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HomeMy WebLinkAbout2024 Audit ReportTOWN OF TAOS FINANCIAL STATEMENTS FOR THE YEAR ENDED JUNE 30, 2024 Page Left Intentionally Blank 2 I NTRODUCTORY SECTION 3 TOWN OF TAOS June 30, 2024 Table of Contents INTRODUCTORY SECTION Exhibit Page Table of Contents 4-5 Official Roster 6 FINANCIAL SECTION Independent Auditors' Report 8-10 Management's Discussion and Analysis 12-20 BASIC FINANCIAL STATEMENTS Government-wide Financial Statements: Statement of Net Position A-1 22-23 Statement of Activities A-2 24-25 Fund Financial Statements: Balance Sheet - Governmental Funds B-1 26-27 Reconciliation of the Balance Sheet to the Statement of Net Position 29 Statement of Revenues, Expenditures, and Changes in Fund Balances - Governmental Funds B-2 30-31 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities 33 Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget (GAAP Budgetary Basis) and Actual: General Fund C-1 34 American Rescue Plan C-2 35 Statement of Net Position - Proprietary Funds D-1 36-39 Statement of Revenues, Expenses and Changes in Net Position - Proprietary Funds D-2 40-41 Statement of Cash Flows - Proprietary Funds D-3 43 Statement of Fiduciary Net Position - Custodial Funds E-1 44 Statement of Changes in Fiduciary Net Position - Custodial Funds E-2 45 NOTES TO FINANCIAL STATEMENTS 46-87 Statement/ Schedule Page REQUIRED SUPPLEMENTARY INFORMATION Schedule of Proportionate Share of the Net Pension Liability A-1 90-95 Schedule of the Town's Contributions - Public Employees Retirement Association Plan A-2 96-101 Notes to Required Supplementary Information 102 Schedule of Proportionate Share of the Net OPEB Liability B-1 104-105 Schedule of the Town's Contributions - Retiree Health Care OPEB Plan B-2 106-107 SUPPLEMENTARY INFORMATION Nonmajor Fund Descriptions 110-113 Combining and Individual Fund Statements and Schedules: Combining Balance Sheet - Nonmajor Governmental Funds A-1 114-121 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances - Nonmajor Governmental Funds A-2 122-129 4 TOWN OF TAOS June 30, 2024 Table of Contents Statement/ Schedule Page SUPPORTING SCHEDULES Schedule of Deposit and Investment Accounts I 132-133 Schedule of Collateral Pledged by Depository For Public Funds II 134-135 COMPLIANCE SECTION Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 138-139 FEDERAL FINANCIAL ASSISTANCE Report on Compliance for Each Major Federal Program and on Internal Control Over Compliance Required by the Uniform Guidance 142-144 Schedule of Expenditures of Federal Awards III 146-147 Schedule of Findings and Questioned Costs IV 149-150 OTHER DISCLOSURES 151 5 TOWN OF TAOS Official Roster June 30, 2024 Town Council Name Title Pascualito Maestas Mayor Genevieve Oswald Town Councilor Darien D. Fernandez Town Councilor Marietta Fambro Town Councilor Corilia Ortega Town Councilor Administration Lupe Martinez Jonathan Montoya Francella Garcia Richard Chavez Christopher Stachura Town Manager Deputy Finance Director Town Clerk Municipal Judge Town Attorney 6 F INANCIAL SECTION 7 CORDOVA CPAs LLC CERTIFIED PUBLIC ACCOUNTANTS | BUSINESS ADVISORS cordovacpas.com INDEPENDENT AUDITORS’ REPORT Joseph M. Maestas, P.E. CFE New Mexico State Auditor U.S. Office of Management and Budget Town Council Town of Taos Taos, New Mexico Report on the Audit of the Financial Statements Opinions We have audited the accompanying financial statements of the governmental activities, business-type activities, each major fund, the aggregate remaining fund information, and the budgetary comparisons of the General Fund and major special revenue fund of Town of Taos (the Town), as of and for the year ended June 30, 2024, and the related notes to the financial statements which collectively comprise the Town’s basic financial statements as listed in the table of contents. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, business-type activities, each major fund, the aggregate remaining fund information, and the budgetary comparisons of the General Fund and major special revenue fund of Town of Taos, as of June 30, 2024, and the respective changes in financial position and where applicable, cash flows thereof, for the year then ended in accordance with accounting principles generally accepted in the United States of America. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Our responsibilities under those standards are further described in the Auditor’s Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of the Town of Taos and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Responsibilities of Management for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. 8 In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the Town of Taos’s ability to continue as a going concern for twelve months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. Auditor’s Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with generally accepted auditing standards and Government Auditing Standards will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with generally accepted auditing standards and Government Auditing Standards, we: Exercise professional judgment and maintain professional skepticism throughout the audit. Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Town of Taos’s internal control. Accordingly, no such opinion is expressed. Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements. Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the Town of Taos’s ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control-related matters that we identified during the audit. Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management’s Discussion and Analysis on pages 12 through 20 and Schedules A-1 through B-2 and notes to the Required Supplementary Information on pages 90 through 107 be presented to supplement the basic financial statements. Such information is the responsibility of management and, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, 9 and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the Town of Taos’s basic financial statements. The combining and individual fund financial statements, the Schedule of Expenditures of Federal Awards, as required by Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards, and Supporting Schedules I through II required by 2.2.2 NMAC are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual fund financial statements, the Schedule of Expenditures of Federal Awards and the Supporting Schedules I through II required by 2.2.2 NMAC are fairly stated, in all material respects, in relation to the basic financial statements as a whole. Other Information Management is responsible for the other information included in the annual report. The other information comprises the introductory section but does not include the basic financial statements and our auditor’s report thereon. Our opinions on the basic financial statements do not cover the other information, and we do not express an opinion or any form of assurance thereon. In connection with our audit of the basic financial statements, our responsibility is to read the other information and consider whether a material inconsistency exists between the other information and the basic financial statements, or the other information otherwise appears to be materially misstated. If, based on the work performed, we conclude that an uncorrected material misstatement of the other information exists, we are required to describe it in our report. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated December 7, 2024 on our consideration of the Town of Taos’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the Town of Taos’s internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering Town of Taos’s internal control over financial reporting and compliance. Cordova CPAs LLC Albuquerque, New Mexico December 7, 2024 10 Page Left Intentionally Blank 11 STATE OF NEW MEXICO Town of Taos Management’s Discussion and Analysis June 30, 2024 We are pleased to present the Town of Taos’ financial statements for the fiscal year ended June 30, 2024. Management’s discussion and analysis of these statements is also provided to help the reader fully understand the Town’s financial condition. FINANCIAL HIGHLIGHTS The Town of Taos’ total assets exceeded its total liabilities at the close of the fiscal year by $117,598,984 (net position). Of this amount, $7,783,947 is (unrestricted net position), due to the on-going implementation of GASB Statement No. 68 and Statement No. 75. The Town along with other governmental entities throughout the entire state have experienced the negative effect with these two GASB Statements. Even though ending the year reporting this amount, the Town currently has available cash balances to meet the government’s ongoing obligations to its citizens and creditors. Included in the available cash balances are approximately $14,263,071 for ongoing capital projects and $8,013,848 for special revenue projects. The Town’s total net position increased by $6,889,031 during the fiscal year. The majority of this overall increase was due to an increase in gross receipts taxes versus original projections. As of June 30, 2024, the Town’s governmental activities reported a combined ending net position balance of $82,685,813. Of this total, $14,273,038 is restricted for debt service and capital projects. As illustrated in the data below, you will note the favorable increase the Town of Taos has continued to experience during the last few years. According to the financial information, Total Assets increased by 6.92%, the Town’s Net Position increased by 5.36% and the Operating Income posted in the General Fund increased 40.02%, which amounts to $6,422,385 over prior year. Total Revenues decreased by 3.29% and Total Expenditures increased by 14.14% over the prior year. 12 STATE OF NEW MEXICO Town of Taos Management’s Discussion and Analysis June 30, 2024 Overview of the Financial Statements The Town’s basic financial statements comprise three components: 1) government-wide financial statements; 2) fund financial statements; and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government-wide financial statements. The government-wide financial statements are designed to provide readers with a broad overview of the Town of Taos’ finances, in a manner similar to a private-sector business. The statement of net position presents information on all of the Town of Taos’ assets and liabilities, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator regarding whether or not the financial position of the Town of Taos is improving or deteriorating. The statement of activities presents information showing how the government’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused personal leave). Both of the government-wide financial statements distinguish functions of the Town of Taos that are principally supported in a majority by taxes and a minimal amount from other miscellaneous receipts (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the Town of Taos include general government, public safety, public works, culture and recreation, and health and welfare. The business-type activities of the Town include joint water and sewer services, solid waste services, and the Taos Regional Landfill. The government-wide financial statements can be found in Exhibits A-1 and A-2 of this report. Fund Financial Statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The Town of Taos, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the Town of Taos can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental Funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on daily inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in determining what financial resources are available in the near future to finance the Town’s programs. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government- wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The Town of Taos maintains thirty individual governmental funds organized according to their type (special revenue, debt service and capital projects). Information is presented separately in the governmental fund balance sheet and statement of revenues, expenditures, and changes in fund balances for the General Fund, Capital Maintenance & Operating Fund and Airport Construction Fund, which are considered major funds. Data from the other twenty-five governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements elsewhere in this report. 13 STATE OF NEW MEXICO Town of Taos Management’s Discussion and Analysis June 30, 2024 The Town of Taos adopts an annual appropriated budget for its general fund, capital equipment replacement, special revenue fund, fire, police, GRT, and all other funds. A budgetary comparison statement has been provided for the General Fund to demonstrate compliance with this budget. In addition, the individual financial statements of the nonmajor governmental fund types include budgetary comparison data. The basic governmental fund financial statements can be found in Exhibits B-1 through C-1 of this report Proprietary funds. Proprietary funds are generally used to account for services for which the Town charges customers – either outside customers or internal units or departments of the Town. Proprietary funds provide the same type of information as shown in the government-wide financial statements, only in more detail. The Town maintains one type of proprietary fund. Enterprise funds. Are used to report the same functions presented as business-type activities in the government-wide financial statements. The Town uses enterprise funds to account for the joint water and sewer services, solid waste and regional landfill operations for the Town. The enterprise funds are considered to be major funds of the Town and can be found in Exhibits D-1 through D-3 of this report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statement because the resources of those funds are not available to support the Town of Taos’ own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. The Town of Taos fiduciary funds account for the revenue collection of street permits and deposits for recreation events. The basic fiduciary fund financial statement can be found in Exhibits E-1 and E-2 of this report. Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the financial statements can be found on pages 46-87 of this report. Combining statements. The combining statements referred to earlier in connection with non-major governmental funds are presented immediately following the notes to the financial statements. Combining and individual fund statements and schedules can be found on pages 110-129 of this report. GOVERNMENT-WIDE FINANCIAL ANALYSIS Analysis of Net Position As noted earlier, the net of assets over liabilities, otherwise known as net position, may serve over time as a useful indicator of a government’s financial position. In the case of the Town of Taos, assets exceeded liabilities by $117,598,984 at the close of the current fiscal year. An increase of approximately 3.55% over the prior year. The significant portion of the Town of Taos’ net position represents the Town’s investment of $85,631,548 in capital assets (e.g., land improvements, buildings, infrastructure and machinery & equipment), less any related outstanding debt used to acquire those assets. The Town of Taos uses these capital assets to provide services to its citizens, so these assets are not available for future spending. Although the Town of Taos’ investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. 14 STATE OF NEW MEXICO Town of Taos Management’s Discussion and Analysis June 30, 2024 A portion of the Town of Taos’ governmental restricted net position of $22,286,886 (26.95%) represents resources that are subject to restrictions related to covenants arising from the Town’s long-term debt issuance, special revenue projects and capital projects. The remaining balance of unrestricted net position, ($2,471,413) continues as a negative due to the implementation of GASB Statement 68 and Statement 75 reported in the financials. In the previous financial year, this amount was ($5,188,070). Taking that negative amount into consideration, the Town has sufficient resources to meet the government’s ongoing obligations to citizens and creditors. At the end of the current financial period, the Town of Taos reports positive fund balances in all categories of net position for both governmental and business-type activities. Analysis of Changes in Net Position The Town’s net position increased to $6,889,031 during the fiscal year. This increase is primarily the result of Gross Receipts Taxes and Capital Grants as noted below in the Governmental Activities. 15 STATE OF NEW MEXICO Town of Taos Management’s Discussion and Analysis June 30, 2024 Governmental Activities. Governmental Activities increased the Town of Taos’ net position to $6,524,556 primarily as the result of an increase in Gross Receipts Tax and Capital Grants. Whereas, Business-type Activities decreased to $364,475 for a combined total of $6,889,031 net position at fiscal year-end. It is worth noting, increases in general government expenditures added to the overall net position of the Town during the year. 16 3,352,401 3,968,725 16 STATE OF NEW MEXICO Town of Taos Management’s Discussion and Analysis June 30, 2024 The Town is pleased to report that tax revenues account for 83.09% of governmental revenues, or $25,367,722. Tax revenues are made up of property, gross receipts, lodger’s tax, gasoline and motor vehicle as well as other taxes. Tax revenues increased by $6,183,079 from prior fiscal year. Respectively, $6,256,880 in gross receipts taxes, $148,892 in cannabis excise tax and $61,207 in property taxes due to the increase in assessed property values within the town limits. The General fund received the majority of the Town’s program revenue, accounting for $11,134,902 or 46.96% of total governmental revenues. The primary recipients of these revenues are general government, public safety, public works and, culture and recreation. The Town’s direct charges to users of governmental services made up $1,045,197 or 3.46% of total governmental revenues. These charges are for fees, fines and forfeitures as well as licenses and permits. Overall charges for services decreased by $808,423 from prior year. Business-type Activities. As referenced earlier, Business-type Activities increased the Town’s net position by $364,475, primarily as the result of increase in charges for services and decrease in capital grants. The Town’s direct charges to users of business-type services made up $6,579,857 or 85.26% of total business-type revenues. These charges are for water and sewer services, water and sewer connection fees, landfill tipping fees and solid waste services. These direct charges for service increased by $354,019 from the previous year due to an increase in new homeowner and second homeowners relocating to the town. FINANCIAL ANALYSIS OF THE TOWN’S FUNDS The Town of Taos uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Governmental Funds. The focus of the Town of Taos’ governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the Town of Taos’ financing requirements. In particular, unassigned fund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. Types of Governmental funds reported by the Town include the General Fund, Special Revenue Funds, Debt Service Funds and Capital Projects Funds. Revenues for governmental functions overall totaled approximately $30,235,608 in the financial period ending June 30, 2024, which represents an increase of $1,023,060 from the financial report ending June 30, 2023. This is largely due to the increase in gross 17 STATE OF NEW MEXICO Town of Taos Management’s Discussion and Analysis June 30, 2024 receipts taxes and the distribution of cannabis excise tax. Expenditures for governmental functions, totaling $23,711,052 was an increase of approximately $2,711,152 from the fiscal year ended June 30, 2023. In the financial period ending June 30, 2024, revenues for governmental functions exceeded expenditures by approximately $6,524,556. The General Fund is the general operating fund of the Town of Taos. It is from here that the Town pays for public safety and other governmental services it provides to its citizens. At the end of the current financial period, unassigned fund balance of the General Fund was $5,142,175 along with a minimum fund balance of $3,922,369. Proprietary Funds. The Town’s proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. At the end of the fiscal year, the unrestricted net position for enterprise funds were $10,255,360. The total net position for the enterprise funds increased $820,244 as compared to prior year financial period. This performance was reflective of steadiness in charges for services despite an increase in overall operating expenses. The Town continues to build up the asset management fund to a level with the intent in meeting the required replacement of the water and sewer system for years to come. Fiduciary Funds. The Town maintains fiduciary funds for the assets associated with bid bonds, street cuts permits and recreation deposits. Changes to the fiduciary funds were immaterial for the financial period ending June 30, 2024. General Fund Budgetary Highlights Town budgets reflect the same pattern as seen in the revenue and expenditures of the Town within the General Fund. The State of New Mexico budget process is defined under state law and regulation. To enhance the process of developing a budget at the Town level, Taos utilizes goals and objectives defined by the Town Council, community input meetings, long-term plans and input from various staff groups to develop the Town budget. The Town defines its priorities through this process. Overall, the General Fund’s performance resulted in revenues over expenditures in the financial period ending June 30, 2024 of $9,311,399 an increase of $5,028,645 over the comparable figure from the prior year of $4,282,754. The Town’s overall financial position improved as stated prior under the Financial Highlights. During the year, there were several vacancies within various departments that contributed to the decrease in expenditures over those originally budgeted. In a concerted effort to reduce the Town’s current 19% vacancy rate, we have created, finalized and implemented phase I of a multi-year comprehensive Pay & Classification Plan which received unanimous and full support of the governing body. As compared to the prior year, the General Fund revenue increased by 45.38% or approximately $5,862,535. Notable increases were in Gross Receipts Taxes. The prior year reflected $12,918,772 versus the current financial period reflecting $18,781,307. Including in Misc. Revenue is the investment income, which earned a favorable $828,345. 18 STATE OF NEW MEXICO Town of Taos Management’s Discussion and Analysis June 30, 2024 The following table examines the summary budget performance of the General Fund for the financial period ending June 30, 2024. Detailed budget performance is examined through the Statement of Revenues, Expenditures, and Changes in Fund Balance for the General Fund found in Exhibit C-1. The Town’s final budget differs from the original budget due to amendments made during the fiscal year and the increase in expenditures. Actual General Fund expenditures were $3,234,177 less than budgeted. This year, major adjustments were made at mid-year and end of year for several one-time capital, maintenance and operational requests over several departments within the Town to utilize the favorable variance savings. Capital Assets. The Town of Taos’ capital assets for its governmental and business-type activities as of June 30, 2024 amount to $91,165,444 (net of accumulated depreciation). Capital assets include land, land improvements, buildings and improvements, furniture, fixtures and equipment as well as infrastructure. The Town’s capital assets for the current financial period increased $735,693 for governmental activities and increased $541,612 for business-type activities (net of accumulated depreciation). The additions to capital assets during the year were mainly classified as either construction or projects in progress, however there was also a continued dedication to purchasing/replacing of equipment/vehicles. We continue to have many active engineering contracts for several future capital projects that are reflected on the significant commitment list included in the financial statements. The deletion noted was the building and grounds formerly known as the Mary D. Medina Building. The additions to capital assets were as follows: $840,345 for acquiring the Filemon Sanchez Park; $167,547 for improvements to Kit Carson and Disc Golf Park; $1,278,763 19 STATE OF NEW MEXICO Town of Taos Management’s Discussion and Analysis June 30, 2024 for the street resurfacing and infrastructure improvements; $891,329 in equipment & machinery and vehicle upgrades made throughout the year; $1,842,440 in land improvements and a compactor for the Taos Regional Landfill. For government-wide financial statement presentation purposes, all depreciable capital assets were depreciated from acquisition date to the end of the current fiscal year. Fund financial statements record capital asset purchases as expenditures. Refer to Note 7 in the accompanying Notes to the Financial Statements for further information regarding capital assets. Debt Administration. At the end of the current financial period, the Town reported long-term obligations outstanding in the amount of $7,288,381. The Town’s outstanding debt increased from prior year by $1,041,575 due to the new RUS Loan. Upon review of the compensated absences, Governmental Activities decreased slightly by $53,297 from prior year while Business-type Activities decreased $6,383 from prior year. Based on the analysis completed by the Town’s financial advisor, the Town will comprehensively evaluate its bonding capacity for the immediate needs of infrastructure and capital priorities. The Town has continued to experience significant costs due to deferred maintenance. It is desired and directed by the governing body to explore the ability to bond for the rehabilitation construction of newly acquired Filemon Sanchez Park to incorporate Eco Park and needed infrastructure needed at the Wastewater Treatment Plant. Refer to Note 8 in the accompanying Notes to the Financial Statements for further information regarding long-term debt. REQUESTS FOR INFORMATION This financial report is designed to provide a general overview of the Town of Taos’ finances for all of those with an interest in the government’s finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Town of Taos, 400 Camino de la Placita, Taos, New Mexico, 87571, (575) 751-2002. 20 B ASIC FINANCIAL STATEMENTS 21 TOWN OF TAOS Statement of Net Position June 30, 2024 Governmental Activities Business-type Activities Total Assets Current assets Cash and cash equivalents 27,395,954$ 11,076,402$ 38,472,356$ Investments 5,475,678 1,549,781 7,025,459 Receivables: Property taxes 283,031 -283,031 Taxes receivable 3,693,389 85,715 3,779,104 Due from other governments 210,360 15,056 225,416 Customer receivable, net -602,720 602,720 Inventory 72,295 59,815 132,110 Internal balances 25,461 (25,461)- Total current assets 37,156,168 13,364,028 50,520,196 Noncurrent assets Restricted cash and cash equivalents -2,141,969 2,141,969 Restricted investments -124,500 124,500 Right of use assets, net 402,160 -402,160 Capital assets 175,643,199 67,116,889 242,760,088 Less: accumulated depreciation (111,742,859) (39,851,775) (151,594,634) Total noncurrent assets 64,302,500 29,531,583 93,834,083 Total assets 101,458,668 42,895,611 144,354,279 Deferred outflows of resources Deferred outflows- pension 3,766,992 430,237 4,197,229 Deferred outflows- OPEB 800,157 129,609 929,766 Total deferred outflows of resources 4,567,149 559,846 5,126,995 Total assets and deferred outflows of resources 106,025,817$ 43,455,457$ 149,481,274$ The accompanying notes are an integral part of these financial statements.2222 Exhibit A-1 Governmental Activities Business-type Activities Total Liabilities Current liabilities Accounts payable 1,470,249$ 383,085$ 1,853,334$ Accrued payroll 210,946 30,521 241,467 Accrued compensated absences 453,984 53,693 507,677 Unearned revenue 721,973 - 721,973 Deposits held in trust for others 5,103 369,866 374,969 Accrued interest 5,303 39,580 44,883 Current portion of leases payable 85,280 - 85,280 Current portion of bonds payable 505,000 408,918 913,918 Total current liabilities 3,457,838 1,285,663 4,743,501 Noncurrent liabilities Accrued compensated absences 365,407 53,603 419,010 Bond premiums, net of accumulated amortization of $62,970 7,872 - 7,872 Leases payable 334,714 - 334,714 Bonds payable 525,000 899,600 1,424,600 Loans payable - 3,195,388 3,195,388 Landfill closure and post-closure - 827,788 827,788 Net pension liability 14,276,416 1,633,373 15,909,789 Net OPEB liability 1,641,067 292,677 1,933,744 Total noncurrent liabilities 17,150,476 6,902,429 24,052,905 Total liabilities 20,608,314 8,188,092 28,796,406 Deferred inflows of resources Deferred inflows- pension 386,617 37,217 423,834 Deferred inflows- OPEB 2,345,073 316,977 2,662,050 Total deferred inflows of resources 2,731,690 354,194 3,085,884 Net position Net investment in capital assets 62,870,340 22,761,208 85,631,548 Restricted for: Debt service 9,967 - 9,967 Capital projects 14,263,071 - 14,263,071 Special revenue projects 8,013,848 - 8,013,848 Landfill - 1,896,603 1,896,603 Unrestricted (deficit)(2,471,413) 10,255,360 7,783,947 Total net position 82,685,813 34,913,171 117,598,984 Total liabilities, deferred inflows of resources, and net position 106,025,817$ 43,455,457$ 149,481,274$ The accompanying notes are an integral part of these financial statements.23 TOWN OF TAOS Statement of Activities For the Year Ended June 30, 2024 Functions/Programs Expenses Charges for Services Operating Grants and Contributions Capital Grants and Contributions Governmental Activities: General government 11,134,902$ 1,044,706$ 577,511$ -$ Public safety 5,109,041 - 897,621 - Public works 3,352,401 - - 565,994 Culture and recreation 3,968,725 491 - - Interest 145,983 - - - Total governmental activities 23,711,052 1,045,197 1,475,132 565,994 Business‐type Activities: Water and Sewer 5,754,769 4,789,895 - 154,356 Solid Waste 36,421 483 - - Taos Regional Landfill 1,562,111 1,789,479 - 22,400 Total business‐type activities 7,353,301 6,579,857 - 176,756 Total 31,064,353$ 7,625,054$ 1,475,132$ 742,750$ General Revenues and transfers: Taxes: Gross receipts taxes Cannabis excise tax Property taxes, levied for general purposes Gasoline, franchise and motor vehicle Lodger's taxes Investment income Miscellaneous revenue Donated property Transfers Total general revenues and transfers Change in net position Net position, beginning Net position, restatement (Note 20) Net position, as restated Net position, ending Program Revenues The accompanying notes are an integral part of these financial statements.24 Exhibit A-2 Governmental Activities Business‐type Activities Total (9,512,685)$ -$ (9,512,685)$ (4,211,420) - (4,211,420) (2,786,407) - (2,786,407) (3,968,234) - (3,968,234) (145,983) - (145,983) (20,624,729) - (20,624,729) - (810,518) (810,518) - (35,938) (35,938) - 249,768 249,768 - (596,688) (596,688) (20,624,729) (596,688) (21,221,417) 21,528,518 749,381 22,277,899 311,431 - 311,431 1,349,238 - 1,349,238 765,280 - 765,280 1,413,255 - 1,413,255 828,372 229,616 1,057,988 95,012 - 95,012 840,345 - 840,345 17,834 (17,834) - 27,149,285 961,163 28,110,448 6,524,556 364,475 6,889,031 77,065,326 34,548,696 111,614,022 (904,069)- (904,069) 76,161,257 34,548,696 110,709,953 82,685,813$ 34,913,171$ 117,598,984$ Net (Expense) Revenue and Changes in Net Position The accompanying notes are an integral part of these financial statements.25 General Fund American Rescue Plan Airport Construction Assets Cash and cash equivalents 5,379,627$ 721,973$ 4,585,979$ Investments 4,939,850 - - Receivables: Property taxes 283,031 - - Taxes receivable 3,079,832 - - Due from other governments 8,042 - 37,854 Inventory 72,295 - - Due from other funds 25,461 - - Total assets 13,788,138$ 721,973$ 4,623,833$ Liabilities, deferred inflows of resources, and fund balances Liabilities Accounts payable 233,310$ -$ 897,096$ Accrued payroll 202,923 - - Unearned revenue - 721,973 - Deposits held in trust for others - -- Total liabilities 436,233 721,973 897,096 Deferred inflows of resources Unavailable revenue - property taxes 246,763 - - Total deferred inflows of resources 246,763 - - Fund balances Nonspendable: Inventory 72,295 - - Spendable: Restricted for: General government - - - Public safety - - - Culture and recreation - - - Transportation and roads - - - Capital improvements - - - Debt service - - - Committed to: General government - - - Public safety - - - Culture and recreation - - - Transportation and roads - - - Capital improvements - - 3,726,737 Minimum fund balance 4,386,949 - - Unassigned 8,645,898 - - Total fund balances 13,105,142 - 3,726,737 Total liabilities, deferred inflows of resources, and fund balances 13,788,138$ 721,973$ 4,623,833$ The accompanying notes are an integral part of these financial statements. June 30, 2024 Governmental Funds Balance Sheet TOWN OF TAOS 26 Exhibit B-1 Page 1 of 2 Capital Projects Other Governmental Funds Total 4,076,474$ 12,631,901$ 27,395,954$ 4,031 531,797 5,475,678 - - 283,031 187,557 426,000 3,693,389 - 164,464 210,360 - - 72,295 - - 25,461 4,268,062$ 13,754,162$ 37,156,168$ -$ 339,843$ 1,470,249$ - 8,023 210,946 - - 721,973 - 5,103 5,103 - 352,969 2,408,271 - - 246,763 - - 246,763 - - 72,295 - 2,068,841 2,068,841 - 951,836 951,836 - 1,356,094 1,356,094 - 17,120 17,120 - 2,592,604 2,592,604 - 6,031 6,031 - 2,323,662 2,323,662 - 29,828 29,828 - 78,115 78,115 - 594,363 594,363 4,268,062 3,382,699 11,377,498 - - 4,386,949 - - 8,645,898 4,268,062 13,401,193 34,501,134 4,268,062$ 13,754,162$ 37,156,168$ The accompanying notes are an integral part of these financial statements.27 Page Left Intentionally Blank 28 TOWN OF TAOS Exhibit B-1 Reconciliation of the Balance Sheet to the Statement of Net Position Page 2 of 2 Governmental Funds June 30, 2024 Amounts reported for governmental activities in the Statement of Net Position are different because: Fund balances - total governmental funds 34,501,134$ Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds 63,900,340 Right of use assets, net of accumulated amortization, used in governmental activities are not financial resources and, therefore, are not reported in the funds 402,160 Delinquent property taxes not collected within sixty days after year end are not considered "available" revenues and are considered to be unavailable revenue in the fund financial statements, but are considered revenue in the Statement of Activities 246,763 Deferred outflows and inflows of resources related to pensions and OPEB are applicable to future periods and therefore, are not reported in funds: Deferred outflows- pension 3,766,992 Deferred outflows- OPEB 800,157 Deferred inflows- pension (386,617) Deferred inflows- OPEB (2,345,073) Certain liabilities, including bonds payable and related components, accrued interest, current and long-term portions of accrued compensated absences, and net penison and OPEB liabilites are not due and payable in the current period and, therefore, are not reported in the funds: Bonds payable (1,030,000) Leases payable (419,994) Bond premiums (7,872) Accrued interest (5,303) Accrued compensated absences (819,391) Net pension liability (14,276,416) Net OPEB liability (1,641,067) Net position of governmental activities 82,685,813$ The accompanying notes are an integral part of these financial statements.29 General Fund American Rescue Plan Airport Construction Revenues Taxes: Property 1,343,734$ -$ -$ Gross receipts taxes 18,781,307 - - Gasoline, franchise, and motor vehicle 659,979 - - Lodger's tax - - - Cannabis excise tax - - - Intergovernmental: Federal operating grants 15,646 - - Federal capital grants - - 143,334 State operating grants 91,922 182,096 - State capital grants - - 422,660 Charges for services 148,043 - - Licenses and fees 596,110 - - Investment income 799,442 - - Miscellaneous 36,064 - - Total revenues 22,472,247 182,096 565,994 Expenditures Current: General government 5,394,669 163,850 75,792 Public safety 3,951,919 - - Public works 1,767,603 - - Culture and recreation 2,046,657 - - Capital outlay - 18,246 1,804,128 Debt service: Principal - - - Interest - - - Total expenditures 13,160,848 182,096 1,879,920 Excess (deficiency) of revenues over expenditures 9,311,399 - (1,313,926) Other financing sources (uses) Transfers in 8,844,917 - 500,000 Transfers (out)(14,259,319) - - Total other financing sources (uses)(5,414,402) - 500,000 Net change in fund balance 3,896,997 - (813,926) Fund balance ‐ beginning of year 9,208,145 904,069 4,540,663 Fund balance ‐ restatement (Note 20)- (904,069) - Fund balance as restated 9,208,145$ -$ 4,540,663$ Fund balance ‐ end of year 13,105,142$ -$ 3,726,737$ The accompanying notes are an integral part of these financial statements. For the Year Ended June 30, 2024 Governmental Funds Statement of Revenues, Expenditures, and Changes in Fund Balances TOWN OF TAOS 30 Exhibit B-2 Page 1 of 2 Capital Projects Other Governmental Funds Total -$ -$ 1,343,734$ 1,179,333 1,567,878 21,528,518 - 105,301 765,280 - 1,413,255 1,413,255 - 311,431 311,431 - 71,265 86,911 - - 143,334 - 1,114,203 1,388,221 - - 422,660 - 221,489 369,532 - 79,555 675,665 209 28,721 828,372 - 58,948 95,012 1,179,542 4,972,046 29,371,925 - 758,657 6,392,968 - 1,057,695 5,009,614 439,883 796,976 3,004,462 - 1,922,665 3,969,322 91,555 2,952,002 4,865,931 - 485,000 485,000 - 63,630 63,630 531,438 8,036,625 23,790,927 648,104 (3,064,579) 5,580,998 260,000 7,727,609 17,332,526 (302,302) (2,753,071) (17,314,692) (42,302) 4,974,538 17,834 605,802 1,909,959 5,598,832 3,662,260 11,491,234 29,806,371 - - (904,069) 3,662,260$ 11,491,234$ 28,902,302$ 4,268,062$ 13,401,193$ 34,501,134$ The accompanying notes are an integral part of these financial statements.31 Page Left Intentionally Blank 32 TOWN OF TAOS Exhibit B-2 Amounts reported for governmental activities in the Statement of Activities are different because: Net change in fund balances - total governmental funds 5,598,832$ Governmental funds report capital outlays as expenditures. However, in the statement of activities, the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense: Capital outlay additions reported in capital outlay expenditures 4,865,931 Depreciation expense (4,970,583) Donation of capital asset 840,345 Revenues in the statement of activities that do not provide current financial resources are not reported as revenue in the funds: Change in deferred inflows related to the property taxes receivable (5,504) Expenses in the Statement of Activities that are not paid from current financial resources are not reported as expenditures in the funds: Amortizaton and interest expense on right of use asset (86,289) Governmental funds report Town pension and OPEB contributions as expenditures. However in the Statement of Activities, the cost of pension and OPEB benefits earned net of employee contributions is reported as pension and OPEB (expense) income: Town pension contributions subsequent to measurement date 850,125 Pension expense (1,815,905) Town OPEB contributions subsequent to measurement date 129,735 OPEB income 599,465 Expenses in the Statement of Activities that do not require current financial resources are not reported as expenditures in the funds: (53,295) decrease in accrued compensated absences The issuance of long-term debt (e.g. bonds, notes, leases) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position. Also, governmental funds report the effect of premiums and similar items when debt is first issued, whereas these amounts are deferred and amortized in the Statement of Activities: Amortization of bond premiums 3,936 Principal payments on leases 82,763 Principal payments on loans 485,000 Change in net position of governmental activities 6,524,556$ in Fund Balances of Governmental Funds to the Statement of Activities For the Year Ended June 30, 2024 Reconciliation of the Statement of Revenues, Expenditures, and Changes Governmental Funds The accompanying notes are an integral part of these financial statements.33 TOWN OF TAOS Exhibit C-1 Statement of Revenues, Expenditures, and Changes in Fund Balance Budget (GAAP Budgetary Basis) and Actual General Fund For the Year Ended June 30, 2024 Variances Original Final Actual Final to Actual Revenues Taxes: Property 1,186,723$ 1,346,112$ 1,343,734$ (2,378)$ Gross receipts 13,429,720 17,989,693 18,781,307 791,614 Gasoline, franchise and motor vehicle 681,545 712,980 659,979 (53,001) Intergovernmental: Federal operating grants 3,257 15,063 15,646 583 State operating grants 90,000 90,000 91,922 1,922 Charges for services 187,779 213,954 148,043 (65,911) Licenses and fees 477,954 584,300 596,110 11,810 Investment income 203,600 799,442 799,442 - Miscellaneous 42,368 45,868 36,064 (9,804) Total revenues 16,302,946 21,797,412 22,472,247 674,835 Expenditures Current: General government 6,266,509 6,557,656 5,394,669 1,162,987 Public safety 4,331,540 4,699,003 3,951,919 747,084 Public works 2,459,273 2,530,561 1,767,603 762,958 Culture and recreation 2,458,524 2,607,805 2,046,657 561,148 Total expenditures 15,515,846 16,395,025 13,160,848 3,234,177 Excess (deficiency) of revenues over expenditures 787,100 5,402,387 9,311,399 3,909,012 Other financing sources (uses) Designated cash (budgeted cash increase)(631,816) 1,722,948 - (1,722,948) Transfers in 6,114,103 10,989,890 8,844,917 (2,144,973) Transfers (out)(6,269,387) (18,115,225)(14,259,319) 3,855,906 Total other financing sources (uses)(787,100) (5,402,387) (5,414,402) (12,015) Net change in fund balance - - 3,896,997 3,896,997 Fund balance - beginning of year - - 9,208,145 9,208,145 Fund balance - end of year -$ -$ 13,105,142$ 13,105,142$ Budgeted Amounts The accompanying notes are an integral part of these financial statements.34 TOWN OF TAOS Exhibit C-2 Statement of Revenues, Expenditures, and Changes in Fund Balance Budget (GAAP Budgetary Basis) and Actual American Rescue Plan Special Revenue Fund For the Year Ended June 30, 2024 Variances Original Final Actual Final to Actual Revenues Taxes: Property -$ -$ -$ -$ Gross receipts - - - - Gasoline, franchise and motor vehicle - - - - Intergovernmental: Federal operating grants - - - - State operating grants - - 182,096 182,096 Charges for services - - - - Licenses and fees - - - - Investment income - - - - Miscellaneous - - - - Total revenues - - 182,096 182,096 Expenditures Current: General government 784,303 720,053 163,850 556,203 Capital outlay 119,766 184,043 18,246 165,797 Total expenditures 904,069 904,096 182,096 722,000 Excess (deficiency) of revenues over expenditures (904,069) (904,096) - 904,096 Other financing sources (uses) Designated cash (budgeted cash increase)904,069 904,096 - (904,096) Total other financing sources (uses)904,069 904,096 - (904,096) Net change in fund balance - - - - Fund balance ‐ beginning of year - - 904,069 904,069 Fund balance ‐ restatement (Note 20)- - (904,069) (904,069) Fund balance as restated - - - - Fund balance ‐ end of year -$ -$ -$ -$ Budgeted Amounts The accompanying notes are an integral part of these financial statements.35 Water and Sewer Solid Waste Assets Current assets Cash and cash equivalents 6,749,056$ 684,476$ Investments 1,349,781 200,000 Taxes receivable 85,715 - Due from other governments 15,056 - Customer receivables, net 455,969 32,076 Inventory 59,815 - Total current assets 8,715,392 916,552 Noncurrent assets Restricted cash and cash equivalents 369,866 - Restricted investments - - Capital assets 56,921,559 1,067,079 Less: accumulated depreciation (34,459,926) (908,143) Total noncurrent assets 22,831,499 158,936 Total assets 31,546,891 1,075,488 Deferred outflows of resources Deferred outflows- pension 347,910 - Deferred outflows- OPEB 92,920 - Total deferred outflows of resources 440,830 - Total assets and deferred outflows of resources 31,987,721$ 1,075,488$ June 30, 2024 Proprietary Funds Statement of Net Position TOWN OF TAOS The accompanying notes are an integral part of these financial statements.36 Exhibit D-1 Page 1 of 2 Taos Regional Landfill Total 3,642,870 11,076,402$ - 1,549,781 - 85,715 - 15,056 114,675 602,720 - 59,815 3,757,545 13,389,489 1,772,103 2,141,969 124,500 124,500 9,128,251 67,116,889 (4,483,706) (39,851,775) 6,541,148 29,531,583 10,298,693 42,921,072 82,327 430,237 36,689 129,609 119,016 559,846 10,417,709$ 43,480,918$ The accompanying notes are an integral part of these financial statements.37 Water and Sewer Solid Waste Liabilities Current liabilities Accounts payable 321,655$ 13,117$ Accrued payroll 23,973 - Accrued compensated absences 43,076 - Due to other funds 18,740 - Deposits held in trust for others 369,866 - Accrued interest 38,868 - Current maturity of bonds and loans payable 215,918 - Total current liabilities 1,032,096 13,117 Noncurrent liabilities Accrued compensated absences 51,299 - Bonds payable 899,600 - Loans payable 1,424,388 - Landfill closure and post-closure costs - - Net pension liability 1,295,721 - Net OPEB liability 206,645 - Total noncurrent liabilities 3,877,653 - Total liabilities 4,909,749 13,117 Deferred inflows of resources Deferred inflows- pension 12,754 - Deferred inflows- OPEB 222,906 - Total deferred inflows of resources 235,660 - Net position Net investment in capital assets 19,921,727 158,936 Restricted for: Landfill - - Unrestricted 6,920,585 903,435 Total net position 26,842,312 1,062,371 Total liabilities and net position 31,987,721$ 1,075,488$ June 30, 2024 Proprietary Funds Statement of Net Position TOWN OF TAOS The accompanying notes are an integral part of these financial statements.38 Exhibit D-1 Page 2 of 2 Taos Regional Landfill Total 48,313$ 383,085$ 6,548 30,521 10,617 53,693 6,721 25,461 - 369,866 712 39,580 193,000 408,918 265,911 1,311,124 2,304 53,603 - 899,600 1,771,000 3,195,388 827,788 827,788 337,652 1,633,373 86,032 292,677 3,024,776 6,902,429 3,290,687 8,213,553 24,463 37,217 94,071 316,977 118,534 354,194 2,680,545 22,761,208 1,896,603 1,896,603 2,431,340 10,255,360 7,008,488 34,913,171 10,417,709$ 43,480,918$ The accompanying notes are an integral part of these financial statements.39 Water and Sewer Solid Waste Operating revenues Charges for services 4,789,895$ 483$ Total operating revenues 4,789,895 483 Operating expenses Depreciation 1,637,952 16,877 Personnel services 969,583 - Contractual services 1,320,296 5,747 Supplies and purchases 26,165 - Maintenance and materials 264,763 - Utilities 490,854 - Non-capital equipment 677,849 13,797 Other costs 312,801 - Total operating expenses 5,700,263 36,421 Operating income (loss)(910,368) (35,938) Non-operating revenues (expenses) Gross receipts taxes 749,381 - Interest expense (54,474) - Investment income 121,230 11,115 Miscellaneous expense (32) - Total non-operating revenues (expenses)816,105 11,115 Income (loss) before contributions and transfers (94,263) (24,823) Capital grants 154,356 - Transfers in 4,261,216 246,384 Transfers (out)(4,478,822) - Change in net position (157,513) 221,561 Total net position, beginning of year 26,999,825 840,810 Total net position, end of year 26,842,312$ 1,062,371$ For the Year Ended June 30, 2024 Proprietary Funds Statement of Revenues, Expenses, and Changes in Net Position TOWN OF TAOS The accompanying notes are an integral part of these financial statements.40 Exhibit D-2 Taos Regional Landfill Total 1,789,479$ 6,579,857$ 1,789,479 6,579,857 419,483 2,074,312 537,256 1,506,839 235,308 1,561,351 250 26,415 109,023 373,786 5,285 496,139 7,493 699,139 152,157 464,958 1,466,255 7,202,939 323,224 (623,082) - 749,381 (35,781) (90,255) 97,271 229,616 (60,075) (60,107) 1,415 828,635 324,639 205,553 22,400 176,756 1,123,010 5,630,610 (1,169,622) (5,648,444) 300,427 364,475 6,708,061 34,548,696 7,008,488$ 34,913,171$ The accompanying notes are an integral part of these financial statements.41 Page Left Intentionally Blank 42 Exhibit D-3 Water and Sewer Solid Waste Taos Regional Landfill Total Cash flows from operating activities: Cash received from user charges 5,500,812$ 2,140$ 1,824,777$ 7,327,729$ Cash payments to employees for services (708,010) (246,384) (480,130) (1,434,524) Cash payments to suppliers for goods and services (2,989,575) (19,794) (726,542) (3,735,911) Net cash provided (used) by operating activities 1,803,227 (264,038) 618,105 2,157,294 Cash flows from noncapital financing activities: Gross receipts taxes 749,381 - - 749,381 Miscellaneous expenses (32) - (60,075) (60,107) Repayment of interfund loans (218) - (2,189) (2,407) Transfers (net)(217,606) 246,384 (46,612) (17,834) Net cash provided by noncapital financing activities 531,525 246,384 92,033 869,942 Cash flows from investing activities: Purchase of investments - - (49,100) (49,100) Proceeds from sale of investments - 49,100 - 49,100 Interest income 121,230 11,115 97,271 229,616 Net cash provided by investing activities 121,230 60,215 48,171 229,616 Cash flows from capital and related financing activities: Interest paid (54,474) - (35,781) (90,255) Capital grants 154,356 - 22,400 176,756 Acquisition of capital assets (1,006,177) - (1,609,757) (2,615,934) Proceeds from issuance of long-term debt - - 2,074,000 2,074,000 Principal payments on loans (211,703) - (489,717) (701,420) (1,117,998) - (38,855) (1,156,853) 1,337,984 42,561 719,454 2,099,999 5,780,938 641,915 4,695,519 11,118,372 7,118,922$ 684,476$ 5,414,973$ 13,218,371$ Net cash (used) by capital and related financing activities Net increase in cash and cash equivalents Cash and cash equivalents ‐ beginning of year Cash and cash equivalents ‐ end of year Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating income (loss)(910,368)$ (35,938)$ 323,224$ (623,082)$ Adjustments to reconcile operating income (loss) to net cash provided by operating activities: Depreciation 1,637,952 16,877 419,483 2,074,312 Net pension and OPEB expense 243,279 (246,384) 56,768 53,663 Changes in assets and liabilities: Receivables 681,894 1,657 35,298 718,849 Inventory 78,533 - - 78,533 Accounts payable 24,620 (250) (217,026) (192,656) Accrued payroll expenses 9,454 - 2,815 12,269 Customer deposits 29,023 - - 29,023 Accrued compensated absences 8,840 - (2,457) 6,383 Net cash provided (used) by operating activities 1,803,227$ (264,038)$ 618,105$ 2,157,294$ For the Year Ended June 30, 2024 Proprietary Funds Statement of Cash Flows TOWN OF TAOS The accompanying notes are an integral part of these financial statements.43 TOWN OF TAOS Exhibit E-1 Custodial Funds Assets Cash 99,783$ Total assets 99,783$ Liabilities Due to other entities 99,783$ Total liabilities 99,783$ Statement of Fiduciary Net Position June 30, 2024 The accompanying notes are an integral part of these financial statements.44 TOWN OF TAOS Exhibit E-2 Custodial Funds Additions: Charges for services 11,366$ Total additions 11,366 Deductions: Contractual services and other 9,060 Total deductions 9,060 Change in custodial funds due to others 2,306 Beginning - custodial funds due to others 97,477 Ending - custodial funds due to others 99,783$ For the Year Ended June 30, 2024 Statement of Changes in Fiduciary Net Position The accompanying notes are an integral part of these financial statements.45 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 1.Summary of Significant Accounting Policies The Town of Taos (the Town) was incorporated in 1934. The Town operates under a Council-Mayor form of government and provides the following services as authorized by its charter: public safety (police and fire), highways and streets, public utilities (water and sewer, solid waste, and landfill), health and social services, culture-recreation, education, public improvements, planning and zoning, and general administrative services. The Town of Taos is a body politic and corporate under the name and form of government selected by its qualified electors. The Town may: 1.Sue or be sued; 2. Enter into contracts and leases; 3. Acquire and hold property, both real and personal; 4.Have common seal, which may be altered at pleasure; 5. Exercise such other privileges that are incident to corporations of like character or degree that are not inconsistent with the laws of New Mexico. 6.Protect generally the property of its Town and its inhabitants; 7. Preserve peace and order within the Town; and 8. Establish rates for services provided by the Town utilities and revenue-producing projects, including amounts which the governing body determines to be reasonable in the operation of similar facilities. This summary of significant accounting policies of Town of Taos is presented to assist in the understanding of Town of Taos’s financial statements. The financial statements and notes are the representation of Town of Taos’s management who is responsible for their integrity and objectivity. The financial statements of the Town have been prepared in conformity with accounting principles generally accepted in the United States of America (GAAP) as applied to government entities. At year end June 30, 2024, there is no GASB Statement No. 77 disclosure requirement. A.Financial Reporting Entity The financial reporting entity consists of (a) the primary government, (b) organizations for which the primary government is financially accountable and (c) other organizations for which the nature and significance of their relationship with the primary government are such that exclusion would cause the reporting entity’s financial statements to be misleading or incomplete. In evaluating how to define the Town for financial reporting purposes, management has considered all potential component units. The decision to include any potential component units in the financial reporting entity was made by applying the criteria set forth in GASB Statement No. 14, as amended by GASB Statement No. 39 and GASB Statement No. 61. Blended component units, although legally separate entities, are in substance part of the government’s operations. Each discretely presented component unit is reported in a separate column in the government-wide financial statements to emphasize that it is legally separate from the government. The basic-but not the only-criterion for including a potential component unit within the reporting entity is the governing body’s ability to exercise oversight responsibility. The most significant manifestation of this ability is financial interdependency. Other manifestations of the ability to exercise oversight responsibility include, but are not limited to, the selection of governing authority, the designation of management, the ability to significantly influence operations, and accountability for fiscal matters. 46 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 1.Summary of Significant Accounting Policies (continued) A.Financial Reporting Entity (continued) A second criterion used in evaluating potential component units is the scope of public service. Application of this criterion involves considering whether the activity benefits the government and/or its citizens. A third criterion used to evaluate potential component units for inclusion or exclusion from the reporting entity is the existence of special financing relationships, regardless of whether the government is able to exercise oversight responsibilities. Finally, the nature and significance of a potential component unit to the primary government could warrant its inclusion within the reporting entity. Based upon the application of these criteria, the Town has no component units and is not a component unit of another governmental agency. B.Government-wide and fund financial statements The government-wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the primary government. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The Statement of Net Position and the Statement of Activities were prepared using the economic resources measurement focus and the accrual basis of accounting. Revenues, expenses, gains, losses, assets and liabilities resulting from exchange-like transactions are recognized when the exchange takes place. Revenues, expenses, gains, losses, assets and liabilities resulting from non-exchange transactions are recognized in accordance with the requirements of GASB Statement No. 33, Accounting and Financial Reporting for Non-Exchange Transactions. In the government-wide Statement of Net Position, the governmental activities column (a) is presented on a consolidated basis by column, (b) and is reported on a full accrual, economic resource basis, which recognizes all long-term assets and receivables as well as long-term debt obligations. The Town’s net position is reported in three parts –net investments in capital assets; restricted net position; and unrestricted net position. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. 47 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 1.Summary of Significant Accounting Policies (continued) C.Measurement focus, basis of accounting, and financial statement presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting,as are the fiduciary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements of time, reimbursement and contingencies imposed by the provider are met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, franchise taxes, licenses and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Sales and use taxes are classified as derived tax revenues and are recognized as revenue when the underlying exchange takes place and the revenues are measurable and available. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. Expenditure-driven grants are recognized as revenue when the qualifying expenditures have been incurred and all other grant requirements have been met and the susceptible to accrual criteria have been met. All other revenue items are considered to be measurable and available only when cash is received by the Town. Program revenues included in the Statement of Activities are derived directly from the program itself or from parties outside the Town’s taxpayer or citizenry, as a whole; program revenues reduce the cost of the function to be financed from the Town’s general revenues. Program revenues are categorized as (a) charges for services, which include revenues collected for fees and use of Town facilities, etc., (b) program-specific operating grants, which includes revenues received from state and federal sources to be used as specified within each program grant agreement, and (c) program-specific capital grants and contributions, which include revenues from state sources to be used for capital projects. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. The Town reports all direct expenses by function in the Statement of Activities. Direct expenses are those that are clearly identifiable with a function. The Town does not currently employ indirect cost allocation systems. Depreciation expense is specifically identified by function and is included in the direct expense of each function. Interest on general long-term debt is considered an indirect expense and is reported separately on the Statement of Activities. 48 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 1.Summary of Significant Accounting Policies (continued) C.Measurement focus, basis of accounting, and financial statement presentation (continued) Proprietary funds distinguish operating revenues and expense from non-operating items. Operating revenues and expenses generally result from providing services in connection with the fund’s principal ongoing operations. The principal operating revenue for the Town’s enterprise funds is charges for services for the Town’s utilities. Operating expenses for enterprise funds include the cost of services, administrative expenses and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non- operating revenues and expenses When both restricted and unrestricted resources are available for use, it is the Town’s policy to use restricted resources first, then unrestricted resources as they are needed. Under the requirements of GASB Statement No. 34, the Town is required to present certain of its governmental funds as major based upon certain criteria. The major funds presented in the fund financial statements include the following, which includes funds that were not required to be presented as major but were at the discretion of management: The General Fund is the government’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. Revenues are provided through property and other taxes, federal sources, state sources, charges for services, licenses and fees, and other miscellaneous recoveries and revenue. Expenditures include all costs associated with the daily operation of the Town except for items included in other funds. The American Rescue Plan Fund (Special Revenue Fund) is to account for monies received to aid for state and local governments affected by the COVID-19 public health emergency as well make strategic investments in long-lived assets, rebuild reserves to enhance financial stability, and cover temporary operating shortfalls until economic conditions and operations normalize. The Airport Construction Fund (Capital Projects Fund)was created to receive proceeds from federal and state grants for the purpose of financing improvements to the Taos Municipal Airport. Authority is Town Council resolution. The Capital Projects Fund (Capital Projects Fund) was created to accumulate revenue and other financing sources for the purpose of financing general-purpose capital projects. Authority is Town Council resolution. The Town reports its proprietary funds as major funds. Proprietary funds (enterprise funds) include: The Water and Sewer Fund is used to account for the activities of the Town’s water and sewer operations. The Solid Waste Fund accounts for the provision of solid waste services to the residents of the Town and some residents of Taos County. All activities necessary to provide such services are accounted for in this fund, including, but not limited to administration, operations, maintenance, financing and related debt service, and billing and collection. The Taos Regional Landfill Fund is used to account for the activities of the Taos Regional Landfill including debt repayments, closure and post-closure care estimates as well as operations and administration.49 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 1.Summary of Significant Accounting Policies (continued) C.Measurement focus, basis of accounting, and financial statement presentation (continued) Additionally, the Town reports the following fund type: The Fiduciary Fund is purely custodial (assets equal liabilities) and does not involve the measurement of results of operations. This fund accounts for assets held by the Town as a trustee for the judicial system bonds, street cut deposits,and recreational events. As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are payments-in-lieu of taxes and various other functions of the government. Elimination of these charges would distort the direct costs and program revenues reported in the Statement of Activities. D.Assets, Deferred Outflow of Resources, Liabilities, Deferred Inflow of Resources, and Net Position or Equity Deposits and Investments: The Town’s cash and cash equivalents are considered to be cash on hand, demand deposits and short-term investments with original maturities of three months or less from the date of acquisition.State statutes authorize the Town to invest in Certificates of Deposit, obligations of the U.S. Government, and the State Treasurer’s Investment Pool. Investments for the Town are reported at fair value. The State Treasurer’s Pool operates in accordance with appropriate state laws and regulations. The reported value of the pool is the same as the fair value of the pool shares. Receivables and Payables: Interfund activity is reported as loans, services provided, reimbursements or transfers. Loans are reported as interfund receivables and payables as appropriate and are subject to elimination upon consolidation. Services provided, deemed to be at market or near market rates, are treated as revenues and expenditures/expenses. Reimbursements are when one fund incurs a cost, charges the appropriate benefiting funds and reduces its related cost as a reimbursement. All other interfund transactions are treated as transfers. Transfers between governmental funds are netted as part of the reconciliation to the government-wide financial statements. Advances between funds, as reported in the fund financial statements, are offset by a fund balance reserve account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable available financial resources in the event they are not received within 60 days after year end. All receivables are reported at their gross value and, where appropriate, are reduced by the estimated portion that is expected to be uncollectible. In the government-wide and governmental fund financial statements, delinquent property taxes are recorded as revenue when levied net of estimated refunds and uncollectable amounts. Property taxes are levied on November 1 based on the assessed value of property as listed on the previous January 1 and are due in two payments by November 10th and April 10th. Property taxes uncollected after May 10th are considered delinquent. The taxes attach as an enforceable lien on property as of January 1st. Property taxes are collected by Taos County and are remitted monthly to the Town. 50 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 1.Summary of Significant Accounting Policies (continued) D.Assets, Deferred Outflow of Resources, Liabilities, Deferred Inflow of Resources, and Net Position or Equity (continued) Inventory: The Town’s method of accounting for inventory is the consumption method. Under the consumption approach, governments report inventories they purchase as an asset and defer the recognition of the expenditures until the period in which the inventories actually are consumed. Inventory is valued at cost. Restricted Assets: Restricted assets consist of those funds’expendable for debt service, meter deposits, and landfill purposes,which are restricted as to the specific purpose for which they may be expended. Restricted cash in the amount of $2,141,969,and restricted investments in the amount of $124,500, at June 30, 2024 are reported in the statement of net position. Capital Assets: Capital assets, which include property, plant, equipment, and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental activities columns in the government-wide financial statements. Capital assets are defined by the government as assets with an initial, individual cost of more than $5,000 (amount not rounded) and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Town of Taos was a phase II government for purposes of implementing GASB 34. Therefore, the Town was required to report its major general infrastructure assets retroactively to June 30, 1980. The Town has made the required restatement for infrastructure assets retroactive to June 30, 1980, in order to properly implement GASB 34. Information Technology Equipment including software is being capitalized and included in furniture, fixtures and equipment in accordance with NMAC 2.20.1.9 C (5). Donated assets are recorded at fair market value when received. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business-type activities is included as part of the capitalized value of the assets constructed. There was no interest expense capitalized by the Town during fiscal year 2024. No interest was included as part of the cost of capital assets under construction. Property, plant, and equipment of the primary government are depreciated using the straight- line method over the following estimated useful lives: Assets Years Land improvements 20 Buildings and improvements 10-50 Machinery and Equipment 5-25 Infrastructure (including airport)10-50 Accrued Expenses: Accrued expenses are comprised of the payroll expenditures based on amounts earned by the employees through June 30, 2024, along with applicable PERA, FICA, RHC and Medicare accruals. Deposits Held in Trust For Others: Deposits held in trust for others consists of security deposits for the Civic Center, street deposits,and meter deposits as of June 30, 2024. 51 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 1.Summary of Significant Accounting Policies (continued) D.Assets, Deferred Outflow of Resources, Liabilities, Deferred Inflow of Resources, and Net Position or Equity (continued) Deferred Outflows of Resources:In addition to assets, the balance sheet reports a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a use of net position that applies to a future period(s) and so will not be recognized as an outflow of resources (expenditure) until that time. The Town has four types of items that qualify for reporting in this category related to the pension and OPEB plans which are discussed at Notes 11 and 12. Deferred Inflows of Resources: In addition to liabilities, the balance sheet reports a separate section for deferred inflows of resources. This separate financial statement element, deferred inflows of resources, represents an acquisition of net position that applies to a future period(s) and so will not be recognized as an inflow of resources (revenue) until that time. Revenue must be susceptible to accrual (measurable and available to finance expenditures of the current fiscal period) to be recognized. If assets are recognized in connection with a transaction, but those assets are not yet available to finance expenditures of the current fiscal period, then the assets must be offset by a corresponding liability for deferred inflows of resources. The Town has one type of item, which arises under the modified accrual basis of accounting that qualifies for reporting in this category. Accordingly, the item, unavailable revenue –property taxes, are reported only in the governmental funds balance sheet. These amounts are deferred and recognized as an inflow of resources in the period that the amounts become available. The Town has recorded $246,763 related to property taxes that are considered “unavailable”. The Town also has items related to the pension and OPEB plans which are discussed at Notes 11 and 12. Compensated Absences: The Town’s employees earn personal leave at a rate of 22 to 27 days per year based on years of service. Employees can carry over unused personal leave each year with a cap of 500 hours. Vested or accumulated vacation leave that is expected to be liquidated with expendable available financial resources is reported as an expenditure and a fund liability of the governmental or proprietary fund that will pay it. In prior years, substantially all of the related expenditures have been liquidated by the general fund. Amounts of vested or accumulated vacation leave that are not expected to be liquidated with expendable available financial resources are reported in the government-wide statement of net position. Long-term Obligations: In the government-wide financial statements, and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net position. Bond premiums and discounts, are deferred and amortized over the life of the bonds using the effective interest method or the straight-line method if the difference is minimal. Bonds payable are reported net of the applicable bond premium or discount. For fund financial reporting, bond premiums and discounts, as well as issuance costs, are recognized in the period the bonds are issued. Bond proceeds are reported as another financing source net of the applicable premium or discount. Issuance costs, even if withheld from the actual net proceeds received, are reported as debt service expenditures. 52 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 1.Summary of Significant Accounting Policies (continued) D.Assets, Deferred Outflow of Resources, Liabilities, Deferred Inflow of Resources, and Net Position or Equity (continued) Pensions: For purposes of measuring the net pension liability, deferred outflows of resources and deferred inflows of resources related to pensions, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and additions to/deductions from PERA’s fiduciary net position have been determined on the same basis as they are reported by PERA, on the economic resources measurement focus and accrual basis of accounting. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Postemployment Benefits Other Than Pensions (OPEB) For purposes of measuring the net OPEB liability, deferred outflows of resources and deferred inflows of resources related to OPEB, and OPEB expense, information about the fiduciary net position of the New Mexico Retiree Health Care Authority (NMRHCA) and additions to and deductions from NMRHCA’s fiduciary net position have been determined on the same basis as they are reported by NMRHCA. For this purpose, NMRHCA recognizes benefit payments when due and payable in accordance with the benefit terms. Investments are reported at fair value. Fund Balance Classification Policies and Procedures: In the governmental fund financial statements, fund balance is reported in five classifications: Nonspendable – This classification includes amounts that cannot be spent because they are either (a) not in spendable form, for example, inventories, prepaid amounts, long term amount of loans and note receivable; or (b) legally or contractually required to be maintained intact, for example, debt service reserves. The Town has nonspendable fund balance of $72,295 at June 30, 2024. Restricted – This classification includes amounts that are restricted to a specific purpose. Fund balances are restricted when constraints placed on the use of resources are either: (a) externally imposed by creditors (such as debt covenants) grantors, contributors, or laws or regulations of other governments; (b) enabling legislation, as the term is used authorizes the Town to assess, levy, charge, or otherwise mandate payment of resources and includes a legally enforceable requirement that those resources be used only for the specific purposes stipulated in the legislation. The Town has $6,992,526 in restricted fund balances at June 30, 2024. Committed – This classification includes amounts that can only be used for specific purposes to constraints imposed by formal action of the highest level of Authority, the Town Council. Those committed amounts cannot be used for any other purpose unless the Council removes or changes the specific use by taking the same type of action (for example, resolution or ordinance) it employed to previously commit those amounts. The Town has $18,790,415 in committed funds at June 30, 2024 for governmental, public safety, transportation and roads, and capital expenditures. Assigned – This classification includes amounts that are constrained by the Town’s intent to be used for specific purposes, but are neither restricted nor committed and should be reported as assigned fund balance. The Town Council has delegated the authority to assign amounts to be used for specific purposes to the Finance Director. 53 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 1.Summary of Significant Accounting Policies (continued) D.Assets, Deferred Outflow of Resources, Liabilities, Deferred Inflow of Resources, and Net Position or Equity (continued) Minimum Fund Balance Policy: The Town’s policy for maintaining a minimum amount of fund balance for operations is to minimize any sudden and unplanned discontinuity to programs and operations and for unforeseen contingencies. At a minimum, the budget shall ensure that the Town holds cash reserves of 1/12th the General Fund expenditures, however the Town has committed fund balance of 4/12th per Town Council. The Town has also presented committed fund balance on the governmental funds balance sheet including $4,386,949 for minimum fund balance for the year ended June 30, 2024. As these amounts are an accumulation of resources and not a true restriction or commitment of expenditures, they are reflected within the unassigned fund balance of the general fund. Net Position: Equity is classified as net position and displayed in three components: a.Net Investment in Capital Assets: Net investment in capital assets consist of capital assets, net of accumulated depreciation and reduced by the outstanding balances of any bonds, mortgages, notes, or other borrowings that are attributable to the acquisition, construction, or improvement of those assets. b.Restricted Net Position: Consist of net position with constraints placed on the use either by (1) external groups such as creditors, grantors, contributors, or laws or regulation of other governments; or (2) law through constitutional provisions or enabling legislation. Descriptions for the related restrictions for net position restricted for “special revenue, and capital projects” are described on pages 49 and 110-113. c.Unrestricted Net Position:All other net position that do not meet the definition of “restricted” or “net investment in capital assets.” Interfund Transactions: Quasi-external transactions are accounted for as revenues, expenditures or expenses. Transactions that constitute reimbursements to a fund from expenditures/expenses initially made from it that are properly applicable to another fund, are recorded as expenditures/expenses in the reimbursing fund and as reductions of expenditures/expenses in the fund that is reimbursed. All other interfund transactions, except quasi-external transactions and reimbursements, are reported as transfers. Nonrecurring or non-routine permanent transfers of equity are reported as residual equity transfers. All other interfund transfers are reported as operating transfers. Estimates: The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. Significant estimates for the Town include the depreciable lives of capital assets, estimated allowance for uncollectible accounts receivables, the Town’s estimate landfill closure and post closure costs, and the Town’s net pension and OPEB liabilities and related deferred inflows and outflows of resources. 54 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 1. Summary of Significant Accounting Policies (continued) E.Newly Adopted Accounting Pronouncements During the year ended June 30, 2024 the Town adopted GASB Statement No. 100 Accounting Changes and Error Corrections—an amendment of GASB Statement No. 62. See Note 20 for restatement noted at year end 2024. NOTE 2. Stewardship, Compliance, and Accountability Budgetary Information Annual budgets of the Town are prepared prior to June 1 and must be approved by resolution of the Town Councilors, and submitted to the Department of Finance and Administration for State approval. Once the budget has been formally approved, any amendments must also be approved by the Town Council Members and the Department of Finance and Administration. A separate budget is prepared for each fund. Line items within each budget may be over-expended; however, it is not legally permissible to over-expend any budget in total by fund. Governmental fund budgets are prepared on the GAAP basis, excluding encumbrances, and secure appropriation of funds for only one year. Carryover funds must be re-appropriated in the budget of the subsequent fiscal year. Proprietary fund budgets are prepared on the GAAP basis, excluding encumbrances, and secure appropriation of funds for only one year. Carryover funds must be re-appropriated in the budget of the subsequent fiscal year. The Town does not budget for depreciation expense, only capital outlay. The budgetary information presented in these financial statements has been properly amended by Town Council in accordance with the above procedures. These amendments resulted in the following changes: Original Final Budget Budget Budgeted Funds: General Fund 787,100$ 5,402,387$ American Rescue Plan (904,069)$ (904,096)$ Excess (deficiency) of revenues over expenditures Operating income (loss) The accompanying Statements of Revenues, Expenditures and Changes in Fund Balance – Budget (GAAP Basis) and Actual and Statements of Revenues, Expenses and Changes in Net Position- Budget (GAAP Basis) and Actual present comparisons of the legally adopted budget with actual data on a budgetary basis. 55 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 3.Deposits and Investments State statutes authorize the investment of Town funds in a wide variety of instruments including certificates of deposit and other similar obligations, state investment pool, money market accounts, and United States Government obligations. All invested funds of the Town properly followed State investment requirements as of June 30, 2024. There are no specific state laws governing the ability to spend net appreciation and investment income. Deposits of funds may be made in interest or non-interest-bearing checking accounts in one or more banks or savings and loan associations within the geographical boundaries of the Town. Deposits may be made to the extent that they are insured by an agency of the United States or collateralized as required by statute. The financial institution must provide pledged collateral for 50% of the deposit amount in excess of the deposit insurance. The rate of interest on non-demand interest-bearing accounts shall be set by the State Board of Finance, but in no case,shall the rate of interest be less than one hundred percent of the asked price on United States treasury bills of the same maturity on the day of deposit. Excess funds may be temporarily invested in securities which are issued by the State or by the United States government, or by their departments or agencies, and which are either direct obligations of the State or the United States or are backed by the full faith and credit of those governments. All of the Town’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount of $250,000. Custodial Credit Risk –Deposits Custodial credit risk is the risk that in the event of a bank failure, the Town’s deposits may not be returned to it. The Town does not have a deposit policy for custodial credit risk, other than following state statutes as set forth in the Public Money Act (Section 6-10-1 to 6-10-63, NMSA 1978). At June 30, 2024, $39,765,515 of the Town’s deposits of $40,265,515 was exposed to custodial credit risk. $39,765,515 was uninsured and collateralized by collateral held by the pledging bank’s trust department, not in the Town’s name, and no amounts was uninsured and uncollateralized. Total Amount of deposits 7,799,665$ 32,465,850$ 40,265,515$ FDIC Coverage (250,000) (250,000) (500,000) Total uninsured public funds 7,549,665 32,215,850 39,765,515 7,549,665 32,215,850 39,765,515 Uninsured and uncollateralized -$-$-$ Collateral requirement (50% of uninsured funds)3,774,833$ 16,107,925$ 19,882,758$ Pledged Collateral 11,000,000 32,646,435 43,646,435 Over (Under) collateralized 7,225,167$ 16,538,510$ 23,763,677$ Collateralized by securities held by pledging institution or by its trust department or agent in other than the Town's name US Bank Centinel Bank 56 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 3.Deposits and Investments (continued) The collateral pledged is listed on Schedule II of this report. The types of collateral are limited to direct obligations of the United States Government and all bonds issued by any agency, district, or political subdivision of the State of New Mexico. Investments Credit Risk The New MexiGROW Local Government Investment Pool’s (LGIP) investments are valued at fair value based on quoted market prices as of the valuation date. The LGIP is not SEC registered. The New Mexico State Treasurer is authorized to invest the short-term investment funds, with the advice and consent of the State Board of Finance, in accordance with Sections 6-10-10(I) through 6-10-10(P) and Sections 6- 10-10.1(A) and (E), NMSA 1978. The LGIP’s investments are monitored by the same policies and procedures that apply to all other state investments. The pool does not have unit shares. Per Section 6- 10-10.1(F), NMSA 1978, at the end of each month all interest earned is distributed by the State Treasurer to the contributing entities in amounts directly proportionate to the respective amounts deposited in the fund and the length of time the fund amounts were invested. Participation in the LGIP is voluntary. As of June 30, 2024, the Town had the following investments and maturities: Weighted Average Investment Type Maturities Fair Value Rating New Mexico Local Government Investment Pool 30 Days ( R ); 39 Days ( F ) 4,149,964$ AAAm U.S. Governmental Securities NA 3,000,000 Aaa U.S. Treasury Notes <1 year 2,101,777 Aaa 9,251,741$ The Town has presented $9,251,741 in investments at year end. Of the $9,251,741 noted above $2,101,777 is considered restricted cash and cash equivalents as these are invested by NMFA in US Treasury notes. An additional $4,149,964 is invested in the Local Government Investment Pool. Lastly, the Town has invested $3,000,000 in U.S. Fixed Income Securities.For purposes of cash flows at Exhibit D-3 ending cash is considered to be cash and cash equivalents, restricted cash and cash equivalents. Interest Rate Risk –Investments. The Town does not have a formal policy limiting investment maturities that would help manage its exposure to fair value losses from increasing interest rates. Concentration of Credit Risk –Investments. For an investment, concentration of credit risk is when any one issuer is 5% or more of the investment portfolio of the Town. The investments in the New Mexico LGIP and U.S Treasury Money Market Mutual Funds represent 96% and 4%, respectively, of the investment portfolio. Since the Town only purchases investments with the highest credit rating, the additional concentration is not viewed to be an additional risk by the Town. The Town’s policy related to concentration of credit risk is to comply with the state statute as put forth in the Public Money Act (Section 6-10-1 to 6-10-63, NMSA 1978). 57 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 3.Deposits and Investments (continued) Fair Value Measurement The fair value framework uses a hierarchy that prioritizes the inputs to the valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (level 1 measurement) and the lowest priority to unobservable inputs (level 3 measurements). The three levels of the fair value hierarchy are described below: Level 1 Inputs to the valuation methodology are unadjusted quoted prices for identical assets or liabilities in active markets that the Town has the ability to access. Level 2 Inputs to the valuation methodology include: Quoted prices for similar assets or liabilities in active markets. Quoted prices for identical or similar assets or liabilities in inactive markets. Inputs other than quoted prices that are observable for the asset or liability. Inputs that are derived principally from or corroborated by observable market data by correlation or other means. If the asset or liability has a specified (contractual) term, the Level 2 input must be observable for substantially the full term of the asset or liability. Level 3 Inputs to the valuation methodology are unobservable and significant to the fair value measurement. The asset’s or liability’s fair value measurement level within the fair value hierarchy is based on the lowest level of any input that is significant to the fair value measurement.Valuation techniques used need to maximize the use of observable inputs and minimize the use of unobservable inputs.See above for discussion of valuation methodologies used to measure fair value of investments. The valuation methodologies described above may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values.Furthermore, while the Town believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different fair value measurement at the reporting date. The following table sets forth by level within the fair value hierarchy, the Town’s assets at fair value as of June 30, 2024: Total Level 1 Level 2 Level 3 9,251,741$ -$9,251,741$ -$ 5858 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 3. Deposits and Investments (continued) Reconciliation to the Statement of Net Position: Cash and cash equivalents per Exhibit A-1 38,472,356$ Restricted cash and cash equivalents per Exhibit A-1 2,141,969 Cash and investments - Statement of Fiduciary Assets and Liabilities per Exhibit E-1 99,783 Investments per Exhibit A-1 7,025,459 Restricted investments per Exhibit A-1 124,500 Total cash, investments, and cash equivalents 47,864,067 Add: outstanding checks and other reconciling items 1,654,648 Less: NMFA restricted accounts (2,101,777) Less: New Mexico Government Local Investment Pool (4,149,964) Less: U.S. Fixed Income Securities (3,000,000) Less: petty cash (1,459) Bank balance of deposits 40,265,515$ NOTE 4. Receivables Governmental receivables as of June 30, 2024 are comprised of the following: Other Airport Capital Governmental General Construction Projects Funds Total Property taxes 283,031$ -$ -$ -$ 283,031$ Taxes receivable: Gross receipts taxes 2,982,453 - 187,557 249,495 3,419,505 Franchise taxes 68,367 - -- 68,367 Lodger's taxes - - - 159,385 159,385 Oil and gas taxes 22,569 - - 17,120 39,689 MVD taxes 6,443 - - - 6,443 Total taxes receivable 3,079,832 - 187,557 426,000 3,693,389 Due from other governments: State grants 8,042 37,854 - 164,464 210,360 Total due from other governments 8,042 37,854 - 164,464 210,360 Accounts receivable, net 3,370,905$ 37,854$ 187,557$ 590,464$ 4,186,780$ In accordance with GASB Statement No. 33, property tax revenues in the amount of $246,763 that were not collected within the period of availability have been reclassified as deferred inflows in the governmental fund financial statements as of June 30, 2024. 59 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 4. Receivables (continued) Business-type activity receivables as of June 30, 2024 are comprised of the following: Water and Sewer Solid Waste Taos Regional Landfill Taxes receivable Gross receipts taxes 85,715$ -$-$ Customer receivable 1,397,719 44,546 147,975 Due from other governments: State grants 14,801 -- Federal grants 255 -- Less: allowance for uncollectable accounts (941,750) (12,470) (33,300) Accounts receivable, net 556,740$ 32,076$ 114,675$ Total Taxes receivable Gross receipts taxes 85,715$ Customer receivable 1,590,240 Due from other governments: State grants 14,801 Federal grants 255 Less: allowance for uncollectable accounts (987,520) Accounts receivable, net 703,491$ NOTE 5.Interfund Receivables, Payables, and Transfers The Town records temporary interfund receivables and payables to cover cash deficits related to accounts payable. All interfund balances are to be repaid within one year. Due from other funds Due to other funds Amount General Fund Water and Sewer Fund 18,740$ General Fund Taos Regional Landfill 6,721 Total 25,461$ 60 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 5. Interfund Receivables, Payables, and Transfers (continued) Net operating transfers, made to supplement other funding sources were as follows: Transfers Out Transfers In Amount General Fund General Fund 8,765,201$ General Fund Local Government Correction Fund 173,754 General Fund Community Development Block Grant 5,000 General Fund Historic District 65,000 General Fund Confidential Informant Fund 20,000 General Fund Facilities Improvements 2,702,425 General Fund Capital Projects Fund 260,000 General Fund Airport Construction Fund 500,000 General Fund Capital Maintenance Operating Fund 1,123,575 General Fund Special Events Enterprise Fund 200,000 General Fund 1999 Gas Tax Acquisition Fund 444,365 Lodger's Tax Fund Public Transporation 260,041 Lodger's Tax Fund Lodger's Tax Fund 1,040,164 Municipal Road Gas Tax 1999 Gas Tax Acquisition Fund 100,668 1/4 Cent Municipal Gross Receipts Tax 2008 Shared GRT Revenue Bond 551,000 1/4 Cent Municipal Gross Receipts Tax General Fund 35,250 1/4 Cent Municipal Gross Receipts Tax Facilities Improvements 100,000 1/4 Cent Municipal Gross Receipts Tax 1999 Gas Tax Acquisition Fund 650,000 Library E-rate Grant 1/4 GRT Capital Improvements Fund 13,984 Local Economic Assist Municipal Road Gas Tax 1,964 Capital Projects Fund General Fund 26,633 Capital Projects Fund Vehicle Replacement Fund 275,669 Water and Sewer General Fund 17,834 Water and Sewer Water and Sewer 4,261,216 Taos Regional Landfill Solid Waste 46,612 Water and Sewer Solid Waste 199,772 Taos Regional Landfill Taos Regional Landfill 1,123,010 Total 22,963,136$ NOTE 6. Leases As Lessee During the year 2022 the Town implemented GASB Statement No. 87, Leases and the Town has long term agreements for the use of land and equipment which began on July 1, 2021 and will continue through fiscal year 2032. These leases are as follows: The Town paid monthly for copiers, with payments of $2,589.40, and started on July 1, 2021. The equipment has a useful life of 5 years with no purchase option, and a discount rate of 3%. The Town paid monthly for three pieces of land used for public parking, with monthly payments of $3,750 and which started on July 1, 2021. The land has useful lives of 10 years each with no purchase options and a discount rate of 3%. 61 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 6.Leases (continued) A summary of the right to use the assets and changes occurring during the year ended June 30, 2024 follows: Balance Balance June 30, 2023 Additions Dispositions June 30, 2024 Right of Use Asset Land 144,466$ -$ -$ 144,466$ Equipment 516,561 - - 516,561 Total right of use asset 661,027 - - 661,027 Less accumulated amortization for: Land 57,786$ 28,893$ -$ 86,679$ Equipment 114,792 57,396 - 172,188 Total accumulated amortization 172,578 86,289 - 258,867 Right of use asset, net 488,449$ (86,289)$ -$ 402,160$ During the year ended June 30, 2024, the following changes occurred in the lease liabilities related to the right of use assets reported above in the government-wide statement of net position: Balance Balance Due Within June 30, 2023 Additions Retirements June 30, 2024 One Year Lease liability 502,757$ -$ 82,763$ 419,994$ 85,280$ 502,757$ -$ 82,763$ 419,994$ 85,280$ The annual requirements to amortize the leases as of June 30, 2024, including interest payments, is as follows: Fiscal Year Ending June 30, Principal Interest 2025 85,280$ 11,192$ 96,472$ 2026 87,874 8,598 96,472 2027 58,965 6,435 65,400 2028 60,758 4,642 65,400 2029 62,606 2,794 65,400 2030-2032 64,511 890 65,401 419,994$ 34,551$ 454,545$ Total Debt Service 62 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 7.Capital Assets The following is a summary of capital assets and changes occurring during the year ended June 30, 2024. Land and construction in progress are not subject to depreciation. Governmental Activities: Balance June 30, 2023 Additions Balance June 30, 2024 Capital assets not being depreciated: Land 6,506,388$ 840,345$ -$ 7,346,733$ Construction in progress 8,934,932 2,277,459 - 11,212,391 Total not being depreciated 15,441,320 3,117,804 - 18,559,124 Capital assets being depreciated: Land improvements 8,708,909 167,547 - 8,876,456 Buildings and improvements 37,546,940 250,833 26,750 37,771,023 Machinery and Equipment 20,921,419 891,329 - 21,812,748 Infrastructure 87,345,085 1,278,763 - 88,623,848 Total being depreciated 154,522,353 2,588,472 26,750 157,084,075 Total capital assets 169,963,673 5,706,276 26,750 175,643,199 Accumulated depreciation: Land improvements 6,287,316 278,715 - 6,566,031 Buildings and improvements 25,045,564 1,182,378 26,750 26,201,192 Machinery and Equipment 16,812,826 827,044 - 17,639,870 Infrastructure 58,653,320 2,682,446 - 61,335,766 Total accumulated depreciation 106,799,026 4,970,583 26,750 111,742,859 Capital assets, net 63,164,647$ 735,693$ -$ 63,900,340$ Deletions and Transfers Depreciation expense for the year ended June 30, 2024 was charged to the functions of the governmental activities as follows: General 4,523,231$ Public safety 99,413 Public works 347,939 Total 4,970,583$ 63 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 7. Capital Assets (continued) Business-type Activities: Balance June 30, 2023 Additions Deletions and Transfers Balance June 30, 2024 Capital assets not being depreciated: Land 262,422$ -$ -$ 262,422$ Construction in progress 7,366,271 998,177 224,683 8,139,765 Total not being depreciated 7,628,693 998,177 224,683 8,402,187 Capital assets being depreciated: Land improvements 104,895 1,446,257 224,683 1,775,835 Buildings and improvements 6,776,679 - - 6,776,679 Machinery and Equipment 10,223,892 171,500 - 10,395,392 Infrastructure 39,766,796 - - 39,766,796 Total being depreciated 56,872,262 1,617,757 224,683 58,714,702 Total capital assets 64,500,955 2,615,934 449,366 67,116,889 Accumulated depreciation: Land improvements 97,515 73,160 - 170,675 Buildings and improvements 3,835,460 220,080 - 4,055,540 Machinery and Equipment 9,482,125 212,592 - 9,694,717 Infrastructure 24,362,363 1,568,480 - 25,930,843 Total accumulated depreciation 37,777,463 2,074,312 - 39,851,775 Capital assets, net 26,723,492$ 541,622$ 449,366$ 27,265,114$ Water and Sewer 1,637,952$ Solid Waste 16,877 Taos Regional Landfill 419,483 Total 2,074,312$ 64 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 8.Long-term Debt During the year ended June 30, 2024, the following changes occurred in the liabilities reported in the government-wide statement of net position: Governmental Activities: Balance June 30, 2023 Additions Retirements Balance June 30, 2024 Due Within One Year Revenue Bonds 1,515,000$ -$ 485,000$ 1,030,000$ 505,000$ Compensated Absences 872,686 400,689 453,984 819,391 453,984 Total 2,387,686$ 400,689$ 938,984$ 1,849,391$ 958,984$ Revenue Bonds At June 30, 2024, the Town had one revenue bond outstanding. For the Series 2008 Gross Receipts Tax Revenue Bonds, the Town pledged revenues from the State-Shared Gross Receipts Tax revenues. The revenue bonds are as follows: Description Date of Issue Due Date Interest Rate Original Amount of Issue Series 2008 Gross Receipts Tax 1/30/2008 6/1/2026 4.00-5.00%6,395,000$ The annual requirements to amortize the revenue bond as of June 30, 2024, including interest payments, are as follows: 2025 505,000$ 43,260$ 548,260$ 2026 525,000 22,050 547,050 Total 1,030,000$ 65,310$ 1,095,310$ Fiscal Year Ending June 30,Principal Interest Total Debt Service 65 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 8.Long-term Debt (continued) Compensated Absences- Employees of the Town are able to accrue a limited amount of vacation and other compensatory time during the year. During fiscal year June 30, 2024, government-wide compensated absences decreased $53,295 from the prior year accrual. Compensated absences are liquidated by the respective funds in which they are accrued. Proprietary Funds: The proprietary funds have incurred various forms of debt which were used for the purposes of constructing, expanding, repairing and making improvements to its property, plant and equipment. The following schedule shows the changes to its various forms of debt during the fiscal year ended June 30, 2024: Business-type Activities: Balance June 30, 2023 Additions Retirements Balance June 30, 2024 Due Within One Year Revenue Bonds 1,031,600$ -$64,000$ 967,600$ 68,000$ NMFA and RUS Loans 2,099,726 2,074,000 637,420 3,536,306 340,918 Landfill closure and postclosure 626,879 200,909 -827,788 - Compensated Absences 100,913 60,076 53,693 107,296 53,693 Total 3,859,118$ 2,334,985$ 755,113$ 5,438,990$ 462,611$ Revenue Bonds At June 30, 2024, the Town had the following revenue bonds outstanding: Description Date of Issue Due Date Interest Rate Original Amount of Issue Series 1993A Water and Sewer 3/16/1993 3/16/2033 5.63%635,600$ Series 1995A Water and Sewer 12/5/1995 12/5/2035 5.13%1,315,000$ Series 1998A Water and Sewer 7/1/1999 1/1/2038 4.75%475,000$ 66 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 8.Long-term Debt (continued) The annual requirements to amortize the revenue bonds as of June 30, 2024, including interest payments, are as follows: 2025 68,000$ 50,998$ 118,998$ 2026 71,000 47,387 118,387 2027 75,000 43,619 118,619 2028 79,000 39,635 118,635 2029 83,000 35,441 118,441 2030-2034 447,600 105,998 553,598 2035-2037 144,000 11,121 155,121 Total 967,600$ 334,199$ 1,301,799$ Fiscal Year Ending June 30,Principal Interest Total Debt Service NMFA and USDA Loans The Town entered into loan agreements with the New Mexico Finance Authority and USDA. These loans are not subject to intercept agreements. The loans are as follows: Description Date of Issue Due Date Interest Rate Original Amount of Issue NMFA/WTB Water Project Fund Loan 9/11/2009 6/1/2029 0.00%130,000$ NMFA/WTB Water Project Fund Loan 9/11/2009 6/1/2029 0.00%600,000$ NMED/ARRA Water State Revolving Fund Loan 11/23/2009 6/30/2030 0.00%1,200,000$ NMFA/WTB Water Project Fund Loan 4/19/2013 6/1/2033 0.00%197,390$ NMFA New Cell for Landfill Facility Loan 8/28/2015 6/1/2025 0.38-2.24%1,376,046$ NMED Solar Array Project 5/24/2016 7/1/2031 0.01%810,662$ NMFA 2023 Construction Loan 11/9/2023 6/1/2033 2.157-3.270%2,074,000$ 67 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 8.Long-term Debt (continued) The annual requirements to amortize the loans as of June 30, 2024, including interest payments are as follows: 2025 340,918$ 57,077$ 397,995$ 2026 348,091 50,975 399,066 2027 354,165 44,871 399,036 2028 360,287 38,769 399,056 2029 366,101 32,532 398,633 2030-2034 1,417,917 63,395 1,481,312 2035-2039 202,735 140 202,875 2040-2043 146,092 40 146,132 Total 3,536,306$ 287,799$ 3,824,105$ Fiscal Year Ending June 30, Principal Interest Total Debt Service Compensated Absences –Employees of the Town are able to accrue a limited amount of vacation and other compensatory time during the year. During fiscal year June 30, 2024, business-type compensated absences increased $6,383 from the previous year accrual. Compensated absences are liquidated by the respective funds in which they are accrued NOTE 9.Risk Management The Town is exposed to various risks of loss related to torts, theft of, damage to, and destruction of assets; errors and omissions; injuries and natural disasters. The Town is a member and is insured through the New Mexico Town Insurance Authority. The Authority was created to provide comprehensive core insurance programs by expanding the pool of subscribers to maximize cost containment opportunities for required insurance coverage. The Authority acts as the common carrier for the State of New Mexico cities. The Town pays an annual premium to the Authority based on claim experience and the status of the pool. The Risk Management Program includes Workers Compensation, General and Automobile Liability, Automobile Physical Damage, and Property and Crime coverage. The Town is not liable for more than the premiums paid. The Town has not had any insurance settlements that exceeded insurance coverage amounts in the preceding three fiscal years. NOTE 10.Other Required Individual Fund Disclosures Generally accepted accounting principles require disclosures of certain information concerning individual funds including: A.Deficit fund balance of individual funds. There were no funds that had a deficit fund balance for the year ended June 30, 2024. B.Excess of expenditures over appropriations. There were no funds in which fund expenditures were in excess of the budgeted appropriations for the year ended June 30, 2024. C.Designated cash appropriations in excess of available balances. There were no funds with designated cash appropriation in excess of available balances for the year ended June 30, 2024.68 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 11.Pension Plan –Public Employee Retirement Association of NM Public Employees Retirement Fund is a cost-sharing, multiple employer defined benefit pension plan. This fund has six divisions of members, including State General, State Police/Adult Correction Officers, Municipal General, Municipal Police/Detention Officers, Municipal Fire, and State Legislative Divisions, and offers 24 different types of coverage within the PERA plan. All assets accumulated may be used to pay benefits, including refunds of member contributions, to any of the plan members or beneficiaries, as defined by the terms of this plan. Certain coverage plans are only applicable to a specific division. Eligibility for membership in the Public Employees Retirement Fund is set forth in the Public Employees Retirement Act (Chapter 10, Article 11, NMSA 1978). Except as provided for in the Volunteer Firefighters Retirement Act (10-11A-1 to 10-11A-7, NMSA 1978), the Judicial Retirement Act (10-12B-1 to 10-12B-19, NMSA 1978), the Magistrate Retirement Act (10-12C-1 to 10-12C-18, NMSA 1978), and the Educational Retirement Act (Chapter 22, Article 11, NMSA 1978), each employee and elected official of every affiliated public employer is required to be a member in the Public Employees Retirement Fund, unless specifically excluded.PERA issues a publicly available annual comprehensive financial report that can be obtained at https://www.nmpera.org/financial-overview/. Benefits Provided –Benefits are generally available at age 65 with five or Benefits are generally available at age 65 with five or more years of service or after 25 years of service regardless of age for TIER I members. Provisions also exist for retirement between ages 60 and 65, with varying amounts of service required. Certain police and fire members may retire at any age with 20 or more years of service for Tier I members. Generally, the amount of retirement pension is based on final average salary, which is defined under Tier I as the average of salary for the 36 consecutive months of credited service producing the largest average; credited service; and the pension factor of the applicable coverage plan. Monthly benefits vary depending upon the plan under which the member qualifies, ranging from 2% to 3.5% of the member’s final average salary per year of service. The maximum benefit that can be paid to a retiree may not exceed a range of 60% to 90% of the final average salary, depending on the division. Benefits for duty and non-duty death and disability and for post-retirement survivors’ annuities are also available. TIER II The retirement age and service credit requirements for normal retirement for PERA state and municipal general members hired increased effective July 1, 2013 with the passage of Senate Bill 27 in the 2013 Legislative Session. Under the new requirements (Tier II), general members are eligible to retire at any age if the member has at least eight years of service credit and the sum of the member’s age and service credit equals at least 85 or at age 65 with 5 or more years of service credit. General members hired on or before June 30, 2013 (Tier I) remain eligible to retire at any age with 25 or more years of service credit. Under Tier II, police and firefighters in Plans 3, 4 and 5 are eligible to retire at any age with 25 or more years of service credit. State police and adult correctional officers, peace officers and municipal juvenile detention officers will remain in 25-year retirement plans, however, service credit will no longer be enhanced by 20%. All public safety members in Tier II may retire at age 60 with 6 or more years of service credit. Generally, under Tier II pension factors were reduced by .5%, employee Contribution increased 1.5 percent and effective July 1, 2014 employer contributions were raised .05 percent. The computation of final average salary increased as the average of salary for 60 consecutive months. 69 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 11.Pension Plan –Public Employee Retirement Association of NM (continued) Contributions –See PERA’s annual comprehensive financial report that can be obtained on PERA’s website for contribution description.. PERA Contribution Rates and Pension Factors in effect during FY23 Coverage Plan Coverage Plan Employee Contribution Percentage Employer Contribution Percentage Pension Factor per year of Service Pension Maximum as a Percentage of the Final Average Salary Annual Salary less than $20,000 Annual Salary greater than $20,000 TIER 1 TIER 2 STATE PLAN State Plan 3 7.42%10.42% 18.74%3.00%2.50%90.00% MUNICIPAL PLANS 1 –4 Municipal Plan 1 (plan open to new employers)7.00% 9.00% 8.15% 2.00%2.00%90.00% Municipal Plan 2(plan open to new employers)9.15%11.15%10.30%2.50%2.00%90.00% Municipal Plan 3(plan closed to new employers 6/95)13.15%15.65%10.30%3.00%2.50%90.00% Municipal Plan 4(plan closed to new employers 6/00)15.65%17.65%12.80%3.00%2.50%90.00% MUNICIPAL POLICE PLANS 1 –5 Municipal Police Plan 1 7.00% 9.00%11.15%2.00%2.00%90.00% Municipal Police Plan 2 7.00% 9.00%16.15%2.50%2.00%90.00% Municipal Police Plan 3 7.00%9.00%19.65%2.50%2.00%90.00% Municipal Police Plan 4 12.35% 14.35% 19.65%3.00%2.50%90.00% Municipal Police Plan 5 16.30% 18.30% 19.65%3.50%3.00%90.00% MUNICIPAL FIRE PLANS 1 –5 Municipal Fire Plan 1 8.00%11.50% 12.15%2.00%2.00%90.00% Municipal Fire Plan 2 8.00%11.50% 18.65%2.50%2.00%90.00% Municipal Fire Plan 3 8.00%11.50%22.40%2.50%2.00%90.00% Municipal Fire Plan 4 12.80% 16.30% 22.40%3.00%2.50%90.00% Municipal Fire Plan 5 16.20% 19.70% 22.40%3.50%3.00%90.00% MUNICIPAL DETENTION OFFICER PLAN 1 Municipal Detention Officer Plan 1 16.65% 18.15% 17.30%3.00%3.00%90.00% STATE POLICE AND ADULT CORRECTIONAL OFFICER PLANS, ETC. State Police and Adult CorrectionalOfficer Plan 1 7.60%9.10%25.50%3.00%3.00%90.00% State Plan 3 -Peace Officer 7.42%10.42%18.74%3.00%3.00%90.00% Juvenile Correctional Officer Plan 2 4.78% 7.78%27.87%3.00%3.00%90.00% 70 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 11.Pension Plan –Public Employee Retirement Association of NM (continued) Pension Liabilities, Pension Expense, and Deferred Outflows of Resources and Deferred Inflows of Resources Related to Pensions – PERA Fund Division Municipal General: At June 30, 2024, the Town reported a liability of $8,143,195 for its proportionate share of the net pension liability. The net pension liability was measured as of June 30, 2023, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2022. The total pension liability was rolled-forward from the valuation date to the plan year ending June 30, 2023 using generally accepted actuarial principles. Therefore, the employer’s portion was established as of the measurement date of June 30, 2022. There were no significant events or changes in benefit provision that required an adjustment to the roll- forward liabilities as of June 30, 2023. The Town’s proportion of the net pension liability was based on a projection of the Town’s long-term share of contributions to the pension plan relative to the projected contributions of all participating entities, actuarially determined. At June 30, 2023, the Town’s proportion was 0.3846 percent, which was a increase of 0.0003 percent from its proportion measured as of June 30, 2022. For the year ended June 30, 2024, the Town recognized pension expense of $936,567. At June 30, 2024, the Town reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflow Deferred Inflow of Resources of Resources Changes of assumptions -$ -$ Changes in proportion 162,440 88,559 Difference between expected and actual experience 611,180 99,381 Net difference between projected and actual earnings on pension plan investments 765,652 - Town's contributions subsequent to the measurement date 533,481 - Total 2,072,753$ 187,940$ $533,481 reported as deferred outflows of resources related to pensions resulting from the Town’s contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2024. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pensions expense as follows: Year ended June 30: 2025 422,205$ 2026 147,917 2027 711,493 2028 69,717 Thereafter - Total 1,351,332$ 71 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 11.Pension Plan –Public Employee Retirement Association of NM (continued) PERA Fund Division Municipal Police:At June 30, 2024, The Town reported a liability of $4,413,612 for its proportionate share of the net pension liability. The net pension liability was measured as of June 30, 2023, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2022. The total pension liability was rolled-forward from the valuation date to the plan year ending June 30, 2023 using generally accepted actuarial principles. Therefore, the employer’s portion was established as of the measurement date of June 30, 2022. There were no significant events or changes in benefit provision that required an adjustment to the roll-forward liabilities as of June 30, 2023. The Town’s proportion of the net pension liability was based on a projection of the Town’s long-term share of contributions to the pension plan relative to the projected contributions of all participating entities, actuarially determined. At June 30, 2023, the Town’s proportion was 0.4577 percent, which was an increase of 0.0106 percent from its proportion measured as of June 30, 2022. For the year ended June 30, 2023, the Town recognized pension expense of $599,861.At June 30, 2024, The Town reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflow Deferred Inflow of Resources of Resources Changes of assumptions -$-$ Changes in proportion 172,157 18,781 Difference between expected and actual experience 378,079 - Net difference between projected and actual earnings on pension plan investments 366,564 - Town's contributions subsequent to the measurement date 266,919 - Total 1,183,719$ 18,781$ $266,919 reported as deferred outflows of resources related to pensions resulting from the Town’s contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2024. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pensions expense as follows: Year ended June 30: 2025 351,645$ 2026 152,110 2027 360,797 2028 33,467 Thereafter - Total 898,019$ 72 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 11.Pension Plan –Public Employee Retirement Association of NM (continued) PERA Fund Division Municipal Fire:At June 30, 2024, The Town reported a liability of $3,352,982 for its proportionate share of the net pension liability. The net pension liability was measured as of June 30, 2023, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2022. The total pension liability was rolled-forward from the valuation date to the plan year ending June 30, 2023 using generally accepted actuarial principles. Therefore, the employer’s portion was established as of the measurement date of June 30, 2022. There were no significant events or changes in benefit provision that required an adjustment to the roll-forward liabilities as of June 30, 2023. The Town’s proportion of the net pension liability was based on a projection of the Town’s long-term share of contributions to the pension plan relative to the projected contributions of all participating entities, actuarially determined. At June 30, 2022, the Town’s proportion was 0.3722 percent, which was a decrease of 0.0318 percent from its proportion measured as of June 30, 2022. For the year ended June 30, 2024, the Town recognized pension expense of $531,674. At June 30, 2023, The Town reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflow Deferred Inflow of Resources of Resources Changes of assumptions -$-$ Changes in proportion 379,405 216,258 Difference between expected and actual experience 264,770 855 Net difference between projected and actual earnings on pension plan investments 142,465 - Town's contributions subsequent to the measurement date 154,117 - Total 940,757$ 217,113$ $154,117 reported as deferred outflows of resources related to pensions resulting from the Town’s contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2023. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pensions expense as follows: Year ended June 30: 2025 312,657$ 2026 124,543 2027 119,516 2028 12,811 Thereafter - 569,527$ 73 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 11.Pension Plan –Public Employee Retirement Association of NM (continued) Actuarial assumptions.The total pension liability in the June 30, 2022 actuarial valuation was determined using the following significant actuarial assumptions, applied to all periods included in the measurement: PERA FUND Actuarial Valuation Date June 30,2022 Actuarial Cost Method Entry Age Normal Amortization Method Level Percentage of Payroll for all divisions except for the Legislative division with is Level Dollar. Amortization Period 25 years Actuarial Assumptions: Investment Rate of Return 7.25%annual rate,net of investment expense Projected benefit payment 100 years Projected Salary increases 3.25%to 13.50%annual rate Includes Inflation at 2.50% 2.75%all other years Mortality Assumption The mortality assumptions are based on the RPH-2014 Blue Collar mortality table with female ages set forward one year. Future improvement in mortality rates is assumed using 60% of the MP-2017 projection scale generational. For non-public safety groups, 25%of in-service deaths are assumed to be duty related and 35% are assumed to be duty-related for public safety groups. Experience Study Dates July 1,2008 to June 30,2017 (demographic)and July 1,2013 through June 30, 2017 (economic) The total pension liability, net pension liability, and certain sensitivity information are based on an actuarial valuation performed as of June 30, 2022. The total pension liability was rolled-forward from the valuation date to the plan year ended June 30, 2023. These assumptions were adopted by the Board use in the June 30, 2022 actuarial valuation. The long-term expected rate of return on pension plan investments was determined using a building- block method in which best-estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. These ranges are combined to produce the long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: 74 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 11.Pension Plan –Public Employee Retirement Association of NM (continued) Asset Class Target Allocation Long-term Expected Real Rate of Return Global Equity 38.00%6.90% Risk Reduction & Mitigation 17.00%3.90% Credit Oriented Fixed Income 19.00%6.00% Real Assets to include Real Estate Equity 18.00% Multi-Risk Allocation 8.00% 7.00% 0.61% Total 100.00% Discount rate. A single discount rate of 7.25% was used to measure the total pension liability as of June 30, 2023. This single discount rate was based on a long-term expected rate of return on pension plan investments of 7.25% compounded annually, net of expense. Based on the stated assumptions and the projection of cash flows, the plan’s fiduciary net position and future contributions were projected to be available to finance all projected future benefit payments of current plan members. Therefore, the long- term expected rate of return on pension plan investments was applied to all period of projected benefit payments to determine the total pension liability. The projections of cash flows used to determine this single discount rate assumed that plan member and employer contributions will be made at the current statutory levels. Sensitivity of the County’s proportionate share of the net pension liability to changes in the discount rate. The following presents the County’s proportionate share of the net pension liability calculated using the discount rate of 7.25 percent, as well as what the County’s proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1-percentage-point lower (6.25 percent) or 1-percentage-point higher (8.25 percent) than the current rate: PERA Fund Municipal General Division 1% Decrease (6.25%) Current Discount Rate (7.25%) 1% Increase (8.25%) Town's proportionate share of the net pension liability 11,806,415$ 8,143,195$ 5,097,518$ PERA Fund Municipal Police Division 1% Decrease (6.25%) Current Discount Rate (7.25%) 1% Increase (8.25%) Town's proportionate share of the net pension liability 6,355,967$ 4,413,612$ 2,823,693$ 75 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 11.Pension Plan –Public Employee Retirement Association of NM (continued) PERA Fund Municipal Fire Division 1% Decrease (6.25%) Current Discount Rate (7.25%) 1% Increase (8.25%) Town's proportionate share of the net pension liability 433,406$ 3,352,982$ 2,548,281$ Pension plan fiduciary net position.Detailed information about the pension plan’s fiduciary net position is available in separately issued PERA’S financial reports. Payables to the pension plan. At June 30, 2024, the Town had payables to the plan in the amount of $86,211. NOTE 12.Post-Employment Benefits –State Retiree Health Care Plan General Information about the OPEB Plan description. Employees of the Town are provided with OPEB through the Retiree Health Care Fund (the Fund)—a cost-sharing multiple-employer defined benefit OPEB plan administered by the New Mexico Retiree Health Care Authority (NMRHCA). NMRHCA was formed February 13, 1990, under the New Mexico Retiree Health Care Act (the Act) of New Mexico Statutes Annotated, as amended (NMSA 1978), to administer the Fund under Section 10-7C-1-19 NMSA 1978. The Fund was created to provide comprehensive group health insurance coverage for individuals (and their spouses, dependents and surviving spouses) who have retired or will retire from public service in New Mexico. NMRHCA is an independent agency of the State of New Mexico. The funds administered by NMRHCA are considered part of the State of New Mexico financial reporting entity and are OPEB trust funds of the State of New Mexico. NMRHCA’s financial information is included with the financial presentation of the State of New Mexico. Benefits provided. The Fund is a multiple employer cost sharing defined benefit healthcare plan that provides eligible retirees (including terminated employees who have accumulated benefits but are not yet receiving them), their spouses, dependents and surviving spouses and dependents with health insurance and prescription drug benefits consisting of a plan, or optional plans of benefits, that can be contributions to the Fund and by co-payments or out-of-pocket payments of eligible retirees. 76 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 12.Post-Employment Benefits –State Retiree Health Care Plan (continued) Employees covered by benefit terms –At June 30, 2023, the Fund’s measurement date, the following employees were covered by the benefit terms: Plan membership Current retirees and surviving spouses 52,978 Inactive and eligible for deferred benefit 12,552 Current active members 93,595 159,125 Active membership State general 18,462 State police and corrections 1,260 Municipal general 17,283 Municipal police 3,169 Municipal fire 2,419 Educational Retirement Board 51,002 93,595 Contributions –Employer and employee contributions to the Fund total 3% for non-enhanced retirement plans and 3.75% of enhanced retirement plans of each participating employee’s salary as required by Section 10-7C-15 NMSA 1978. The contributions are established by statute and are not based on an actuarial calculation. All employer and employee contributions are non-refundable under any circumstance, including termination of the employer’s participation in the Fund. Contributions to the Fund from the Town were $143,837 for the year ended June 30, 2023. 77 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 12.Post-Employment Benefits –State Retiree Health Care Plan (continued) OPEB Liabilities, OPEB Expense, and Deferred Outflows of Resources and Deferred Inflows of Resources Related to OPEB At June 30, 2024, the Town reported a liability of $1,933,744 for its proportionate share of the net OPEB liability. The net OPEB liability was measured as of June 30, 2023, and the total OPEB liability used to calculate the net OPEB liability was determined by an actuarial valuation as of that date. The Town’s proportion of the net OPEB liability was based on actual contributions provided to the Fund for the year ending June 30, 2023. At June 30, 2024, the Town’s proportion was 0.11355 percent. For the year ended June 30, 2024, the Town recognized OPEB income of $664,265.At June 30, 2024 the Town reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following sources: Deferred Outflow Deferred Inflow of Resources of Resources Differences between expected and actual experience 32,690$350,105$ Net difference between expected and actual investments on OPEB plan investments 41,346 - Change of assumptions 372,142 1,824,168 Changes in proportion 339,731 487,777 Town's contributions subsequent to the measurement date 143,857 - Total 929,766$ 2,662,050$ Deferred outflows of resources totaling $143,857 represent Town contributions to the Fund made subsequent to the measurement date and will be recognized as a reduction of net OPEB liability in the year ending June 30, 2024. Other amounts reported as deferred outflows of resources and deferred inflows of resources will be recognized in OPEB expense as follows: Year ended June 30: 2025 (635,515)$ 2026 (434,154) 2027 (443,738) 2028 (249,139) 2029 (113,595) Total (1,876,141)$ 78 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 12.Post-Employment Benefits –State Retiree Health Care Plan (continued) Actuarial assumptions. The total OPEB liability as of June 30, 2023 was determined by an actuarial valuation using the following actuarial assumptions: Validation date June 30, 2023 Actuarial cost method Entry age normal, level percent of pay,calculated on individual employee basis Asset valuation method Market value of assets Actuarial assumptions: Inflation 2.30% for ERB; 2.50% for PERA members Projectedpayroll increases 3.25% to 13.00%, based on years of service, including inflation Investment rate of return 7.00%,net of OPEB plan investment expense and margin for adverse deviation including inflation Health care cost trend rate 8% graded down to 4.5% over 14 years for Non-Medicare medical plan costs and 7.5% graded down to 4.5% over 12 years for Medicare medical plan costs Mortality ERB members: 2020 GRS Southwest Region Teacher Mortality Table, set back one year (and scaled at 95% for males). Generational mortality improvements in accordance with the Ultimate MP scales are projected from the year 2020. PERA members: Headcount- Weighted RP-2014 Blue Collar Annuitant Mortality, set forward one year for females, projected generationally with Scale MP-2017 times 60%. Rate of Return. The long-term expected rate of return on OPEB plan investments was determined using a building-block method in which the expected future real rates of return (net of investment fees and inflation) are developed for each major asset class. These returns are combined to produce the long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage, adding expected inflation and subtracting expected investment expenses and a risk margin. The target allocation and projected arithmetic real rates of return for each major asset class, after deducting inflation, but before investment expenses, used in the derivation of the long-term expected investment rate of return assumptions. 79 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 12.Post-Employment Benefits –State Retiree Health Care Plan (continued) The best estimates for the long-term expected rate of return is summarized as follows: Asset Class Long-Term Rate of Return U.S. core fixed income 1.6% U.S. equity - large cap 6.9% Non U.S. - emerging markets 8.7% Non U.S. - developed equities 7.2% Private equity 10.0% Credit and structured finance 3.7% Real estate 3.6% Absolute return 3.2% U.S. equity - small/mid cap 6.9% Discount Rate. The discount rate used to measure the Fund’s total OPEB liability is 6.22% as of June 30, 2023. The projection of cash flows used to determine the discount rate assumed that employer contributions will be made at rates proportional to the actuary determined contribution rates. For this purpose, employer contributions that are intended to fund benefits of current plan members and their beneficiaries are included. Projected employer contributions that are intended to fund the service costs for future plan members and their beneficiaries are not included. Based on those assumptions, the Authority's fiduciary net position was projected to be available to make all projected future benefit payments for current plan members through the fiscal year ending June 30, 2059.The 7.00%discount rate, which includes the assumed inflation rate of 2.30%for ERB members and 2.50% for PERA members, was used to calculate the net OPEB liability through 2052.Beyond 2059, the index rate for 20-year, tax exempt general obligation municipal bonds with an average rating of AA/Aa or higher (3.54%) was applied. Thus, 6.22% is the blended discount rate. Sensitivity of the net OPEB liability to changes in the discount rate and healthcare cost trend rates. The following presents the net OPEB liability, calculated using the discount rate of 6.22% as of June 30, 2023, as well as what the Fund’s net OPEB liability would be if it were calculated using a discount rate that is 1-percent lower or 1-percent higher than the current rate: Current Discount 1% Decrease Rate 1% Increase (5.22%)(6.22%)(7.22%) Town's proportionate share of the net OPEB liability 2,437,974$ 1,933,744$ 1,525,018$ 80 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 12.Post-Employment Benefits –State Retiree Health Care Plan (continued) The following presents the net OPEB liability of the Town, as well as what the Town’s net OPEB liability would be if it were calculated using healthcare cost trend rates that are 1-percentage-point lower or 1-percentage-point higher than the current healthcare cost trend rates: 1% Decrease Rate 1% Increase Town's proportionate share of the net OPEB liability 1,600,943$ 1,933,744$ 2,315,955$ Trend Rate Sensitivity Analysis NOTE 13. OPEB plan fiduciary net position. Detailed information about the OPEB plan’s fiduciary net position is available in NMRHCA’s audited financial statements for the year ended June 30, 2023. Payable Changes in the Net OPEB Liability. At June 30, 2024, the Town reported a payable of $13,258 for outstanding contributions due to NMRHCA for the year ended June 30, 2024. Landfill Closure and Post Closure Care Costs State and Federal laws and regulations require that the Town place a final cover on its landfill site and perform certain maintenance and monitoring functions at the landfill site for a minimum of thirty years after closure. In addition to operating expenses related to current activities of the landfill site, an expense provision and related liability are being recognized based on the future closure and post closure care costs that will be incurred near or after the date the landfill no longer accepts waste. The recognition of these landfill closure and post-closure care costs is based on the amount of the landfill used during the year. The estimated liability for landfill closure and post closure care costs is $827,788 as of June 30, 2024, which is based on 24 percent usage (filled) of the landfill. The estimate has remained unchanged from the prior year as no significant construction occurred or changes to the site conditions. The estimated total current cost of the landfill closure and post closure care is based on the amount that would be paid if all equipment, facilities, and services required to close, monitor, and maintain the landfill were acquired as of June 30, 2024. However, the actual cost of closure and post closure care may be higher due to inflation, changes in technology, or changes in landfill laws and regulations. In addition, the Town is required by State and Federal laws and regulations to make annual contributions to finance closure and post closure care. The Town is in compliance with these requirements, and at June 30, 2024 cash of $1,772,103 and investments of $124,500 is part of the pooled funds held by the Town and is presented as restricted cash on the statement of net position. 81 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 14. Joint Powers Agreements Salazar Property and Sports Facilities Participants Town of Taos, Taos Municipal Schools Board of Education Responsible party Taos Municipal School District Description Develop, manage and maintain a multi-purpose athletic facility on the Salazar property Term of agreement 40 years from 2009, with option to renew Amount of project $2,140,012 for Phase I; unknown for other phases Town contributions $ 180,756 Principal/ Interest- Debt Payment Audit responsibility Town of Taos Public Restroom Facility Participants Town of Taos, County of Taos Responsible party County of Taos Description Designing, constructing, operating, and maintaining a public restroom facility Term of agreement November 20, 2007 to January 31, 2028 Amount of project Indeterminate Town contributions Indeterminate Audit responsibility County of Taos Enhanced 911‐Response System Participants Town of Taos, County of Taos, Town of Questa, Village of Taos Ski Valley, Taos Pueblo Responsible party County of Taos Description Provide an answering point for information regarding needed emergency services Term of agreement October 19, 2017 until terminated Amount of project Estimated $973,873 per year Town contributions None in Fiscal year 2023-2024 Audit responsibility County of Taos 82 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 14. Joint Powers Agreements (continued) Taos Regional Landfill Board Participants Town of Taos, County of Taos, Village of Questa, Village of Red River, Village of Taos Ski Valley Responsible party Town of Taos Description Establish the Taos Regional Landfill Board Term of agreement Until terminated Amount of project Dependent on landfill expenses Town contributions none to date Audit responsibility Town of Taos El Valle De Los Ranchos Water & Sanitation District Participants Town of Taos, El Valle De Los Ranchos Water & Sanitation District Responsible party None Description Town to provide treatment for Distric’s wastewater Term of agreement Until terminated Amount of project $24.25 per residential customer Town contributions $24.25 per residential customer Audit responsibility None NOTE 15. Contingent Liabilities The Town is party to various claims and lawsuits arising in the normal course of business. The Town is insured through the New Mexico Self Insurer’s Fund. In the opinion of management, the outcome of these matters will not have a material effect on the financial position of the Town. In the normal course of operations, the Town receives grant funds from various federal and state agencies. Amounts received or receivable from grantor agencies are subject to audit and adjustment by grantor agencies, the purpose of which is to ensure compliance with conditions precedent to the granting of funds. Any liability for reimbursement which may arise as a result of these audits is not believed to be material. 83 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 16. Construction and Other Significant Commitments The Town has committed to pay for several construction contracts that were not completed at June 30, 2024 in the amount of $9,568,764 as follows: Project Description Contract Amount Remaining Brush Truck Aparatus 274,805$ Siddons-Martin Fred Baca Park Court Renovation 123,944 Cooperative Education Services Roof Repair at Civic Center 1,505,528 Design-Build Solutions Terminal Service Building 379,224 Armstrong Consultants, Inc Taos Regional Ariport - Taxiway A 78,181 K. Barnett & Sons Taos Regional Ariport - On-Site Utilities 151,954 Daniel B. Stephens Taos Regional Ariport - Airport Apron 246,390 Armstrong Consultants, Inc Taos Regional Ariport - Airport Apron Construction 3,428,656 Northern Mountain Construction In Water Pumps for storage tank 131,210 Alpha Southwest Taos Regional Ariport - Southwest Transmission Line 56,022 Daniel B. Stephens Agreement 3,103,114 Daniel B. Stephens Membrane Replacement at Waste Water Treatment Plant 89,736 Zenon Environmental 9,568,764$ Contractor NOTE 17. Subsequent Events The date to which events occurring after June 30, 2024, the date of the most recent statement of net position, have been evaluated for possible adjustment to the financial statements or disclosures is December 7, 2024 which is the date on which the financial statements were issued. No issues were noted for disclosure at December 7, 2024. NOTE 18. Concentrations The Town depends on financial resources flowing from, or associated with, both the Federal Government and the State of New Mexico. Because of this dependency, the Town is subject to changes in specific flows of intergovernmental revenues based on modifications to Federal and State laws and Federal and State Appropriations. NOTE 19. Restricted Net Position The government-wide statement of net position reports $22,286,886 of restricted net position, all of which is restricted by enabling legislation. For descriptions of the related enabling legislation for special revenue, debt service, and capital projects funds see pages 49 and 110-113. 84 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 20. Net Position and Fund Balance Restatement The Town has restated beginning year net position of the governmental activities and beginning fund balance for the American Rescue Plan Act fund, both as decreases, totaling $904,069 to properly show the fund’s money as an unearned revenue rather than as a restricted fund balance as the Town previously reported revenue in the prior year for the American Rescue Plan but it didn’t meet the reporting requirements and this has been corrected. NOTE 21. Utility Revenues Pledged The Town of Taos has pledged future revenues from the water and sewer system, net of operation and maintenance expenses, to repay $635,600 in Series 1993A Water & Sewer Revenue Bonds, issued in 1993. The bonds are payable solely from utility customer net revenues and are payable through March 2033. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the bond agreement, including an amount sufficient to cure any deficiencies in the debt service account or the bond agreement reserve account, to the USDA or the Trustee, as its assignee, to be deposited in the debt service reserve account or the bond agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal and interest remaining to be paid on the bonds is $281,600 and $65,310, respectively. Principal and interest paid for the current year and total customer net revenues were $40,134 and $4,789,895 respectively. The Town of Taos has pledged future revenues from the water and sewer system, net of operation and maintenance expenses, to repay $1,315,000 in Series 1995A Water & Sewer Revenue Bonds, issued in 1995.The bonds are payable solely from utility customer net revenues and are payable through December 2035.The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the bond agreement, including an amount sufficient to cure any deficiencies in the debt service account or the bond agreement reserve account, to the USDA or the Trustee, as its assignee, to be deposited in the debt service reserve account or the bond agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal and interest remaining to be paid on the bonds is $686,000 and $85,071 respectively. Principal and interest paid for the current year and total customer net revenues were $78,259 and $4,789,895 , respectively. The Town of Taos has pledged future revenues from the Taos Wastewater project, net of operation and maintenance expenses, to repay $600,000 in NMFA/WTB Water Project, issued in 2009. The loans are payable solely from utility customer net revenues and are payable through June 2029. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the loan agreement, including an amount sufficient to cure any deficiencies in the debt service account or the loan agreement reserve account, to the NMFA or the Trustee, as its assignee, to be deposited in the debt service reserve account or the loan agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal remaining to be paid on the loan is $154,751 with no interest due. Principal for the current year and total customer net revenues were $31,218 and $4,789,895, respectively. The Town of Taos has pledged future revenues from the Taos Wastewater project, net of operation and maintenance expenses, to repay $1,200,000 in NMED Clean Water State Revolving Fund Project, issued in 2009. The loans are payable solely from utility customer net revenues and are payable through January 2033. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the loan agreement, including an amount sufficient to cure any deficiencies in the debt service account or the loan agreement reserve account, to the NMED or the Trustee, as its assignee, to be deposited in the debt service reserve account or the loan agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal remaining to be paid on the loan is $540,000 with no interest due. Principal for the current year and total customer net revenues were $60,000 and $4,789,895 respectively. 85 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 21. Utility Revenues Pledged (continued) The Town of Taos has pledged future revenues from the Taos Wastewater project, net of operation and maintenance expenses, to repay $197,390 in NMFA/WTB Water Project, issued in 2013. The loans are payable solely from utility customer net revenues and are payable through June 2033. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the loan agreement, including an amount sufficient to cure any deficiencies in the debt service account or the loan agreement reserve account, to the NMFA or the Trustee, as its assignee, to be deposited in the debt service reserve account or the loan agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal remaining to be paid on the loan is $90,072 with no interest due. Principal for the current year and total customer net revenues were $10,134 and $4,789,895, respectively. The Town of Taos has pledged future revenues from the New Cell for Landfill Facility, net of operation and maintenance expenses, to repay $1,376,046 in NMFA loan issued 2015. The loans are payable solely from utility customer net revenues and are payable through June 2025. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the loan agreement, including an amount sufficient to cure any deficiencies in the debt service account or the loan agreement reserve account, to the NMFA or the Trustee, as its assignee, to be deposited in the debt service reserve account or the loan agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal and interest remaining to be paid on is zero at June 30, 2024, as this loan is paid. Principal and interest paid for the current year and total customer net revenues were $381,496 and $1,789,479, respectively. The Town of Taos has pledged future revenues from the Taos Wastewater project, net of operation and maintenance expenses, to repay $810,662 in NMED Solar Array Project, issued in 2016. The loans are payable solely from utility customer net revenues and are payable through July 2031. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the loan agreement, including an amount sufficient to cure any deficiencies in the debt service account or the loan agreement reserve account, to the NMED or the Trustee, as its assignee, to be deposited in the debt service reserve account or the loan agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal and interest remaining to be paid on the bonds is $713,455 and $770, respectively. Principal and interest paid for the current year and total customer net revenues were $40,576 and $4,789,895, respectively. The Town of Taos has pledged future revenues from the Taos NMFA 2023 Construction Loan, for the construction of a new Landfill Cell for the Town’s existing solid waste landfill facility. The loans are payable solely from utility customer net revenues and are payable through June 2033. The pledged revenues shall be in an amount sufficient to pay principal, premium, if any, interest and other amounts due under the loan agreement, including an amount sufficient to cure any deficiencies in the debt service account or the loan agreement reserve account, to the NMED or the Trustee, as its assignee, to be deposited in the debt service reserve account or the loan agreement reserve account held by the trustee, payable from and constituting a lien upon the pledged revenues. The total principal and interest remaining to be paid on the bonds is $1,964,000 and $287,029, respectively. Principal and interest paid for the current year and total customer net revenues were $110,000 and $34,002, respectively. 86 TOWN OF TAOS Notes to the Financial Statements June 30, 2024 NOTE 22. Subsequent Accounting Pronouncements In June 2024, GASB Statement No. 101 Compensated Absences, was issued. Effective Date: The provisions of this Statement are effective for fiscal years beginning after December 15, 2023. The Town does not expect this pronouncement to have a material effect on the financial statements. In December 2023, GASB Statement No. 102 Certain Risk Disclosures, was issued. Effective Date: The provisions of this Statement are effective for fiscal years beginning after June 15, 2024. The Town does not expect this pronouncement to have a material effect on the financial statements. In April 2024, GASB Statement No. 103 Financial Reporting Model Improvements, was issued. Effective Date: The provisions of this Statement are effective for fiscal years beginning after June 15, 2025. The Town does not expect this pronouncement to have a material effect on the financial statements. 87 Page Left Intentionally Blank 88 R EQUIRED SUPPLEMENTARY INFORMATION 89 2024 Measurement Date (As of and for the year ended June 30, 2023) 2023 Measurement Date (As of and for the year ended June 30, 2022) 2022 Measurement Date (As of and for the year ended June 30, 2021) 0.38457% 0.38427% 0.3611% 8,143,195$ 6,815,829$ 4,068,350$ 4,190,139$ 3,740,630$ 3,404,290$ 67.26% 69.35% 77.25% Town of Taos's proportionate share of the net pension liability as a percentage of its covered payroll Schedule of the Town's Proportionate Share of the Net Pension Liability TOWN OF TAOS Plan fiduciary net position as a percentage of the total pension liability of PERA Fund Municipal General Division Town of Taos's covered payroll Town of Taos's proportionate share of the net pension liability Town of Taos's proportion of the net pension liability Last 10 Fiscal Years* Public Employees Retirement Association (PERA) Plan 119.51%182.21%194.34% See independent auditors' report. See notes to required supplementary information.90 Schedule A-1 Page 1 of 3 2021 Measurement Date (As of and for the year ended June 30, 2020) 2020 Measurement Date (As of and for the year ended June 30, 2019) 2019 Measurement Date (As of and for the year ended June 30, 2018) 2018 Measurement Date (As of and for the year ended June 30, 2017) 2017 Measurement Date (As of and for the year ended June 30, 2016) 2016 Measurement Date (As of and for the year ended June 30, 2015) 2015 Measurement Date (As of and for the year ended June 30, 2014) 0.3895% 0.4082% 0.3528% 0.4630% 0.4710% 0.5054% 0.5476% 7,876,575$ 7,066,348$ 5,624,937$ 6,362,011$ 7,524,994$ 5,152,991$ 4,271,868$ 3,676,714$ 3,606,337$ 3,793,609$ 3,909,077$ 4,069,174$ 4,513,593$ 4,457,324$ 66.36% 70.52% 71.13% 73.74% 69.18% 76.99% 81.29% 214.23%95.84%114.17%184.93%162.75%148.27%195.94% See independent auditors' report. See notes to required supplementary information.91 2024 Measurement Date (As of and for the year ended June 30, 2023) 2023 Measurement Date (As of and for the year ended June 30, 2022) 2022 Measurement Date (As of and for the year ended June 30, 2021) 0.45766% 0.44708% 0.4064% 4,413,612$ 3,593,046$ 2,101,501$ 1,193,852$ 1,089,093$ 980,451$ 67.26% 69.35% 77.25% 369.70% Last 10 Fiscal Years* Public Employees Retirement Association (PERA) Plan of PERA Fund Municipal Police Division Schedule of the Town's Proportionate Share of the Net Pension Liability TOWN OF TAOS 214.34% Town of Taos's proportionate share of the net pension liability as a percentage of its covered payroll Plan fiduciary net position as a percentage of the total pension liability Town of Taos's covered payroll Town of Taos's proportion of the net pension liability Town of Taos's proportionate share of the net pension liability 329.91% See independent auditors' report. See notes to required supplementary information.92 Schedule A-1 Page 2 of 3 2021 Measurement Date (As of and for the year ended June 30, 2020) 2020 Measurement Date (As of and for the year ended June 30, 2019) 2019 Measurement Date (As of and for the year ended June 30, 2018) 2018 Measurement Date (As of and for the year ended June 30, 2017) 2017 Measurement Date (As of and for the year ended June 30, 2016) 2016 Measurement Date (As of and for the year ended June 30, 2015) 2015 Measurement Date (As of and for the year ended June 30, 2014) 0.4210% 0.5039% 0.5100% 0.4874% 0.4766% 0.4844% 0.4887% 3,615,841$ 3,722,153$ 3,479,752$ 2,707,827$ 3,516,497$ 2,329,267$ 1,593,109$ 994,304$ 1,120,723$ 1,020,869$ 911,949$ 953,345$ 949,833$ 937,534$ 66.36% 70.52% 71.13% 73.74% 69.18% 76.99% 81.29% 340.86%363.66%169.93%245.23%368.86%332.12%296.93% See independent auditors' report. See notes to required supplementary information.93 2024 Measurement Date (As of and for the year ended June 30, 2023) 2023 Measurement Date (As of and for the year ended June 30, 2022) 2022 Measurement Date (As of and for the year ended June 30, 2021) 0.37223% 0.41456% 0.2963% 3,352,982$ 3,148,396$ 1,798,688$ 656,893$ 649,380$ 423,601$ 67.26% 69.35% 77.25% TOWN OF TAOS 510.43% Last 10 Fiscal Years* Public Employees Retirement Association (PERA) Plan of PERA Fund Municipal Fire Division Schedule of the Town's Proportionate Share of the Net Pension Liability 424.62% Town of Taos's proportionate share of the net pension liability as a percentageof its covered payroll Plan fiduciary net position as a percentage of the total pension liability Town of Taos's covered payroll Town of Taos's proportionate share of the net pension liability Town of Taos's proportion of the net pension liability 484.83% See independent auditors' report. See notes to required supplementary information.94 Schedule A-1 Page 3 of 3 2021 Measurement Date (As of and for the year ended June 30, 2020) 2020 Measurement Date (As of and for the year ended June 30, 2019) 2019 Measurement Date (As of and for the year ended June 30, 2018) 2018 Measurement Date (As of and for the year ended June 30, 2017) 2017 Measurement Date (As of and for the year ended June 30, 2016) 2016 Measurement Date (As of and for the year ended June 30, 2015) 2015 Measurement Date (As of and for the year ended June 30, 2014) 0.2787% 0.2377% 0.2497% 0.2753% 0.2784% 0.2769% 0.2567% 2,108,014$ 1,633,562$ 1,598,237$ 1,575,114$ 1,857,210$ 1,429,131$ 1,071,464$ 389,109$ 316,260$ 317,344$ 321,046$ 336,796$ 315,617$ 285,100$ 66.36% 70.52% 71.13% 73.74% 69.18% 76.99% 81.29% 541.75%375.82%490.62%516.53%452.81%551.43%503.63% See independent auditors' report. See notes to required supplementary information.95 As of and for the year ended June 30, 2024 As of and for the year ended June 30, 2023 As of and for the year ended June 30, 2022 533,481$ 431,584$ 357,570$ (533,481) (431,584) (357,570) -$ -$ -$ 4,696,124$ 4,190,139$ 3,740,630$ 11.36% 10.30% 9.56% Last 10 Fiscal Years* PERA Fund Municipal General Division Public Employees Retirement Association (PERA) Plan Schedule of the Town's Contributions TOWN OF TAOS Contribution deficiency (excess) Contributions in relation to the contractually required contribution Contractually required contribution Contributions as a percentage of covered payroll Town of Taos’s covered payroll See independent auditors' report. See notes to required supplementary information.96 Schedule A-2 Page 1 of 3 As of and for the year ended June 30, 2021 As of and for the year ended June 30, 2020 As of and for the year ended June 30, 2019 As of and for the year ended June 30, 2018 As of and for the year ended June 30, 2017 As of and for the year ended June 30, 2016 As of and for the year ended June 30, 2015 325,110$ 350,621$ 344,405$ 362,290$ 373,065$ 386,572$ 428,791$ (325,110) (350,621) (344,405) (362,290) (373,065) (386,572) (428,791) -$ -$ -$ -$ -$ -$ -$ 3,404,290$ 3,676,714$ 3,606,337$ 3,793,609$ 3,909,077$ 4,069,174$ 4,513,593$ 9.55% 9.54% 9.55% 9.55% 9.54% 9.50% 9.50% See independent auditors' report. See notes to required supplementary information.97 As of and for the year ended June 30, 2024 As of and for the year ended June 30, 2023 As of and for the year ended June 30, 2022 266,919$ 234,593$ 205,839$ (266,919) (234,593) (205,839) -$ -$ -$ 1,324,363$ 1,193,852$ 1,089,093$ 20.15% 19.65% 18.90% Public Employees Retirement Association (PERA) Plan Schedule of the Town's Contributions Contributions in relation to the contractually required contribution TOWN OF TAOS Town of Taos’s covered payroll Contribution deficiency (excess) Contributions as a percentage of covered payroll Contractually required contribution Last 10 Fiscal Years* PERA Fund Municipal Police Division See independent auditors' report. See notes to required supplementary information.98 Schedule A-2 Page 2 of 3 As of and for the year ended June 30, 2021 As of and for the year ended June 30, 2020 As of and for the year ended June 30, 2019 As of and for the year ended June 30, 2018 As of and for the year ended June 30, 2017 As of and for the year ended June 30, 2016 As of and for the year ended June 30, 2015 185,304$ 187,924$ 211,817$ 192,944$ 161,795$ 169,123$ 168,500$ (185,304) (187,924) (211,817) (192,944) (161,795) (169,123) (168,500) -$ -$ -$ -$ -$ -$ -$ 980,451$ 994,304$ 1,120,723$ 1,020,869$ 911,949$ 953,345$ 949,833$ 18.90% 18.90% 18.90% 18.90% 17.74% 17.74% 17.74% See independent auditors' report. See notes to required supplementary information.99 As of and for the year ended June 30, 2024 As of and for the year ended June 30, 2023 As of and for the year ended June 30, 2022 154,117$ 145,502$ 140,591$ (154,117) (145,502) (140,591) -$ -$ -$ 673,039$ 656,893$ 649,380$ 22.90% 22.15% 21.65% TOWN OF TAOS Contributions as a percentage of covered payroll Town of Taos’s covered payroll Contribution deficiency (excess) Contributions in relation to the contractually required contribution Contractually required contribution Last 10 Fiscal Years* PERA Fund Municipal Fire Division Public Employees Retirement Association (PERA) Plan Schedule of the Town's Contributions See independent auditors' report. See notes to required supplementary information.100 Schedule A-2 Page 3 of 3 As of and for the year ended June 30, 2021 As of and for the year ended June 30, 2020 As of and for the year ended June 30, 2019 As of and for the year ended June 30, 2018 As of and for the year ended June 30, 2017 As of and for the year ended June 30, 2016 As of and for the year ended June 30, 2015 91,710$ 84,242$ 68,470$ 68,705$ 69,503$ 72,748$ 68,173$ (91,710) (84,242) (68,470) (68,705) (69,503) (72,748) (68,173) -$ -$ -$ -$ -$ -$ -$ 423,601$ 389,109$ 316,260$ 317,344$ 321,046$ 336,796$ 315,617$ 21.65% 21.65% 21.65% 21.65% 21.65% 21.60% 21.60% See independent auditors' report. See notes to required supplementary information.101 PERA Changes of benefit terms: The PERA and COLA and retirement eligibility benefits changes in recent years are described in Note 1 of PERA’s ACFR. http://www.nmpera.org/financial-overview/. Assumptions: The Public Employee Retirement Association of New Mexico Annual Actuarial Valuations as of June 2023 report is available at http://www.nmpera.org/finanical- overview/retirement-fund-valuation-reports/. For the Year Ended June 30, 2024 Notes to Required Supplementary Information TOWN OF TAOS See independent auditors' report. See notes to required supplementary information.102 Page Left Intentionally Blank 103 2024 Measurement Date (As of and for the Year Ended June 30, 2023) 2023 Measurement Date (As of and for the Year Ended June 30, 2022) 2022 Measurement Date (As of and for the Year Ended June 30, 2021) 2021 Measurement Date (As of and for the Year Ended June 30, 2020) 0.11355% 0.11550% 0.10379% 0.11055% 1,933,744$ 2,669,946$ 3,415,054$ 4,641,894$ 6,040,884 6,023,917 4,753,407 5,003,183 32.01%44.32%71.84%92.78% 44.16%33.33%25.39%16.50%Plan fiduciary net position as a percentage of the total OPEB liability * This schedule is presented to illustrate the requirement to show information for 10 years. However, until a full 10-year trend is compiled, the Town will present information for available years. Town of Taos's proportionate share of the net OPEB liability (asset) Last 10 Fiscal Years* Retiree Health Care OPEB Plan Schedule of Proportionate Share of the Net OPEB Liability TOWN OF TAOS Town of Taos's proportion of the net OPEB liability (asset) Town of Taos's covered payroll Town of Taos's proportionate share of the net OPEB liability as a percentage of its covered payroll See independent auditors' report. See notes to required supplementary information.104 Schedule B-1 2020 Measurement Date (As of and for the Year Ended June 30, 2019) 2019 Measurement Date (As of and for the Year Ended June 30, 2018) 2018 Measurement Date (As of and for the Year Ended June 30, 2017) 0.12328% 0.13080% 0.12709% 3,997,218$ 5,687,649$ 5,759,303$ 5,111,405 5,250,703 5,294,121 78.20%108.32%108.79% 18.92%13.14%11.34% See independent auditors' report. See notes to required supplementary information.105 As of and for the Year Ended June 30, 2024 As of and for the Year Ended June 30, 2023 As of and for the Year Ended June 30, 2022 As of and for the Year Ended June 30, 2021 Contractually required contribution 143,857$ 129,615$ 132,068$ 101,786$ 143,857 129,615 132,068 101,786 Contribution deficiency (excess)-$ -$ -$ -$ 6,693,526 6,040,884 6,023,917 4,753,407 2.15%2.15%2.19%2.14% Notes to Required Supplementary Information RHC Plan TOWN OF TAOS Last 10 Fiscal Years* Retiree Health Care OPEB Plan Schedule of Contributions In the total OPEB liability measured as of June 30, 2023, changes in assumptions include adjustments resulting from a decrease in the discount rate from 5.42% to 6.22%. * This schedule is presented to illustrate the requirement to show information for 10 years. However, until a full 10-year trend is compiled, the Town will present information for available years. Contributions in relation to the contractually required contribution Town of Taos's covered payroll Contribution as a percentage of covered See independent auditors' report. See notes to required supplementary information.106 Schedule B-2 As of and for the Year Ended June 30, 2020 As of and for the Year Ended June 30, 2019 As of and for the Year Ended June 30, 2018 106,685$ 109,126$ 111,708$ 106,685 109,126 111,708 -$ -$ -$ 5,003,183 5,111,405 5,250,703 2.13%2.13%2.13% See independent auditors' report. See notes to required supplementary information.107 Page Left Intentionally Blank 108 S UPPLEMENTARY INFORMATION 109 TOWN OF TAOS Nonmajor Fund Descriptions June 30, 2024 Special Revenue Funds Cannabis Excise Tax –To account for the monies received pursuant to the Cannabis Regulation Act.Authority is Town Council resolution Fire Protection –To account for the operations and maintenance of the fire department. Financing is provided by an allotment from the State of New Mexico Fire Marshall’s Office. State Statute Section 59A-53-2, NMSA, 1978 compilation, requires the allotment be used only to operate fire departments. Lodgers’ Tax Special Revenue Fund –To account for the operations of tourist facilities or for half of advertising, promoting and publicizing such facilities and tourist attractions. Financing is provided by one and a half percent of a five percent tax on lodging gross receipts within the Town of Taos. State Statute Section 4-6-41 provides for this tax to be imposed by the Town. Revenues received are pursuant to the Lodgers Tax Act (Section 3-38-15, NMSA 1978). Monies in the Lodgers Tax Fund may be used to build, operate, and maintain tourism related facilities. Local Government Correction –The local government corrections fee fund is used to account for the collection of a mandatory correction fee for violations of any municipal ordinance. Funds collected can only be used for jailer training, construction planning, construction, operation and maintenance of a municipal jail, and for paying for costs of housing. Authority is NMSA 1978 Section 35-14-11B(1). Law Enforcement Protection –The law enforcement protection fund was created to account for revenues received pursuant to the law enforcement protection fund (Section 29-13-7, NMSA 1978). Amounts distributed from this fund may only be expended for the following purposes: (1) the repair and purchase of law enforcement apparatus and equipment that meet nationally recognized standards; (2) expenses associated with advanced law enforcement planning and training; (3) complying with match or contribution requirements of federal funds for criminal justice programs; (4) no more than fifty percent (50%) of the replacement salaries of municipal and county law enforcement personnel while attending a specified advanced law enforcement planning and training. Civic Center –To account for that portion of lodgers tax receipts allocated for Civic Center operations and promotional expenditures, as well as the revenues earned from Civic Center operations, including rentals, catering fees, and related charges for services. Authority is Town Council resolution. Public Transportation –To account for the portion of Lodgers Tax receipts allocated for the purpose of providing transportation to the public. Authority is Town Council resolution. Community Grants –To account for various small grants for various community purposes. Each grant is authorized by the granting agency. The fund is authorized by Town Council resolution. Municipal Road Gasoline Tax –To account for a 1 cent gasoline tax that is used for repairing and construction of roads. Also included in this fund is revenue from the State Department of Transportation under a municipal arterial project agreement. Authority is 7-7-6.9 and 7-1-6.27 NMSA 1978. 1/4 Cent Municipal Gross Receipts Tax –To account for proceeds from a supplemental municipal gross receipts tax, a portion of which is pledged toward payment of principal and interest on Gross Receipts Tax Revenue Bonds. After required debt service transfers have been made, the remaining income of this fund is restricted for capital improvement purposes. NMSA 1978 Chapter 7, Article 20E-1 to 22. Historical District –To account for all associated parking meter and associated revenues and costs, including leases, meter maintenance, personnel, and historic district promotion. Authority is Town Council resolution. 110 TOWN OF TAOS Nonmajor Fund Descriptions June 30, 2024 Special Revenue Funds (continued) Confidential Informant –A structured accounting system, operated within the department, providing officers with investigative expense monies to support operations related to the detection, investigation or enforcement of the laws related to crime. This includes but is not limited to: paying documented confidential informants and confidential sources; purchasing contraband as evidence; and paying expenses for surveillance activities and equipment. Authority is Town Council resolution. Emergency Management Fund – To account for funds received from the Calf Canyon Fire for the rental of the Civic Plaza buildings, Taos Regional Airport terminal building room, runways, taxiways, intersections, and all access points. For the training and education of employee personnel during emergencies, respond to and minimize the impacts or disruption of services during natural disasters. (DFA No. 6). Library E-Rate –This is funding awarded by the New Mexico State Library through the Broadband Program to ensure affordable broadband and high-speed internet to the library. Local Economic Assist –This funding was awarded by the NM Economic Development Department to establish a Local Economic Assistance and Development Program in order to facilitate recruitment, retention and creation of economic based jobs. The project funding will be used for the programming, planning and design of a Business Resource & Innovation Center. Capital Maintenance Operating Fund –This fund was created to receive additional amounts that are paid for onetime costs by the Town of Taos. Authority is Town Council resolution. Grants Match Fund –the fund was created to properly identify grant match commitments made by the town for grants requiring a match. (DFA No. 30). Law Enforcement Recruitment/Retention –This new funding was awarded by the State of NM through the Department of Finance to fund the cost of recruiting and retention of Law Enforcement Officers; grant funds to be disbursed to entities over a three (3) year period. (Resolution No. 17). Law Enforcement Recruitment 23 –This new funding was awarded by the State of NM through the Department of Finance to fund the cost of recruiting Law Enforcement Officers; grant funds to be disbursed to entities over a three (3) year period. (Resolution No. 11). DPS Law Enforcement Retention –This new funding was awarded by the NM Department of Public Safety for retention payments issued to eligible law enforcement officers who have met the requirements set forth by the Department of Public Safety. (Resolution No. 27). 2024 CDBG –This is a new account established under Resolution 24-11, pursuant to the compliance requirements of the Community Development Block Grant for the purpose of updating the existing comprehensive plan with current Land Use and Development Code information that will meet the provisions of the New Mexico Statues Annotated. (DFA Resolution No. 19). 111 Page Left Intentionally Blank 112 TOWN OF TAOS Nonmajor Fund Descriptions June 30, 2024 Capital Projects Fund Facilities Improvements –This fund was created to receive transfers from other funds for the purpose of improving facilities of the Town. Authority is Town Council resolution. Vehicle Replacement –This fund was created to receive transfers from other funds for the purpose of purchasing vehicles for the Town of Taos. Authority is Town Council resolution. Special Events Enterprise –This fund was created to account for the monies for the special events the Town puts on throughout the year to generate revenue. Authority is Town Council resolution. 1994 Gross Receipts Tax Revenue Bond Acquisition –This fund was created to receive the 1994 Gross Receipts Tax Bond proceeds for the purpose of construction of affordable housing. Authority is Town Council resolution. 1999 Gasoline Tax Acquisition–This fund was created to receive bond proceeds and to account for the capital outlay associated with the bond issue. Authority is the Town Council resolution. Debt Service Funds 2008 Gross Receipts Tax Revenue Bond Retirement –This fund was created for the purpose of repayment of the bond issue from the 1.225% distribution of State Shared Gross Receipts Tax revenues. Authority is Town Council resolution. 113 Cannabis Excise Tax Fire Protection Lodgers' Tax Special Revenue Fund Assets Cash and cash equivalents 470,772$ 776,303$ 1,268,121$ Investments - - - Receivables: Taxes receivable - - 159,385 Due from other governments 16,393 - - Total assets 487,165$ 776,303$ 1,427,506$ Liabilities Accounts payable -$ -$ 65,871$ Accrued payroll expenses - - 5,541 Deposits held in trust for others - - - Total liabilities - - 71,412 Fund balances Spendable Restricted for: General government 487,165 - - Public safety - 776,303 - Culture and recreation - - 1,356,094 Transportation and roads - - - Capital improvements - - - Debt service - - - Committed to: General government - - - Public safety - - - Culture and recreation - - - Transportation and roads - - - Capital improvements - - - Total fund balances 487,165 776,303 1,356,094 Total liabilities and fund balances 487,165$ 776,303$ 1,427,506$ June 30, 2024 Combining Balance Sheet Nonmajor Governmental Funds TOWN OF TAOS Special Revenue See independent auditors' report.114 Statement A-1 Page 1 of 4 Local Governmental Correction Law Enforcement Protection Civic Center Public Transportation Community Grants 136,804$ 28,826$ 5,103$ 594,363$ 390,447$ - - - - - - - - - - - - - - 123,378 136,804$ 28,826$ 5,103$ 594,363$ 513,825$ -$ 2,131$ -$ -$ 4,174$ - - - - - - - 5,103 - - - 2,131 5,103 - 4,174 - - - - - 136,804 26,695 - - - - - - - - - - - - - - - - - - - - - - - - - - - 509,651 - - - - - - - - - - - - - 594,363 - - - - - - 136,804 26,695 - 594,363 509,651 136,804$ 28,826$ 5,103$ 594,363$ 513,825$ Special Revenue See independent auditors' report.115 Municipal Road Gasoline Tax 1/4 Cent Municipal Gross Receipts Tax Historical District Assets Cash and cash equivalents -$ 832,181$ 79,376$ Investments - - - Receivables: Taxes receivable 17,120 249,495 - Due from other governments - - - Total assets 17,120$ 1,081,676$ 79,376$ Liabilities Accounts payable -$ -$ 1,261$ Accrued payroll expenses - - - Deposits held in trust for others - - - Total liabilities - - 1,261 Fund balances Spendable Restricted for: General government - 1,081,676 - Public safety - -- Culture and recreation - -- Transportation and roads 17,120 - - Capital improvements - - - Debt service - - - Committed to: General government - - - Public safety - - - Culture and recreation - - 78,115 Transportation and roads - - - Capital improvements - - - Total fund balances 17,120 1,081,676 78,115 Total liabilities and fund balances 17,120$ 1,081,676$ 79,376$ TOWN OF TAOS Special Revenue June 30, 2024 Combining Balance Sheet Nonmajor Governmental Funds See independent auditors' report.116 Statement A-1 Page 2 of 4 Confidential Informant Emergency Management Fund Library E‐Rate Grant Local Economic Assist Capital Maintenance Operating Fund 29,828$ 12,034$ -$ -$ 1,600,131$ - - - - - - - - - - - - - - - 29,828$ 12,034$ -$ -$ 1,600,131$ -$ -$ -$ -$ 1,750$ - - - - - - - - - - - - - - 1,750 - - - - - - 12,034 - - - - - - - - - - - - - - - - - - - - - - - - - - - 1,598,381 29,828 - - - - - - - - - - - - - - - - - - - 29,828 12,034 - - 1,598,381 29,828$ 12,034$ -$ -$ 1,600,131$ Special Revenue See independent auditors' report.117 Grants Match Fund Law Enforcement Recruitment/ Retention Law Enforcement Recruitment 23 Assets Cash and cash equivalents 500,000$ 27,566$ 185,546$ Investments - - - Receivables: Taxes receivable - - - Due from other governments - - - Total assets 500,000$ 27,566$ 185,546$ Liabilities Accounts payable -$ -$ -$ Accrued payroll expenses - - 2,482 Deposits held in trust for others - - - Total liabilities - - 2,482 Fund balances Spendable Restricted for: General government 500,000 - - Public safety - - - Culture and recreation - - - Transportation and roads - - - Capital improvements - - - Debt service - - - Committed to: General government - 27,566 183,064 Public safety - -- Culture and recreation - -- Transportation and roads - -- Capital improvements - -- Total fund balances 500,000 27,566 183,064 Total liabilities and fund balances 500,000$ 27,566$ 185,546$ Special Revenue June 30, 2024 Combining Balance Sheet Nonmajor Governmental Funds TOWN OF TAOS See independent auditors' report.118 Statement A-1 Page 3 of 4 DPS Law Enforcement Retention 2024 CDBG Facilities Improvements Vehicle Replacement Special Events Enterprise -$ 5,000$ 3,188,343$ 360,710$ 377,057$ - - - - - - - - - - - - - - - -$ 5,000$ 3,188,343$ 360,710$ 377,057$ -$ -$ 166,354$ -$ 489$ - - - - - - - - - - - - 166,354 - 489 - - - - - - - - - - - - - - - - - - - - - - - - 376,568 - - - - - - 5,000 - - - - - - - - - - - - - - - - - - - - 3,021,989 360,710 - - 5,000 3,021,989 360,710 376,568 -$ 5,000$ 3,188,343$ 360,710$ 377,057$ Special Revenue Capital Projects See independent auditors' report.119 Debt Service 1994 Gross Receipts Tax Revenue Bond Acquisition 1999 Gasoline Tax Acquisition Debt Service Fund 2008 Gross Receipts Tax Revenue Bond Retirement Assets Cash and cash equivalents 86,503$ 1,670,856$ 6,031$ Investments 430,373 101,424 - Receivables: Taxes receivable - - - Due from other governments 24,693 - - Total assets 541,569$ 1,772,280$ 6,031$ Liabilities Accounts payable 5,968$ 91,845$ -$ Accrued payroll expenses - - - Deposits held in trust for others - - - Total liabilities 5,968 91,845 - Fund balances Spendable Restricted for: General government - - - Public safety - - - Culture and recreation - - - Transportation and roads - - - Capital improvements 535,601 1,680,435 - Debt service - - 6,031 Committed to: General government - - - Public safety - - - Culture and recreation - - - Transportation and roads - - - Capital improvements - - - Total fund balances 535,601 1,680,435 6,031 Total liabilities and fund balances 541,569$ 1,772,280$ 6,031$ Capital Projects June 30, 2024 Combining Balance Sheet Nonmajor Governmental Funds TOWN OF TAOS See independent auditors' report.120 Statement A-1 Page 4 of 4 Total Nonmajor Governmental Funds 12,631,901$ 531,797 426,000 164,464 13,754,162$ 339,843$ 8,023 5,103 352,969 2,068,841 951,836 1,356,094 17,120 2,592,604 6,031 2,323,662 29,828 78,115 594,363 3,382,699 13,401,193 13,754,162$ See independent auditors' report.121 Cannabis Excise Tax Fire Protection Lodgers' Tax Special Revenue Fund Revenues Taxes: Gross receipts -$ -$ -$ Gasoline and motor vehicle - - - Lodgers tax - - 1,413,255 Cannabis excise tax 311,431 - - Intergovernmental: Federal operating grants - - - State operating grants - 420,302 - Charges for services - - 491 Licenses and fees - - - Investment income - - - Miscellaneous - - - Total revenues 311,431 420,302 1,413,746 Expenditures Current: General government - - - Public safety - 231,836 - Public works - - - Culture and recreation - - 1,728,320 Capital outlay - - 29,005 Debt service: Principal - - - Interest - - - Total expenditures - 231,836 1,757,325 Excess (deficiency) of revenues over expenditures 311,431 188,466 (343,579) Other financing sources (uses) Transfers in - - 1,040,164 Transfers (out) - - (1,300,205) Total other financing sources (uses)- - (260,041) Net change in fund balances 311,431 188,466 (603,620) Fund balances ‐ beginning of year 175,734 587,837 1,959,714 Fund balances ‐ end of year 487,165$ 776,303$ 1,356,094$ Nonmajor Governmental Funds TOWN OF TAOS Special Revenue For the Year Ended June 30, 2024 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances See independent auditors' report.122 Statement A-2 Page 1 of 4 Local Governmental Correction Law Enforcement Protection Civic Center Public Transportation Community Grants -$ -$ -$ -$ -$ - - - - - - - - - - - - - - - - - - - 71,265 - 123,500 - - 221,538 - - - 200,000 - 14,080 - - - - - - - - - - - - - - 14,080 123,500 - 200,000 292,803 - - - - 81,346 82,431 105,958 - - - - - - 766,839 - - - - - 120,202 - - - 197,795 140,430 - - - - - - - - - - 82,431 105,958 - 964,634 341,978 (68,351) 17,542 - (764,634) (49,175) 173,754 - - 260,041 - - - - - - 173,754 - - 260,041 - 105,403 17,542 - (504,593) (49,175) 31,401 9,153 - 1,098,956 558,826 136,804$ 26,695$ -$ 594,363$ 509,651$ Special Revenue See independent auditors' report.123 Municipal Road Gasoline Tax 1/4 Cent Municipal Gross Receipts Tax Historical District Revenues Taxes: Gross receipts -$ 1,567,878$ -$ Gasoline and motor vehicle 105,301 - - Lodgers tax - - - Cannabis excise tax - - - Intergovernmental: Federal operating grants - - - State operating grants - - - Charges for services - - - Licenses and fees - - 65,475 Investment income - - - Miscellaneous - - - Total revenues 105,301 1,567,878 65,475 Expenditures Current: General government - - - Public safety - - - Public works - - - Culture and recreation - - 74,143 Capital outlay - - - Debt service: Principal - - - Interest - - - Total expenditures - - 74,143 Excess (deficiency) of revenues over expenditures 105,301 1,567,878 (8,668) Other financing sources (uses) Transfers in 1,964 13,984 65,000 Transfers (out) (100,668) (1,336,250) - Total other financing sources (uses)(98,704) (1,322,266) 65,000 Net change in fund balances 6,597 245,612 56,332 Fund balances ‐ beginning of year 10,523 836,064 21,783 Fund balances ‐ end of year 17,120$ 1,081,676$ 78,115$ For the Year Ended June 30, 2024 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds TOWN OF TAOS Special Revenue See independent auditors' report.124 Statement A-2 Page 2 of 4 Confidential Informant Emergency Management Fund Library E‐Rate Grant Local Economic Assist Capital Maintenance Operating Fund -$ -$ -$ -$ -$ - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 13,984 1,964 - - - 13,984 1,964 - - - - - 321,503 - - - - - - - - - - - - - - - - - - - 144,150 - - - - - - - - - - - - - - 465,653 - - 13,984 1,964 (465,653) 20,000 - - - 1,123,575 - - (13,984) (1,964) - 20,000 - (13,984) (1,964) 1,123,575 20,000 - - - 657,922 9,828 12,034 - - 940,459 29,828$ 12,034$ -$ -$ 1,598,381$ Special Revenue See independent auditors' report.125 Grants Match Fund Law Enforcement Recruitment/ Retention Law Enforcement Recruitment 23 Revenues Taxes: Gross receipts -$ -$ -$ Gasoline and motor vehicle - - - Lodgers tax - - - Cannabis excise tax - - - Intergovernmental: Federal operating grants - - - State operating grants - 112,500 225,000 Charges for services - - - Licenses and fees - - - Investment income - - - Miscellaneous - - - Total revenues - 112,500 225,000 Expenditures Current: General government - - - Public safety - 88,452 41,936 Public works - - - Culture and recreation - - - Capital outlay - - - Debt service: Principal - - - Interest - - - Total expenditures - 88,452 41,936 Excess (deficiency) of revenues over expenditures - 24,048 183,064 Other financing sources (uses) Transfers in - - - Transfers (out) - - - Total other financing sources (uses)- - - Net change in fund balances - 24,048 183,064 Fund balances ‐ beginning of year 500,000 3,518 - Fund balances ‐ end of year 500,000$ 27,566$ 183,064$ Special Revenue For the Year Ended June 30, 2024 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds TOWN OF TAOS See independent auditors' report.126 Statement A-2 Page 3 of 4 DPS Law Enforcement Rentention 2024 CDBG Facilities Improvements Vehicle Replacement Special Events Enterprise -$ -$ -$ -$ -$ - - - - - - - - - - - - - - - - - - - 11,363 - - - - - - - - 12,598 - - - - - - - - - - - - - - - 11,363 - - - 12,598 - - - - 271,662 11,363 - 495,719 - - - - - - - - - - - - - - 705,003 272,257 - - - - - - - - - - - 11,363 - 1,200,722 272,257 271,662 - - (1,200,722) (272,257) (259,064) - 5,000 2,802,425 275,669 200,000 - - - - - - 5,000 2,802,425 275,669 200,000 - 5,000 1,601,703 3,412 (59,064) - - 1,420,286 357,298 435,632 -$ 5,000$ 3,021,989$ 360,710$ 376,568$ Capital ProjectsSpecial Revenue See independent auditors' report.127 Debt Service 1994 Gross Receipts Tax Revenue Bond Acquisition 1999 Gasoline Tax Acquisition Debt Service Fund 2008 Gross Receipts Tax Revenue Bond Retirement Revenues Taxes: Gross receipts -$ -$ -$ Gasoline and motor vehicle - - - Lodgers tax - - - Cannabis excise tax - - - Intergovernmental: Federal operating grants - - - State operating grants - - - Charges for services 8,400 - - Licenses and fees - - - Investment income 23,461 5,260 - Miscellaneous 24,693 18,307 - Total revenues 56,554 23,567 - Expenditures Current: General government 84,146 - - Public safety - - - Public works - 30,137 - Culture and recreation - - - Capital outlay - 1,463,362 - Debt service: Principal - - 485,000 Interest - - 63,630 Total expenditures 84,146 1,493,499 548,630 Excess (deficiency) of revenues over expenditures (27,592) (1,469,932) (548,630) Other financing sources (uses) Transfers in - 1,195,033 551,000 Transfers (out) - - - Total other financing sources (uses)- 1,195,033 551,000 Net change in fund balances (27,592) (274,899) 2,370 Fund balances ‐ beginning of year 563,193 1,955,334 3,661 Fund balances ‐ end of year 535,601$ 1,680,435$ 6,031$ Capital Projects For the Year Ended June 30, 2024 Nonmajor Governmental Funds TOWN OF TAOS Combining Statement of Revenues, Expenditures, and Changes in Fund Balances See independent auditors' report.128 Statement A-2 Page 4 of 4 Total Nonmajor Governmental Funds 1,567,878$ 105,301 1,413,255 311,431 71,265 1,114,203 221,489 79,555 28,721 58,948 4,972,046 758,657 1,057,695 796,976 1,922,665 2,952,002 485,000 63,630 8,036,625 (3,064,579) 7,727,609 (2,753,071) 4,974,538 1,909,959 11,491,234 13,401,193$ See independent auditors' report.129 Page Left Intentionally Blank 130 S UPPORTING SCHEDULES 131 Account Bank Deposits Outstanding Book Bank Name/Account Name Type Balance in Transit Checks Balance US Bank Clearing Account *Checking 1,495,668$ -$ 1,495,663$ 5$ Judicial Bond Fund Municipal Court Checking 9,868 - - 9,868 Water & Sewer System Income Fund *Checking 6,294,129 30,323 4,090 6,320,362 Total US Bank 7,799,665 30,323 1,499,753 6,330,235 Centinel Bank General Fund *Checking 27,381,953 27,392 - 27,409,345 Affortable Housing Fund *Checking 97,228 5,748 16,974 86,002 Enterprise Investment Account *Checking 4,169,925 - - 4,169,925 Community Development Block Grant *Checking 5,000 - - 5,000 Water Wastewater Improvements Fund *Checking 627,949 - 17,595 610,354 ACH Transfer Account Checking 113,479 - 113,492 (13) Payroll Clearing *Checking 70,316 - 70,297 19 Total Centinel Bank 32,465,850 33,140 218,358 32,280,632 Bank balance of deposits 40,265,515$ 63,463$ 1,718,111$ 38,610,867$ New Mexico Finance Authority‐Investment Taos 49 - Debt Service Funds 1,868,342$ -$ -$ 1,868,342$ Taos 49 - Debt Service Reserve Funds Funds 22,745 - - 22,745 Taos 85 - Program Funds Funds 210,690 - - 210,690 Total New Mexico Finance Authority 2,101,777 - - 2,101,777 * Interest bearing Bank Accounts TOWN OF TAOS Schedule of Deposit and Investment Accounts June 30, 2024 See independent auditors' report.132 Schedule I Account Bank Deposits Outstanding Book Bank Name/Account Name Type Balance in Transit Checks Balance Moreton Capital Markets US Governmental Securities Investment 3,000,000$ -$ -$ 3,000,000$ Total Moreton Capital Markets 3,000,000 - - 3,000,000 Total investments 5,101,777 - - 5,101,777 Total 45,367,292$ 63,463$ 1,718,111$ 43,712,644 Add: New Mexico State Treasurer Local Government Investment Pool 4,149,964 Add: petty cash 1,459 Total deposits and investments 47,864,067$ Deposits and investments per financial statements: Cash and cash equivalents - Exhibit A-1 38,472,356$ Investments - Exhibit A-1 7,025,459 Restricted cash and cash equivalents - Exhibit A-1 2,141,969 Restricted investments - Exhibit A-1 124,500 Fiduciary funds cash - Exhibit E-1 99,783 Total cash, cash equivalents, and investments 47,864,067$ See independent auditors' report.133 Fair Market Name of Description of CUSIP Value at Depository Pledged Collateral Maturity Number June 30, 2024 US Bank FHLB N/A LOC NO. 575258 11,000,000$ Total US Bank 11,000,000 The location of the safekeeper of the above securities is 221 East Fourth Street, Cincinnati, OH 45202 Centinel Bank Espanola SD 2.125%09/01/25 29662RBA5 150,000$ Alamogordo NM Muni 3.00%08/01/25 11464KQ6 250,000 Dona Ana Branch Community 3.00%08/01/24 257578EG5 300,000 Torrance ETC County 2.00%09/01/24 891400PF4 310,000 Clovis NM Municipal Sch Dist 2.25%08/01/32 189414PN9 325,000 Ruidoso SD 2.50%08/01/31 781338KR8 300,000 Bernalillo NM Sch Dist 08/01/30 085279VG9 375,000 Taos NM Sch Dist 4.00%09/01/28 87601UBY8 215,000 FHMS K091 A2 3.51%03/25/29 3137FLN91 568,413 FHMS K091 A2 3.51%03/25/29 3137FLN91 284,207 Silver City NM Consol SC 4.00%08/01/34 827513GCO 200,000 Clovis NM Muni 3.00%08/01/34 189414QE8 200,000 Taos NM Sch Dist 5.15%09/01/27 876014GE5 505,000 Bernalillo NM Sch Dist 2.00%08/01/27 085279UD7 275,000 Uni of New Mexico 1.882%06/01/32 9146924S4 500,000 FNA 2021-M11 A2 1.459%03/25/31 3136BF4D2 1,615,236 Bernalillo County, NM 2.000%08/15/35 0852752F1 500,000 Uni of New Mexico 1.782%06/01/31 9146924R6 500,000 FHMS K086 A2 3.859%11/25/28 3137FKSH0 962,724 FHMS KG05 A2 2.000%01/25/31 3137FFXL6 847,774 Belen NM Consol Sch Distr 3.000%08/01/25 077581PT7 500,000 Alamogordo NM Muni 2.25%08/01/28 011464LT9 525,000 GNR 2016-169VA 2.000%11/16/34 38379U3L8 579,172 NEW MEXICO FINANCE AUTH REV 5.000%06/01/34 64711PHB9 1,697,749 FHMS K089 A2 3.920%09/25/28 3137FJKE8 1,000,000 FHMS K089 A2 3.563%01/25/29 3137FL6P4 2,000,000 FNR 2022-11 BV 3.000%07/25/33 3136BMES3 2,000,000 FNR 2022-40 AV 2.000%12/25/33 31368NPS9 1,000,000 FNR 2022-31 GV 2.000%03/25/52 31368NCY0 2,000,000 FHMS KF94-AL 4.969%11/25/30 3137F84A8 2,000,000 NEW MEXICO FINANCE AUTH REV 5.000%06/15/32 64711PGH7 525,000 FHLMC POOL 1.50%12/01/31 3133LPY80 1,496,488 FNMA POOL 2.98%12/01/27 3138LLMA0 1,882,580 SBAP 2022-20A1 1.84%01/01/42 83162CN25 1,505,340 Ruidoso SD 4.00%08/01/27 781338MR6 265,000 TOWN OF TAOS Schedule of Collateral Pledged by Depository For Public Funds June 30, 2024 134 Schedule II Fair Market Name of Description of CUSIP Value at Depository Pledged Collateral Maturity Number June 30, 2024 Centinel Bank (continued) CFGMS 2022-25A Variable 01/16/25 14021PAA8 986,144 SBA #522666 Variable 03/25/32 83165BFF4 1,112,383 SBIC 2021-10b 1 1.304%09/10/31 831641FS9 1,684,773 FHMS KF75 5.956%12/25/29 3137FREN7 528,452 Clovis NM ISO 3.00%08/01/34 189414QE8 175,000 Total Centinel Bank 32,646,435 The location of the safekeeper of the above securities is Independent Bankers Bank, Dallas, TX Total Pledged Collateral 43,646,435$ See independent auditors' report.135 Page Left Intentionally Blank 136 C OMPLIANCE SECTION 137 CORDOVA CPAs LLC CERTIFIED PUBLIC ACCOUNTANTS | BUSINESS ADVISORS cordovacpas.com REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS INDEPENDENT AUDITORS’ REPORT Joseph M. Maestas, P.E. CFE New Mexico State Auditor U.S. Office of Management and Budget Town Council Town of Taos Taos, New Mexico We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, the aggregate remaining fund information, and the budgetary comparisons for the General Fund and major special revenue fund of the Town of Taos (the Town), as of and for the year ended June 30, 2024, and the related notes to the financial statements, which collectively comprise Town’s basic financial statements, and have issued our report thereon dated December 7, 2024. Report on Internal Control Over Financial Reporting In planning and performing our audit of the financial statements, we considered the Town’s internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the Town’s internal control. Accordingly, we do not express an opinion on the effectiveness of the Town’s internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the Town’s financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. 138 Report on Compliance and Other Matters As part of obtaining reasonable assurance about whether the Town’s financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the result of that testing, and not to provide an opinion on the effectiveness of the Town’s internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the Town’s internal control and compliance. Accordingly, this communication is not suitable for any other purpose. Cordova CPAs LLC Albuquerque, NM December 7, 2024 139 Page Left Intentionally Blank 140 F EDERAL FINANCIAL ASSISTANCE 141 CORDOVA CPAs LLC CERTIFIED PUBLIC ACCOUNTANTS | BUSINESS ADVISORS cordovacpas.com REPORT ON COMPLIANCE FOR EACH MAJOR FEDERAL PROGRAM AND ON INTERNAL CONTROL OVER COMPLIANCE REQUIRED BY THE UNIFORM GUIDANCE INDEPENDENT AUDITORS’ REPORT Joseph M. Maestas,P.E. New Mexico State Auditor U.S. Office of Management and Budget Town Council Town of Taos Taos, New Mexico Report on Compliance for Each Major Federal Program Opinion on Each Major Federal Program We have audited Town of Taos’s compliance with the types of compliance requirements identified as subject to audit in the OMB Compliance Supplement that could have a direct and material effect on each of Town of Taos’s major federal programs for the year ended June 30, 2024. Town of Taos’s major federal programs are identified in the summary of auditor’s results section of the accompanying schedule of findings and questioned costs. In our opinion, Town of Taos complied, in all material respects, with the types of compliance requirements referred to above that could have a direct and material effect on each of its major federal programs for the year ended June 30, 2024. Basis for Opinion on Each Major Federal Program We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and the audit requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Our responsibilities under those standards and the Uniform Guidance are further described in the Auditor’s Responsibilities for the Audit of Compliance section of our report. We are required to be independent of Town of Taos and to meet our other ethical responsibilities, in accordance with relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion on compliance for each major federal program. Our audit does not provide a legal determination of Town of Taos’s compliance with the compliance requirements referred to above. 142 Responsibilities of Management for Compliance Management is responsible for compliance with the requirements referred to above and for the design, implementation, and maintenance of effective internal control over compliance with the requirements of laws, statutes, regulations, rules, and provisions of contracts or grant agreements applicable to Town of Taos’s federal programs. Auditor’s Responsibilities for the Audit of Compliance Our objectives are to obtain reasonable assurance about whether material noncompliance with the compliance requirements referred to above occurred, whether due to fraud or error, and express an opinion on Town of Taos’s compliance based on our audit. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with generally accepted auditing standards, Government Auditing Standards, and the Uniform Guidance will always detect material noncompliance when it exists. The risk of not detecting material noncompliance resulting from fraud is higher than for that resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Noncompliance with the compliance requirements referred to above is considered material if there is a substantial likelihood that, individually or in the aggregate, it would influence the judgment made by a reasonable user of the report on compliance about Town of Taos’s compliance with the requirements of each major federal program as a whole. In performing an audit in accordance with generally accepted auditing standards, Government Auditing Standards, and the Uniform Guidance, we: Exercise professional judgment and maintain professional skepticism throughout the audit. Identify and assess the risks of material noncompliance, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding Town if Taos’s compliance with the compliance requirements referred to above and performing such other procedures as we considered necessary in the circumstances. Obtain an understanding of Town if Taos’s internal control over compliance relevant to the audit in order to design audit procedures that are appropriate in the circumstances and to test and report on internal control over compliance in accordance with the Uniform Guidance, but not for the purpose of expressing an opinion on the effectiveness of Town if Taos’s internal control over compliance. Accordingly, no such opinion is expressed. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and any significant deficiencies and material weaknesses in internal control over compliance that we identified during the audit. Report on Internal Control over Compliance A deficiency in internal control over compliance exists when the design or operation of a control over compliance does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, noncompliance with a type of compliance requirement of a federal program on a timely basis. A material weakness in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a type of compliance requirement of a federal program will not be prevented, or detected and corrected, on a timely basis. 143 A significant deficiency in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance with a type of compliance requirement of a federal program that is less severe than a material weakness in internal control over compliance, yet important enough to merit attention by those charged with governance. Our consideration of internal control over compliance was for the limited purpose described in the Auditor’s Responsibilities for the Audit of Compliance section above and was not designed to identify all deficiencies in internal control over compliance that might be material weaknesses or significant deficiencies in internal control over compliance. Given these limitations, during our audit we did not identify any deficiencies in internal control over compliance that we consider to be material weaknesses, as defined above. However, material weaknesses or significant deficiencies in internal control over compliance may exist that were not identified. Our audit was not designed for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, no such opinion is expressed. The purpose of this report on internal control over compliance is solely to describe the scope of our testing of internal control over compliance and the results of that testing based on the requirements of the Uniform Guidance. Accordingly, this report is not suitable for any other purpose.. Cordova CPAs LLC Albuquerque, NM December 7, 2024 144 Page Left Intentionally Blank 145 Federal Assistance Listing Number Federal Expenditures Funds Provided to Subrecipients Noncash Assistance U.S. Department of the Interior - Bureau of Reclamation Implementation of the Taos Pueblo Indian Water Rights Settlement 15.565 *539,874$ - - Total U.S Department of the Interior - Bureau of Reclamation 539,874 - - U.S. Department of Justice Passed through State of New Mexico, Department of Public Safety Taos County Juvenile Accountability Block Grant 16.523 71,265 - - Total U.S. Department of Justice 71,265 - - U.S. Department of Transportation Passed through NM Department of Transportation Federal Aviation Administration (FAA) Airport Improvement Grant Taxiway-A PER, Phase I Design 20.106 106,351 - - Total U.S. Department of Transportation 106,351 - - U.S. Department of the Treasury Passed through the New Mexico Department of Finance & Administration Coronavirus State and Local Fiscal Recovery Fund 21.027 195,898 - - Total U.S Department of the Treasury 195,898 - - Total Federal Financial Assistance 913,388$ -$ -$ * Denotes Major Federal Financial Assistance Program TOWN OF TAOS Schedule of Expenditures of Federal Awards For the Year Ended June 30, 2024 Federal Grantor or Pass-Through Grantor / Program Title See independent auditors' report. See accompanying notes to schedule of expenditures of federal awards.146 Schedule III Notes to Schedule of Expenditures of Federal Awards 1.Basis of Presentation 2.Loans 3.10% de minimus Indirect Cost Rate 4.Federally Funded Insurance The accompanying Schedule of Expenditures of Federal Awards (Schedule)includes the federal grant activity of the Town of Taos and is presented on the modified accrual basis of accounting,which is the same basis as was used to prepare the fund financial statements.The information in this Schedule is presented in accordance with the requirements of Uniform Administrative Requirements,Cost Principles,and Audit Requirements for Federal Awards (Uniform Guidance).Therefore,some amounts presented in this schedule may differ from amounts presented in,or used in the preparation of the financial statements. The Town has no federally funded insurance. The Town did not elect to use the allowed 10% indirect cost rate. The Town did not expend federal awards related to loans or loan guarantees during the year. See independent auditors' report.147 Page Left Intentionally Blank 148 TOWN OF TAOS Schedule IV Schedule of Findings and Questioned Costs Page 1 of 2 June 30, 2024 Section I –Summary of Auditors’Results Financial Statements: 1.Type of auditors’ report issued Unmodified 2.Internal control over financial reporting: a.Material weaknesses identified?None Noted b.Significant deficiencies identified not considered to be material weaknesses?None Noted c.Noncompliance material to the financial statements noted?None Noted Federal Awards: 1.Internal control over major programs: a.Material weaknesses identified?None noted b.Significant deficiencies identified not considered to be material weaknesses?None noted 2.Type of auditors’ report issued on compliance for major programs Unmodified 3.Any audit findings disclosed that are required to be reported in accordance with 2 CFR section 200.516(a)? None note 4.Identification of major programs: Assistance Listing Number Federal Program 15.565 Implementation of the Taos Pueblo Indian Water Rights Settlement 5.Dollar threshold used to distinguish between type A and type B programs:$750,000 6.Auditee qualified as low-risk auditee?No 149 TOWN OF TAOS Schedule IV Schedule of Findings and Questioned Costs Page 2 of 2 June 30, 2024 Section II –Financial Statement Findings None noted Section III –Federal Award Findings None noted Section IV –Section 12-6-5 NMSA 1978 Findings None noted Section V –Prior Year Audit Findings 2023-001 —Reporting– (Significant Deficiency)-Resolved 150 TOWN OF TAOS Other Disclosures June 30, 2024 Exit Conference An exit conference was held on December 12, 2024. In attendance were the following: Representing the Town of Taos: Marietta S. Fambro – Town Councilor Lupe E. Martinez – Town Manager Mark T. Flores II – Assistant Town Manager Jonathan Montoya – Finance Director Josephine Fresquez –Deputy Finance Director HD “Skip” Pedlar, CPA – Audit Committee Member Representing Cordova CPAs LLC: Robert Gonzales, CPA- Principal Auditor Prepared Financial Statements Cordova CPAs LLC prepared the GAAP-basis financial statements and footnotes of Town of Taos from the original books and records provided to them by the management of the Town. The responsibility for the financial statements remains with the Town. 151