMED or the Trustee, as its assignee, to be deposited in the debt service reserve account or the loan agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal and interest remaining to be paid on the bonds is $810,662 and $5,212, respectively. No amounts were paid for principal and interest for the current year and total customer net revenues were $4,083,601. NOTE 21. Subsequent Accounting Pronouncements In May 2021, GASB Statement No. 91, Conduit Debt Obligations, was issued. Effective Date: The requirements of this Statement are effective for reporting periods beginning after December 15, 2021. The Town does not expect this pronouncement to have a material effect on the financial statements. In March 2021, GASB Statement No. 94 Public-Private and Public-Public Partnerships and Availability Payment Arrangements, was issued. Effective Date: The provisions of this Statement are effective for fiscal years beginning after June 15, 2022. The Town does not expect this pronouncement to have a material effect on the financial statements. In May 2021, GASB Statement No. 96 Subscription-Based Information Technology Arrangements, was issued. Effective Date: The provisions of this Statement are effective for fiscal years beginning after June 15, 2022. The Town does not expect this pronouncement to have a material effect on the financial statements. In October 2021, GASB Statement No. 98 The Annual Comprehensive Financial Report, was issued. Effective Date:The provisions of this Statement are effective for fiscal years beginning after December 15, 2021. The Town does not expect this pronouncement to have a material effect on the financial statements. In April 2022,GASB Statement No. 99 Omnibus 2022, was issued. Effective Date: The provisions of this Statement are effective for fiscal years beginning after June 15, 2022. The Town does not expect this pronouncement to have a material effect on the financial statements. 84 TOWN OF TAOS Notes to the Financial Statements June 30, 2022 NOTE 21. Subsequent Accounting Pronouncements In June 2022, GASB Statement No.100 Accounting Changes and Error Corrections-an amendment of GASB Statement No. 62, was issued. Effective Date: The provisions of this Statement are effective for fiscal years beginning after June 15, 2023. The Town does not expect this pronouncement to have a material effect on the financial statements. In June 2022, GASB Statement No. 101 Compensated Absences,was issued. Effective Date: The provisions of this Statement are effective for fiscal years beginning after December 15, 2023. The Town does not expect this pronouncement to have a material effect on the financial statements. 85 Page Left Intentionally Blank 86 R EQUIRED SUPPLEMENTARY INFORMATION 87 2022 Measurement Date (As of and for the year ended June 30, 2021) 2021 Measurement Date (As of and for the year ended June 30, 2020) Town of Taos's proportion of the net pension liability 0.3611%0.3895% Town of Taos's proportionate share of the net pension liability 4,068,350$ 7,876,575$ Town of Taos's covered payroll 3,404,290$ 3,676,714$ 119.51% 214.23% Plan fiduciary net position as a percentage of the total pension liability 77.25%66.36% Last 10 Fiscal Years* Public Employees Retirement Association (PERA) Plan of PERA Fund Municipal General Division Schedule of the Town's Proportionate Share of the Net Pension Liability TOWN OF TAOS * Governmental Accounting Standards Board Statement 68 requires ten years of historical information be presented; however, until a full 10-year trend is compiled, the statement only requires presentation of the information is available. Complete information for Town of Taos is not available prior to fiscal year 2015, the year the statement requirements became effective. Town of Taos's proportionate share of the net pension liability as a percentage See independent auditors' report. See notes to required supplementary information.88 Schedule A-1 Page 1 of 3 2020 Measurement Date (As of and for the year ended June 30, 2019) 2019 Measurement Date (As of and for the year ended June 30, 2018) 2018 Measurement Date (As of and for the year ended June 30, 2017) 2017 Measurement Date (As of and for the year ended June 30, 2016) 2016 Measurement Date (As of and for the year ended June 30, 2015) 2015 Measurement Date (As of and for the year ended June 30, 2014) 0.4082%0.3528%0.4630%0.4710%0.5054%0.5476% 7,066,348$ 5,624,937$ 6,362,011$ 7,524,994$ 5,152,991$ 4,271,868$ 3,606,337$ 3,793,609$ 3,909,077$ 4,069,174$ 4,513,593$ 4,457,324$ 195.94% 148.27% 162.75% 184.93% 114.17%95.84% 70.52%71.13%73.74%69.18%76.99%81.29% See independent auditors' report. See notes to required supplementary information.89 2022 Measurement Date (As of and for the year ended June 30, 2021) 2021 Measurement Date (As of and for the year ended June 30, 2020) Town of Taos's proportion of the net pension liability 0.4064%0.4210% Town of Taos's proportionate share of the net pension liability 2,101,501$ 3,615,841$ Town of Taos's covered payroll 980,451$ 994,304$ Plan fiduciary net position as a percentage of the total pension liability 77.25%66.36% Schedule of the Town's Proportionate Share of the Net Pension Liability * Governmental Accounting Standards Board Statement 68 requires ten years of historical information be presented; however, until a full 10-year trend is compiled, the statement only requires presentation of the information is available. Complete information for Town of Taos is not available prior to fiscal year 2015, the year the statement requirements became effective. TOWN OF TAOS Last 10 Fiscal Years* Public Employees Retirement Association (PERA) Plan of PERA Fund Municipal Police Division 363.66%214.34% Town of Taos's proportionate share of the net pension liability as a percentage See independent auditors' report. See notes to required supplementary information.90 Schedule A-1 Page 2 of 3 2020 Measurement Date (As of and for the year ended June 30, 2019) 2019 Measurement Date (As of and for the year ended June 30, 2018) 2018 Measurement Date (As of and for the year ended June 30, 2017) 2017 Measurement Date (As of and for the year ended June 30, 2016) 2016 Measurement Date (As of and for the year ended June 30, 2015) 2015 Measurement Date (As of and for the year ended June 30, 2014) 0.5039%0.5100%0.4874%0.4766%0.4844%0.4887% 3,722,153$ 3,479,752$ 2,707,827$ 3,516,497$ 2,329,267$ 1,593,109$ 1,120,723$ 1,020,869$ 911,949$ 953,345$ 949,833$ 937,534$ 70.52%71.13%73.74%69.18%76.99%81.29% 340.86%368.86%332.12%169.93%245.23%296.93% See independent auditors' report. See notes to required supplementary information.91 2022 Measurement Date (As of and for the year ended June 30, 2021) 2021 Measurement Date (As of and for the year ended June 30, 2020) Town of Taos's proportion of the net pension liability 0.2963%0.2787% Town of Taos's proportionate share of the net pension liability 1,798,688$ 2,108,014$ Town of Taos's covered payroll 423,601$ 389,109$ Plan fiduciary net position as a percentage of the total pension liability 77.25%66.36% Last 10 Fiscal Years* Public Employees Retirement Association (PERA) Plan of PERA Fund Municipal Fire Division Schedule of the Town's Proportionate Share of the Net Pension Liability 424.62% Town of Taos's proportionate share of the net pension liability as a percentage 541.75% TOWN OF TAOS * Governmental Accounting Standards Board Statement 68 requires ten years of historical information be presented; however, until a full 10-year trend is compiled, the statement only requires presentation of the information is available. Complete information for Town of Taos is not available prior to fiscal year 2015, the year the statement requirements became effective. See independent auditors' report. See notes to required supplementary information.92 Schedule A-1 Page 3 of 3 2020 Measurement Date (As of and for the year ended June 30, 2019) 2019 Measurement Date (As of and for the year ended June 30, 2018) 2018 Measurement Date (As of and for the year ended June 30, 2017) 2017 Measurement Date (As of and for the year ended June 30, 2016) 2016 Measurement Date (As of and for the year ended June 30, 2015) 2015 Measurement Date (As of and for the year ended June 30, 2014) 0.2377%0.2497%0.2753%0.2784%0.2769%0.2567% 1,633,562$ 1,598,237$ 1,575,114$ 1,857,210$ 1,429,131$ 1,071,464$ 316,260$ 317,344$ 321,046$ 336,796$ 315,617$ 285,100$ 70.52%71.13%73.74%69.18%76.99%81.29% 375.82%490.62%516.53%551.43%503.63%452.81% See independent auditors' report. See notes to required supplementary information.93 As of and for the year ended June 30, 2022 As of and for the year ended June 30, 2021 Contractually required contribution 357,570$ 325,110$ Contributions in relation to the contractually required contribution (357,570) (325,110) Contribution deficiency (excess)-$ -$ Town of Taos’s covered payroll 3,740,630$ 3,404,290$ Contributions as a percentage of covered payroll 9.56%9.55% Last 10 Fiscal Years* PERA Fund Municipal General Division Public Employees Retirement Association (PERA) Plan Schedule of the Town's Contributions TOWN OF TAOS * Governmental Accounting Standards Board Statement 68 requires ten years of historical information be presented; however, until a full 10-year trend is compiled, the statement only requires presentation of the information is available. Complete information for Town of Taos is not available prior to fiscal year 2015, the year the statement requirements became effective. See independent auditors' report. See notes to required supplementary information.94 Schedule A-2 Page 1 of 3 As of and for the year ended June 30, 2020 As of and for the year ended June 30, 2019 As of and for the year ended June 30, 2018 As of and for the year ended June 30, 2017 As of and for the year ended June 30, 2016 As of and for the year ended June 30, 2015 350,621$ 344,405$ 362,290$ 373,065$ 386,572$ 428,791$ (350,621) (344,405) (362,290) (373,065) (386,572) (428,791) -$ -$ -$ -$ -$ -$ 3,676,714$ 3,606,337$ 3,793,609$ 3,909,077$ 4,069,174$ 4,513,593$ 9.54%9.55%9.55%9.54%9.50%9.50% See independent auditors' report. See notes to required supplementary information.95 As of and for the year ended June 30, 2022 As of and for the year ended June 30, 2021 Contractually required contribution 205,839$ 185,304$ Contributions in relation to the contractually required contribution (205,839)(185,304) Contribution deficiency (excess)-$ -$ Town of Taos’s covered payroll 1,089,093$ 980,451$ Contributions as a percentage of covered payroll 18.90%18.90% Last 10 Fiscal Years* PERA Fund Municipal Police Division Public Employees Retirement Association (PERA) Plan Schedule of the Town's Contributions * Governmental Accounting Standards Board Statement 68 requires ten years of historical information be presented; however, until a full 10-year trend is compiled, the statement only requires presentation of the information is available. Complete information for Town of Taos is not available prior to fiscal year 2015, the year the statement requirements became effective. TOWN OF TAOS See independent auditors' report. See notes to required supplementary information.96 Schedule A-2 Page 2 of 3 As of and for the year ended June 30, 2020 As of and for the year ended June 30, 2019 As of and for the year ended June 30, 2018 As of and for the year ended June 30, 2017 As of and for the year ended June 30, 2016 As of and for the year ended June 30, 2015 187,924$ 211,817$ 192,944$ 161,795$ 169,123$ 168,500$ (187,924)(211,817)(192,944)(161,795)(169,123)(168,500) -$ -$ -$ -$ -$ -$ 994,304$ 1,120,723$ 1,020,869$ 911,949$ 953,345$ 949,833$ 18.90%18.90%18.90%17.74%17.74%17.74% See independent auditors' report. See notes to required supplementary information.97 As of and for the year ended June 30, 2022 As of and for the year ended June 30, 2021 Contractually required contribution 140,591$ 91,710$ Contributions in relation to the contractually required contribution (140,591)(91,710) Contribution deficiency (excess)-$ -$ Town of Taos’s covered payroll 649,380$ 423,601$ Contributions as a percentage of covered payroll 21.65%21.65% Public Employees Retirement Association (PERA) Plan Schedule of the Town's Contributions TOWN OF TAOS * Governmental Accounting Standards Board Statement 68 requires ten years of historical information be presented; however, until a full 10-year trend is compiled, the statement only requires presentation of the information is available. Complete information for Town of Taos is not available prior to fiscal year 2015, the year the statement requirements became effective. Last 10 Fiscal Years* PERA Fund Municipal Fire Division See independent auditors' report. See notes to required supplementary information.98 Schedule A-2 Page 3 of 3 As of and for the year ended June 30, 2020 As of and for the year ended June 30, 2019 As of and for the year ended June 30, 2018 As of and for the year ended June 30, 2017 As of and for the year ended June 30, 2016 As of and for the year ended June 30, 2015 84,242$ 68,470$ 68,705$ 69,503$ 72,748$ 68,173$ (84,242)(68,470)(68,705)(69,503)(72,748)(68,173) -$ -$ -$ -$ -$ -$ 389,109$ 316,260$ 317,344$ 321,046$ 336,796$ 315,617$ 21.65%21.65%21.65%21.65%21.60%21.60% See independent auditors' report. See notes to required supplementary information.99 PERA Changes of benefit terms: The PERA and COLA and retirement eligibility benefits changes in recent years are described in Note 1 of PERA’s ACFR. http://www.nmpera.org/financial-overview/. Assumptions: The Public Employee Retirement Association of New Mexico Annual Actuarial Valuations as of June 2020 report is available at http://www.nmpera.org/ For the Year Ended June 30, 2022 Notes to Required Supplementary Information TOWN OF TAOS See independent auditors' report. See notes to required supplementary information.100 Page Left Intentionally Blank 101 2022 Measurement Date (As of and for the Year Ended June 30, 2021) 2021 Measurement Date (As of and for the Year Ended June 30, 2020) 2020 Measurement Date (As of and for the Year Ended June 30, 2019) 0.10379% 0.11055% 0.12328% 3,415,054$ 4,641,894$ 3,997,218$ 4,753,407 5,003,183 5,111,405 71.84%92.78%78.20% 25.39%16.50%18.92%Plan fiduciary net position as a percentage of the total OPEB liability Town of Taos's proportionate share of the net OPEB liability (asset) TOWN OF TAOS Last 10 Fiscal Years* Retiree Health Care OPEB Plan Schedule of Proportionate Share of the Net OPEB Liability * This schedule is presented to illustrate the requirement to show information for 10 years. However, until a full 10-year trend is compiled, the Town will present information for available years. Town of Taos's proportion of the net OPEB liability (asset) Town of Taos's covered payroll Town of Taos's proportionate share of the net OPEB liability as a percentage of its covered payroll See independent auditors' report. See notes to required supplementary information.102 Schedule B-1 2019 Measurement Date (As of and for the Year Ended June 30, 2018) 2018 Measurement Date (As of and for the Year Ended June 30, 2017) 0.13080% 0.12709% 5,687,649$ 5,759,303$ 5,250,703 5,294,121 108.32%108.79% 13.14%11.34% See independent auditors' report. See notes to required supplementary information.103 TOWN OF TAOS Schedule B-2 As of and for the Year Ended June 30, 2022 As of and for the Year Ended June 30, 2021 As of and for the Year Ended June 30, 2020 As of and for the Year Ended June 30, 2019 As of and for the Year Ended June 30, 2018 Contractually required contribution 132,068$ 101,786$ 106,685$ 109,126$ 111,708$ 132,068 101,786 106,685 109,126 111,708 Contribution deficiency (excess)-$ -$ -$ -$ -$ 6,023,917 4,753,407 5,003,183 5,111,405 5,250,703 2.19%2.14%2.13%2.13%2.13% Notes to Required Supplementary Information RHC Plan In the June 30, 2021 actuarial valuation and the total OPEB liability measured as of June 30, 2021, changes in assumptions include adjustments resulting from an decrease in the discount rate from 2.86% to 3.62%. * This schedule is presented to illustrate the requirement to show information for 10 years. However, until a full 10-year trend is compiled, the Town will present information for available years. Schedule of Contributions Retiree Health Care OPEB Plan Last 10 Fiscal Years* Contributions in relation to the contractually required contribution Town of Taos's covered payroll Contribution as a percentage of covered payroll See independent auditors' report. See notes to required supplementary information.104 S UPPLEMENTARY INFORMATION 105 TOWN OF TAOS Nonmajor Fund Descriptions June 30, 2022 Special Revenue Funds Cannabis Excise Tax – To account for the monies received pursuant to the Cannabis Regulation Act. Authority is Town Council resolution Fire Protection – To account for the operations and maintenance of the fire department. Financing is provided by an allotment from the State of New Mexico Fire Marshall’s Office. State Statute Section 59A-53-2, NMSA, 1978 compilation, requires the allotment be used only to operate fire departments. Lodgers’ Tax Special Revenue Fund – To account for the operations of tourist facilities or for half of advertising, promoting and publicizing such facilities and tourist attractions. Financing is provided by one and a half percent of a five percent tax on lodging gross receipts within the Town of Taos. State Statute Section 4-6-41 provides for this tax to be imposed by the Town. Revenues received are pursuant to the Lodgers Tax Act (Section 3- 38-15, NMSA 1978). Monies in the Lodgers Tax Fund may be used to build, operate, and maintain tourism related facilities. Local Government Correction – The local government corrections fee fund is used to account for the collection of a mandatory correction fee for violations of any municipal ordinance. Funds collected can only be used for jailer training, construction planning, construction, operation and maintenance of a municipal jail, and for paying for costs of housing. Authority is NMSA 1978 Section 35-14-11B(1). Law Enforcement Protection – The law enforcement protection fund was created to account for revenues received pursuant to the law enforcement protection fund (Section 29-13-7, NMSA 1978). Amounts distributed from this fund may only be expended for the following purposes: (1) the repair and purchase of law enforcement apparatus and equipment that meet nationally recognized standards; (2) expenses associated with advanced law enforcement planning and training; (3) complying with match or contribution requirements of federal funds for criminal justice programs; (4) no more than fifty percent (50%) of the replacement salaries of municipal and county law enforcement personnel while attending a specified advanced law enforcement planning and training. Civic Center – To account for that portion of lodgers tax receipts allocated for Civic Center operations and promotional expenditures, as well as the revenues earned from Civic Center operations, including rentals, catering fees, and related charges for services. Authority is Town Council resolution. Public Transportation – To account for the portion of Lodgers Tax receipts allocated for the purpose of providing transportation to the public. Authority is Town Council resolution. Community Grants – To account for various small grants for various community purposes. Each grant is authorized by the granting agency. The fund is authorized by Town Council resolution. Municipal Road Gasoline Tax – To account for a 1 cent gasoline tax that is used for repairing and construction of roads. Also included in this fund is revenue from the State Department of Transportation under a municipal arterial project agreement. Authority is 7-7-6.9 and 7-1-6.27 NMSA 1978. 1/4 Cent Municipal Gross Receipts Tax – To account for proceeds from a supplemental municipal gross receipts tax, a portion of which is pledged toward payment of principal and interest on Gross Receipts Tax Revenue Bonds. After required debt service transfers have been made, the remaining income of this fund is restricted for capital improvement purposes. NMSA 1978 Chapter 7, Article 20E-1 to 22. Historical District – To account for all associated parking meter and associated revenues and costs, including leases, meter maintenance, personnel, and historic district promotion. Authority is Town Council resolution. 106 TOWN OF TAOS Nonmajor Fund Descriptions June 30, 2022 Special Revenue Funds (continued) Confidential Informant – A structured accounting system, operated within the department, providing officers with investigative expense monies to support operations related to the detection, investigation or enforcement of the laws related to crime. This includes but is not limited to: paying documented confidential informants and confidential sources; purchasing contraband as evidence; and paying expenses for surveillance activities and equipment. Authority is Town Council resolution. American Rescue Plan – To account for monies received to aid for state and local governments affected by the COVID-19 public health emergency as well make strategic investments in long-lived assets, rebuild reserves to enhance financial stability, and cover temporary operating shortfalls until economic conditions and operations normalize. Capital Maintenance Operating Fund – This fund was created to receive additional amounts that are paid for onetime costs by the Town of Taos. Authority is Town Council resolution. Capital Projects Fund Facilities Improvements – This fund was created to receive transfers from other funds for the purpose of improving facilities of the Town. Authority is Town Council resolution. Capital Projects – This fund was created to accumulate revenue and other financing sources for the purpose of financing general-purpose capital projects. Authority is Town Council resolution. Vehicle Replacement – This fund was created to receive transfers from other funds for the purpose of purchasing vehicles for the Town of Taos. Authority is Town Council resolution. Special Events Enterprise – This fund was created to account for the monies for the special events the Town puts on throughout the year to generate revenue. Authority is Town Council resolution. 1994 Gross Receipts Tax Revenue Bond Acquisition – This fund was created to receive the 1994 Gross Receipts Tax Bond proceeds for the purpose of construction of affordable housing. Authority is Town Council resolution. 1999 Gasoline Tax Acquisition– This fund was created to receive bond proceeds and to account for the capital outlay associated with the bond issue. Authority is the Town Council resolution. Debt Service Funds 2008 Gross Receipts Tax Revenue Bond Retirement – This fund was created for the purpose of repayment of the bond issue from the 1.225% distribution of State Shared Gross Receipts Tax revenues. Authority is Town Council resolution. 107 Cannabis Excise Tax Fire Protection Lodgers' Tax Special Revenue Fund Assets Cash and cash equivalents 13,195$ 329,562$ 1,527,049$ Investments - 23,258 - Receivables: Taxes receivable - - 165,778 Due from other governments - - - Inventory - - 29,121 Total assets 13,195$ 352,820$ 1,721,948$ Liabilities Accounts payable -$ 579$ 25,815$ Accrued payroll expenses - - 4,220 Deposits held in trust for others - - - Total liabilities - 579 30,035 Fund balances Nonspendable Inventory - - 29,121 Spendable Restricted for: General government 13,195 - - Public safety - 352,241 - Culture and recreation - - 1,662,792 Transportation and roads - - - Capital improvements - - - Debt service - - - Committed to: General government - - - Public safety - - - Culture and recreation - - - Transportation and roads - - - Capital improvements - - - Total fund balances 13,195 352,241 1,691,913 Total liabilities and fund balances 13,195$ 352,820$ 1,721,948$ June 30, 2022 Combining Balance Sheet Nonmajor Governmental Funds TOWN OF TAOS Special Revenue See independent auditors' report.108 Statement A-1 Page 1 of 3 Local Governmental Correction Law Enforcement Protection Civic Center Public Transportation Community Grants 68,690$ 3,482$ 3,103$ 1,061,482$ 140,624$ - - 2,000 210,000 - - - - - - - - - 122,837 17,727 - - - - - 68,690$ 3,482$ 5,103$ 1,394,319$ 158,351$ -$ 3,482$ -$ 367,500$ 4,210$ - - - - - - - 5,103 - - - 3,482 5,103 367,500 4,210 - - - - - - - - - - 68,690 - - - - - - - - - - - - - - - - - - - - - - - - - - - - 154,141 - - - - - - - - - - - - - 1,026,819 - - - - - - 68,690 - - 1,026,819 154,141 68,690$ 3,482$ 5,103$ 1,394,319$ 158,351$ Special Revenue See independent auditors' report.109 Municipal Road Gasoline Tax 1/4 Cent Municipal Gross Receipts Tax Historical District Assets Cash and cash equivalents -$ 393,911$ 36,918$ Investments - - - Receivables: Taxes receivable 12,640 210,088 - Due from other governments - - - Inventory - - - Total assets 12,640$ 603,999$ 36,918$ Liabilities Accounts payable -$ -$ 285$ Accrued payroll expenses - - - Deposits held in trust for others - - - Total liabilities - - 285 Fund balances Nonspendable Inventory - - - Spendable Restricted for: General government - 603,999 - Public safety - - - Culture and recreation - - - Transportation and roads 12,640 - - Capital improvements - - - Debt service - - - Committed to: General government - - - Public safety - - - Culture and recreation - - 36,633 Transportation and roads - - - Capital improvements - - - Total fund balances 12,640 603,999 36,633 Total liabilities and fund balances 12,640$ 603,999$ 36,918$ TOWN OF TAOS Nonmajor Governmental Funds Special Revenue June 30, 2022 Combining Balance Sheet See independent auditors' report.110 Statement A-1 Page 2 of 3 Confidential Informant American Rescue Plan Capital Maintenance Operating Fund Facilities Improvements Capital Projects 9,828$ 452,739$ 426,037$ 2,028,757$ 1,033,561$ - - 190,000 - 4,031 - - - - 157,613 - - - - - - - - - - 9,828$ 452,739$ 616,037$ 2,028,757$ 1,195,205$ -$ -$ 4,607$ -$ -$ - - - - - - - - - - - - 4,607 - - - - - - - - 452,739 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 611,430 - - 9,828 - - - - - - - - - - - - - - - - 2,028,757 1,195,205 9,828 452,739 611,430 2,028,757 1,195,205 9,828$ 452,739$ 616,037$ 2,028,757$ 1,195,205$ Special Revenue Capital Projects See independent auditors' report.111 Vehicle Replacement Special Events Enterprise 1994 Gross Receipts Tax Revenue Bond Acquisition Assets Cash and cash equivalents 986,695$ 393,656$ 108,953$ Investments - - 430,373 Receivables: Taxes receivable - - - Due from other governments - - - Inventory - - - Total assets 986,695$ 393,656$ 539,326$ Liabilities Accounts payable 115,938$ 446$ -$ Accrued payroll expenses - - - Deposits held in trust for others - - - Total liabilities 115,938 446 - Fund balances Nonspendable Inventory - - - Spendable Restricted for: General government - - - Public safety - - - Culture and recreation - - - Transportation and roads - - - Capital improvements - 393,210 539,326 Debt service - - - Committed to: General government - - - Public safety - - - Culture and recreation - - - Transportation and roads - - - Capital improvements 870,757 - - Total fund balances 870,757 393,210 539,326 Total liabilities and fund balances 986,695$ 393,656$ 539,326$ June 30, 2022 Combining Balance Sheet Nonmajor Governmental Funds TOWN OF TAOS Capital Projects See independent auditors' report.112 Statement A-1 Page 3 of 3 Capital Projects Debt Service 1999 Gasoline Tax Acquisition Debt Service Fund 2008 Gross Receipts Tax Revenue Bond Retirement Total Nonmajor Governmental Funds 1,627,738$ 356$ 10,646,336$ 101,424 - 961,086 - - 546,119 - - 140,564 - - 29,121 1,729,162$ 356$ 12,323,226$ 87,833$ -$ 610,695$ - - 4,220 - - 5,103 87,833 - 620,018 - - 29,121 - - 1,069,933 - - 420,931 - - 1,662,792 - - 12,640 1,641,329 - 2,573,865 - 356 356 - - 765,571 - - 9,828 - - 36,633 - - 1,026,819 - - 4,094,719 1,641,329 356 11,703,208 1,729,162$ 356$ 12,323,226$ See independent auditors' report.113 Cannabis Excise Tax Fire Protection Lodgers' Tax Special Revenue Fund Revenues Taxes: Gross receipts -$ -$ -$ Gasoline and motor vehicle - - - Lodgers tax - - 1,685,509 Cannabis excise tax 13,603 - - Intergovernmental: Federal operating grants - - - State operating grants - 355,179 65,545 State capital grants - - - Charges for services - - 130 Licenses and fees - - - Investment income - - - Miscellaneous - - - Total revenues 13,603 355,179 1,751,184 Expenditures Current: General government - - - Public safety - 159,215 - Public works - - - Culture and recreation - - 963,603 Capital outlay - 89,037 - Debt service: Principal - - - Interest - - - Total expenditures - 248,252 963,603 Excess (deficiency) of revenues over expenditures 13,603 106,927 787,581 Other financing sources (uses) Transfers in - - 1,160,823 Transfers (out)(408) - (1,379,805) Total other financing sources (uses)(408) - (218,982) Net change in fund balances 13,195 106,927 568,599 Fund balances - beginning of year - 245,314 1,123,314 Fund balances - end of year 13,195$ 352,241$ 1,691,913$ TOWN OF TAOS Special Revenue For the Year Ended June 30, 2022 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds See independent auditors' report.114 Statement A-2 Page 1 of 3 Local Governmental Correction Law Enforcement Protection Civic Center Public Transportation Community Grants -$ -$ -$ -$ -$ - - - - - - - - - - - - - - - - - - - 238,501 - 32,000 - 77,163 252,959 - - - - - 29,595 - - 447,837 - 12,192 - - - - - - - - - - - - - - 41,787 32,000 - 525,000 491,460 - - - - 295,486 52,813 38,271 - - - - - - - - - - - 945,773 - - - - - 179,162 - - - - - - - - - - 52,813 38,271 - 945,773 474,648 (11,026) (6,271) - (420,773) 16,812 - - - 218,982 82,763 - - - - - - - - 218,982 82,763 (11,026) (6,271) - (201,791) 99,575 79,716 6,271 - 1,228,610 54,566 68,690$ -$ -$ 1,026,819$ 154,141$ Special Revenue See independent auditors' report.115 Municipal Road Gasoline Tax 1/4 Cent Municipal Gross Receipts Tax Historical District Revenues Taxes: Gross receipts -$ 1,222,736$ -$ Gasoline and motor vehicle 77,969 - - Lodgers tax - - - Cannabis excise tax - - - Intergovernmental: Federal operating grants - - - State operating grants - - - State capital grants - - - Charges for services - - - Licenses and fees - - 81,839 Investment income - - - Miscellaneous - - - Total revenues 77,969 1,222,736 81,839 Expenditures Current: General government - 8,618 - Public safety - - - Public works - - - Culture and recreation - - 68,137 Capital outlay - - - Debt service: Principal - - - Interest - - - Total expenditures - 8,618 68,137 Excess (deficiency) of revenues over expenditures 77,969 1,214,118 13,702 Other financing sources (uses) Transfers in - - - Transfers (out)(107,561) (1,091,476) - Total other financing sources (uses)(107,561) (1,091,476) - Net change in fund balances (29,592) 122,642 13,702 Fund balances - beginning of year 42,232 481,357 22,931 Fund balances - end of year 12,640$ 603,999$ 36,633$ For the Year Ended June 30, 2022 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds TOWN OF TAOS Special Revenue See independent auditors' report.116 Statement A-2 Page 2 of 3 Confidential Informant American Rescue Plan Capital Maintenance Operating Fund Facilities Improvements Capital Projects -$ -$ -$ -$ 921,193$ - - - - - - - - - - - - - - - - 731,317 - - - - - - - - - - - - - - - - - - - - - - - - - - - 8 - - - - - - 731,317 - - 921,201 - 17,147 604,229 - - - - - - - - - - - 10,153 - - - - - - 261,431 112,419 - 16,955 - - - - - - - - - - - 278,578 716,648 - 27,108 - 452,739 (716,648) - 894,093 - - - - - - - - - (675,318) - - - - (675,318) - 452,739 (716,648) - 218,775 9,828 - 1,328,078 2,028,757 976,430 9,828$ 452,739$ 611,430$ 2,028,757$ 1,195,205$ Capital ProjectsSpecial Revenue See independent auditors' report.117 Vehicle Replacement Special Events Enterprise 1994 Gross Receipts Tax Revenue Bond Acquisition Revenues Taxes: Gross receipts -$ -$ -$ Gasoline and motor vehicle - - - Lodgers tax - - - Cannabis excise tax - - - Intergovernmental: Federal operating grants - - State operating grants - - - State capital grants - - - Charges for services - - 7,100 Licenses and fees - - - Investment income - - 882 Miscellaneous - 33,000 - Total revenues - 33,000 7,982 Expenditures Current: General government - 190,633 1,080 Public safety - - - Public works 115,938 - - Culture and recreation - - - Capital outlay - - - Debt service: Principal - - - Interest - - - Total expenditures 115,938 190,633 1,080 Excess (deficiency) of revenues over expenditures (115,938) (157,633) 6,902 Other financing sources (uses) Transfers in 432,808 - - Transfers (out)- - - Total other financing sources (uses)432,808 - - Net change in fund balances 316,870 (157,633) 6,902 Fund balances - beginning of year 553,887 550,843 532,424 Fund balances - end of year 870,757$ 393,210$ 539,326$ Capital Projects For the Year Ended June 30, 2022 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds TOWN OF TAOS See independent auditors' report.118 Statement A-2 Page 3 of 3 Capital Projects Debt Service 1999 Gasoline Tax Acquisition Debt Service Fund 2008 Gross Receipts Tax Revenue Bond Retirement Total Nonmajor Governmental Funds -$ -$ 2,143,929$ - - 77,969 - - 1,685,509 - - 13,603 - - 969,818 61,355 - 844,201 105,463 - 105,463 - - 484,662 - - 94,031 206 - 1,096 - - 33,000 167,024 - 6,453,281 - - 1,117,193 - - 250,299 - - 126,091 - - 1,977,513 1,411,256 - 2,070,260 - 450,000 450,000 - 101,145 101,145 1,411,256 551,145 6,092,501 (1,244,232) (551,145) 360,780 950,133 551,000 3,396,509 - - (3,254,568) 950,133 551,000 141,941 (294,099) (145) 502,721 1,935,428 501 11,200,487 1,641,329$ 356$ 11,703,208$ See independent auditors' report.119 Page Left Intentionally Blank 120 S UPPORTING SCHEDULES 121 Account Bank Deposits Outstanding Book Bank Name/Account Name Type Balance in Transit Checks Balance US Bank Clearing Account *Checking 731,751$ -$ 731,747$ 4$ Judicial Bond Fund Municipal Court Checking 1,378 - - 1,378 Water & Sewer System Income Fund *Checking 8,274,091 6,023 2,541 8,277,573 Total US Bank 9,007,220 6,023 734,288 8,278,955 Centinel Bank General Fund *Checking 19,018,477 - 625 19,017,852 1994 GRT Revenue Bond Acquisition Fund *Checking 108,317 636 - 108,953 Water Wastewater Improvements Fund *Checking 1,237,297 - 23,986 1,213,311 ACH Transfer Account Checking 21,801 201 21,846 156 Payroll Clearing *Checking 8,763 - 8,759 4 Total Centinel Bank 20,394,655 837 55,216 20,340,276 Bank balance of deposits 29,401,875$ 6,860$ 789,504$ 28,619,231$ New Mexico Finance Authority‐Investment Taos 49 - Debt Service Funds 5,791$ -$ -$ 5,791$ Taos 49 - Debt Service Reserve Funds Funds 150,743 - - 150,743 Total New Mexico Finance Authority 156,534 - - 156,534 * Interest bearing Bank Accounts TOWN OF TAOS Schedule of Deposit and Investment Accounts June 30, 2022 See independent auditors' report.122 Schedule I Account Bank Deposits Outstanding Book Bank Name/Account Name Type Balance in Transit Checks Balance Total investments 156,534$ -$ -$ 156,534$ Total 29,558,409$ 6,860$ 789,504$ 28,775,765 Add: New Mexico State Treasurer Local Government Investment Pool 4,149,964 Add: petty cash 1,599 Total deposits and investments 32,927,328$ Deposits and investments per financial statements: Cash and cash equivalents - Exhibit A-1 27,004,951$ Investments - Exhibit A-1 4,014,560 Restricted cash and cash equivalents - Exhibit A-1 1,741,994 Restricted investments - Exhibit A-1 75,400 Fiduciary funds cash - Exhibit E-1 30,423 Investments - Exhibit E-1 60,000 Total cash, cash equivalents, and investments 32,927,328$ See independent auditors' report.123 Schedule II Fair Market Name of Description of CUSIP Value at Depository Pledged Collateral Maturity Number June 30, 2022 US Bank FHLB N/A LOC NO. 554871 11,000,000$ Total US Bank 11,000,000 The location of the safekeeper of the above securities is 221 East Fourth Street, Cincinnati, OH 45202 Centinel Bank Clovis SD 3.00%08/01/22 189414KC8 200,000$ Clovis SD 2.05%08/01/24 189414JA4 250,000 Espanola SD 2.125%09/01/25 29662RBA5 150,000 West Las Vegas 2.00%08/15/22 953769KX3 150,000 Torrance ETC County 2.00%09/01/23 891400PE7 150,000 Alamogordo NM Muni 3.00%08/01/25 11464KQ6 250,000 Dona Ana Branch Community 3.00%08/01/24 257578EG5 300,000 Torrance ETC County 2.00%09/01/24 891400PF4 310,000 Jal NM Public Schools 2.00%10/01/24 470143AJ7 300,000 Clovis NM Municipal Sch Dist 2.25%08/01/32 189414PN9 325,000 Ruidoso SD 3.00%08/01/29 781338LT3 265,000 Ruidoso SD 2.50%08/01/31 781338KR8 300,000 Bernalillo NM Sch Dist 08/01/30 085279VG9 375,000 Taos NM Sch Dist 4.00%09/01/28 87601UBY8 215,000 FHMS K091 A2 3.51%03/25/29 3137FLN91 600,000 FHMS K091 A2 3.51%03/25/29 3137FLN91 300,000 Silver City NM Consol SC 4.00%08/01/34 827513GCO 200,000 Clovis NM Muni 3.00%08/01/34 189414QE8 200,000 Los Alamos NM Public Sch 2.25%08/01/23 54422NDM5 400,000 Taos NM Sch Dist 5.15%09/01/27 876014GE5 505,000 Bernalillo NM Sch Dist 2.00%08/01/27 085279UD7 275,000 Uni of New Mexico 1.882%06/01/32 9146924S4 500,000 FNA 2021-M11 A2 1.459%03/25/31 3136BF4D2 2,000,000 Bernalillo County, NM 2.000%08/15/35 0852752F1 500,000 Uni of New Mexico 1.782%06/01/31 9146924R6 500,000 FHMS K086 A2 3.859%11/25/28 3137FKSHO 1,000,000 Total Centinel Bank 10,520,000 The location of the safekeeper of the above securities is Independent Bankers Bank, Dallas, TX Total Pledged Collateral 21,520,000$ TOWN OF TAOS Schedule of Collateral Pledged by Depository For Public Funds June 30, 2022 See independent auditors' report.124 C OMPLIANCE SECTION 125 CORDOVA CPAs LLC CERTIFIED PUBLIC ACCOUNTANTS | BUSINESS ADVISORS cordovacpas.com REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS INDEPENDENT AUDITORS’ REPORT Mr. Brian S. Colón, Esq. New Mexico State Auditor Town Council Town of Taos U.S. Office of Management and Budget Taos, New Mexico We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, the aggregate remaining fund information, and the budgetary comparison for the General Fund of the Town of Taos (the Town), as of and for the year ended June 30, 2022, and the related notes to the financial statements, which collectively comprise Town’s basic financial statements, and have issued our report thereon dated December 7, 2022. Report on Internal Control Over Financial Reporting In planning and performing our audit of the financial statements, we considered the Town’s internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the Town’s internal control. Accordingly, we do not express an opinion on the effectiveness of the Town’s internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the Town’s financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. We did identify a certain deficiency in internal control, described in the accompanying schedule of findings and questioned costs as item 2021-001 that we consider to be a significant deficiency. 126 Report on Compliance and Other Matters As part of obtaining reasonable assurance about whether the Town’s financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. Town of Taos’s Responses to Findings The Town’s responses to the finding identified in our audit were described in the accompanying schedule of findings and questioned costs. The Town’s responses were not subjected to the auditing procedures applied in the audit of the financial statements and, accordingly, we express no opinion on them. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the result of that testing, and not to provide an opinion on the effectiveness of the Town’s internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the Town’s internal control and compliance. Accordingly, this communication is not suitable for any other purpose. Cordova CPAs LLC Albuquerque, NM December 7, 2022 127 Page Left Intentionally Blank 128 F EDERAL FINANCIAL ASSISTANCE 129 CORDOVA CPAs LLC CERTIFIED PUBLIC ACCOUNTANTS | BUSINESS ADVISORS cordovacpas.com REPORT ON COMPLIANCE FOR EACH MAJOR FEDERAL PROGRAM AND ON INTERNAL CONTROL OVER COMPLIANCE REQUIRED BY THE UNIFORM GUIDANCE INDEPENDENT AUDITORS’ REPORT Mr. Brian S. Colón, Esq. New Mexico State Auditor Town Council Town of Taos U.S. Office of Management and Budget Taos, New Mexico Report on Compliance for Each Major Federal Program Opinion on Each Major Federal Program We have audited Town of Taos’s compliance with the types of compliance requirements identified as subject to audit in the OMB Compliance Supplement that could have a direct and material effect on each of Town of Taos’s major federal programs for the year ended June 30, 2022. Town of Taos’s major federal programs are identified in the summary of auditor’s results section of the accompanying schedule of findings and questioned costs. In our opinion, Town of Taos complied, in all material respects, with the types of compliance requirements referred to above that could have a direct and material effect on each of its major federal programs for the year ended June 30, 2022. Basis for Opinion on Each Major Federal Program We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and the audit requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Our responsibilities under those standards and the Uniform Guidance are further described in the Auditor’s Responsibilities for the Audit of Compliance section of our report. We are required to be independent of Town of Taos and to meet our other ethical responsibilities, in accordance with relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion on compliance for each major federal program. Our audit does not provide a legal determination of Town if Taos’s compliance with the compliance requirements referred to above. 130 Responsibilities of Management for Compliance Management is responsible for compliance with the requirements referred to above and for the design, implementation, and maintenance of effective internal control over compliance with the requirements of laws, statutes, regulations, rules, and provisions of contracts or grant agreements applicable to Town of Taos’s federal programs. Auditor’s Responsibilities for the Audit of Compliance Our objectives are to obtain reasonable assurance about whether material noncompliance with the compliance requirements referred to above occurred, whether due to fraud or error, and express an opinion on Town of Taos’s compliance based on our audit. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with generally accepted auditing standards, Government Auditing Standards, and the Uniform Guidance will always detect material noncompliance when it exists. The risk of not detecting material noncompliance resulting from fraud is higher than for that resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Noncompliance with the compliance requirements referred to above is considered material if there is a substantial likelihood that, individually or in the aggregate, it would influence the judgment made by a reasonable user of the report on compliance about Town of Taos’s compliance with the requirements of each major federal program as a whole. In performing an audit in accordance with generally accepted auditing standards, Government Auditing Standards, and the Uniform Guidance, we:  Exercise professional judgment and maintain professional skepticism throughout the audit.  Identify and assess the risks of material noncompliance, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding Town if Taos’s compliance with the compliance requirements referred to above and performing such other procedures as we considered necessary in the circumstances.  Obtain an understanding of Town if Taos’s internal control over compliance relevant to the audit in order to design audit procedures that are appropriate in the circumstances and to test and report on internal control over compliance in accordance with the Uniform Guidance, but not for the purpose of expressing an opinion on the effectiveness of Town if Taos’s internal control over compliance. Accordingly, no such opinion is expressed. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and any significant deficiencies and material weaknesses in internal control over compliance that we identified during the audit. Report on Internal Control over Compliance A deficiency in internal control over compliance exists when the design or operation of a control over compliance does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, noncompliance with a type of compliance requirement of a federal program on a timely basis. A material weakness in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a type of compliance requirement of a federal program will not be prevented, or detected and corrected, on a timely basis. A significant deficiency in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance with a type of compliance requirement of a federal program that is less severe than a material weakness in internal control over compliance, yet important enough to merit attention by those charged with governance. 131 Our consideration of internal control over compliance was for the limited purpose described in the Auditor’s Responsibilities for the Audit of Compliance section above and was not designed to identify all deficiencies in internal control over compliance that might be material weaknesses or significant deficiencies in internal control over compliance. Given these limitations, during our audit we did not identify any deficiencies in internal control over compliance that we consider to be material weaknesses, as defined above. However, material weaknesses or significant deficiencies in internal control over compliance may exist that were not identified. Our audit was not designed for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, no such opinion is expressed. The purpose of this report on internal control over compliance is solely to describe the scope of our testing of internal control over compliance and the results of that testing based on the requirements of the Uniform Guidance. Accordingly, this report is not suitable for any other purpose. Cordova CPAs LLC Albuquerque, NM December 7, 2022 132 Page Left Intentionally Blank 133 Assistance Listing Number Federal Expenditures Funds Provided to Subrecipients Noncash Assistance U.S. Department of the Interior ‐ Bureau of Reclamation Impl. of the Taos Pueblo Indian Water Rights Settlement 15.565 169,822$ -$ -$ Total U.S Department of the Interior ‐ Bureau of Reclamation 169,822 - - U.S. Department of Housing and Urban Development Passed through State of New Mexico Department of Finance and Administration Water System Improvements 14.228 622,714 - - CDBG- Comprehensive Plan 14.228 24,964 - - Total U.S. Department of Housing and Urban Development 647,678 - - U.S. Department of Justice Passed Through State of New Mexico Energy Minerals Natural Resources Juvenile Justice Program 16.523 36,022 - - Total U.S. Department of Justice 36,022 - - U.S. Department of Agriculture Passed Through State of New Mexico Children, Youth and Families Humble Equipment 10.351 128,162 - - Total U.S. Department of Agriculture 128,162 - - Environmental Protection Agency Passed Through State of New Mexico Environment Department Wastewater Treatment Plant Solar Array 66.458 33,829 - - Wastewater Treatment Plant Solar Array Loan 66.458 110,662 - - Total Environmental Protection Agency 144,491 - - U.S. Department of Transportation Passed through NM Department of Transportation Federal Aviation Administration (FAA) Airport Improvement Grant Taxiway-A PER, Phase I Design 20.106* 3,319,102 - - Airport Runway 13/31 20.106* 815,252 - - Airport Monitoring System 20.106* 52,837 Total U.S. Department of Transportation 4,187,191 - - U.S. Department of the Institute of Museum and Library Services Passed through NM State Library Grants to States- ARPA Library 45.310 16,223 Total U.S. Department of the Institute of Museum and Library Services 16,223 - - U.S. Department of Treasury Passed through NM Department of Finance and Administration American Rescue Plan 21.027 278,577 Total U.S. Department of Treasury 278,577 - - Total Federal Financial Assistance 5,608,166$ -$ -$ * Denotes Major Federal Financial Assistance Program TOWN OF TAOS Schedule of Expenditures of Federal Awards For the Year Ended June 30, 2022 Federal Grantor or Pass‐Through Grantor / Program Title See independent auditors' report. See accompanying notes to schedule of expenditures of federal awards.134 Schedule III Notes to Schedule of Expenditures of Federal Awards 1.Basis of Presentation 2.Loans 3.10% de minimus Indirect Cost Rate 4.Federally Funded Insurance The accompanying Schedule of Expenditures of Federal Awards (Schedule) includes the federal grant activity of the Town of Taos and is presented on the modified accrual basis of accounting, which is the same basis as was used to prepare the fund financial statements. The information in this Schedule is presented in accordance with the requirements of Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Therefore, some amounts presented in this schedule may differ from amounts presented in, or used in the preparation of the financial statements. The Town has no federally funded insurance. The Town did not elect to use the allowed 10% indirect cost rate. The Town expended $110,662 in federal awards related to loans or loan guarantees during the year. See independent auditors' report.135 Page Left Intentionally Blank 136 TOWN OF TAOS Schedule IV Schedule of Findings and Questioned Costs Page 1 of 3 June 30, 2022 Section I – Summary of Auditors’ Results Financial Statements: 1. Type of auditors’ report issued Unmodified 2. Internal control over financial reporting: a. Material weaknesses identified? None Noted b. Significant deficiencies identified not considered to be material weaknesses? Yes c. Noncompliance material to the financial statements noted? None Noted Federal Awards: 1. Internal control over major programs: a. Material weaknesses identified? None noted b. Significant deficiencies identified not considered to be material weaknesses? None noted 2. Type of auditors’ report issued on compliance for major programs Unmodified 3. Any audit findings disclosed that are required to be reported in accordance with 2 CFR section 200.516(a)? No 4. Identification of major programs: Assistance Listing Number Federal Program 20.106 Federal Aviation Administration (FAA) Airport Improvement Grant 5. Dollar threshold used to distinguish between type A and type B programs: $750,000 6. Auditee qualified as low-risk auditee? No 137 TOWN OF TAOS Schedule IV Schedule of Findings and Questioned Costs Page 2 of 3 June 30, 2022 Section II – Financial Statement Findings 2022‐001 (2021-001) — Consumable Inventory (Significant Deficiency) (Repeated) Condition: During inquiry and gathering of client prepared documents to support audited financial numbers it was noted that the Town was able to provide evidence of the consumable inventory on hand as of year-end for all departments of the Town with the exception of two departments. The Town made progress in this area during the fiscal year 2022, and was able to complete all inventory counts with the exception of 2 departments. Also, the Town was able to complete a formal procedure manual for all departments to implement moving forward. Criteria: Sections 6-5-1 through 6-5-6 NMSA, 1978 require internal accounting controls designed to prevent accounting errors and violations of state and federal laws and rules related to financial matters. Effect: Without proper inventory controls, the Town cannot verify what inventory they have on hand or is available for use and may be misappropriated without the knowledge of management. Also, the inventory balance at year end may be misstated as the balance cannot be supported by the sufficient evidence. Cause: The Town was unsuccessful at completing a proper report at year end and therefore did not have a printed copy available when it was requested for two departments. Auditors’ Recommendations: We recommend the Town ensures policies and procedures designed to prevent or detect possible misstatements in its inventory at year end. Agency’s Response: The Town of Taos has filled a Procurement/Assets Officer position that will provide guidance to the departments requiring assistance in completing the inventory count. The Finance Department has prepared a Standard Operating Procedural Manual to aid the departments in completing the inventory count at the end of the fiscal year and in an effort to ensure compliance is being monitored, will also provide training to the departments requiring assistance. As part of this training, the inventory count will be reviewed to ensure the accuracy of the count which will allow the departments to gain an understanding of the financial expectations at fiscal year-end. The personnel responsible for this are the Department Directors and the Finance Director. 138 TOWN OF TAOS Schedule IV Schedule of Findings and Questioned Costs Page 3 of 3 June 30, 2022 Section III – Federal Award Findings None noted Section IV – Section 12‐6‐5 NMSA 1978 Findings None noted Section V – Prior Year Audit Findings 2021‐001 — Consumable Inventory (Significant Deficiency) (Repeated 2022-001) 2021‐002 — Retiree Health Care Contributions (Other Matter) (Resolved) 139 TOWN OF TAOS Other Disclosures June 30, 2022 Exit Conference An exit conference was held on December 7, 2022. In attendance were the following: Representing the Town of Taos: Nathaniel Evans –Town Councilor Pascualito Maestas –Mayor Andrew Gonzales –Town Manager Lupe E. Martinez –Finance Director Josephine Fresquez –Assistant Finance Director Jonathan Montoya –Deputy Finance Director Charlotte Jeantete, CPA –Audit Committee Member Jack Meyers –Audit Committee Member Representing Cordova CPAs LLC: Robert Gonzales, CPA, Principal Auditor Prepared Financial Statements Cordova CPAs LLC prepared the GAAP-basis financial statements and footnotes of Town of Taos from the original books and records provided to them by the management of the Town. The responsibility for the financial statements remains with the Town. 140